UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income:
Loans secured by real estate	$ 43,148	$ 50,513
Other loans	25	20
Mortgage-backed securities	459	947
Investment securities	129	315
Federal funds sold and other short-term investments	544	674
Total interest income	44,305	52,469
Interest expense:
Deposits and escrow	5,201	5,726
Borrowed funds	6,790	13,349
Total interest expense	11,991	19,075
Net interest income	32,314	33,394
Provision for loan losses	157	1,457
Net interest income after provision for loan losses	32,157	31,937
Non-interest income:
Total other than temporary impairment (OTTI) losses	0	(187)
Less: Non-credit portion of OTTI recorded in other comprehensive income (before taxes)	0	6
Net OTTI recognized in earnings	0	(181)
Service charges and other fees	712	795
Net mortgage banking income	161	121
Net gain on securities	210	106
Income from bank owned life insurance	413	421
Other	402	528
Total non-interest income	1,898	1,790
Non-interest expense:
Salaries and employee benefits	8,933	8,984
Stock benefit plan amortization expense	1,018	951
Occupancy and equipment	2,532	2,471
Federal deposit insurance premiums	511	599
Data processing costs	812	731
Other	2,503	2,672
Total non-interest expense	16,309	16,408
Income before income taxes	17,746	17,319
Income tax expense	7,176	7,072
Net income	10,570	10,247
Earnings per Share:
Basic	$ 0.30	$ 0.30
Diluted	$ 0.30	$ 0.30
STATEMENTS OF COMPREHENSIVE INCOME
Net income	10,570	10,247
Amortization and reversal of net unrealized loss on securities transferred from vailable-for-sale to held-to-maturity, net of taxes of $27 and $21 during the three months nded March 31, 2013 and 2012, respectively	34	25
Reduction in non-credit component of OTTI charge, net of taxes of $4 and $5 during the three months ended March 31, 2013 and 2012, respectively	4	5
Non-credit component of OTTI charge recognized during the period, net of tax benefit of $(3) during the three months ended March 31, 2012	0	(3)
Reclassification adjustment for securities sold during the period, net of taxes of $(50) during the three months ended March 31, 2013	(60)	0
Net unrealized securities gains arising during the period, net of taxes of $196 and $27 during the three months ended March 31, 2013 and 2012, respectively	241	35
Defined benefit plan adjustments, net of taxes of $256 during the three months ended March 31, 2012	0	312
Comprehensive Income	$ 10,789	$ 10,621