UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 34,582	$ 30,829
Adjustments to reconcile net income to net cash provided by operating activities:
Net loss on the sale of OREO	0	10
Net loss (gain) on sale of loans originated for sale	8	(321)
Net gain on sale of investment securities available-for-sale	(22)	(609)
Net gain recognized on the transfer of securities from available-for-sale into trading	0	(242)
Net loss (gain) on trading securities	105	(20)
Net depreciation and amortization	2,236	1,892
ESOP compensation expense	812	740
Stock plan compensation (excluding ESOP)	1,582	1,690
Provision for loan losses	5,305	7,948
Provision for losses on OREO	0	422
OTTI charge for investment securities recognized in earnings	695	2,312
Increase in cash surrender value of Bank Owned Life Insurance	(1,334)	(1,464)
Deferred income tax credit	(2,415)	696
Excess tax benefit of stock plans	(399)	(88)
Changes in assets and liabilities:
Origination of loans held for sale	(4,539)	(22,361)
Proceeds from sale of loans held for sale	7,957	22,753
Decrease in other assets	5,966	1,317
Increase (Decrease) in other liabilities	21,473	(938)
Net cash provided by operating activities	72,012	44,566
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from principal repayments of investment securities held-to-maturity	118	124
Proceeds from maturities of investment securities available-for-sale	0	0
Proceeds from calls and principal repayments of investment securities available-for-sale	174,000	46,510
Proceeds from sales of investment securities available-for-sale	226	2,519
Purchases of investment securities available-for-sale	(228,132)	(71,429)
Principal collected on mortgage backed securities available-for-sale	37,706	59,062
Proceeds from sales of trading securities	136	0
Purchases of trading securities	(426)	0
Net decrease (increase) in loans	31,939	(44,664)
Proceeds from the sale of OREO	0	558
Purchases of fixed assets, net	(3,271)	(3,027)
Redemption of FHLBNY capital stock	4,704	6,235
Net cash provided by (used in) investing activities	17,000	(4,112)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in due to depositors	34,036	163,830
Net increase in escrow and other deposits	23,803	26,070
Increase in securities sold under agreements to repurchase	0	(35,000)
Decrease in FHLBNY advances	(105,750)	(105,150)
Repayment of subordinated note	0	(25,000)
Cash dividends paid	(14,156)	(13,971)
Exercise of stock options	2,630	165
BMP award distribution	0	0
Excess tax benefit (expense) of stock plans	399	88
Net cash (used in) provided by financing activities	(59,038)	11,032
INCREASE IN CASH AND DUE FROM BANKS	29,974	51,486
CASH AND DUE FROM BANKS, BEGINNING OF PERIOD	90,729	43,123
CASH AND DUE FROM BANKS, END OF PERIOD	120,703	94,609
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for income taxes	20,718	22,385
Cash paid for interest	53,573	61,801
Loans transferred to OREO	0	320
Amortization of unrealized loss on securities transferred from available-for-sale to held-to-maturity	85	92
Net decrease in non-credit component of OTTI	(1,239)	(1,724)
Adjustments to other comprehensive income from defined benefit plans, net of tax	$ 27	$ (680)