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MORTGAGE SERVICING ACTIVITIES AND MORTGAGE BANKING INCOME (Tables)
 12 Months Ended
Dec. 31, 2013
MORTGAGE SERVICING ACTIVITIES AND MORTGAGE BANKING INCOME [Abstract]  
Net Mortgage Banking Income Presented in the Consolidated Statements of Operations
Net mortgage banking income presented in the consolidated statements of operations was comprised of the following items:

 
 
Year Ended December 31,
 
 
 
2013
  
2012
  
2011
 
Gain on the sale of loans originated for sale
 
$
13
  
$
68
  
$
5
 
Credit to reduce the liability for the First Loss Position
  
305
   
1,286
   
-
 
Mortgage banking fees
  
155
   
414
   
564
 
Net mortgage banking income
 
$
473
  
$
1,768
  
$
569