UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 23,418	$ 19,474
Adjustments to reconcile net income to net cash provided by operating activities:
Net loss (gain) on sale of loans originated for sale	14	(181)
Net gain on sale of investment securities available-for-sale	0	(608)
Net gain recognized on the transfer of securities from available-for-sale into trading	0	(242)
Net (gain) loss on trading securities	(53)	65
Net depreciation and amortization	1,526	1,254
ESOP compensation expense	561	489
Stock plan compensation (excluding ESOP)	1,059	1,099
Provision for loan losses	3,088	7,281
Provision for losses on OREO	0	357
Provision to increase the liability for loans sold with recourse	0	0
Recovery of write down of mortgage servicing asset	0	0
OTTI charge for investment securities recognized in earnings	637	673
Increase in cash surrender value of Bank Owned Life Insurance	(914)	(992)
Deferred income tax credit	(718)	(369)
Excess tax benefit of stock plans	(305)	(88)
Changes in assets and liabilities:
Origination of loans held for sale	(3,050)	(14,927)
Proceeds from sale of loans held for sale	6,448	14,832
Decrease (increase) in other assets	3,341	(1,095)
Decrease in other liabilities	(1,568)	(2,559)
Net cash provided by operating activities	33,484	24,463
CASH FLOWS FROM INVESTING ACTIVITIES:
Net increase in federal funds sold and other short term investments	(7,039)	(41,670)
Proceeds from principal repayments of investment securities held-to-maturity	81	90
Proceeds from maturities of investment securities available-for-sale	0	0
Proceeds from calls and principal repayments of investment securities available-for-sale	94,000	30,000
Proceeds from sales of investment securities available-for-sale	0	2,527
Purchases of investment securities available-for-sale	(172,910)	(31,433)
Principal collected on mortgage backed securities available-for-sale	26,573	40,646
Purchases of trading securities	(286)	0
Net decrease (increase) in loans	43,548	(75,538)
Proceeds from the sale of OREO	0	368
Purchases of fixed assets, net	(2,506)	(1,731)
Redemption of FHLBNY capital stock	2,229	1,015
Net cash used in investing activities	(16,310)	(75,726)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in due to depositors	65,391	222,979
Net increase in escrow and other deposits	20,924	11,804
Increase in securities sold under agreements to repurchase	0	(35,000)
Increase(Decrease) in FHLBNY advances	(50,750)	10,850
Repayment of subordinated note	0	(25,000)
Cash dividends paid	(9,417)	(9,306)
Exercise of stock options	1,802	165
BMP award distribution	21	0
Excess tax benefit (expense) of stock plans	305	88
Net cash provided by financing activities	28,276	176,580
INCREASE IN CASH AND DUE FROM BANKS	45,450	125,317
CASH AND DUE FROM BANKS, BEGINNING OF PERIOD	86,193	39,338
CASH AND DUE FROM BANKS, END OF PERIOD	131,643	164,655
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for income taxes	13,718	15,560
Cash paid for interest	36,591	42,142
Loans transferred to OREO	0	320
Amortization of unrealized loss on securities transferred from available-for-sale to held-to-maturity	58	65
Net decrease non-credit component of OTTI	(1,254)	(610)
Adjustments to other comprehensive income from defined benefit plans, net of tax	$ 27	$ (680)