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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($)
$ in Thousands
Mar. 31, 2017
Dec. 31, 2016
ASSETS:    
Cash and due from banks $ 87,834 $ 113,503
Investment securities held-to-maturity (estimated fair value of $8,048 and $7,296 at March 31, 2017 and December 31, 2016, respectively) (Fully unencumbered) 5,332 5,378
Investment securities available-for-sale, at fair value (fully unencumbered) 4,001 3,895
Mortgage-backed securities ("MBS") available-for-sale, at fair value (Fully unencumbered) 3,520 3,558
Trading Securities 7,153 6,953
Loans:    
Real estate, net 5,720,987 5,633,007
Commercial and industrial ("C&I") loans 30,189 2,058
Other loans 973 1,357
Less allowance for loan losses (20,954) (20,536)
Total loans, net 5,731,195 5,615,886
Premises and fixed assets, net 21,620 18,405
Premises held for sale 1,379 1,379
Federal Home Loan Bank of New York ("FHLBNY") capital stock 41,411 44,444
Bank Owned Life Insurance ("BOLI") 86,873 86,328
Goodwill 55,638 55,638
Other assets 49,414 50,063
Total Assets 6,095,370 6,005,430
Due to depositors:    
Interest bearing deposits 4,217,696 4,097,992
Non-interest bearing deposits 290,786 297,434
Total deposits 4,508,482 4,395,426
Escrow and other deposits 135,817 103,001
FHLBNY advances 763,725 831,125
Trust Preferred securities payable 70,680 70,680
Other liabilities 43,441 39,330
Total Liabilities 5,522,145 5,439,562
Stockholders' Equity:    
Preferred stock ($0.01 par, 9,000,000 shares authorized, none issued or outstanding at March 31, 2017 and December 31, 2016) 0 0
Common stock ($0.01 par, 125,000,000 shares authorized, 53,614,807 shares and 53,572,745 shares issued at March 31, 2017 and December 31, 2016, respectively, and 37,569,348 shares and 37,455,853 shares outstanding at March 31, 2017 and December 31, 2016, respectively) 536 536
Additional paid-in capital 279,553 278,356
Retained earnings 509,453 503,539
Accumulated other comprehensive loss, net of deferred taxes (5,514) (5,939)
Unearned stock award common stock (3,012) (1,932)
Holding Company Common stock held by Benefit Maintenance Plan ("BMP") (6,859) (6,859)
Treasury stock, at cost (16,045,459 shares and 16,116,892 shares at March 31, 2017 and December 31, 2016, respectively) (200,932) (201,833)
Total Stockholders' Equity 573,225 565,868
Total Liabilities And Stockholders' Equity $ 6,095,370 $ 6,005,430