UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income per the Consolidated Statements of operations	$ 33,573	$ 34,582
Adjustments to reconcile net income to net cash provided by operating activities:
Net (gain) loss on sale of loans originated for sale	(26)	8
Net gain on sale of investment securities available-for-sale	(44)	(22)
Net gain on trading securities	(136)	105
Net depreciation and amortization	2,080	2,236
ESOP compensation expense	819	812
Stock plan compensation (excluding ESOP)	1,750	1,582
Provision for loan losses	3,858	5,305
Credit to reduce the liability for loans sold with recourse	(1,107)	0
OTTI charge for investment securities recognized in earnings	181	695
Increase in cash surrender value of Bank Owned Life Insurance	(1,265)	(1,334)
Deferred income tax credit	47	(2,415)
Excess tax benefit of stock plans	(349)	(399)
Changes in assets and liabilities:
Origination of loans held for sale	(5,080)	(4,539)
Proceeds from sale of loans held for sale	8,741	7,957
Decrease in other assets	2,666	5,966
Increase (decrease) in other liabilities	5,906	21,473
Net cash provided by operating activities	51,614	72,012
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from principal repayments of investment securities held-to-maturity	904	118
Proceeds from maturities of investment securities available-for-sale	0	0
Proceeds from calls and principal repayments of investment securities available-for-sale	200,320	174,000
Proceeds from sales of investment securities available-for-sale	313	226
Proceeds from sales of trading securities	171	136
Purchases of investment securities available-for-sale	(80,086)	(228,132)
Purchases of mortgage backed securities available-for-sale	(23,186)	0
Purchases of trading securities	(1,691)	(426)
Principal collected on mortgage backed securities available-for-sale	34,021	37,706
Purchases of loans	(24,483)	(39,190)
Proceeds from the sale of portfolio loans	30,906	15,712
Net decrease in loans	124,031	55,417
Purchases of fixed assets, net	(2,739)	(3,271)
Redemption of FHLBNY capital stock	7,853	4,704
Net cash provided by (used in) investing activities	266,334	17,000
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in due to depositors	75,465	34,036
Net increase in escrow and other deposits	39,254	23,803
Decrease in REPOS	(40,000)	0
Repayment of FHLBNY advances	(172,275)	(105,750)
Cash dividends paid	(14,386)	(14,156)
Exercise of stock options	4,086	2,630
BMP award distribution	0	0
Excess tax benefit of stock plans	349	399
Net cash (used in) provided by financing activities	(107,507)	(59,038)
INCREASE IN CASH AND DUE FROM BANKS	210,441	29,974
CASH AND DUE FROM BANKS, BEGINNING OF PERIOD	44,260	90,729
CASH AND DUE FROM BANKS, END OF PERIOD	254,701	120,703
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for income taxes	22,531	20,718
Cash paid for interest	48,244	53,573
Loans transferred to held for sale	1,000	0
Amortization of unrealized loss on securities transferred from available-for-sale to held-to-maturity	142	85
Net decrease in non-credit component of OTTI	(288)	(1,239)
Defined benefit plan adjustments, net of taxes of $256 during the nine months ended September 30, 2012 and $23 during the nine months ended September 30, 2011	$ 312	$ 27