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MORTGAGE SERVICING ACTIVITIES AND MORTGAGE BANKING INCOME (Tables)
12 Months Ended
Dec. 31, 2014
NET MORTGAGE BANKING INCOME [Abstract]  
Net Mortgage Banking Income [Table Text Block]
Net mortgage banking income presented in the consolidated statements of operations was comprised of the following items:

 
Year Ended December 31,
 
2014  
2013  
2012  
Gain on the sale of loans originated for sale
$27 
$13 
$68 
Credit to reduce the liability for the First Loss Position
1,040 
305 
1,286 
Mortgage banking fees
158 
155 
414 
Net mortgage banking income
$1,225 
$473 
$1,768