BASIS OF PRESENTATION (Policies)

9 Months Ended

Sep. 30, 2011

BASIS OF PRESENTATION

Use of Estimates

Use of Estimates

The unaudited condensed consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q using management’s best estimates and judgments where appropriate.  These estimates and judgments affect the reported amounts of assets and liabilities and disclosure of the contingent assets and liabilities at the date of the financial statements.  The estimates and judgments will also affect the reported amounts for certain revenues and expenses during the reporting period.  Actual results could differ materially from these estimates and judgments.