UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest income:
Loans secured by real estate	$ 45,963	$ 49,139	$ 143,735	$ 151,625
Other loans	28	24	76	74
Mortgage-backed securities	677	1,192	2,456	3,974
Investment securities	223	321	1,043	1,019
Federal funds sold and other short-term investments	582	640	1,895	2,089
Total interest income	47,473	51,316	149,205	158,781
Interest expense:
Deposits and escrow	5,302	6,498	16,449	20,081
Borrowed funds	8,773	10,646	31,465	33,325
Total interest expense	14,075	17,144	47,914	53,406
Net interest income	33,398	34,172	101,291	105,375
Provision for loan losses	126	2,217	3,858	5,305
Net interest income after provision for loan losses	33,272	31,955	97,433	100,070
Non-interest income:
Total other than temporary impairment (OTTI) losses	0	(83)	(187)	(720)
Less: Non-credit portion of OTTI recorded in other comprehensive income (before taxes)	0	24	6	25
Net OTTI recognized in earnings	0	(59)	(181)	(695)
Service charges and other fees	1,244	1,172	2,840	2,836
Net mortgage banking income	259	136	1,475	433
Net gain on sales of securities and other assets	67	(136)	180	(69)
Income from bank owned life insurance	423	420	1,265	1,334
Other	581	616	1,772	1,954
Total non-interest income	2,574	2,149	7,351	5,793
Non-interest expense:
Salaries and employee benefits	8,245	7,723	25,751	24,518
Stock benefit plan amortization expense	975	939	2,884	2,886
Occupancy and equipment	2,527	2,649	7,431	7,741
Federal deposit insurance premiums	502	591	1,557	2,163
Data processing costs	746	760	2,223	2,236
Other	2,776	2,302	8,009	7,363
Total non-interest expense	15,771	14,964	47,855	46,907
Income before income taxes	20,075	19,140	56,929	58,956
Income tax expense	8,280	7,976	23,356	24,374
Net income	11,795	11,164	33,573	34,582
Earnings per Share:
Basic	$ 0.34	$ 0.33	$ 0.98	$ 1.03
Diluted	$ 0.34	$ 0.33	$ 0.98	$ 1.02
STATEMENTS OF COMPREHENSIVE INCOME
Net income	11,795	11,164	33,573	34,582
Amortization and reversal of net unrealized loss on securities transferred from available-for-sale to held-to-maturity, net of taxes of $11 and $14 during the three months ended September 30, 2012 and 2011, respectively, and $75 and $26 during the nine months ended September 30, 2012 and 2011, respectively	13	15	91	47
Reduction in non-credit component of OTTI charge, net of taxes of $6 and $290 during the three months ended September 30, 2012 and 2011, respectively, and $133 and $566 during the nine months ended September 30, 2012 and 2011, respectively	7	5	161	693
Non-credit component of OTTI charge recognized during the period, net of tax benefit of $(3) during the nine months ended September 30, 2011	0	(13)	(3)	(13)
Reclassification adjustment for securities sold during the period, net of taxes of $20 during nine months ended September 30, 2012, and $10 during the three months and nine months ended September 30, 2011	0	12	24	12
Net unrealized securities gains arising during the period, net of (tax benefits) taxes of $(6) and $304 during the three months ended September 30, 2012 and 2011, respectively and $(224) and $37 during the nine months ended September 30, 2012 and 2011, respectively	(7)	(601)	(272)	(557)
Defined benefit plan adjustments, net of taxes of $256 during the nine months ended September 30, 2012 and $23 during the nine months ended September 30, 2011	0	0	312	27
Comprehensive Income	$ 11,808	$ 10,582	$ 33,886	$ 34,791