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UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)
In Thousands
Sep. 30, 2011
Dec. 31, 2010
ASSETS:  
Cash and due from banks$ 120,703$ 86,193
Federal funds sold and other short-term investments04,536
Investment securities held-to-maturity (estimated fair value of $5,513 and $4,408 at September 30, 2011 and December 31, 2010, respectively) (Fully unencumbered)7,1736,641
Investment securities available-for-sale, at fair value:  
Encumbered113,92980,229
Unencumbered25,6975,413
Investment securities available-for-sale, at fair value:139,62685,642
Mortgage-backed securities available-for-sale, at fair value:  
Encumbered101,624139,192
Unencumbered4,0715,326
Mortgage-backed securities available-for-sale, at fair value:105,695144,518
Trading securities1,6751,490
Loans:  
Real estate, net3,432,3093,467,644
Other loans2,2442,540
Less allowance for loan losses(21,539)(19,166)
Total loans, net3,413,0143,451,018
Loans held for sale6423,308
Premises and fixed assets, net32,69531,613
Federal Home Loan Bank of New York (FHLBNY) capital stock47,01451,718
Other real estate owned (OREO)00
Goodwill55,63855,638
Other assets115,990117,980
Total Assets4,039,8654,040,295
Due to depositors:  
Interest bearing deposits2,249,1632,224,851
Non-interest bearing deposits135,454125,730
Due to depositors:2,384,6172,350,581
Escrow and other deposits92,34568,542
Securities sold under agreements to repurchase195,000195,000
FHLBNY advances884,775990,525
Trust Preferred securities payable70,68070,680
Other liabilities57,65636,233
Liabilities:3,685,0733,711,561
Commitments and Contingencies00
Stockholders' Equity:  
Preferred stock ($0.01 par, 9,000,000 shares authorized, none issued or outstanding at September 30, 2011 and December 31, 2010)00
Common stock ($0.01 par, 125,000,000 shares authorized, 51,470,184 shares and 51,219,609 shares issued at September 30, 2011 and December 31, 2010, respectively, and 35,013,131 shares and 34,593,180 shares outstanding at September 30, 2011 and December 31, 2010, respectively)515512
Additional paid-in capital230,196225,585
Retained earnings350,094329,668
Accumulated other comprehensive loss, net of deferred taxes(6,143)(6,352)
Unallocated common stock of Employee Stock Ownership Plan (ESOP)(3,297)(3,470)
Unearned Restricted Stock Award common stock(3,476)(2,684)
Common stock held by Benefit Maintenance Plan (BMP)(8,655)(7,979)
Treasury stock, at cost (16,457,053 shares and 16,626,429 shares at September 30, 2011 and December 31, 2010, respectively)(204,442)(206,546)
Total Stockholders' Equity354,792328,734
Total Liabilities And Stockholders' Equity$ 4,039,865$ 4,040,295