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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
ASSETS:    
Cash and due from banks $ 43,309 $ 86,193
Federal funds sold and other short-term investments 951 4,536
Total cash and cash equivalents 44,260 90,729
Investment securities held-to-maturity (estimated fair value of $4,924 and $4,408 at December 31, 2011 and December 31, 2010, respectively) (Fully unencumbered) 6,511 6,641
Investment securities available-for-sale, at fair value :    
Encumbered 124,282 80,229
Unencumbered 50,586 5,413
Investment securities available-for-sale, at fair value: 174,868 85,642
Mortgage-backed securities available-for-sale, at fair value:    
Encumbered 90,164 139,192
Unencumbered 3,713 5,326
Mortgage-backed securities available-for-sale, at fair value: 93,877 144,518
Trading securities 1,774 1,490
Loans:    
Real estate, net 3,458,416 3,467,644
Other loans 2,449 2,540
Less allowance for loan losses (20,254) (19,166)
Total loans, net 3,440,611 3,451,018
Loans held for sale 3,022 3,308
Premises and fixed assets, net 32,646 31,613
Federal Home Loan Bank of New York (FHLBNY) capital stock 49,489 51,718
Goodwill 55,638 55,638
Other assets 118,484 117,980
Total Assets 4,021,180 4,040,295
Due to depositors:    
Interest bearing deposits 2,202,622 2,224,851
Non-interest bearing deposits 141,079 125,730
Total deposits 2,343,701 2,350,581
Escrow and other deposits 71,812 68,542
Securities sold under agreements to repurchase 195,000 195,000
FHLBNY advances 939,775 990,525
Trust Preferred securities payable 70,680 70,680
Other liabilities 39,178 36,233
Total Liabilities 3,660,146 3,711,561
Commitments and Contingencies      
Stockholders' Equity:    
Preferred stock ($0.01 par, 9,000,000 shares authorized, none issued or outstanding at December 31, 2011 and December 31, 2010) 0 0
Common stock ($0.01 par, 125,000,000 shares authorized, 51,566,098 shares and 51,219,609 shares issued at December 31, 2011 and December 31, 2010, respectively, and 35,109,045 shares and 34,593,180 shares outstanding at December 31, 2011 and December 31, 2010, respectively) 516 512
Additional paid-in capital 231,521 225,585
Retained earnings 358,079 329,668
Accumulated other comprehensive loss, net of deferred taxes (9,709) (6,352)
Unallocated common stock of Employee Stock Ownership Plan (ESOP) (3,239) (3,470)
Unearned Restricted Stock Award common stock (3,037) (2,684)
Common stock held by Benefit Maintenance Plan (BMP) (8,655) (7,979)
Treasury stock, at cost (16,457,053 shares and 16,626,429 shares at December 31, 2011 and December 31, 2010, respectively) (204,442) (206,546)
Total Stockholders' Equity 361,034 328,734
Total Liabilities And Stockholders' Equity $ 4,021,180 $ 4,040,295