UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS:
Cash and due from banks	$ 74,073	$ 78,187
Federal funds sold and other short-term investments	0	250
Total cash and cash equivalents	74,073	78,437
Investment securities held-to-maturity (estimated fair value of $7,478 and $6,315 at September 30, 2015 and December 31, 2014, respectively)(fully unencumbered)	5,349	5,367
Investment securities available-for-sale, at fair value:
Investment securities available-for-sale, at fair value (fully unencumbered):	3,684	3,806
Mortgage-backed securities available-for-sale, at fair value:
Mortgage-backed securities available-for-sale, at fair value:	446	26,409
Trading Securities	8,697	8,559
Loans:
Real estate, net	4,490,624	4,117,411
Consumer loans	1,468	1,829
Less allowance for loan losses	(18,959)	(18,493)
Total loans, net	4,473,133	4,100,747
Loans held for sale	0	0
Premises and fixed assets, net	15,296	25,065
Premises held for sale	8,799	0
Federal Home Loan Bank of New York (FHLBNY) capital stock	54,348	58,407
Other real estate owned (OREO)	148	18
Goodwill	55,638	55,638
Bank Owned Life Insurance	84,451	82,614
Other assets	48,430	52,040
Total Assets	4,832,492	4,497,107
Due to depositors:
Interest bearing deposits	2,800,061	2,472,199
Non-interest bearing deposits	229,436	187,593
Total deposits	3,029,497	2,659,792
Escrow and other deposits	131,132	91,921
FHLBNY advances	1,069,725	1,173,725
Trust Preferred securities payable	70,680	70,680
Other liabilities	47,579	41,264
Total Liabilities	$ 4,348,613	$ 4,037,382
Commitments and Contingencies
Stockholders' Equity:
Preferred stock ($0.01 par, 9,000,000 shares authorized, none issued or outstanding at September 30, 2015 and December 31, 2014)	$ 0	$ 0
Common stock ($0.01 par, 125,000,000 shares authorized, 53,145,798 shares and 52,871,443 shares issued at September 30, 2015 and December 31, 2014, respectively, and 37,188,874 shares and 36,855,019 shares outstanding at September 30, 2015 and December 31, 2014, respectively)	532	529
Additional paid-in capital	259,906	254,358
Retained earnings	445,326	427,126
Accumulated other comprehensive loss, net of deferred taxes	(9,173)	(8,547)
Unallocated common stock of Employee Stock Ownership Plan (ESOP)	(2,371)	(2,545)
Unearned Restricted Stock Award common stock	(2,709)	(3,066)
Common stock held by Benefit Maintenance Plan (BMP)	(9,354)	(9,164)
Treasury stock, at cost (15,956,924 shares and 16,016,424 shares at September 30, 2015 and December 31, 2014, respectively)	(198,278)	(198,966)
Total Stockholders' Equity	483,879	459,725
Total Liabilities And Stockholders' Equity	$ 4,832,492	$ 4,497,107