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LOANS RECEIVABLE AND CREDIT QUALITY (Tables)
 6 Months Ended
Jun. 30, 2017
LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]  
Summary of the Credit Risk Profile of the Real Estate Loans
The following is a summary of the credit risk profile of real estate and C&I loans (including deferred costs) by internally assigned grade as of the dates indicated:

  
Balance at June 30, 2017
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
69,688
  
$
182
  
$
1,112
  
$
-
  
$
70,982
 
Multifamily residential and residential mixed use
  
4,747,233
   
3,432
   
5,515
   
-
   
4,756,180
 
Commercial mixed use real estate
  
399,960
   
-
   
4,966
   
-
   
404,926
 
Commercial real estate
  
563,513
   
864
   
6,468
   
-
   
570,845
 
ADC
  
4,000
   
-
   
-
   
-
   
4,000
 
Total real estate
  
5,784,394
   
4,478
   
18,061
   
-
   
5,806,933
 
C&I
  
68,199
   
-
   
-
   
-
   
68,199
 
Total
 
$
5,852,593
  
$
4,478
  
$
18,061
  
$
-
  
$
5,875,132
 
 
  
Balance at December 31, 2016
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
72,325
  
$
212
  
$
1,485
  
$
-
  
$
74,022
 
Multifamily residential and residential mixed use
  
4,589,838
   
3,488
   
7,200
   
-
   
4,600,526
 
Commercial mixed use real estate
  
398,139
   
535
   
5,465
   
-
   
404,139
 
Commercial real estate
  
546,568
   
525
   
7,227
   
-
   
554,320
 
Total Real Estate
 
$
5,606,870
  
$
4,760
  
$
21,377
  
$
-
  
$
5,633,007
 

The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

Grade
 
Balance at
June 30,
2017
  
Balance at
December 31,
2016(1)
 
Performing
 
$
1,748
  
$
3,414
 
Non-accrual
  
1
   
1
 
Total
 
$
1,749
  
$
3,415
 
(1)
Included in the balance of consumer loans at December 31, 2016 are $2,058 of C&I loans. Subsequent to December 31, 2016, C&I loans were evaluated based on risk ratings and included in the preceding credit risk profile table.
Past Due Financing Receivables
The following is a breakdown of the past due status of the Company's investment in loans (excluding accrued interest) as of the dates indicated:

  
At June 30, 2017
 
  
30 to 59 Days
Past Due
  
60 to 89 Days
Past Due
  
Loans 90
Days or More
Past Due and
Still Accruing
Interest
  
Non-accrual (1)
  
Total Past
Due
  
Current
  
Total Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
84
  
$
74
  
$
373
  
$
654
  
$
1,185
  
$
69,797
  
$
70,982
 
Multifamily residential and residential mixed use
  
-
   
-
   
98
   
2,618
   
2,716
   
4,753,464
   
4,756,180
 
Commercial mixed use real estate
  
-
   
-
   
793
   
101
   
894
   
404,032
   
404,926
 
Commercial real estate
  
1,713
   
-
   
-
   
-
   
1,713
   
569,132
   
570,845
 
ADC
  
-
   
-
   
-
   
-
   
-
   
4,000
   
4,000
 
Total real estate
 
$
1,797
  
$
74
  
$
1,264
  
$
3,373
  
$
6,508
  
$
5,800,425
  
$
5,806,933
 
C&I
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
68,199
  
$
68,199
 
Consumer
 
$
2
  
$
-
  
$
-
  
$
1
  
$
3
  
$
1,746
  
$
1,749
 
(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2017.

  
At December 31, 2016
 
  
30 to 59 Days
Past Due
  
60 to 89 Days
Past Due
  
Loans 90
Days or More
Past Due and
Still Accruing
Interest
  
Non-accrual (1)
  
Total Past
Due
  
Current
  
Total Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
188
  
$
-
  
$
1,513
  
$
1,012
  
$
2,712
  
$
71,309
  
$
74,022
 
Multifamily residential and residential mixed use
  
-
   
-
   
1,557
   
2,675
   
4,232
   
4,596,294
   
4,600,526
 
Commercial mixed use real estate
  
-
   
-
   
-
   
549
   
549
   
403,590
   
404,139
 
Commercial real estate
  
1,732
   
-
   
-
   
-
   
1,732
   
552,588
   
554,320
 
Total real estate
 
$
1,920
  
$
-
  
$
3,070
  
$
4,236
  
$
9,226
  
$
5,623,781
  
$
5,633,007
 
C&I
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
2,058
  
$
2,058
 
Consumer
 
$
-
  
$
-
  
$
-
  
$
1
  
$
1
  
$
1,356
  
$
1,357
 
(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2016.
Troubled Debt Restructurings on Financing Receivables
The following table summarizes outstanding TDRs by underlying collateral types as of the dates indicated:

  
As of June 30, 2017
  
As of December 31, 2016
 
  
No. of Loans
  
Balance
  
No. of Loans
  
Balance
 
One-to-four family residential, including condominium and cooperative apartment
  
2
  
$
399
   
2
  
$
407
 
Multifamily residential and residential mixed use
  
3
   
639
   
3
   
658
 
Commercial mixed use real estate
  
1
   
4,218
   
1
   
4,261
 
Commercial real estate
  
1
   
3,330
   
1
   
3,363
 
Total real estate
  
7
  
$
8,586
   
7
  
$
8,689