UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income:
Loans secured by real estate	$ 51,857	$ 51,068	$ 102,486	$ 101,191
Other loans	24	30	50	68
Mortgage-backed securities	1,330	2,082	2,782	4,354
Investment securities	382	312	698	719
Federal funds sold and other short-term investments	677	681	1,449	1,423
Total interest income	54,270	54,173	107,465	107,755
Interest expense:
Deposits and escrow	6,798	8,010	13,583	15,603
Borrowed funds	11,312	12,958	22,679	26,181
Total interest expense	18,110	20,968	36,262	41,784
Net interest income	36,160	33,205	71,203	65,971
Provision for loan losses	1,662	3,834	3,088	7,281
Net interest income after provision for loan losses	34,498	29,371	68,115	58,690
Non-interest income:
Total other than temporary impairment (OTTI) losses	(574)	(521)	(637)	(736)
Less: Non-credit portion of OTTI recorded in other comprehensive income (before taxes)	0	13	0	63
Net OTTI recognized in earnings	(574)	(508)	(637)	(673)
Service charges and other fees	901	945	1,664	1,881
Net mortgage banking income	203	303	296	513
Net gain on sales of securities and other assets	21	216	67	785
Income from bank owned life insurance	447	488	914	992
Other	736	1,013	1,340	1,469
Total non-interest income	1,734	2,457	3,644	4,967
Non-interest expense:
Salaries and employee benefits	8,061	7,490	16,795	15,469
Stock benefit plan amortization expense	955	1,032	1,948	1,940
Occupancy and equipment	2,403	2,648	5,092	4,906
Federal deposit insurance premiums	347	991	1,571	1,983
Data processing costs	784	803	1,476	1,562
Provision for losses on OREO	0	157	0	357
Other	2,533	2,670	5,061	5,265
Total non-interest expense	15,083	15,791	31,943	31,482
Income before income taxes	21,149	16,037	39,816	32,175
Income tax expense	8,811	6,033	16,398	12,701
Net income	12,338	10,004	23,418	19,474
Earnings per Share:
Basic	$ 0.37	$ 0.30	$ 0.70	$ 0.59
Diluted	$ 0.36	$ 0.30	$ 0.69	$ 0.58
STATEMENTS OF COMPREHENSIVE INCOME
Net Income	12,338	10,004	23,418	19,474
Amortization and reversal of net unrealized loss on securities transferred from available-for-sale to held-to-maturity, net of taxes of $14 and $17 during the three months ended June 30, 2011 and 2010, respectively, and $26 and $29 during the six months ended June 30, 2011 and 2010, respectively	18	21	32	36
Reduction in non-credit component of OTTI charge, net of taxes of $290 and $178 during the three months ended June 30, 2011 and 2010, respectively, and $566 and $303 during the six months ended June 30, 2011 and 2010, respectively	352	216	688	370
Non-credit component of OTTI charge recognized during the period, net of tax benefits of $(5) during the three months ended June 30, 2010 and $(27) during the six months ended June 30, 2011	0	(8)	0	(36)
Reclassification adjustment for securities sold during the period, net of taxes of $127 during the three months ended June 30, 2010 and $384 during the six months ended June 30, 2010	0	(155)	0	(467)
Net unrealized securities gains arising during the period, net of taxes of $304 and $239 during the three months ended June 30, 2011 and 2010, respectively, and $37 and $479 during the six months ended June 30, 2011 and 2010, respectively	368	291	44	582
Defined benefit plan adjustments, net of tax (benefits) expense of $(535) during the three months ended June 30, 2010, and $23 and $(560) during the six months ended June 30, 2011 and 2010, respectively	0	(650)	27	(680)
Comprehensive Income	$ 13,076	$ 9,719	$ 24,209	$ 19,279