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MORTGAGE SERVICING ACTIVITIES AND MORTGAGE BANKING INCOME (Tables)
 12 Months Ended
Dec. 31, 2015
NET MORTGAGE BANKING INCOME [Abstract]  
Net Mortgage Banking Income [Table Text Block]
Net mortgage banking income presented in the consolidated statements of operations was comprised of the following items:

  
Year Ended December 31,
 
  
2015
  
2014
  
2013
 
Gain on the sale of loans originated for sale
 
$
-
  
$
27
  
$
13
 
Credit to reduce the liability for the First Loss Position
  
-
   
1,040
   
305
 
Mortgage banking fees
  
183
   
158
   
155
 
Net mortgage banking income
 
$
183
  
$
1,225
  
$
473