UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:
Loans secured by real estate	$ 42,451	$ 45,963	$ 130,291	$ 143,735
Other loans	25	28	74	76
Mortgage-backed securities	310	677	1,123	2,456
Investment securities	84	223	316	1,043
Federal funds sold and other short-term investments	416	582	1,423	1,895
Total interest income	43,286	47,473	133,227	149,205
Interest expense:
Deposits and escrow	4,908	5,302	15,240	16,449
Borrowed funds	6,725	8,773	20,267	31,465
Total interest expense	11,633	14,075	35,507	47,914
Net interest income	31,653	33,398	97,720	101,291
Provision for loan losses	240	126	425	3,858
Net interest income after provision for loan losses	31,413	33,272	97,295	97,433
Non-interest income:
Total other than temporary impairment (OTTI) losses	0	0	0	(187)
Less: Non-credit portion of OTTI recorded in other comprehensive income (before taxes)	0	0	0	6
Net OTTI recognized in earnings	0	0	0	(181)
Service charges and other fees	1,015	1,244	2,554	2,840
Net mortgage banking income	76	259	350	1,475
Net gain on securities and other assets	83	67	276	180
Income from bank owned life insurance	419	423	1,249	1,265
Other	415	581	1,197	1,772
Total non-interest income	2,008	2,574	5,626	7,351
Non-interest expense:
Salaries and employee benefits	8,459	8,245	25,730	25,751
Stock benefit plan amortization expense	1,007	975	2,985	2,884
Occupancy and equipment	2,697	2,527	7,735	7,431
Federal deposit insurance premiums	515	502	1,470	1,557
Data processing costs	858	746	2,533	2,223
Other	2,039	2,776	6,778	8,009
Total non-interest expense	15,575	15,771	47,231	47,855
Income before income taxes	17,846	20,075	55,690	56,929
Tax Expense (Benefit)	7,215	8,280	22,450	23,356
Net income	10,631	11,795	33,240	33,573
Earnings per Share:
Basic (in dollars per share)	$ 0.30	$ 0.34	$ 0.95	$ 0.98
Diluted (in dollars per share)	$ 0.30	$ 0.34	$ 0.95	$ 0.98
STATEMENTS OF COMPREHENSIVE INCOME
Net income	10,631	11,795	33,240	33,573
Amortization and reversal of net unrealized loss on securities transferred from available-for-sale to held-to-maturity, net of taxes of $8 and $11 during the three months ended September 30, 2013 and 2012, respectively, and $58 and $75 during the nine months ended September 30, 2013 and 2012, respectively	10	13	72	91
Reduction in non-credit component of OTTI charge, net of taxes of $4 and $6 during the three months ended September 30, 2013 and 2012, respectively, and $13 and $133 during the nine months ended September 30, 2013 and 2012, respectively	4	7	12	161
Non-credit component of OTTI charge recognized during the period, net of tax benefit of $(3) during the Nine months ended September 30, 2012	0	0	0	(3)
Reclassification adjustment for securities sold during the period, net of taxes of $(50) and $(20) during the nine months ended September 30, 2013 and 2012, respectively	0	0	(60)	(24)
Net unrealized securities gains (losses) arising during the period, net of (tax benefits) taxes of $74 and $(6) during the three months ended September 30, 2013 and 2012, respectively and $125 and $(184) during the nine months ended September 30, 2013 and 2012, respectively	90	(7)	156	(224)
Defined benefit plan adjustments, net of taxes of $256 during the nine months ended September 30, 2012	0	0	0	312
Comprehensive Income	$ 10,735	$ 11,808	$ 33,420	$ 33,886