UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2015		Dec. 31, 2014
ASSETS:
Cash and due from banks	$ 67,946		$ 78,187
Federal funds sold and other short-term investments	0		250
Total cash and cash equivalents	67,946		78,437
Investment securities held-to-maturity (estimated fair value of $7,787 and $6,315 at June 30, 2015 and December 31, 2014, respectively)(fully unencumbered)	5,300	[1]	5,367	[2]
Investment securities available-for-sale, at fair value:
Investment securities available-for-sale, at fair value (fully unencumbered):	3,842		3,806
Mortgage-backed securities available-for-sale, at fair value:
Mortgage-backed securities available-for-sale, at fair value:	459		26,409
Trading Securities	8,777		8,559
Loans:
Real estate, net	4,304,309		4,117,411
Consumer loans	1,954		1,829
Less allowance for loan losses	(18,553)		(18,493)
Total loans, net	4,287,710		4,100,747
Loans held for sale	333		0
Premises and fixed assets, net	15,263		25,065
Premises held for sale	8,799		0
Federal Home Loan Bank of New York (FHLBNY) capital stock	52,728		58,407
Other real estate owned (OREO)	148		18
Goodwill	55,638		55,638
Bank Owned Life Insurance	83,830		82,614
Other assets	53,762		52,040
Total Assets	4,644,535		4,497,107
Due to depositors:
Interest bearing deposits	2,722,850		2,472,199
Non-interest bearing deposits	210,957		187,593
Total deposits	2,933,807		2,659,792
Escrow and other deposits	87,239		91,921
FHLBNY advances	1,033,725		1,173,725
Trust Preferred securities payable	70,680		70,680
Other liabilities	41,137		41,264
Total Liabilities	$ 4,166,588		$ 4,037,382
Commitments and Contingencies
Stockholders' Equity:
Preferred stock ($0.01 par, 9,000,000 shares authorized, none issued or outstanding at June 30, 2015 and December 31, 2014)	$ 0		$ 0
Common stock ($0.01 par, 125,000,000 shares authorized, 53,145,798 shares and 52,871,443 shares issued at June 30, 2015 and December 31, 2014, respectively, and 37,189,352 shares and 36,855,019 shares outstanding at June 30, 2015 and December 31, 2014, respectively)	532		529
Additional paid-in capital	259,637		254,358
Retained earnings	440,335		427,126
Accumulated other comprehensive loss, net of deferred taxes	(9,349)		(8,547)
Unallocated common stock of Employee Stock Ownership Plan (ESOP)	(2,429)		(2,545)
Unearned Restricted Stock Award common stock	(3,165)		(3,066)
Common stock held by Benefit Maintenance Plan (BMP)	(9,354)		(9,164)
Treasury stock, at cost (15,956,446 shares and 16,016,424 shares at June 30, 2015 and December 31, 2014, respectively)	(198,260)		(198,966)
Total Stockholders' Equity	477,947		459,725
Total Liabilities And Stockholders' Equity	$ 4,644,535		$ 4,497,107

[1] Amount represents the purchase amortized / historical cost less any OTTI charges (credit or non-credit related) previously recognized. For the TRUPS, amount is also net of the $887 unamortized portion of the unrealized loss that was recognized in accumulated other comprehensive loss on September 1, 2008 (the day on which these securities were transferred from available-for-sale to held-to-maturity).

[2] Amount represents the purchase amortized / historical cost less any OTTI charges (credit or non-credit related) previously recognized. For the TRUPS, amount is also net of the $932 unamortized portion of the unrealized loss that was recognized in accumulated other comprehensive loss on September 1, 2008 (the day on which these securities were transferred from available-for-sale to held-to-maturity).