UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest income:
Loans secured by real estate	$ 47,259	$ 51,857	$ 97,772	$ 102,486
Other loans	28	24	48	50
Mortgage-backed securities	832	1,330	1,779	2,782
Investment securities	505	382	820	698
Federal funds sold and other short-term investments	639	677	1,313	1,449
Total interest income	49,263	54,270	101,732	107,465
Interest expense:
Deposits and escrow	5,422	6,798	11,148	13,583
Borrowed funds	9,343	11,312	22,692	22,679
Total interest expense	14,765	18,110	33,840	36,262
Net interest income	34,498	36,160	67,892	71,203
Provision for loan losses	2,275	1,662	3,732	3,088
Net interest income after provision for loan losses	32,223	34,498	64,160	68,115
Non-interest income:
Total other than temporary impairment (OTTI) losses	0	(574)	(187)	(637)
Less: Non-credit portion of OTTI recorded in other comprehensive income (before taxes)	0	0	6	0
Net OTTI recognized in earnings	0	(574)	(181)	(637)
Service charges and other fees	802	901	1,596	1,664
Net mortgage banking income	1,095	203	1,216	296
Net gain on sales of securities and other assets	8	21	114	67
Income from bank owned life insurance	420	447	841	914
Other	663	736	1,192	1,340
Total non-interest income	2,988	1,734	4,778	3,644
Non-interest expense:
Salaries and employee benefits	8,519	8,061	17,507	16,795
Stock benefit plan amortization expense	958	955	1,909	1,948
Occupancy and equipment	2,434	2,403	4,905	5,092
Federal deposit insurance premiums	457	347	1,055	1,571
Data processing costs	742	784	1,476	1,476
Other	2,566	2,533	5,232	5,061
Total non-interest expense	15,676	15,083	32,084	31,943
Income before income taxes	19,535	21,149	36,854	39,816
Income tax expense	8,004	8,811	15,076	16,398
Net income	11,531	12,338	21,778	23,418
Earnings per Share:
Basic	$ 0.34	$ 0.37	$ 0.64	$ 0.70
Diluted	$ 0.34	$ 0.36	$ 0.64	$ 0.69
STATEMENTS OF COMPREHENSIVE INCOME
Net Income	11,531	12,338	21,778	23,418
Amortization and reversal of net unrealized loss on securities transferred from available-for-sale to held-to-maturity, net of taxes of $43 and $14 during the three months ended June 30, 2012 and 2011, respectively, and $64 and $26 during the six months ended June 30, 2012 and 2011, respectively	53	18	78	32
Reduction in non-credit component of OTTI charge, net of taxes of $122 and $290 during the three months ended June 30, 2012 and 2011, respectively, and $127 and $566 during the six months ended June 30, 2012 and 2011, respectively	149	352	154	688
Non-credit component of OTTI charge recognized during the period, net of tax benefit of $(3) during the six months ended June 30, 2012	0	0	(3)	0
Reclassification adjustment for securities sold during the period, net of taxes of $20 during the three months and six months ended June 30, 2012	24	0	24	0
Net unrealized securities gains arising during the period, net of (tax benefits) taxes of $(245) and $304 during the three months ended June 30, 2012 and 2011, respectively and $(218) and $37 during the six months ended June 30, 2012 and 2011, respectively	(300)	368	(265)	44
Defined benefit plan adjustments, net of taxes of $256 during the six months ended June 30, 2012 and $23 during the six months ended June 30, 2011	0	0	312	27
Comprehensive Income	$ 11,457	$ 13,076	$ 22,078	$ 24,209