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SUBSEQUENT EVENT
12 Months Ended
Dec. 31, 2013
SUBSEQUENT EVENT [Abstract]  
SUBSEQUENT EVENT [Text Block]
22.  SUBSEQUENT EVENT

In February 2014, the Bank re-acquired the entire remaining pool of multifamily loans sold to FNMA discussed in Notes 5 and 6.  As a result of the re-acquisition, the First Loss Position and related reserve amounts shown in Note 6 have been extinguished.  No reserves for losses on these loans were included in the Bank's allowance for loan losses upon acquisition.  In the event that subsequent adverse conditions warrant losses to be recognized, such losses will be accounted for under the Bank's allowance for loan losses.