MORTGAGE SERVICING ACTIVITIES AND MORTGAGE BANKING INCOME (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012		Dec. 31, 2011		Dec. 31, 2010
MORTGAGE SERVICING ACTIVITIES AND MORTGAGE BANKING INCOME [Abstract]
Servicing loans outstanding	$ 361,820		$ 486,514		$ 596,310
Escrow balances held for serviced loans	6,758		5,950
Servicing Asset at Amortized Value, Amount [Roll Forward]
Balance at beginning of period	1,604		2,271		2,765
Additions for loans sold during the period	55		0		284
Reversal of valuation reserve	0		0		0
Amortization	(544)		(667)		(778)
Balance at period end	1,115		1,604		2,271
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]
Net carrying value of the servicing asset	1,115		1,604		2,271
Fair value of the servicing asset	1,511		2,139		2,840
Weighted Average Life (in years)	5 years 6 months 6 days		6 years 3 months 18 days		6 years 0 months 0 days
Prepayment speed assumptions (annual rate) ("PSA")	150.00%		150.00%		150.00%
Impact on fair value of 10 Percent adverse change, Prepayment speed	(21)		(30)		(43)
Impact on fair value of 20 Percent adverse change, Prepayment speed	(41)		(59)		(86)
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Expected Dollar Credit Loss Per Loan	13		13		13
Impact on fair value of 10 Percent adverse change, Expected Credit Losses	0		(1)		0
Impact on fair value of 20 Percent adverse change, Expected Credit Losses	0		(2)		0
Residual cash flows discount rate (in hundredth)	13.75%		13.75%		13.75%
Impact on fair value of 10 Percent adverse change, Residual cash-flows discount rate	(26)		(39)		(54)
Impact on fair value of 20 Percent adverse change, Residual cash-flows discount Rate	(50)		(76)		(106)
Average Interest rate on adjustable rate loans (in hundredth)	5.59%		5.84%		5.81%
Impact on fair value of 10 Percent adverse change, Average Interest rate on adjustable rate loans	0		0		0
Impact on fair value of 20 Percent adverse change, Average Interest rate on adjustable rate loans	0		0		0
Net mortgage banking income presented in the consolidated statements of operations [Abstract]
Gain on the sale of loans originated for sale	68		5		439
Credit to reduce the liability for the First Loss Position	1,286	[1]	0	[1]	0	[1]
Mortgage banking fees	414		564		630
Reversal of valuation reserve on MSR	0		0		0
Net mortgage banking income	$ 1,768		$ 569		$ 1,069

[1] 1 Amount recognized as a portion of mortgage banking income during the period.