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LOANS RECEIVABLE AND CREDIT QUALITY (Tables)
3 Months Ended
Mar. 31, 2017
LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]  
Summary of the Credit Risk Profile of the Real Estate Loans
The following is a summary of the credit risk profile of real estate and C&I loans (including deferred costs) by internally assigned grade as of the dates indicated:

  
Balance at March 31, 2017
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One- to four-family residential, including condominium and cooperative apartment
 
$
73,777
  
$
210
  
$
1,144
  
$
-
  
$
75,131
 
Multifamily residential and residential mixed use
  
4,685,627
   
3,460
   
7,111
   
-
   
4,696,198
 
Commercial mixed use real estate
  
393,101
   
532
   
5,386
   
-
   
399,019
 
Commercial real estate
  
543,613
   
522
   
6,504
   
-
   
550,639
 
Total real estate
  
5,696,118
   
4,724
   
20,145
   
-
   
5,720,987
 
C&I
  
30,189
   
-
   
-
   
-
   
30,189
 
Total
 
$
5,726,307
  
$
4,724
  
$
20,145
  
$
-
  
$
5,751,176
 

  
Balance at December 31, 2016
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One- to four-family residential, including condominium and cooperative apartment
 
$
72,325
  
$
212
  
$
1,485
  
$
-
  
$
74,022
 
Multifamily residential and residential mixed use
  
4,589,838
   
3,488
   
7,200
   
-
   
4,600,526
 
Commercial mixed use real estate
  
398,139
   
535
   
5,465
   
-
   
404,139
 
Commercial real estate
  
546,568
   
525
   
7,227
   
-
   
554,320
 
Total Real Estate
 
$
5,606,870
  
$
4,760
  
$
21,377
  
$
-
  
$
5,633,007
 

The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

Grade
 
Balance at
March 31,
2017
  
Balance at
December 31,
2016(1)
 
Performing
 
$
968
  
$
3,414
 
Non-accrual
  
5
   
1
 
Total
 
$
973
  
$
3,415
 
(1)
Included in the balance of consumer loans at December 31, 2016 are $2,058 of C&I loans. As of March 31, 2017, C&I loans were evaluated based on risk ratings and included in the preceding credit risk profile table.
Past Due Financing Receivables
The following is a breakdown of the past due status of the Company's investment in loans (excluding accrued interest and loans held for sale) as of the dates indicated:
 
  
At March 31, 2017
 
  
30 to 59 Days
Past Due
  
60 to 89 Days
Past Due
  
Loans 90
Days or More
Past Due and
Still Accruing
Interest
  
Non-accrual (1)
  
Total Past
Due
  
Current
  
Total Loans
 
Real Estate:
                     
One- to four-family residential, including condominium and cooperative apartment
 
$
173
  
$
-
  
$
-
  
$
678
  
$
851
  
$
74,280
  
$
75,131
 
Multifamily residential and residential mixed use
  
-
   
-
   
105
   
2,623
   
2,728
   
4,693,470
   
4,696,198
 
Commercial mixed use real estate
  
-
   
-
   
614
   
495
   
1,109
   
397,910
   
399,019
 
Commercial real estate
  
-
   
-
   
-
   
-
   
-
   
550,639
   
550,639
 
Total real estate
 
$
173
  
$
-
  
$
719
  
$
3,796
  
$
4,688
  
$
5,716,299
  
$
5,720,987
 
C&I 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
30,189
  
$
30,189
 
Consumer
 
$
-
  
$
-
  
$
-
  
$
5
  
$
5
  
$
968
  
$
973
 
(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of March 31, 2017.
 
  
At December 31, 2016
 
  
30 to 59
Days Past Due
  
60 to 89 Days
Past Due
  
Loans 90
Days or More
Past Due and
Still Accruing
Interest
  
Non-accrual (1)
  
Total Past
Due
  
Current
  
Total Loans
 
Real Estate:
                     
One- to four-family residential, including condominium and cooperative apartment
 
$
188
  
$
-
  
$
1,513
  
$
1,012
  
$
2,712
  
$
71,309
  
$
74,022
 
Multifamily residential and residential mixed use
  
-
   
-
   
1,557
   
2,675
   
4,232
   
4,596,294
   
4,600526
 
Commercial mixed use real estate
  
-
   
-
   
-
   
549
   
549
   
403,590
   
404,139
 
Commercial real estate
  
1,732
   
-
   
-
   
-
   
1,732
   
552,588
   
554,320
 
Total real estate
 
$
1,920
  
$
-
  
$
3,070
  
$
4,236
  
$
9,226
  
$
5,623,781
  
$
5,633,007
 
C&I 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
2,058
  
$
2,058
 
Consumer
 
$
-
  
$
-
  
$
-
  
$
1
  
$
1
  
$
1,356
  
$
1,357
 
(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2016.
Troubled Debt Restructurings on Financing Receivables
The following table summarizes outstanding TDRs by underlying collateral types as of the dates indicated:

  
As of March 31, 2017
  
As of December 31, 2016
 
  
No. of Loans
  
Balance
  
No. of Loans
  
Balance
 
One- to four-family residential, including condominium and cooperative apartment
  
2
  
$
402
   
2
  
$
407
 
Multifamily residential and residential mixed use
  
3
   
649
   
3
   
658
 
Commercial mixed use real estate
  
1
   
4,240
   
1
   
4,261
 
Commercial real estate
  
1
   
3,347
   
1
   
3,363
 
Total real estate
  
7
  
$
8,638
   
7
  
$
8,689