UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income:
Loans secured by real estate	$ 50,513	$ 50,629
Other loans	20	26
Mortgage-backed securities	947	1,452
Investment securities	315	316
Federal funds sold and other short-term investments	674	772
Total interest income	52,469	53,195
Interest expense:
Deposits and escrow	5,726	6,785
Borrowed funds	13,349	11,367
Total interest expense	19,075	18,152
Net interest income	33,394	35,043
Provision for loan losses	1,457	1,426
Net interest income after provision for loan losses	31,937	33,617
Non-interest income:
Total other than temporary impairment (OTTI) losses	(187)	(63)
Less: Non-credit portion of OTTI recorded in other comprehensive income (before taxes)	6	0
Net OTTI recognized in earnings	(181)	(63)
Service charges and other fees	795	763
Net mortgage banking income	121	93
Net gain on sales of securities and other assets	106	46
Income from bank owned life insurance	421	467
Other	528	604
Total non-interest income	1,790	1,910
Non-interest expense:
Salaries and employee benefits	8,984	8,735
Stock benefit plan amortization expense	951	992
Occupancy and equipment	2,471	2,689
Federal deposit insurance premiums	599	1,224
Data processing costs	731	692
Other	2,672	2,528
Total non-interest expense	16,408	16,860
Income before income taxes	17,319	18,667
Income tax expense	7,072	7,587
Net income	10,247	11,080
Earnings per Share:
Basic	$ 0.30	$ 0.33
Diluted	$ 0.30	$ 0.33
STATEMENTS OF COMPREHENSIVE INCOME
Net Income	10,247	11,080
Amortization and reversal of net unrealized loss on securities transferred from available-for-sale to held-to-maturity, net of taxes of $21 and $12 during the three months ended March 31, 2012 and 2011, respectively	25	14
Reduction in non-credit component of OTTI charge, net of taxes of $5 and $276 during the three months ended March 31, 2012 and 2011, respectively	5	336
Non-credit component of OTTI charge recognized during the period, net of tax benefit of $(3) during the three months ended March 31, 2012	(3)	0
Net unrealized securities gains arising during the period, net of (tax benefits) taxes of $27 and $(267) during the three months ended March 31, 2012 and 2011, respectively	35	(324)
Defined benefit plan adjustments, net of taxes of $256 and $23 during the three months ended March 31, 2012 and 2011, respectively	312	27
Comprehensive Income	$ 10,621	$ 11,133