X0202 4 2006-07-06 0 0001004969 PFF BANCORP INC PFB 0001225277 RINEHART LARRY M 350 SOUTH GAREY AVENUE POMONA CA 91766 1 0 0 0 Common Stock 2006-07-06 4 A 0 11206 0 A 55159 D Common Stock 75313 I By SERP Trust Common Stock 37281 I By ESOP Represents shares acquired due to the vesting of a performance-based award under the PFF Bancorp, Inc. 2004 Equity Incentive Plan. Includes 2,969 shares acquired pursuant to non-discretionary transactions by the plan's trustee. Includes 4,656 shares acquired through annual ESOP allocation. Carole Olson for Larry M. Rinehart by Power of Attorney 2006-07-07