N-30B-2

N-30B-2 1 d889092dn30b2.htm N-30B-2 N-30B-2

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2014 Annual Report

RiverSource^® Endeavor Select Variable Annuity


273480 V (5/15)		Issued by: RiverSource Life Insurance Co. of New York

Annual Financial Information

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

TO THE BOARD OF DIRECTORS OF RIVERSOURCE LIFE INSURANCE CO. OF NEW YORK AND

CONTRACT OWNERS OF RIVERSOURCE OF NEW YORK VARIABLE ANNUITY ACCOUNT 2

In our opinion, the accompanying statement of assets and liabilities and the related statements of operations and of changes in net assets present fairly, in all material respects, the financial position of each of the divisions of RiverSource of New York Variable Annuity Account 2 that is offered through RiverSource^® Endeavor Select Variable Annuity (the Account) sponsored by RiverSource Life Insurance Co. of New York, referred to in Note 1, at December 31, 2014, the results of their operations for the period then ended, and the changes in their net assets for the periods presented, in conformity with accounting principles generally accepted in the United States of America. These financial statements are the responsibility of the management of RiverSource Life Insurance Co. of New York; our responsibility is to express an opinion on these financial statements based on our audits. The financial statements of the divisions of the Account, including the financial highlights which appear in the footnotes, for the period ended December 31, 2010 were audited by another independent registered public accounting firm whose report dated April 22, 2011 expressed an unqualified opinion. We conducted our audits of these financial statements in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. We believe that our audits, which included confirmation of securities at December 31, 2014 by correspondence with the affiliated and unaffiliated mutual fund managers, provide a reasonable basis for our opinion.

LOGO

Minneapolis, Minnesota

April 22, 2015



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			1

Statements of Assets and Liabilities


Dec. 31, 2014	AB VPS Bal Wealth Strategy, Cl B		AB VPS Global Thematic Gro, Cl B		AB VPS Gro & Inc, Cl B		AB VPS Intl Val, Cl B		AC VP Inflation Prot, Cl II
Assets
Investments, at fair value^(1),(2)	$	160,655	$	71,485	$	188,225	$	632,450	$	680,562
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		207		60
Receivable for share redemptions		391		141		420		1,583		1,715
Total assets		161,046		71,626		188,645		634,240		682,337

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		173		59		185		707		764
Administrative charge		23		10		25		85		93
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		207		60
Total liabilities		196		69		210		999		917
Net assets applicable to contracts in accumulation period		159,838		70,132		185,892		632,467		670,929
Net assets applicable to seed money		1,012		1,425		2,543		774		10,491
Total net assets	$	160,850	$	71,557	$	188,435	$	633,241	$	681,420
⁽¹⁾ Investment shares		13,332		3,380		6,335		47,163		65,502
⁽²⁾ Investments, at cost	$	142,475	$	50,145	$	130,597	$	722,740	$	702,828

Dec. 31, 2014 (continued)	AC VP Mid Cap Val, Cl II		AC VP Ultra, Cl II		AC VP Val, Cl II		CB Var Sm Cap Gro, Cl I		Col VP Cash Mgmt, Cl 3
Assets
Investments, at fair value^(1),(2)	$	5,396	$	921,474	$	77,278	$	2,364	$	387,878
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		15		2,497		209		5		508
Total assets		5,411		923,971		77,487		2,369		388,386

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		6		1,065		94		2		455
Administrative charge		—		126		10		—		53
Contract terminations		—		114		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		6		1,305		104		2		508
Net assets applicable to contracts in accumulation period		3,150		921,340		75,325		—		367,826
Net assets applicable to seed money		2,255		1,326		2,058		2,367		20,052
Total net assets	$	5,405	$	922,666	$	77,383	$	2,367	$	387,878
⁽¹⁾ Investment shares		272		57,918		8,204		106		387,878
⁽²⁾ Investments, at cost	$	3,315	$	592,496	$	64,619	$	1,727	$	387,764

See accompanying notes to financial statements.



2		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	Col VP Inter Bond, Cl 3		Col VP Divd Opp, Cl 3		Col VP Emer Mkts, Cl 3		Col VP Hi Yield Bond, Cl 3		Col VP Inc Opp, Cl 2
Assets
Investments, at fair value^(1),(2)	$	717,528	$	1,503,001	$	607,245	$	172,682	$	174,041
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		44		140		—		—
Receivable for share redemptions		846		1,879		736		228		211
Total assets		718,374		1,504,924		608,121		172,910		174,252

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		748		1,675		654		205		187
Administrative charge		98		204		81		23		23
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		44		140		—		—
Total liabilities		846		1,923		875		228		210
Net assets applicable to contracts in accumulation period		711,942		1,502,515		606,663		152,750		173,195
Net assets applicable to seed money		5,586		486		583		19,932		847
Total net assets	$	717,528	$	1,503,001	$	607,246	$	172,682	$	174,042
⁽¹⁾ Investment shares		70,140		75,680		39,560		24,882		19,316
⁽²⁾ Investments, at cost	$	737,679	$	1,010,662	$	596,609	$	167,371	$	179,923

Dec. 31, 2014 (continued)	Col VP Inc Opp, Cl 3		Col VP Select Intl Eq, Cl 3		Col VP Lg Cap Gro, Cl 3		Col VP Lg Core Quan, Cl 3		Col VP Man Vol Conserv, Cl 2
Assets
Investments, at fair value^(1),(2)	$	78,880	$	26,507	$	23,536	$	319,773	$	177
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		95		32		22		392		—
Total assets		78,975		26,539		23,558		320,165		177

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		86		28		20		349		—
Administrative charge		10		3		3		43		—
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		96		31		23		392		—
Net assets applicable to contracts in accumulation period		72,142		25,100		21,594		318,210		—
Net assets applicable to seed money		6,737		1,408		1,941		1,563		177
Total net assets	$	78,879	$	26,508	$	23,535	$	319,773	$	177
⁽¹⁾ Investment shares		8,687		2,031		1,998		8,970		17
⁽²⁾ Investments, at cost	$	84,526	$	23,882	$	12,410	$	201,983	$	170

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			3

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	Col VP Man Vol Conserv Gro, Cl 2		Col VP Man Vol Gro, Cl 2		Col VP Man Vol Mod Gro, Cl 2		Col VP Marsico Gro, Cl 1		Col VP Intl Opp, Cl 2
Assets
Investments, at fair value^(1),(2)	$	643,314	$	1,725,639	$	7,384,663	$	47,106	$	3,388
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		767		2,109		8,710		58		3
Total assets		644,081		1,727,748		7,393,373		47,164		3,391

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		683		1,874		7,707		52		3
Administrative charge		84		235		1,003		6		—
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		767		2,109		8,710		58		3
Net assets applicable to contracts in accumulation period		643,189		1,725,507		7,384,587		45,330		2,041
Net assets applicable to seed money		125		132		76		1,776		1,347
Total net assets	$	643,314	$	1,725,639	$	7,384,663	$	47,106	$	3,388
⁽¹⁾ Investment shares		58,804		147,743		599,891		1,682		192
⁽²⁾ Investments, at cost	$	627,127	$	1,641,103	$	7,050,392	$	33,088	$	2,381

Dec. 31, 2014 (continued)	Col VP Mid Cap Gro, Cl 3		Col VP Mid Cap Val, Cl 3		Col VP Lg Cap Index, Cl 3		Col VP Sm Cap Val, Cl 2		Col VP US Govt Mtge, Cl 3
Assets
Investments, at fair value^(1),(2)	$	72,217	$	1,865	$	1,173,674	$	34,208	$	811,096
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		90		1		1,387		40		1,031
Total assets		72,307		1,866		1,175,061		34,248		812,127

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		81		1		1,226		35		920
Administrative charge		10		—		159		4		111
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		91		1		1,385		39		1,031
Net assets applicable to contracts in accumulation period		71,273		—		1,172,728		33,010		806,521
Net assets applicable to seed money		943		1,865		948		1,199		4,575
Total net assets	$	72,216	$	1,865	$	1,173,676	$	34,209	$	811,096
⁽¹⁾ Investment shares		3,742		102		77,830		1,866		76,374
⁽²⁾ Investments, at cost	$	45,729	$	1,204	$	612,757	$	29,142	$	781,534

See accompanying notes to financial statements.



4		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	CS Commodity Return		Drey IP MidCap Stock, Serv		Drey VIF Appr, Serv		Drey VIF Intl Eq, Serv		Drey VIF Intl Val, Serv
Assets
Investments, at fair value^(1),(2)	$	3,085	$	1,305	$	2,298	$	1,369	$	1,372
Dividends receivable		—		—		10		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		8		17		6		2		2
Total assets		3,093		1,322		2,314		1,371		1,374

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		4		7		3		1		1
Administrative charge		—		1		—		—		—
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		10		—		—
Total liabilities		4		8		13		1		1
Net assets applicable to contracts in accumulation period		1,723		—		—		—		—
Net assets applicable to seed money		1,366		1,314		2,301		1,370		1,373
Total net assets	$	3,089	$	1,314	$	2,301	$	1,370	$	1,373
⁽¹⁾ Investment shares		591		57		47		75		130
⁽²⁾ Investments, at cost	$	4,573	$	916	$	1,684	$	1,376	$	1,743

Dec. 31, 2014 (continued)	EV VT Floating-Rate Inc		Fid VIP Contrafund, Serv Cl 2		Fid VIP Gro, Serv Cl 2		Fid VIP Invest Gr, Serv Cl 2		Fid VIP Mid Cap, Serv Cl 2
Assets
Investments, at fair value^(1),(2)	$	52,923	$	6,346,823	$	426,347	$	759,816	$	1,717,018
Dividends receivable		151		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		16		—
Receivable for share redemptions		140		15,446		1,150		1,891		4,229
Total assets		53,214		6,362,269		427,497		761,723		1,721,247

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		63		6,786		517		841		1,862
Administrative charge		7		870		58		105		234
Contract terminations		—		133		—		—		38
Payable for investments purchased		151		—		—		16		—
Total liabilities		221		7,789		575		962		2,134
Net assets applicable to contracts in accumulation period		24,692		6,353,238		425,410		759,994		1,717,991
Net assets applicable to seed money		28,301		1,242		1,512		767		1,122
Total net assets	$	52,993	$	6,354,480	$	426,922	$	760,761	$	1,719,113
⁽¹⁾ Investment shares		5,759		172,938		6,789		60,737		46,607
⁽²⁾ Investments, at cost	$	53,918	$	4,596,288	$	206,690	$	757,310	$	1,344,733

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			5

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	Fid VIP Overseas, Serv Cl 2		FTVIPT Frank Inc, Cl 2		FTVIPT Frank Mutual Shares, Cl 2		FTVIPT Frank Rising Divd, Cl 2		FTVIPT Frank Sm Mid Cap Gro, Cl 2
Assets
Investments, at fair value^(1),(2)	$	232,464	$	7,224	$	1,520,217	$	1,506	$	1,330,239
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		550		20		3,636		3		3,126
Total assets		233,014		7,244		1,523,853		1,509		1,333,365

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		242		10		1,607		—		1,384
Administrative charge		33		1		210		—		181
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		275		11		1,817		—		1,565
Net assets applicable to contracts in accumulation period		231,827		5,324		1,521,547		—		1,330,899
Net assets applicable to seed money		912		1,909		489		1,509		901
Total net assets	$	232,739	$	7,233	$	1,522,036	$	1,509	$	1,331,800
⁽¹⁾ Investment shares		12,532		451		67,266		52		56,462
⁽²⁾ Investments, at cost	$	210,539	$	6,636	$	1,104,418	$	938	$	1,104,775

Dec. 31, 2014 (continued)	FTVIPT Temp Global Bond, Cl 2		FTVIPT Temp Gro, Cl 2		GS VIT Mid Cap Val, Inst		GS VIT U.S. Eq Insights, Inst		Invesco VI Am Fran, Ser II
Assets
Investments, at fair value^(1),(2)	$	316,780	$	1,872	$	669,241	$	1,936	$	3,648
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		42		—		—		—		—
Receivable for share redemptions		779		4		1,816		4		10
Total assets		317,601		1,876		671,057		1,940		3,658

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		346		2		776		3		6
Administrative charge		43		—		91		—		—
Contract terminations		—		—		81		—		—
Payable for investments purchased		42		—		—		—		—
Total liabilities		431		2		948		3		6
Net assets applicable to contracts in accumulation period		316,356		—		668,977		—		—
Net assets applicable to seed money		814		1,874		1,132		1,937		3,652
Total net assets	$	317,170	$	1,874	$	670,109	$	1,937	$	3,652
⁽¹⁾ Investment shares		17,609		128		38,396		107		68
⁽²⁾ Investments, at cost	$	302,119	$	1,509	$	586,981	$	1,436	$	2,455

See accompanying notes to financial statements.



6		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	Invesco VI Comstock, Ser II		Invesco VI Global Hlth, Ser II		Invesco VI Intl Gro, Ser II		Invesco VI Mid Cap Core Eq, Ser II		Invesco VI Mid Cap Gro, Ser II
Assets
Investments, at fair value^(1),(2)	$	1,634,329	$	2,592	$	28,939	$	32,244	$	74,961
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		11		—		—		—		—
Receivable for share redemptions		4,156		6		70		77		160
Total assets		1,638,496		2,598		29,009		32,321		75,121

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		1,856		3		31		36		70
Administrative charge		222		—		4		4		10
Contract terminations		—		—		—		—		—
Payable for investments purchased		11		—		—		—		—
Total liabilities		2,089		3		35		40		80
Net assets applicable to contracts in accumulation period		1,635,175		—		27,103		31,633		73,240
Net assets applicable to seed money		1,232		2,595		1,871		648		1,801
Total net assets	$	1,636,407	$	2,595	$	28,974	$	32,281	$	75,041
⁽¹⁾ Investment shares		85,657		79		841		2,330		13,059
⁽²⁾ Investments, at cost	$	1,081,469	$	1,505	$	22,267	$	29,125	$	51,987

Dec. 31, 2014 (continued)	Invesco VI Val Opp, Ser II		Janus Aspen Janus, Serv		MFS New Dis, Serv Cl		MFS Total Return, Serv Cl		MFS Utilities, Serv Cl
Assets
Investments, at fair value^(1),(2)	$	258,314	$	42,103	$	226,992	$	1,901,156	$	115,070
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		609		103		511		4,478		274
Total assets		258,923		42,206		227,503		1,905,634		115,344

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		268		46		224		1,980		123
Administrative charge		36		5		31		259		15
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		304		51		255		2,239		138
Net assets applicable to contracts in accumulation period		257,882		39,990		225,772		1,902,069		112,626
Net assets applicable to seed money		737		2,165		1,476		1,326		2,580
Total net assets	$	258,619	$	42,155	$	227,248	$	1,903,395	$	115,206
⁽¹⁾ Investment shares		26,385		1,196		14,836		79,380		3,437
⁽²⁾ Investments, at cost	$	206,192	$	28,052	$	212,048	$	1,561,713	$	77,959

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			7

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	MS UIF Global Real Est, Cl II		MS UIF Mid Cap Gro, Cl II		MS UIF U.S. Real Est, Cl II		Oppen Cap Appr VA, Serv		Oppen Global VA, Serv
Assets
Investments, at fair value^(1),(2)	$	58,033	$	2,348	$	31,147	$	2,733,102	$	420,066
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		174		5		94		6,577		891
Total assets		58,207		2,353		31,241		2,739,679		420,957

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		79		1		42		2,873		389
Administrative charge		8		—		5		373		57
Contract terminations		—		—		—		87		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		87		1		47		3,333		446
Net assets applicable to contracts in accumulation period		56,319		—		29,983		2,734,255		418,177
Net assets applicable to seed money		1,801		2,352		1,211		2,091		2,334
Total net assets	$	58,120	$	2,352	$	31,194	$	2,736,346	$	420,511
⁽¹⁾ Investment shares		5,490		187		1,556		42,505		10,741
⁽²⁾ Investments, at cost	$	45,649	$	2,145	$	22,809	$	1,539,212	$	312,725

Dec. 31, 2014 (continued)	Oppen Global Strategic Inc VA, Srv		Oppen Main St Sm Cap VA, Serv		PIMCO VIT All Asset, Advisor Cl		Put VT Global Hlth Care, Cl IB		Put VT Intl Eq, Cl IB
Assets
Investments, at fair value^(1),(2)	$	2,069,879	$	1,524,396	$	43,925	$	1,431	$	11,238
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		68		—		—		—		—
Receivable for share redemptions		4,899		3,722		108		3		26
Total assets		2,074,846		1,528,118		44,033		1,434		11,264

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		2,168		1,652		48		2		12
Administrative charge		282		208		6		—		1
Contract terminations		—		—		—		—		—
Payable for investments purchased		68		—		—		—		—
Total liabilities		2,518		1,860		54		2		13
Net assets applicable to contracts in accumulation period		2,071,697		1,524,994		43,028		—		10,199
Net assets applicable to seed money		631		1,264		951		1,432		1,052
Total net assets	$	2,072,328	$	1,526,258	$	43,979	$	1,432	$	11,251
⁽¹⁾ Investment shares		381,897		58,050		4,195		71		851
⁽²⁾ Investments, at cost	$	2,013,546	$	951,813	$	46,247	$	870	$	11,490

See accompanying notes to financial statements.



8		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	Put VT Multi-Cap Gro, Cl IB		Put VT Sm Cap Val, Cl IB		VP Aggr, Cl 2		VP Aggr, Cl 4		VP BR Gl Infl Prot Sec, Cl 3
Assets
Investments, at fair value^(1),(2)	$	4,758	$	52,622	$	559,278	$	6,360,250	$	125,278
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		11		133		721		7,782		148
Total assets		4,769		52,755		559,999		6,368,032		125,426

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		5		60		645		6,885		131
Administrative charge		—		7		76		896		17
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		5		67		721		7,781		148
Net assets applicable to contracts in accumulation period		3,101		52,053		559,040		6,360,139		119,680
Net assets applicable to seed money		1,663		635		238		112		5,598
Total net assets	$	4,764	$	52,688	$	559,278	$	6,360,251	$	125,278
⁽¹⁾ Investment shares		138		3,183		35,286		400,772		13,215
⁽²⁾ Investments, at cost	$	2,585	$	52,673	$	396,479	$	4,061,848	$	124,591

Dec. 31, 2014 (continued)	VP Conserv, Cl 2		VP Conserv, Cl 4		VP Mod, Cl 2		VP Mod, Cl 4		VP Mod Aggr, Cl 2
Assets
Investments, at fair value^(1),(2)	$	282,228	$	1,849,620	$	6,394,103	$	20,534,489	$	5,349,879
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		313		2,226		8,788		25,150		7,471
Total assets		282,541		1,851,846		6,402,891		20,559,639		5,357,350

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		274		2,046		7,920		22,359		6,743
Administrative charge		38		267		868		2,791		728
Contract terminations		—		—		—		—		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		312		2,313		8,788		25,150		7,471
Net assets applicable to contracts in accumulation period		282,060		1,849,356		6,393,977		20,534,397		5,349,749
Net assets applicable to seed money		169		177		126		92		130
Total net assets	$	282,229	$	1,849,533	$	6,394,103	$	20,534,489	$	5,349,879
⁽¹⁾ Investment shares		22,524		147,615		446,516		1,431,973		354,062
⁽²⁾ Investments, at cost	$	250,571	$	1,551,282	$	4,833,087	$	14,824,718	$	3,963,386

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			9

Statements of Assets and Liabilities


Dec. 31, 2014 (continued)	VP Mod Aggr, Cl 4		VP Mod Conserv, Cl 2		VP Mod Conserv, Cl 4		VP Ptnrs Sm Cap Val, Cl 3		VP Sit Divd Gro, Cl 3
Assets
Investments, at fair value^(1),(2)	$	13,608,257	$	1,439,783	$	2,313,782	$	697,696	$	93,345
Dividends receivable		—		—		—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments		—		—		—		—		—
Receivable for share redemptions		16,553		1,622		2,788		1,076		129
Total assets		13,624,810		1,441,405		2,316,570		698,772		93,474

Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee		14,680		1,430		2,474		804		117
Administrative charge		1,872		195		315		95		12
Contract terminations		—		—		—		177		—
Payable for investments purchased		—		—		—		—		—
Total liabilities		16,552		1,625		2,789		1,076		129
Net assets applicable to contracts in accumulation period		13,608,168		1,439,642		2,313,615		696,887		92,546
Net assets applicable to seed money		90		138		166		809		799
Total net assets	$	13,608,258	$	1,439,780	$	2,313,781	$	697,696	$	93,345
⁽¹⁾ Investment shares		898,828		107,527		172,413		30,641		6,097
⁽²⁾ Investments, at cost	$	9,125,451	$	1,196,873	$	1,826,057	$	443,590	$	58,575

Dec. 31, 2014 (continued)					VP Vty Estb Val, Cl 3		Wanger Intl		Wanger USA
Assets
Investments, at fair value^(1),(2)					$	43,116	$	623,642	$	381,550
Dividends receivable						—		—		—
Accounts receivable from RiverSource Life of NY for contract purchase payments						—		145		—
Receivable for share redemptions						63		777		579
Total assets						43,179		624,564		382,129


Liabilities
Payable to RiverSource Life of NY for:
Mortality and expense risk fee						55		694		437
Administrative charge						6		83		52
Contract terminations						—		—		91
Payable for investments purchased						—		145		—
Total liabilities						61		922		580
Net assets applicable to contracts in accumulation period						41,734		622,227		379,673
Net assets applicable to seed money						1,384		1,415		1,876
Total net assets					$	43,118	$	623,642	$	381,549
⁽¹⁾ Investment shares						2,314		21,453		10,118
⁽²⁾ Investments, at cost					$	30,519	$	661,700	$	325,502

See accompanying notes to financial statements.



10		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Operations


Year ended Dec. 31, 2014	AB VPS Bal Wealth Strategy, Cl B			AB VPS Global Thematic Gro, Cl B			AB VPS Gro & Inc, Cl B			AB VPS Intl Val, Cl B			AC VP Inflation Prot, Cl II
Investment income
Dividend income	$	4,168		$	—		$	2,021		$	22,985		$	10,642
Variable account expenses		2,332			1,146			2,239			10,168			11,503
Investment income (loss) — net		1,836			(1,146	)		(218	)		12,817			(861	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		72,505			60,392			6,689			238,701			312,861
Cost of investments sold		57,252			39,205			4,794			250,193			319,477
Net realized gain (loss) on sales of investments		15,253			21,187			1,895			(11,492	)		(6,616	)
Distributions from capital gains		26,656			—			—			—			22,710
Net change in unrealized appreciation or depreciation of investments		(34,123	)		(16,109	)		12,364			(55,803	)		4,655
Net gain (loss) on investments		7,786			5,078			14,259			(67,295	)		20,749
Net increase (decrease) in net assets resulting from operations	$	9,622		$	3,932		$	14,041		$	(54,478	)	$	19,888

Year ended Dec. 31, 2014 (continued)	AC VP Mid Cap Val, Cl II			AC VP Ultra, Cl II			AC VP Val, Cl II			CB Var Sm Cap Gro, Cl I			Col VP Cash Mgmt, Cl 3
Investment income
Dividend income	$	53		$	2,577		$	1,016		$	—		$	55
Variable account expenses		76			14,639			1,097			28			8,080
Investment income (loss) — net		(23	)		(12,062	)		(81	)		(28	)		(8,025	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		319			453,096			1,213			41			700,639
Cost of investments sold		199			301,486			1,060			29			700,603
Net realized gain (loss) on sales of investments		120			151,610			153			12			36
Distributions from capital gains		335			—			—			250			—
Net change in unrealized appreciation or depreciation of investments		258			(64,383	)		7,740			(170	)		(32	)
Net gain (loss) on investments		713			87,227			7,893			92			4
Net increase (decrease) in net assets resulting from operations	$	690		$	75,165		$	7,812		$	64		$	(8,021	)

Year ended Dec. 31, 2014 (continued)	Col VP Inter Bond, Cl 3			Col VP Divd Opp, Cl 3			Col VP Emer Mkts, Cl 3			Col VP Hi Yield Bond, Cl 3			Col VP Inc Opp, Cl 2
Investment income
Dividend income	$	19,561		$	—		$	1,568		$	12,169		$	—
Variable account expenses		9,690			22,975			9,331			2,802			3,110
Investment income (loss) — net		9,871			(22,975	)		(7,763	)		9,367			(3,110	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		115,648			517,387			200,577			41,700			117,238
Cost of investments sold		119,172			363,637			187,494			39,481			121,970
Net realized gain (loss) on sales of investments		(3,524	)		153,750			13,083			2,219			(4,732	)
Distributions from capital gains		3,561			—			2,046			—			—
Net change in unrealized appreciation or depreciation of investments		19,715			2,138			(28,300	)		(7,318	)		14,253
Net gain (loss) on investments		19,752			155,888			(13,171	)		(5,099	)		9,521
Net increase (decrease) in net assets resulting from operations	$	29,623		$	132,913		$	(20,934	)	$	4,268		$	6,411

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			11

Statements of Operations


Year ended Dec. 31, 2014 (continued)	Col VP Inc Opp, Cl 3			Col VP Select Intl Eq, Cl 3			Col VP Lg Cap Gro, Cl 3			Col VP Lg Core Quan, Cl 3			Col VP Man Vol Conserv, Cl 2
Investment income
Dividend income	$	—		$	510		$	—		$	—		$	—
Variable account expenses		1,103			399			237			5,275			—
Investment income (loss) — net		(1,103	)		111			(237	)		(5,275	)		—

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		11,899			4,923			2,279			208,800			—
Cost of investments sold		12,745			4,157			1,310			133,485			—
Net realized gain (loss) on sales of investments		(846	)		766			969			75,315			—
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		4,026			(3,933	)		2,021			(23,490	)		7
Net gain (loss) on investments		3,180			(3,167	)		2,990			51,825			7
Net increase (decrease) in net assets resulting from operations	$	2,077		$	(3,056	)	$	2,753		$	46,550		$	7

Year ended Dec. 31, 2014 (continued)	Col VP Man Vol Conserv Gro, Cl 2			Col VP Man Vol Gro, Cl 2			Col VP Man Vol Mod Gro, Cl 2			Col VP Marsico Gro, Cl 1			Col VP Intl Opp, Cl 2
Investment income
Dividend income	$	—		$	—		$	—		$	103		$	1
Variable account expenses		3,841			19,792			82,738			629			38
Investment income (loss) — net		(3,841	)		(19,792	)		(82,738	)		(526	)		(37	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		156,431			33,217			1,164,666			4,935			219
Cost of investments sold		155,225			32,102			1,139,393			3,212			132
Net realized gain (loss) on sales of investments		1,206			1,115			25,273			1,723			87
Distributions from capital gains		—			—			—			7,038			—
Net change in unrealized appreciation or depreciation of investments		15,259			82,163			291,191			(4,583	)		(281	)
Net gain (loss) on investments		16,465			83,278			316,464			4,178			(194	)
Net increase (decrease) in net assets resulting from operations	$	12,624		$	63,486		$	233,726		$	3,652		$	(231	)

Year ended Dec. 31, 2014 (continued)	Col VP Mid Cap Gro, Cl 3			Col VP Mid Cap Val, Cl 3			Col VP Lg Cap Index, Cl 3			Col VP Sm Cap Val, Cl 2			Col VP US Govt Mtge, Cl 3
Investment income
Dividend income	$	—		$	—		$	—		$	186		$	14,496
Variable account expenses		1,007			11			14,804			482			11,519
Investment income (loss) — net		(1,007	)		(11	)		(14,804	)		(296	)		2,977

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		9,752			24			96,650			8,189			93,628
Cost of investments sold		6,468			14			57,328			7,185			91,927
Net realized gain (loss) on sales of investments		3,284			10			39,322			1,004			1,701
Distributions from capital gains		—			—			—			4,902			—
Net change in unrealized appreciation or depreciation of investments		1,856			195			100,331			(5,054	)		30,315
Net gain (loss) on investments		5,140			205			139,653			852			32,016
Net increase (decrease) in net assets resulting from operations	$	4,133		$	194		$	124,849		$	556		$	34,993

See accompanying notes to financial statements.



12		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Operations


Year ended Dec. 31, 2014 (continued)	CS Commodity Return			Drey IP MidCap Stock, Serv			Drey VIF Appr, Serv			Drey VIF Intl Eq, Serv			Drey VIF Intl Val, Serv
Investment income
Dividend income	$	—		$	105		$	36		$	28		$	20
Variable account expenses		52			151			32			12			12
Investment income (loss) — net		(52	)		(46	)		4			16			8

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		62			14,132			20			22			23
Cost of investments sold		79			9,466			15			22			27
Net realized gain (loss) on sales of investments		(17	)		4,666			5			—			(4	)
Distributions from capital gains		—			73			58			—			—
Net change in unrealized appreciation or depreciation of investments		(571	)		(3,890	)		69			(71	)		(162	)
Net gain (loss) on investments		(588	)		849			132			(71	)		(166	)
Net increase (decrease) in net assets resulting from operations	$	(640	)	$	803		$	136		$	(55	)	$	(158	)

Year ended Dec. 31, 2014 (continued)	EV VT Floating-Rate Inc			Fid VIP Contrafund, Serv Cl 2			Fid VIP Gro, Serv Cl 2			Fid VIP Invest Gr, Serv Cl 2			Fid VIP Mid Cap, Serv Cl 2
Investment income
Dividend income	$	1,678		$	45,434		$	—		$	15,094		$	325
Variable account expenses		778			87,329			6,493			12,382			25,321
Investment income (loss) — net		900			(41,895	)		(6,493	)		2,712			(24,996	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		414			1,389,915			83,013			326,721			528,516
Cost of investments sold		472			1,034,524			40,817			324,006			421,534
Net realized gain (loss) on sales of investments		(58	)		355,391			42,196			2,715			106,982
Distributions from capital gains		—			126,505			—			389			46,600
Net change in unrealized appreciation or depreciation of investments		(1,315	)		191,394			4,089			33,501			(49,159	)
Net gain (loss) on investments		(1,373	)		673,290			46,285			36,605			104,423
Net increase (decrease) in net assets resulting from operations	$	(473	)	$	631,395		$	39,792		$	39,317		$	79,427

Year ended Dec. 31, 2014 (continued)	Fid VIP Overseas, Serv Cl 2			FTVIPT Frank Inc, Cl 2			FTVIPT Frank Mutual Shares, Cl 2			FTVIPT Frank Rising Divd, Cl 2			FTVIPT Frank Sm Mid Cap Gro, Cl 2
Investment income
Dividend income	$	2,729		$	366		$	31,526		$	19		$	—
Variable account expenses		3,772			115			21,036			13			17,529
Investment income (loss) — net		(1,043	)		251			10,490			6			(17,529	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		134,853			145			347,840			24			192,947
Cost of investments sold		118,540			128			255,962			15			135,789
Net realized gain (loss) on sales of investments		16,313			17			91,878			9			57,158
Distributions from capital gains		89			—			8,197			28			254,786
Net change in unrealized appreciation or depreciation of investments		(45,422	)		(56	)		(21,462	)		67			(217,382	)
Net gain (loss) on investments		(29,020	)		(39	)		78,613			104			94,562
Net increase (decrease) in net assets resulting from operations	$	(30,063	)	$	212		$	89,103		$	110		$	77,033

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			13

Statements of Operations


Year ended Dec. 31, 2014 (continued)	FTVIPT Temp Global Bond, Cl 2			FTVIPT Temp Gro, Cl 2			GS VIT Mid Cap Val, Inst			GS VIT U.S. Eq Insights, Inst			Invesco VI Am Fran, Ser II
Investment income
Dividend income	$	19,202		$	27		$	6,577		$	26		$	—
Variable account expenses		5,190			22			10,293			16			53
Investment income (loss) — net		14,012			5			(3,716	)		10			(53	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		138,988			35			239,834			30			59
Cost of investments sold		128,918			27			183,121			22			41
Net realized gain (loss) on sales of investments		10,070			8			56,713			8			18
Distributions from capital gains		—			—			109,522			83			—
Net change in unrealized appreciation or depreciation of investments		(21,065	)		(88	)		(82,959	)		159			260
Net gain (loss) on investments		(10,995	)		(80	)		83,276			250			278
Net increase (decrease) in net assets resulting from operations	$	3,017		$	(75	)	$	79,560		$	260		$	225

Year ended Dec. 31, 2014 (continued)	Invesco VI Comstock, Ser II			Invesco VI Global Hlth, Ser II			Invesco VI Intl Gro, Ser II			Invesco VI Mid Cap Core Eq, Ser II			Invesco VI Mid Cap Gro, Ser II
Investment income
Dividend income	$	19,132		$	—		$	406		$	—		$	—
Variable account expenses		25,832			28			551			605			854
Investment income (loss) — net		(6,700	)		(28	)		(145	)		(605	)		(854	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		670,906			42			23,799			30,385			1,457
Cost of investments sold		461,853			25			17,851			25,332			1,040
Net realized gain (loss) on sales of investments		209,053			17			5,948			5,053			417
Distributions from capital gains		—			96			—			4,587			—
Net change in unrealized appreciation or depreciation of investments		(74,612	)		314			(5,806	)		(7,499	)		5,001
Net gain (loss) on investments		134,441			427			142			2,141			5,418
Net increase (decrease) in net assets resulting from operations	$	127,741		$	399		$	(3	)	$	1,536		$	4,564

Year ended Dec. 31, 2014 (continued)	Invesco VI Val Opp, Ser II			Janus Aspen Janus, Serv			MFS New Dis, Serv Cl			MFS Total Return, Serv Cl			MFS Utilities, Serv Cl
Investment income
Dividend income	$	3,456		$	92		$	—		$	31,618		$	2,202
Variable account expenses		4,342			550			3,296			24,090			1,623
Investment income (loss) — net		(886	)		(458	)		(3,296	)		7,528			579

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		178,862			3,549			111,450			138,664			24,839
Cost of investments sold		157,726			2,418			83,621			113,983			15,153
Net realized gain (loss) on sales of investments		21,136			1,131			27,829			24,681			9,686
Distributions from capital gains		—			2,990			57,592			48,885			4,245
Net change in unrealized appreciation or depreciation of investments		(4,890	)		756			(109,639	)		41,318			(1,503	)
Net gain (loss) on investments		16,246			4,877			(24,218	)		114,884			12,428
Net increase (decrease) in net assets resulting from operations	$	15,360		$	4,419		$	(27,514	)	$	122,412		$	13,007

See accompanying notes to financial statements.



14		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Operations


Year ended Dec. 31, 2014 (continued)	MS UIF Global Real Est, Cl II			MS UIF Mid Cap Gro, Cl II			MS UIF U.S. Real Est, Cl II			Oppen Cap Appr VA, Serv			Oppen Global VA, Serv
Investment income
Dividend income	$	406		$	—		$	576		$	5,125		$	3,612
Variable account expenses		928			25			601			36,634			4,959
Investment income (loss) — net		(522	)		(25	)		(25	)		(31,509	)		(1,347	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		1,526			42			24,778			570,230			20,201
Cost of investments sold		1,235			36			18,152			346,825			14,117
Net realized gain (loss) on sales of investments		291			6			6,626			223,405			6,084
Distributions from capital gains		—			317			—			68,624			19,002
Net change in unrealized appreciation or depreciation of investments		6,491			(279	)		4,079			92,977			(20,286	)
Net gain (loss) on investments		6,782			44			10,705			385,006			4,800
Net increase (decrease) in net assets resulting from operations	$	6,260		$	19		$	10,680		$	353,497		$	3,453

Year ended Dec. 31, 2014 (continued)	Oppen Global Strategic Inc VA, Srv			Oppen Main St Sm Cap VA, Serv			PIMCO VIT All Asset, Advisor Cl			Put VT Global Hlth Care, Cl IB			Put VT Intl Eq, Cl IB
Investment income
Dividend income	$	94,442		$	9,286		$	2,299		$	114		$	151
Variable account expenses		31,290			20,086			608			8			187
Investment income (loss) — net		63,152			(10,800	)		1,691			106			(36	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		641,114			225,960			1,699			19			4,781
Cost of investments sold		610,989			124,830			1,653			12			5,925
Net realized gain (loss) on sales of investments		30,125			101,130			46			7			(1,144	)
Distributions from capital gains		—			206,094			—			—			—
Net change in unrealized appreciation or depreciation of investments		(57,916	)		(152,104	)		(2,112	)		193			222
Net gain (loss) on investments		(27,791	)		155,120			(2,066	)		200			(922	)
Net increase (decrease) in net assets resulting from operations	$	35,361		$	144,320		$	(375	)	$	306		$	(958	)

Year ended Dec. 31, 2014 (continued)	Put VT Multi-Cap Gro, Cl IB			Put VT Sm Cap Val, Cl IB			VP Aggr, Cl 2			VP Aggr, Cl 4			VP BR Gl Infl Prot Sec, Cl 3
Investment income
Dividend income	$	14		$	13,945		$	—		$	—		$	—
Variable account expenses		94			775			7,890			99,381			1,711
Investment income (loss) — net		(80	)		13,170			(7,890	)		(99,381	)		(1,711	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		19,466			26,783			14,205			3,168,386			21,670
Cost of investments sold		11,197			26,443			10,243			2,063,370			22,246
Net realized gain (loss) on sales of investments		8,269			340			3,962			1,105,016			(576	)
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		(7,187	)		(12,632	)		25,834			(698,328	)		11,415
Net gain (loss) on investments		1,082			(12,292	)		29,796			406,688			10,839
Net increase (decrease) in net assets resulting from operations	$	1,002		$	878		$	21,906		$	307,307		$	9,128

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			15

Statements of Operations


Year ended Dec. 31, 2014 (continued)	VP Conserv, Cl 2			VP Conserv, Cl 4			VP Mod, Cl 2			VP Mod, Cl 4			VP Mod Aggr, Cl 2
Investment income
Dividend income	$	—		$	—		$	—		$	—		$	—
Variable account expenses		3,786			30,401			99,539			312,796			81,145
Investment income (loss) — net		(3,786	)		(30,401	)		(99,539	)		(312,796	)		(81,145	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		66,655			1,675,923			523,993			8,351,096			345,761
Cost of investments sold		60,873			1,430,841			403,935			6,174,464			276,741
Net realized gain (loss) on sales of investments		5,782			245,082			120,058			2,176,632			69,020
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		7,144			(142,908	)		202,339			(1,011,752	)		202,692
Net gain (loss) on investments		12,926			102,174			322,397			1,164,880			271,712
Net increase (decrease) in net assets resulting from operations	$	9,140		$	71,773		$	222,858		$	852,084		$	190,567

Year ended Dec. 31, 2014 (continued)	VP Mod Aggr, Cl 4			VP Mod Conserv, Cl 2			VP Mod Conserv, Cl 4			VP Ptnrs Sm Cap Val, Cl 3			VP Sit Divd Gro, Cl 3
Investment income
Dividend income	$	—		$	—		$	—		$	—		$	—
Variable account expenses		218,044			19,577			36,061			10,885			1,371
Investment income (loss) — net		(218,044	)		(19,577	)		(36,061	)		(10,885	)		(1,371	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales		7,362,330			1,180,493			1,090,916			257,619			4,325
Cost of investments sold		5,093,518			1,013,212			880,880			166,965			2,782
Net realized gain (loss) on sales of investments		2,268,812			167,281			210,036			90,654			1,543
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		(1,437,965	)		(99,257	)		(83,413	)		(79,468	)		8,504
Net gain (loss) on investments		830,847			68,024			126,623			11,186			10,047
Net increase (decrease) in net assets resulting from operations	$	612,803		$	48,447		$	90,562		$	301		$	8,676

Year ended Dec. 31, 2014 (continued)							VP Vty Estb Val, Cl 3			Wanger Intl			Wanger USA
Investment income
Dividend income							$	—		$	9,664		$	—
Variable account expenses								683			9,967			5,916
Investment income (loss) — net								(683	)		(303	)		(5,916	)

Realized and unrealized gain (loss) on investments — net
Realized gain (loss) on sales of investments:
Proceeds from sales								28,728			241,964			147,379
Cost of investments sold								19,649			224,890			120,252
Net realized gain (loss) on sales of investments								9,079			17,074			27,127
Distributions from capital gains								—			75,099			49,979
Net change in unrealized appreciation or depreciation of investments								(4,421	)		(129,930	)		(60,489	)
Net gain (loss) on investments								4,658			(37,757	)		16,617
Net increase (decrease) in net assets resulting from operations							$	3,975		$	(38,060	)	$	10,701

See accompanying notes to financial statements.



16		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014	AB VPS Bal Wealth Strategy, Cl B			AB VPS Global Thematic Gro, Cl B			AB VPS Gro & Inc, Cl B			AB VPS Intl Val, Cl B			AC VP Inflation Prot, Cl II
Operations
Investment income (loss) — net	$	1,836		$	(1,146	)	$	(218	)	$	12,817		$	(861	)
Net realized gain (loss) on sales of investments		15,253			21,187			1,895			(11,492	)		(6,616	)
Distributions from capital gains		26,656			—			—			—			22,710
Net change in unrealized appreciation or depreciation of investments		(34,123	)		(16,109	)		12,364			(55,803	)		4,655
Net increase (decrease) in net assets resulting from operations		9,622			3,932			14,041			(54,478	)		19,888

Contract transactions
Contract purchase payments		150			100			—			—			—
Net transfers⁽¹⁾		616			(9	)		(342	)		17,792			(22,860	)
Contract terminations:
Surrender benefits and contract charges		(69,966	)		(59,164	)		(3,165	)		(168,399	)		(212,603	)
Death benefits		—			—			—			(10,539	)		(29,654	)
Increase (decrease) from contract transactions		(69,200	)		(59,073	)		(3,507	)		(161,146	)		(265,117	)
Net assets at beginning of year		220,428			126,698			177,901			848,865			926,649
Net assets at end of year	$	160,850		$	71,557		$	188,435		$	633,241		$	681,420

Accumulation unit activity
Units outstanding at beginning of year		161,823			70,494			75,321			743,560			725,508
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		461			—			(120	)		17,536			(17,065	)
Contract terminations:
Surrender benefits and contract charges		(50,562	)		(33,345	)		(1,313	)		(148,714	)		(163,420	)
Death benefits		—			—			—			(10,275	)		(23,216	)
Units outstanding at end of year		111,722			37,149			73,888			602,107			521,807

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			17

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	AC VP Mid Cap Val, Cl II			AC VP Ultra, Cl II			AC VP Val, Cl II			CB Var Sm Cap Gro, Cl I			Col VP Cash Mgmt, Cl 3
Operations
Investment income (loss) — net	$	(23	)	$	(12,062	)	$	(81	)	$	(28	)	$	(8,025	)
Net realized gain (loss) on sales of investments		120			151,610			153			12			36
Distributions from capital gains		335			—			—			250			—
Net change in unrealized appreciation or depreciation of investments		258			(64,383	)		7,740			(170	)		(32	)
Net increase (decrease) in net assets resulting from operations		690			75,165			7,812			64			(8,021	)

Contract transactions
Contract purchase payments		—			—			—			—			3,400
Net transfers⁽¹⁾		(8	)		(89,348	)		(9	)		(6	)		90,904
Contract terminations:
Surrender benefits and contract charges		(223	)		(280,510	)		—			—			(675,938	)
Death benefits		—			(14,185	)		—			—			(8,058	)
Increase (decrease) from contract transactions		(231	)		(384,043	)		(9	)		(6	)		(589,692	)
Net assets at beginning of year		4,946			1,231,544			69,580			2,309			985,591
Net assets at end of year	$	5,405		$	922,666		$	77,383		$	2,367		$	387,878

Accumulation unit activity
Units outstanding at beginning of year		2,079			797,256			42,262			—			957,652
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		—			(55,878	)		—			—			91,064
Contract terminations:
Surrender benefits and contract charges		(153	)		(180,198	)		—			—			(669,279	)
Death benefits		—			(9,423	)		—			—			(7,535	)
Units outstanding at end of year		1,926			551,757			42,262			—			371,902

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



18		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Col VP Inter Bond, Cl 3			Col VP Divd Opp, Cl 3			Col VP Emer Mkts, Cl 3			Col VP Hi Yield Bond, Cl 3			Col VP Inc Opp, Cl 2
Operations
Investment income (loss) — net	$	9,871		$	(22,975	)	$	(7,763	)	$	9,367		$	(3,110	)
Net realized gain (loss) on sales of investments		(3,524	)		153,750			13,083			2,219			(4,732	)
Distributions from capital gains		3,561			—			2,046			—			—
Net change in unrealized appreciation or depreciation of investments		19,715			2,138			(28,300	)		(7,318	)		14,253
Net increase (decrease) in net assets resulting from operations		29,623			132,913			(20,934	)		4,268			6,411

Contract transactions
Contract purchase payments		10,488			—			—			75			—
Net transfers⁽¹⁾		(17,408	)		(115,496	)		(7,741	)		(12,389	)		(20,896	)
Contract terminations:
Surrender benefits and contract charges		(74,139	)		(340,830	)		(120,776	)		(14,992	)		(74,226	)
Death benefits		(3,173	)		(22,746	)		(8,038	)		(7,079	)		(11,097	)
Increase (decrease) from contract transactions		(84,232	)		(479,072	)		(136,555	)		(34,385	)		(106,219	)
Net assets at beginning of year		772,137			1,849,160			764,735			202,799			273,850
Net assets at end of year	$	717,528		$	1,503,001		$	607,246		$	172,682		$	174,042

Accumulation unit activity
Units outstanding at beginning of year		553,136			936,284			380,698			103,610			305,079
Contract purchase payments		6,776			—			—			—			—
Net transfers⁽¹⁾		(12,305	)		(51,054	)		(3,065	)		(6,930	)		(23,022	)
Contract terminations:
Surrender benefits and contract charges		(51,666	)		(147,771	)		(56,208	)		(8,070	)		(80,671	)
Death benefits		(2,026	)		(14,038	)		(3,885	)		(4,058	)		(12,204	)
Units outstanding at end of year		493,915			723,421			317,540			84,552			189,182

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			19

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Col VP Inc Opp, Cl 3			Col VP Select Intl Eq, Cl 3			Col VP Lg Cap Gro, Cl 3			Col VP Lg Core Quan, Cl 3			Col VP Man Vol Conserv, Cl 2
Operations
Investment income (loss) — net	$	(1,103	)	$	111		$	(237	)	$	(5,275	)	$	—
Net realized gain (loss) on sales of investments		(846	)		766			969			75,315			—
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		4,026			(3,933	)		2,021			(23,490	)		7
Net increase (decrease) in net assets resulting from operations		2,077			(3,056	)		2,753			46,550			7

Contract transactions
Contract purchase payments		—			—			—			13			—
Net transfers⁽¹⁾		2,395			(11	)		(1,504	)		(49,561	)		—
Contract terminations:
Surrender benefits and contract charges		(10,285	)		(4,470	)		(147	)		(141,874	)		—
Death benefits		—			—			—			(10,796	)		—
Increase (decrease) from contract transactions		(7,890	)		(4,481	)		(1,651	)		(202,218	)		—
Net assets at beginning of year		84,692			34,045			22,433			475,441			170
Net assets at end of year	$	78,879		$	26,508		$	23,535		$	319,773		$	177

Accumulation unit activity
Units outstanding at beginning of year		45,812			21,693			10,149			307,117			—
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		1,363			—			(694	)		(31,635	)		—
Contract terminations:
Surrender benefits and contract charges		(5,801	)		(3,103	)		(74	)		(87,304	)		—
Death benefits		—			—			—			(6,434	)		—
Units outstanding at end of year		41,374			18,590			9,381			181,744			—

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



20		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Col VP Man Vol Conserv Gro, Cl 2			Col VP Man Vol Gro, Cl 2			Col VP Man Vol Mod Gro, Cl 2			Col VP Marsico Gro, Cl 1			Col VP Intl Opp, Cl 2
Operations
Investment income (loss) — net	$	(3,841	)	$	(19,792	)	$	(82,738	)	$	(526	)	$	(37	)
Net realized gain (loss) on sales of investments		1,206			1,115			25,273			1,723			87
Distributions from capital gains		—			—			—			7,038			—
Net change in unrealized appreciation or depreciation of investments		15,259			82,163			291,191			(4,583	)		(281	)
Net increase (decrease) in net assets resulting from operations		12,624			63,486			233,726			3,652			(231	)

Contract transactions
Contract purchase payments		—			—			8,065			—			—
Net transfers⁽¹⁾		568,407			1,520,655			4,941,954			(2,195	)		(14	)
Contract terminations:
Surrender benefits and contract charges		(18,469	)		(13,644	)		(466,237	)		(833	)		(164	)
Death benefits		—			—			—			—			—
Increase (decrease) from contract transactions		549,938			1,507,011			4,483,782			(3,028	)		(178	)
Net assets at beginning of year		80,752			155,142			2,667,155			46,482			3,797
Net assets at end of year	$	643,314		$	1,725,639		$	7,384,663		$	47,106		$	3,388

Accumulation unit activity
Units outstanding at beginning of year		79,824			150,680			2,615,192			31,265			2,727
Contract purchase payments		—			—			7,895			—			—
Net transfers⁽¹⁾		555,185			1,482,836			4,818,769			(1,423	)		—
Contract terminations:
Surrender benefits and contract charges		(17,899	)		(12,935	)		(444,523	)		(566	)		(201	)
Death benefits		—			—			—			—			—
Units outstanding at end of year		617,110			1,620,581			6,997,333			29,276			2,526

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			21

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Col VP Mid Cap Gro, Cl 3			Col VP Mid Cap Val, Cl 3			Col VP Lg Cap Index, Cl 3			Col VP Sm Cap Val, Cl 2			Col VP US Govt Mtge, Cl 3
Operations
Investment income (loss) — net	$	(1,007	)	$	(11	)	$	(14,804	)	$	(296	)	$	2,977
Net realized gain (loss) on sales of investments		3,284			10			39,322			1,004			1,701
Distributions from capital gains		—			—			—			4,902			—
Net change in unrealized appreciation or depreciation of investments		1,856			195			100,331			(5,054	)		30,315
Net increase (decrease) in net assets resulting from operations		4,133			194			124,849			556			34,993

Contract transactions
Contract purchase payments		—			—			—			75			2,298
Net transfers⁽¹⁾		(8	)		(12	)		(11,621	)		(6,005	)		(10,223	)
Contract terminations:
Surrender benefits and contract charges		(7,319	)		—			(68,898	)		(587	)		(54,046	)
Death benefits		(1,326	)		—			—			—			(10,796	)
Increase (decrease) from contract transactions		(8,653	)		(12	)		(80,519	)		(6,517	)		(72,767	)
Net assets at beginning of year		76,736			1,683			1,129,346			40,170			848,870
Net assets at end of year	$	72,216		$	1,865		$	1,173,676		$	34,209		$	811,096

Accumulation unit activity
Units outstanding at beginning of year		54,601			—			500,122			22,928			814,129
Contract purchase payments		—			—			—			—			2,060
Net transfers⁽¹⁾		—			—			(4,658	)		(3,764	)		(9,497	)
Contract terminations:
Surrender benefits and contract charges		(5,121	)		—			(30,626	)		(336	)		(49,795	)
Death benefits		(980	)		—			—			—			(10,237	)
Units outstanding at end of year		48,500			—			464,838			18,828			746,660

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



22		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	CS Commodity Return			Drey IP MidCap Stock, Serv			Drey VIF Appr, Serv		Drey VIF Intl Eq, Serv			Drey VIF Intl Val, Serv
Operations
Investment income (loss) — net	$	(52	)	$	(46	)	$	4	$	16		$	8
Net realized gain (loss) on sales of investments		(17	)		4,666			5		—			(4	)
Distributions from capital gains		—			73			58		—			—
Net change in unrealized appreciation or depreciation of investments		(571	)		(3,890	)		69		(71	)		(162	)
Net increase (decrease) in net assets resulting from operations		(640	)		803			136		(55	)		(158	)

Contract transactions
Contract purchase payments		525			100			—		—			—
Net transfers⁽¹⁾		(3	)		(1,146	)		3		(9	)		(11	)
Contract terminations:
Surrender benefits and contract charges		(3	)		(12,826	)		—		—			—
Death benefits		—			—			—		—			—
Increase (decrease) from contract transactions		519			(13,872	)		3		(9	)		(11	)
Net assets at beginning of year		3,210			14,383			2,162		1,434			1,542
Net assets at end of year	$	3,089		$	1,314		$	2,301	$	1,370		$	1,373

Accumulation unit activity
Units outstanding at beginning of year		3,192			7,221			—		—			—
Contract purchase payments		—			—			—		—			—
Net transfers⁽¹⁾		—			(588	)		—		—			—
Contract terminations:
Surrender benefits and contract charges		(5	)		(6,633	)		—		—			—
Death benefits		—			—			—		—			—
Units outstanding at end of year		3,187			—			—		—			—

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			23

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	EV VT Floating-Rate Inc			Fid VIP Contrafund, Serv Cl 2			Fid VIP Gro, Serv Cl 2			Fid VIP Invest Gr, Serv Cl 2			Fid VIP Mid Cap, Serv Cl 2
Operations
Investment income (loss) — net	$	900		$	(41,895	)	$	(6,493	)	$	2,712		$	(24,996	)
Net realized gain (loss) on sales of investments		(58	)		355,391			42,196			2,715			106,982
Distributions from capital gains		—			126,505			—			389			46,600
Net change in unrealized appreciation or depreciation of investments		(1,315	)		191,394			4,089			33,501			(49,159	)
Net increase (decrease) in net assets resulting from operations		(473	)		631,395			39,792			39,317			79,427

Contract transactions
Contract purchase payments		—			10,865			—			75			2,663
Net transfers⁽¹⁾		892			(185,859	)		(493	)		(50,457	)		(16,135	)
Contract terminations:
Surrender benefits and contract charges		(374	)		(941,225	)		(30,879	)		(201,407	)		(454,042	)
Death benefits		—			(49,206	)		(44,572	)		(29,565	)		(15,852	)
Increase (decrease) from contract transactions		518			(1,165,425	)		(75,944	)		(281,354	)		(483,366	)
Net assets at beginning of year		52,948			6,888,510			463,074			1,002,798			2,123,052
Net assets at end of year	$	52,993		$	6,354,480		$	426,922		$	760,761		$	1,719,113

Accumulation unit activity
Units outstanding at beginning of year		20,407			2,891,698			202,434			768,627			650,859
Contract purchase payments		—			3,779			—			—			660
Net transfers⁽¹⁾		742			(87,141	)		(202	)		(36,509	)		(6,889	)
Contract terminations:
Surrender benefits and contract charges		(318	)		(368,812	)		(11,997	)		(149,898	)		(126,918	)
Death benefits		—			(23,129	)		(18,909	)		(22,416	)		(5,362	)
Units outstanding at end of year		20,831			2,416,395			171,326			559,804			512,350

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



24		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Fid VIP Overseas, Serv Cl 2			FTVIPT Frank Inc, Cl 2			FTVIPT Frank Mutual Shares, Cl 2			FTVIPT Frank Rising Divd, Cl 2			FTVIPT Frank Sm Mid Cap Gro, Cl 2
Operations
Investment income (loss) — net	$	(1,043	)	$	251		$	10,490		$	6		$	(17,529	)
Net realized gain (loss) on sales of investments		16,313			17			91,878			9			57,158
Distributions from capital gains		89			—			8,197			28			254,786
Net change in unrealized appreciation or depreciation of investments		(45,422	)		(56	)		(21,462	)		67			(217,382	)
Net increase (decrease) in net assets resulting from operations		(30,063	)		212			89,103			110			77,033

Contract transactions
Contract purchase payments		1,051			—			2,991			—			625
Net transfers⁽¹⁾		(9,318	)		(11	)		(647	)		(7	)		7,430
Contract terminations:
Surrender benefits and contract charges		(105,196	)		(7	)		(313,722	)		—			(129,181	)
Death benefits		(1,976	)		—			(9,300	)		—			(42,598	)
Increase (decrease) from contract transactions		(115,439	)		(18	)		(320,678	)		(7	)		(163,724	)
Net assets at beginning of year		378,241			7,039			1,753,611			1,406			1,418,491
Net assets at end of year	$	232,739		$	7,233		$	1,522,036		$	1,509		$	1,331,800

Accumulation unit activity
Units outstanding at beginning of year		158,635			3,896			807,588			—			509,584
Contract purchase payments		372			—			1,316			—			190
Net transfers⁽¹⁾		(4,462	)		—			(310	)		—			2,523
Contract terminations:
Surrender benefits and contract charges		(45,821	)		(5	)		(140,788	)		—			(46,860	)
Death benefits		(1,284	)		—			(4,299	)		—			(15,146	)
Units outstanding at end of year		107,440			3,891			663,507			—			450,291

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			25

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	FTVIPT Temp Global Bond, Cl 2			FTVIPT Temp Gro, Cl 2			GS VIT Mid Cap Val, Inst			GS VIT U.S. Eq Insights, Inst			Invesco VI Am Fran, Ser II
Operations
Investment income (loss) — net	$	14,012		$	5		$	(3,716	)	$	10		$	(53	)
Net realized gain (loss) on sales of investments		10,070			8			56,713			8			18
Distributions from capital gains		—			—			109,522			83			—
Net change in unrealized appreciation or depreciation of investments		(21,065	)		(88	)		(82,959	)		159			260
Net increase (decrease) in net assets resulting from operations		3,017			(75	)		79,560			260			225

Contract transactions
Contract purchase payments		75			—			—			—			—
Net transfers⁽¹⁾		(11,576	)		(9	)		(60,949	)		(13	)		—
Contract terminations:
Surrender benefits and contract charges		(94,268	)		—			(149,671	)		—			—
Death benefits		(9,818	)		—			(8,747	)		—			—
Increase (decrease) from contract transactions		(115,587	)		(9	)		(219,367	)		(13	)		—
Net assets at beginning of year		429,740			1,958			809,916			1,690			3,427
Net assets at end of year	$	317,170		$	1,874		$	670,109		$	1,937		$	3,652

Accumulation unit activity
Units outstanding at beginning of year		228,775			—			421,124			—			—
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		(6,037	)		—			(30,553	)		—			—
Contract terminations:
Surrender benefits and contract charges		(49,517	)		—			(74,521	)		—			—
Death benefits		(5,242	)		—			(4,565	)		—			—
Units outstanding at end of year		167,979			—			311,485			—			—

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



26		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Invesco VI Comstock, Ser II			Invesco VI Global Hlth, Ser II			Invesco VI Intl Gro, Ser II			Invesco VI Mid Cap Core Eq, Ser II			Invesco VI Mid Cap Gro, Ser II
Operations
Investment income (loss) — net	$	(6,700	)	$	(28	)	$	(145	)	$	(605	)	$	(854	)
Net realized gain (loss) on sales of investments		209,053			17			5,948			5,053			417
Distributions from capital gains		—			96			—			4,587			—
Net change in unrealized appreciation or depreciation of investments		(74,612	)		314			(5,806	)		(7,499	)		5,001
Net increase (decrease) in net assets resulting from operations		127,741			399			(3	)		1,536			4,564

Contract transactions
Contract purchase payments		—			—			150			—			—
Net transfers⁽¹⁾		(155,384	)		(12	)		(21,309	)		(5,623	)		(11	)
Contract terminations:
Surrender benefits and contract charges		(439,662	)		—			(581	)		(21,755	)		(510	)
Death benefits		(29,971	)		—			—			(1,356	)		—
Increase (decrease) from contract transactions		(625,017	)		(12	)		(21,740	)		(28,734	)		(521	)
Net assets at beginning of year		2,133,683			2,208			50,717			59,479			70,998
Net assets at end of year	$	1,636,407		$	2,595		$	28,974		$	32,281		$	75,041

Accumulation unit activity
Units outstanding at beginning of year		1,320,802			—			44,056			35,522			52,650
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		(94,422	)		—			(18,758	)		(3,342	)		—
Contract terminations:
Surrender benefits and contract charges		(265,056	)		—			(526	)		(12,850	)		(369	)
Death benefits		(18,976	)		—			—			(758	)		—
Units outstanding at end of year		942,348			—			24,772			18,572			52,281

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			27

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Invesco VI Val Opp, Ser II			Janus Aspen Janus, Serv			MFS New Dis, Serv Cl			MFS Total Return, Serv Cl			MFS Utilities, Serv Cl
Operations
Investment income (loss) — net	$	(886	)	$	(458	)	$	(3,296	)	$	7,528		$	579
Net realized gain (loss) on sales of investments		21,136			1,131			27,829			24,681			9,686
Distributions from capital gains		—			2,990			57,592			48,885			4,245
Net change in unrealized appreciation or depreciation of investments		(4,890	)		756			(109,639	)		41,318			(1,503	)
Net increase (decrease) in net assets resulting from operations		15,360			4,419			(27,514	)		122,412			13,007

Contract transactions
Contract purchase payments		75			—			2,113			5,303			—
Net transfers⁽¹⁾		(24,250	)		(2,035	)		7,781			52,818			(818	)
Contract terminations:
Surrender benefits and contract charges		(144,058	)		(659	)		(58,702	)		(111,205	)		(21,944	)
Death benefits		(4,078	)		—			(49,029	)		—			—
Increase (decrease) from contract transactions		(172,311	)		(2,694	)		(97,837	)		(53,084	)		(22,762	)
Net assets at beginning of year		415,570			40,430			352,599			1,834,067			124,961
Net assets at end of year	$	258,619		$	42,155		$	227,248		$	1,903,395		$	115,206

Accumulation unit activity
Units outstanding at beginning of year		244,491			29,081			107,179			1,005,542			36,219
Contract purchase payments		—			—			612			2,768			—
Net transfers⁽¹⁾		(17,331	)		(1,418	)		2,585			27,722			(177	)
Contract terminations:
Surrender benefits and contract charges		(83,802	)		(485	)		(19,515	)		(60,230	)		(4,939	)
Death benefits		(2,975	)		—			(15,261	)		—			—
Units outstanding at end of year		140,383			27,178			75,600			975,802			31,103

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



28		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	MS UIF Global Real Est, Cl II			MS UIF Mid Cap Gro, Cl II			MS UIF U.S. Real Est, Cl II			Oppen Cap Appr VA, Serv			Oppen Global VA, Serv
Operations
Investment income (loss) — net	$	(522	)	$	(25	)	$	(25	)	$	(31,509	)	$	(1,347	)
Net realized gain (loss) on sales of investments		291			6			6,626			223,405			6,084
Distributions from capital gains		—			317			—			68,624			19,002
Net change in unrealized appreciation or depreciation of investments		6,491			(279	)		4,079			92,977			(20,286	)
Net increase (decrease) in net assets resulting from operations		6,260			19			10,680			353,497			3,453

Contract transactions
Contract purchase payments		—			—			—			2,000			—
Net transfers⁽¹⁾		(181	)		(12	)		(6,994	)		(126,715	)		8,196
Contract terminations:
Surrender benefits and contract charges		(116	)		—			(16,919	)		(346,741	)		(15,516	)
Death benefits		—			—			—			(42,681	)		—
Increase (decrease) from contract transactions		(297	)		(12	)		(23,913	)		(514,137	)		(7,320	)
Net assets at beginning of year		52,157			2,345			44,427			2,896,986			424,378
Net assets at end of year	$	58,120		$	2,352		$	31,194		$	2,736,346		$	420,511

Accumulation unit activity
Units outstanding at beginning of year		57,017			—			27,281			1,536,026			144,168
Contract purchase payments		—			—			—			927			—
Net transfers⁽¹⁾		(159	)		—			(3,821	)		(68,844	)		2,557
Contract terminations:
Surrender benefits and contract charges		(120	)		—			(8,629	)		(174,353	)		(4,963	)
Death benefits		—			—			—			(23,338	)		—
Units outstanding at end of year		56,738			—			14,831			1,270,418			141,762

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			29

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Oppen Global Strategic Inc VA, Srv			Oppen Main St Sm Cap VA, Serv			PIMCO VIT All Asset, Advisor Cl			Put VT Global Hlth Care, Cl IB			Put VT Intl Eq, Cl IB
Operations
Investment income (loss) — net	$	63,152		$	(10,800	)	$	1,691		$	106		$	(36	)
Net realized gain (loss) on sales of investments		30,125			101,130			46			7			(1,144	)
Distributions from capital gains		—			206,094			—			—			—
Net change in unrealized appreciation or depreciation of investments		(57,916	)		(152,104	)		(2,112	)		193			222
Net increase (decrease) in net assets resulting from operations		35,361			144,320			(375	)		306			(958	)

Contract transactions
Contract purchase payments		5,156			951			—			—			325
Net transfers⁽¹⁾		3,860			(1,232	)		1,280			(11	)		(9	)
Contract terminations:
Surrender benefits and contract charges		(532,995	)		(190,223	)		(529	)		—			(4,573	)
Death benefits		(27,997	)		(10,593	)		—			—			—
Increase (decrease) from contract transactions		(551,976	)		(201,097	)		751			(11	)		(4,257	)
Net assets at beginning of year		2,588,943			1,583,035			43,603			1,137			16,466
Net assets at end of year	$	2,072,328		$	1,526,258		$	43,979		$	1,432		$	11,251

Accumulation unit activity
Units outstanding at beginning of year		1,576,378			530,114			33,185			—			6,979
Contract purchase payments		2,932			282			—			—			121
Net transfers⁽¹⁾		1,961			(333	)		1,000			—			—
Contract terminations:
Surrender benefits and contract charges		(318,833	)		(58,835	)		(410	)		—			(2,019	)
Death benefits		(18,599	)		(3,132	)		—			—			—
Units outstanding at end of year		1,243,839			468,096			33,775			—			5,081

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



30		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	Put VT Multi-Cap Gro, Cl IB			Put VT Sm Cap Val, Cl IB			VP Aggr, Cl 2			VP Aggr, Cl 4			VP BR Gl Infl Prot Sec, Cl 3
Operations
Investment income (loss) — net	$	(80	)	$	13,170		$	(7,890	)	$	(99,381	)	$	(1,711	)
Net realized gain (loss) on sales of investments		8,269			340			3,962			1,105,016			(576	)
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		(7,187	)		(12,632	)		25,834			(698,328	)		11,415
Net increase (decrease) in net assets resulting from operations		1,002			878			21,906			307,307			9,128

Contract transactions
Contract purchase payments		150			100			—			—			—
Net transfers⁽¹⁾		(9	)		944			—			(387,721	)		(3	)
Contract terminations:
Surrender benefits and contract charges		(19,356	)		(17,623	)		(5,637	)		(2,335,110	)		(16,728	)
Death benefits		—			—			—			(98,471	)		—
Increase (decrease) from contract transactions		(19,215	)		(16,579	)		(5,637	)		(2,821,302	)		(16,731	)
Net assets at beginning of year		22,977			68,389			543,009			8,874,246			132,881
Net assets at end of year	$	4,764		$	52,688		$	559,278		$	6,360,251		$	125,278

Accumulation unit activity
Units outstanding at beginning of year		13,314			42,362			377,580			6,188,933			102,986
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		—			603			—			(269,640	)		85
Contract terminations:
Surrender benefits and contract charges		(11,621	)		(11,039	)		(3,776	)		(1,591,800	)		(12,955	)
Death benefits		—			—			—			(68,064	)		—
Units outstanding at end of year		1,693			31,926			373,804			4,259,429			90,116

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			31

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	VP Conserv, Cl 2			VP Conserv, Cl 4			VP Mod, Cl 2			VP Mod, Cl 4			VP Mod Aggr, Cl 2
Operations
Investment income (loss) — net	$	(3,786	)	$	(30,401	)	$	(99,539	)	$	(312,796	)	$	(81,145	)
Net realized gain (loss) on sales of investments		5,782			245,082			120,058			2,176,632			69,020
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		7,144			(142,908	)		202,339			(1,011,752	)		202,692
Net increase (decrease) in net assets resulting from operations		9,140			71,773			222,858			852,084			190,567

Contract transactions
Contract purchase payments		9			90			6,500			20,598			14
Net transfers⁽¹⁾		(1	)		(464,775	)		(120,845	)		(2,850,477	)		(1,966	)
Contract terminations:
Surrender benefits and contract charges		(62,286	)		(1,126,408	)		(294,623	)		(4,174,357	)		(93,373	)
Death benefits		—			—			—			(70,201	)		—
Increase (decrease) from contract transactions		(62,278	)		(1,591,093	)		(408,968	)		(7,074,437	)		(95,325	)
Net assets at beginning of year		335,367			3,368,853			6,580,213			26,756,842			5,254,637
Net assets at end of year	$	282,229		$	1,849,533		$	6,394,103		$	20,534,489		$	5,349,879

Accumulation unit activity
Units outstanding at beginning of year		291,889			2,942,908			5,099,364			20,605,815			3,861,727
Contract purchase payments		—			—			5,011			15,752			—
Net transfers⁽¹⁾		—			(405,205	)		(92,107	)		(2,142,428	)		2,593
Contract terminations:
Surrender benefits and contract charges		(53,593	)		(967,322	)		(223,799	)		(3,164,774	)		(67,227	)
Death benefits		—			—			—			(53,649	)		—
Units outstanding at end of year		238,296			1,570,381			4,788,469			15,260,716			3,797,093

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



32		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	VP Mod Aggr, Cl 4			VP Mod Conserv, Cl 2			VP Mod Conserv, Cl 4			VP Ptnrs Sm Cap Val, Cl 3			VP Sit Divd Gro, Cl 3
Operations
Investment income (loss) — net	$	(218,044	)	$	(19,577	)	$	(36,061	)	$	(10,885	)	$	(1,371	)
Net realized gain (loss) on sales of investments		2,268,812			167,281			210,036			90,654			1,543
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		(1,437,965	)		(99,257	)		(83,413	)		(79,468	)		8,504
Net increase (decrease) in net assets resulting from operations		612,803			48,447			90,562			301			8,676

Contract transactions
Contract purchase payments		27,822			10			679			—			—
Net transfers⁽¹⁾		(1,116,629	)		(850,522	)		(328,760	)		(6,765	)		(1,844	)
Contract terminations:
Surrender benefits and contract charges		(5,852,758	)		(57,259	)		(585,974	)		(186,101	)		(754	)
Death benefits		—			—			—			(12,169	)		—
Increase (decrease) from contract transactions		(6,941,565	)		(907,771	)		(914,055	)		(205,035	)		(2,598	)
Net assets at beginning of year		19,937,020			2,299,104			3,137,274			902,430			87,267
Net assets at end of year	$	13,608,258		$	1,439,780		$	2,313,781		$	697,696		$	93,345

Accumulation unit activity
Units outstanding at beginning of year		14,568,772			1,892,065			2,572,643			409,869			77,696
Contract purchase payments		19,967			—			487			—			—
Net transfers⁽¹⁾		(833,978	)		(708,979	)		(262,894	)		(83	)		(1,527	)
Contract terminations:
Surrender benefits and contract charges		(4,187,601	)		(46,427	)		(475,497	)		(75,066	)		(646	)
Death benefits		—			—			—			(6,984	)		—
Units outstanding at end of year		9,567,160			1,136,659			1,834,739			327,736			75,523

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			33

Statements of Changes in Net Assets


Year ended Dec. 31, 2014 (continued)	VP Vty Estb Val, Cl 3			Wanger Intl			Wanger USA
Operations
Investment income (loss) — net	$	(683	)	$	(303	)	$	(5,916	)
Net realized gain (loss) on sales of investments		9,079			17,074			27,127
Distributions from capital gains		—			75,099			49,979
Net change in unrealized appreciation or depreciation of investments		(4,421	)		(129,930	)		(60,489	)
Net increase (decrease) in net assets resulting from operations		3,975			(38,060	)		10,701

Contract transactions
Contract purchase payments		16			—			—
Net transfers⁽¹⁾		(9	)		(1,940	)		(14,283	)
Contract terminations:
Surrender benefits and contract charges		(14,715	)		(164,171	)		(96,483	)
Death benefits		—			(11,139	)		(8,090	)
Increase (decrease) from contract transactions		(14,708	)		(177,250	)		(118,856	)
Net assets at beginning of year		53,851			838,952			489,704
Net assets at end of year	$	43,118		$	623,642		$	381,549

Accumulation unit activity
Units outstanding at beginning of year		30,183			349,809			256,888
Contract purchase payments		—			—			—
Net transfers⁽¹⁾		—			(123	)		(7,290	)
Contract terminations:
Surrender benefits and contract charges		(8,396	)		(68,559	)		(51,144	)
Death benefits		—			(5,033	)		(4,685	)
Units outstanding at end of year		21,787			276,094			193,769

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



34		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013	AB VPS Bal Wealth Strategy, Cl B			AB VPS Global Thematic Gro, Cl B			AB VPS Gro & Inc, Cl B			AB VPS Intl Val, Cl B			AC VP Inflation Prot, Cl II
Operations
Investment income (loss) — net	$	1,974		$	(1,453	)	$	(1,170	)	$	39,677		$	2,867
Net realized gain (loss) on sales of investments		7,091			516			25,610			(52,998	)		8,737
Distributions from capital gains		—			—			—			—			39,517
Net change in unrealized appreciation or depreciation of investments		21,480			23,293			48,067			197,905			(157,949	)
Net increase (decrease) in net assets resulting from operations		30,545			22,356			72,507			184,584			(106,828	)

Contract transactions
Contract purchase payments		—			—			—			521			409
Net transfers⁽¹⁾		384			(12	)		(220,594	)		(102,628	)		154,728
Contract terminations:
Surrender benefits and contract charges		(33,468	)		(1,222	)		(3,337	)		(307,977	)		(271,501	)
Death benefits		—			—			—			(9,519	)		—
Increase (decrease) from contract transactions		(33,084	)		(1,234	)		(223,931	)		(419,603	)		(116,364	)
Net assets at beginning of year		222,967			105,576			329,325			1,083,884			1,149,841
Net assets at end of year	$	220,428		$	126,698		$	177,901		$	848,865		$	926,649

Accumulation unit activity
Units outstanding at beginning of year		187,947			71,258			187,715			1,147,973			812,545
Contract purchase payments		—			—			—			418			305
Net transfers⁽¹⁾		317			—			(110,766	)		(95,591	)		114,345
Contract terminations:
Surrender benefits and contract charges		(26,441	)		(764	)		(1,628	)		(300,173	)		(201,687	)
Death benefits		—			—			—			(9,067	)		—
Units outstanding at end of year		161,823			70,494			75,321			743,560			725,508

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			35

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	AC VP Mid Cap Val, Cl II			AC VP Ultra, Cl II			AC VP Val, Cl II			CB Var Sm Cap Gro, Cl I			Col VP Cash Mgmt, Cl 3
Operations
Investment income (loss) — net	$	(22	)	$	(13,584	)	$	9		$	(19	)	$	(12,350	)
Net realized gain (loss) on sales of investments		26			191,905			611			11			44
Distributions from capital gains		63			—			—			151			—
Net change in unrealized appreciation or depreciation of investments		1,014			242,575			17,460			583			(39	)
Net increase (decrease) in net assets resulting from operations		1,081			420,896			18,080			726			(12,345	)

Contract transactions
Contract purchase payments		—			714			75			—			350
Net transfers⁽¹⁾		(9	)		(182,854	)		(13	)		(12	)		1,491,740
Contract terminations:
Surrender benefits and contract charges		—			(469,214	)		(19,203	)		—			(1,302,515	)
Death benefits		—			(15,637	)		—			—			(19,763	)
Increase (decrease) from contract transactions		(9	)		(666,991	)		(19,141	)		(12	)		169,812
Net assets at beginning of year		3,874			1,477,639			70,641			1,595			828,124
Net assets at end of year	$	4,946		$	1,231,544		$	69,580		$	2,309		$	985,591

Accumulation unit activity
Units outstanding at beginning of year		2,079			1,286,790			55,777			—			792,016
Contract purchase payments		—			445			—			—			—
Net transfers⁽¹⁾		—			(127,409	)		—			—			1,471,159
Contract terminations:
Surrender benefits and contract charges		—			(351,126	)		(13,515	)		—			(1,287,257	)
Death benefits		—			(11,444	)		—			—			(18,266	)
Units outstanding at end of year		2,079			797,256			42,262			—			957,652

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



36		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Col VP Inter Bond, Cl 3			Col VP Divd Opp, Cl 3			Col VP Emer Mkts, Cl 3			Col VP Hi Yield Bond, Cl 3			Col VP Inc Opp, Cl 2⁽²⁾
Operations
Investment income (loss) — net	$	28,297		$	(29,324	)	$	(6,831	)	$	11,278		$	14,053
Net realized gain (loss) on sales of investments		(5,454	)		191,075			24,473			6,067			(5,367	)
Distributions from capital gains		39,765			—			—			—			12,610
Net change in unrealized appreciation or depreciation of investments		(95,850	)		324,362			(42,981	)		(7,331	)		(20,135	)
Net increase (decrease) in net assets resulting from operations		(33,242	)		486,113			(25,339	)		10,014			1,161

Contract transactions
Contract purchase payments		10,000			728			441			707			825
Net transfers⁽¹⁾		5,154			(191,611	)		63,984			(1,380	)		314,911
Contract terminations:
Surrender benefits and contract charges		(129,228	)		(696,842	)		(227,067	)		(46,018	)		(43,047	)
Death benefits		(4,102	)		(19,928	)		(7,722	)		—			—
Increase (decrease) from contract transactions		(118,176	)		(907,653	)		(170,364	)		(46,691	)		272,689
Net assets at beginning of year		923,555			2,270,700			960,438			239,476			—
Net assets at end of year	$	772,137		$	1,849,160		$	764,735		$	202,799		$	273,850

Accumulation unit activity
Units outstanding at beginning of year		637,049			1,372,854			460,324			130,125			—
Contract purchase payments		6,266			491			130			427			—
Net transfers⁽¹⁾		2,259			(90,989	)		32,448			(613	)		354,210
Contract terminations:
Surrender benefits and contract charges		(89,820	)		(338,345	)		(108,328	)		(26,329	)		(49,131	)
Death benefits		(2,618	)		(7,727	)		(3,876	)		—			—
Units outstanding at end of year		553,136			936,284			380,698			103,610			305,079

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

⁽²⁾	For the period April 26, 2013 (commencement of operations) to Dec. 31, 2013.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			37

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Col VP Inc Opp, Cl 3			Col VP Select Intl Eq, Cl 3			Col VP Lg Cap Gro, Cl 3			Col VP Lg Core Quan, Cl 3			Col VP Man Vol Conserv, Cl 2⁽²⁾
Operations
Investment income (loss) — net	$	18,459		$	84		$	(215	)	$	(6,134	)	$	—
Net realized gain (loss) on sales of investments		(10,900	)		221			404			23,128			—
Distributions from capital gains		15,085			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		(17,906	)		5,621			4,970			107,831			—
Net increase (decrease) in net assets resulting from operations		4,738			5,926			5,159			124,825			—

Contract transactions
Contract purchase payments		75			—			—			242			170
Net transfers⁽¹⁾		(30,466	)		(12	)		(907	)		(21,267	)		—
Contract terminations:
Surrender benefits and contract charges		(49,216	)		(1,441	)		(135	)		(47,207	)		—
Death benefits		—			—			—			—			—
Increase (decrease) from contract transactions		(79,607	)		(1,453	)		(1,042	)		(68,232	)		170
Net assets at beginning of year		159,561			29,572			18,316			418,848			—
Net assets at end of year	$	84,692		$	34,045		$	22,433		$	475,441		$	170

Accumulation unit activity
Units outstanding at beginning of year		93,896			22,748			10,720			356,807			—
Contract purchase payments		—			—			—			184			—
Net transfers⁽¹⁾		(18,283	)		—			(491	)		(15,194	)		—
Contract terminations:
Surrender benefits and contract charges		(29,801	)		(1,055	)		(80	)		(34,680	)		—
Death benefits		—			—			—			—			—
Units outstanding at end of year		45,812			21,693			10,149			307,117			—

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

⁽²⁾	For the period Nov. 18, 2013 (commencement of operations) to Dec. 31, 2013.

See accompanying notes to financial statements.



38		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Col VP Man Vol Conserv Gro, Cl 2⁽²⁾			Col VP Man Vol Gro, Cl 2⁽²⁾			Col VP Man Vol Mod Gro, Cl 2⁽²⁾			Col VP Marsico Gro, Cl 1			Col VP Intl Opp, Cl 2
Operations
Investment income (loss) — net	$	(123	)	$	(188	)	$	(2,262	)	$	(542	)	$	(24	)
Net realized gain (loss) on sales of investments		7			—			1			5,520			17
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		928			2,373			43,080			9,387			616
Net increase (decrease) in net assets resulting from operations		812			2,185			40,819			14,365			609

Contract transactions
Contract purchase payments		170			170			170			150			—
Net transfers⁽¹⁾		80,869			152,787			2,627,504			(7,912	)		(13	)
Contract terminations:
Surrender benefits and contract charges		(1,099	)		—			(1,338	)		(9,059	)		—
Death benefits		—			—			—			—			—
Increase (decrease) from contract transactions		79,940			152,957			2,626,336			(16,821	)		(13	)
Net assets at beginning of year		—			—			—			48,938			3,201
Net assets at end of year	$	80,752		$	155,142		$	2,667,155		$	46,482		$	3,797

Accumulation unit activity
Units outstanding at beginning of year		—			—			—			44,594			2,727
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		80,917			150,680			2,616,525			(6,058	)		—
Contract terminations:
Surrender benefits and contract charges		(1,093	)		—			(1,333	)		(7,271	)		—
Death benefits		—			—			—			—			—
Units outstanding at end of year		79,824			150,680			2,615,192			31,265			2,727

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

⁽²⁾	For the period Nov. 18, 2013 (commencement of operations) to Dec. 31, 2013.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			39

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Col VP Mid Cap Gro, Cl 3			Col VP Mid Cap Val, Cl 3			Col VP Lg Cap Index, Cl 3			Col VP Sm Cap Val, Cl 2			Col VP US Govt Mtge, Cl 3
Operations
Investment income (loss) — net	$	(959	)	$	(78	)	$	(14,074	)	$	(141	)	$	(6,652	)
Net realized gain (loss) on sales of investments		618			2,022			52,074			2,240			908
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		17,918			(150	)		240,910			9,525			(23,691	)
Net increase (decrease) in net assets resulting from operations		17,577			1,794			278,910			11,624			(29,435	)

Contract transactions
Contract purchase payments		—			12			—			804			—
Net transfers⁽¹⁾		(8	)		(6,177	)		(12,017	)		(6,438	)		(2,622	)
Contract terminations:
Surrender benefits and contract charges		(1,910	)		(88	)		(137,371	)		(6,862	)		(24,211	)
Death benefits		—			—			(6,437	)		—			(4,577	)
Increase (decrease) from contract transactions		(1,918	)		(6,253	)		(155,825	)		(12,496	)		(31,410	)
Net assets at beginning of year		61,077			6,142			1,006,261			41,042			909,715
Net assets at end of year	$	76,736		$	1,683		$	1,129,346		$	40,170		$	848,870

Accumulation unit activity
Units outstanding at beginning of year		56,173			5,099			578,674			30,792			843,142
Contract purchase payments		—			—			—			547			—
Net transfers⁽¹⁾		—			(5,099	)		(5,544	)		(4,046	)		(1,819	)
Contract terminations:
Surrender benefits and contract charges		(1,572	)		—			(69,850	)		(4,365	)		(22,922	)
Death benefits		—			—			(3,158	)		—			(4,272	)
Units outstanding at end of year		54,601			—			500,122			22,928			814,129

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



40		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	CS Commodity Return			Drey IP MidCap Stock, Serv			Drey VIF Appr, Serv			Drey VIF Intl Eq, Serv			Drey VIF Intl Val, Serv
Operations
Investment income (loss) — net	$	(52	)	$	(30	)	$	(27	)	$	25		$	15
Net realized gain (loss) on sales of investments		(14	)		826			1,918			—			(5	)
Distributions from capital gains		—			—			5			—			—
Net change in unrealized appreciation or depreciation of investments		(341	)		4,200			(955	)		180			268
Net increase (decrease) in net assets resulting from operations		(407	)		4,996			941			205			278

Contract transactions
Contract purchase payments		125			75			175			—			—
Net transfers⁽¹⁾		(8	)		(1,657	)		(11	)		(12	)		(12	)
Contract terminations:
Surrender benefits and contract charges		(3	)		(11,333	)		(11,023	)		—			—
Death benefits		—			—			—			—			—
Increase (decrease) from contract transactions		114			(12,915	)		(10,859	)		(12	)		(12	)
Net assets at beginning of year		3,503			22,302			12,080			1,241			1,276
Net assets at end of year	$	3,210		$	14,383		$	2,162		$	1,434		$	1,542

Accumulation unit activity
Units outstanding at beginning of year		3,196			15,709			7,437			—			—
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		—			(1,035	)		—			—			—
Contract terminations:
Surrender benefits and contract charges		(4	)		(7,453	)		(7,437	)		—			—
Death benefits		—			—			—			—			—
Units outstanding at end of year		3,192			7,221			—			—			—

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			41

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	EV VT Floating-Rate Inc			Fid VIP Contrafund, Serv Cl 2			Fid VIP Gro, Serv Cl 2			Fid VIP Invest Gr, Serv Cl 2			Fid VIP Mid Cap, Serv Cl 2
Operations
Investment income (loss) — net	$	1,490		$	(39,228	)	$	(7,352	)	$	7,043		$	(24,329	)
Net realized gain (loss) on sales of investments		330			244,846			76,183			5,204			129,505
Distributions from capital gains		465			1,877			287			12,861			261,213
Net change in unrealized appreciation or depreciation of investments		(656	)		1,597,543			80,928			(64,432	)		271,975
Net increase (decrease) in net assets resulting from operations		1,629			1,805,038			150,046			(39,324	)		638,364

Contract transactions
Contract purchase payments		3,325			10,499			533			3,900			1,430
Net transfers⁽¹⁾		(28,175	)		(669,655	)		(127	)		79,666			(235,504	)
Contract terminations:
Surrender benefits and contract charges		(2,386	)		(1,330,138	)		(172,397	)		(279,941	)		(453,483	)
Death benefits		—			(48,503	)		(13,412	)		—			(24,469	)
Increase (decrease) from contract transactions		(27,236	)		(2,037,797	)		(185,403	)		(196,375	)		(712,026	)
Net assets at beginning of year		78,555			7,121,269			498,431			1,238,497			2,196,714
Net assets at end of year	$	52,948		$	6,888,510		$	463,074		$	1,002,798		$	2,123,052

Accumulation unit activity
Units outstanding at beginning of year		46,493			3,852,346			291,982			916,362			895,936
Contract purchase payments		—			5,576			265			2,869			767
Net transfers⁽¹⁾		(24,070	)		(292,799	)		(20	)		59,650			(81,901	)
Contract terminations:
Surrender benefits and contract charges		(2,016	)		(653,108	)		(82,446	)		(210,254	)		(155,951	)
Death benefits		—			(20,317	)		(7,347	)		—			(7,992	)
Units outstanding at end of year		20,407			2,891,698			202,434			768,627			650,859

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



42		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Fid VIP Overseas, Serv Cl 2			FTVIPT Frank Inc, Cl 2			FTVIPT Frank Mutual Shares, Cl 2			FTVIPT Frank Rising Divd, Cl 2			FTVIPT Frank Sm Mid Cap Gro, Cl 2
Operations
Investment income (loss) — net	$	(1,564	)	$	324		$	12,537		$	13		$	(16,856	)
Net realized gain (loss) on sales of investments		9,538			8			63,185			6			25,764
Distributions from capital gains		1,311			—			—			—			81,525
Net change in unrealized appreciation or depreciation of investments		96,000			438			333,870			299			302,775
Net increase (decrease) in net assets resulting from operations		105,285			770			409,592			318			393,208

Contract transactions
Contract purchase payments		1,561			—			4,952			—			800
Net transfers⁽¹⁾		(116,517	)		(13	)		(5,316	)		(11	)		(26,052	)
Contract terminations:
Surrender benefits and contract charges		(76,544	)		(7	)		(302,043	)		—			(72,241	)
Death benefits		—			—			(18,484	)		—			—
Increase (decrease) from contract transactions		(191,500	)		(20	)		(320,891	)		(11	)		(97,493	)
Net assets at beginning of year		464,456			6,289			1,664,910			1,099			1,122,776
Net assets at end of year	$	378,241		$	7,039		$	1,753,611		$	1,406		$	1,418,491

Accumulation unit activity
Units outstanding at beginning of year		245,054			3,901			972,151			—			550,045
Contract purchase payments		718			—			2,488			—			327
Net transfers⁽¹⁾		(52,381	)		—			(3,095	)		—			(9,798	)
Contract terminations:
Surrender benefits and contract charges		(34,756	)		(5	)		(155,227	)		—			(30,990	)
Death benefits		—			—			(8,729	)		—			—
Units outstanding at end of year		158,635			3,896			807,588			—			509,584

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			43

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	FTVIPT Temp Global Bond, Cl 2			FTVIPT Temp Gro, Cl 2			GS VIT Mid Cap Val, Inst			GS VIT U.S. Eq Insights, Inst			Invesco VI Am Fran, Ser II
Operations
Investment income (loss) — net	$	18,266		$	28		$	(6,380	)	$	3		$	(35	)
Net realized gain (loss) on sales of investments		25,521			5			82,577			5			7
Distributions from capital gains		6,614			—			61,659			—			—
Net change in unrealized appreciation or depreciation of investments		(48,887	)		414			109,483			443			968
Net increase (decrease) in net assets resulting from operations		1,514			447			247,339			451			940

Contract transactions
Contract purchase payments		957			—			407			—			—
Net transfers⁽¹⁾		(7,207	)		(10	)		(110,463	)		(10	)		—
Contract terminations:
Surrender benefits and contract charges		(153,393	)		—			(256,082	)		—			—
Death benefits		—			—			(7,710	)		—			—
Increase (decrease) from contract transactions		(159,643	)		(10	)		(373,848	)		(10	)		—
Net assets at beginning of year		587,869			1,521			936,425			1,249			2,487
Net assets at end of year	$	429,740		$	1,958		$	809,916		$	1,690		$	3,427

Accumulation unit activity
Units outstanding at beginning of year		314,524			—			639,072			—			—
Contract purchase payments		488			—			181			—			—
Net transfers⁽¹⁾		(3,863	)		—			(63,830	)		—			—
Contract terminations:
Surrender benefits and contract charges		(82,374	)		—			(149,955	)		—			—
Death benefits		—			—			(4,344	)		—			—
Units outstanding at end of year		228,775			—			421,124			—			—

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



44		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Invesco VI Comstock, Ser II			Invesco VI Global Hlth, Ser II			Invesco VI Intl Gro, Ser II			Invesco VI Mid Cap Core Eq, Ser II			Invesco VI Mid Cap Gro, Ser II
Operations
Investment income (loss) — net	$	(2,114	)	$	(11	)	$	(136	)	$	(483	)	$	(629	)
Net realized gain (loss) on sales of investments		282,019			10			1,586			1,977			984
Distributions from capital gains		—			—			—			4,149			—
Net change in unrealized appreciation or depreciation of investments		441,960			618			6,306			8,193			19,082
Net increase (decrease) in net assets resulting from operations		721,865			617			7,756			13,836			19,437

Contract transactions
Contract purchase payments		1,107			—			5,030			40			75
Net transfers⁽¹⁾		(351,691	)		(9	)		(1,607	)		(4,187	)		(13	)
Contract terminations:
Surrender benefits and contract charges		(803,653	)		—			(6,608	)		(6,006	)		(11,515	)
Death benefits		(24,488	)		—			—			—			—
Increase (decrease) from contract transactions		(1,178,725	)		(9	)		(3,185	)		(10,153	)		(11,453	)
Net assets at beginning of year		2,590,543			1,600			46,146			55,796			63,014
Net assets at end of year	$	2,133,683		$	2,208		$	50,717		$	59,479		$	70,998

Accumulation unit activity
Units outstanding at beginning of year		2,141,637			—			47,251			42,327			63,421
Contract purchase payments		727			—			4,988			28			—
Net transfers⁽¹⁾		(241,920	)		—			(1,478	)		(2,880	)		—
Contract terminations:
Surrender benefits and contract charges		(562,933	)		—			(6,705	)		(3,953	)		(10,771	)
Death benefits		(16,709	)		—			—			—			—
Units outstanding at end of year		1,320,802			—			44,056			35,522			52,650

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			45

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Invesco VI Val Opp, Ser II			Janus Aspen Janus, Serv			MFS New Dis, Serv Cl			MFS Total Return, Serv Cl			MFS Utilities, Serv Cl
Operations
Investment income (loss) — net	$	(792	)	$	(300	)	$	(4,108	)	$	6,233		$	979
Net realized gain (loss) on sales of investments		11,688			3,550			14,722			16,807			2,208
Distributions from capital gains		—			—			2,634			—			2,220
Net change in unrealized appreciation or depreciation of investments		106,599			7,322			96,461			252,226			14,760
Net increase (decrease) in net assets resulting from operations		117,495			10,572			109,709			275,266			20,167

Contract transactions
Contract purchase payments		121			150			100			1,333			—
Net transfers⁽¹⁾		(71,044	)		(6,104	)		(7,289	)		36,492			42
Contract terminations:
Surrender benefits and contract charges		(66,217	)		(7,817	)		(48,613	)		(127,879	)		(4,708	)
Death benefits		—			—			—			(6,099	)		—
Increase (decrease) from contract transactions		(137,140	)		(13,771	)		(55,802	)		(96,153	)		(4,666	)
Net assets at beginning of year		435,215			43,629			298,692			1,654,954			109,460
Net assets at end of year	$	415,570		$	40,430		$	352,599		$	1,834,067		$	124,961

Accumulation unit activity
Units outstanding at beginning of year		329,490			40,921			129,436			1,064,008			37,431
Contract purchase payments		111			—			—			779			—
Net transfers⁽¹⁾		(44,872	)		(4,978	)		(2,595	)		20,320			14
Contract terminations:
Surrender benefits and contract charges		(40,238	)		(6,862	)		(19,662	)		(76,008	)		(1,226	)
Death benefits		—			—			—			(3,557	)		—
Units outstanding at end of year		244,491			29,081			107,179			1,005,542			36,219

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



46		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	MS UIF Global Real Est, Cl II			MS UIF Mid Cap Gro, Cl II			MS UIF U.S. Real Est, Cl II			Oppen Cap Appr VA, Serv			Oppen Global VA, Serv
Operations
Investment income (loss) — net	$	1,050		$	(17	)	$	(225	)	$	(15,923	)	$	(180	)
Net realized gain (loss) on sales of investments		443			5			1,598			143,636			17,846
Distributions from capital gains		—			46			—			—			—
Net change in unrealized appreciation or depreciation of investments		(960	)		590			(933	)		551,533			74,558
Net increase (decrease) in net assets resulting from operations		533			624			440			679,246			92,224

Contract transactions
Contract purchase payments		75			—			—			2,749			—
Net transfers⁽¹⁾		(308	)		(11	)		1,280			(78,522	)		(3,078	)
Contract terminations:
Surrender benefits and contract charges		(1,059	)		—			(6,294	)		(351,668	)		(81,267	)
Death benefits		—			—			—			(9,265	)		—
Increase (decrease) from contract transactions		(1,292	)		(11	)		(5,014	)		(436,706	)		(84,345	)
Net assets at beginning of year		52,916			1,732			49,001			2,654,446			416,499
Net assets at end of year	$	52,157		$	2,345		$	44,427		$	2,896,986		$	424,378

Accumulation unit activity
Units outstanding at beginning of year		58,484			—			30,279			1,811,338			176,040
Contract purchase payments		—			—			—			1,627			—
Net transfers⁽¹⁾		(310	)		—			823			(47,715	)		(1,070	)
Contract terminations:
Surrender benefits and contract charges		(1,157	)		—			(3,821	)		(224,065	)		(30,802	)
Death benefits		—			—			—			(5,159	)		—
Units outstanding at end of year		57,017			—			27,281			1,536,026			144,168

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			47

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Oppen Global Strategic Inc VA, Srv			Oppen Main St Sm Cap VA, Serv			PIMCO VIT All Asset, Advisor Cl			Put VT Global Hlth Care, Cl IB			Put VT Intl Eq, Cl IB
Operations
Investment income (loss) — net	$	100,556		$	(9,838	)	$	2,293		$	5		$	23
Net realized gain (loss) on sales of investments		45,721			82,156			(238	)		4			(630	)
Distributions from capital gains		—			17,847			—			30			—
Net change in unrealized appreciation or depreciation of investments		(198,349	)		386,768			(2,753	)		292			4,152
Net increase (decrease) in net assets resulting from operations		(52,072	)		476,933			(698	)		331			3,545

Contract transactions
Contract purchase payments		4,189			1,500			150			—			—
Net transfers⁽¹⁾		81,910			(6,859	)		(57,947	)		(8	)		(9	)
Contract terminations:
Surrender benefits and contract charges		(645,301	)		(205,988	)		(5,518	)		—			(3,374	)
Death benefits		(17,066	)		—			—			—			—
Increase (decrease) from contract transactions		(576,268	)		(211,347	)		(63,315	)		(8	)		(3,383	)
Net assets at beginning of year		3,217,283			1,317,449			107,616			814			16,304
Net assets at end of year	$	2,588,943		$	1,583,035		$	43,603		$	1,137		$	16,466

Accumulation unit activity
Units outstanding at beginning of year		1,931,955			626,882			82,248			—			8,877
Contract purchase payments		2,383			531			—			—			—
Net transfers⁽¹⁾		48,568			(2,870	)		(44,840	)		—			—
Contract terminations:
Surrender benefits and contract charges		(396,409	)		(94,429	)		(4,223	)		—			(1,898	)
Death benefits		(10,119	)		—			—			—			—
Units outstanding at end of year		1,576,378			530,114			33,185			—			6,979

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



48		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	Put VT Multi-Cap Gro, Cl IB			Put VT Sm Cap Val, Cl IB			VP Aggr, Cl 2			VP Aggr, Cl 4			VP BR Gl Infl Prot Sec, Cl 3
Operations
Investment income (loss) — net	$	(213	)	$	(394	)	$	(7,200	)	$	(117,115	)	$	(2,616	)
Net realized gain (loss) on sales of investments		146			1,607			2,445			503,171			(5,899	)
Distributions from capital gains		—			1,178			—			—			6,857
Net change in unrealized appreciation or depreciation of investments		5,965			21,966			92,319			1,215,672			(11,700	)
Net increase (decrease) in net assets resulting from operations		5,898			24,357			87,564			1,601,728			(13,358	)

Contract transactions
Contract purchase payments		—			100			—			—			100
Net transfers⁽¹⁾		(10	)		(5,996	)		—			(438,371	)		(7,916	)
Contract terminations:
Surrender benefits and contract charges		(133	)		(22,160	)		(5,337	)		(1,052,373	)		(56,565	)
Death benefits		—			—			—			(140,747	)		—
Increase (decrease) from contract transactions		(143	)		(28,056	)		(5,337	)		(1,631,491	)		(64,381	)
Net assets at beginning of year		17,222			72,088			460,782			8,904,009			210,620
Net assets at end of year	$	22,977		$	68,389		$	543,009		$	8,874,246		$	132,881

Accumulation unit activity
Units outstanding at beginning of year		13,405			63,026			381,394			7,396,830			155,008
Contract purchase payments		—			—			—			—			—
Net transfers⁽¹⁾		—			(4,373	)		—			(321,106	)		(6,874	)
Contract terminations:
Surrender benefits and contract charges		(91	)		(16,291	)		(3,814	)		(784,838	)		(45,148	)
Death benefits		—			—			—			(101,953	)		—
Units outstanding at end of year		13,314			42,362			377,580			6,188,933			102,986

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			49

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	VP Conserv, Cl 2			VP Conserv, Cl 4			VP Mod, Cl 2			VP Mod, Cl 4			VP Mod Aggr, Cl 2
Operations
Investment income (loss) — net	$	(9,080	)	$	(47,601	)	$	(102,034	)	$	(382,006	)	$	(76,398	)
Net realized gain (loss) on sales of investments		60,713			177,483			142,159			1,133,471			112,033
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		(41,304	)		(69,812	)		582,104			1,919,229			619,640
Net increase (decrease) in net assets resulting from operations		10,329			60,070			622,229			2,670,694			655,275

Contract transactions
Contract purchase payments		10			—			12,920			31,799			40,422
Net transfers⁽¹⁾		(40,181	)		115,775			(310,962	)		(696,080	)		197,308
Contract terminations:
Surrender benefits and contract charges		(516,813	)		(817,793	)		(324,177	)		(3,207,464	)		(167,702	)
Death benefits		—			(45,220	)		—			(128,923	)		—
Increase (decrease) from contract transactions		(556,984	)		(747,238	)		(622,219	)		(4,000,668	)		70,028
Net assets at beginning of year		882,022			4,056,021			6,580,203			28,086,816			4,529,334
Net assets at end of year	$	335,367		$	3,368,853		$	6,580,213		$	26,756,842		$	5,254,637

Accumulation unit activity
Units outstanding at beginning of year		782,705			3,606,703			5,591,507			23,773,685			3,804,494
Contract purchase payments		—			—			10,516			25,973			30,991
Net transfers⁽¹⁾		(33,483	)		96,557			(240,271	)		(498,468	)		156,316
Contract terminations:
Surrender benefits and contract charges		(457,333	)		(719,584	)		(262,388	)		(2,589,236	)		(130,074	)
Death benefits		—			(40,768	)		—			(106,139	)		—
Units outstanding at end of year		291,889			2,942,908			5,099,364			20,605,815			3,861,727

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



50		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	VP Mod Aggr, Cl 4			VP Mod Conserv, Cl 2			VP Mod Conserv, Cl 4			VP Ptnrs Sm Cap Val, Cl 3			VP Sit Divd Gro, Cl 3
Operations
Investment income (loss) — net	$	(297,449	)	$	(28,204	)	$	(38,664	)	$	(14,327	)	$	(1,296	)
Net realized gain (loss) on sales of investments		1,562,518			14,337			133,415			148,934			4,003
Distributions from capital gains		—			—			—			—			—
Net change in unrealized appreciation or depreciation of investments		1,675,179			124,221			72,565			159,668			17,420
Net increase (decrease) in net assets resulting from operations		2,940,248			110,354			167,316			294,275			20,127

Contract transactions
Contract purchase payments		112,353			—			—			547			10
Net transfers⁽¹⁾		(548,026	)		207,731			(67,707	)		(164,780	)		(4,924	)
Contract terminations:
Surrender benefits and contract charges		(4,982,714	)		(51,534	)		(193,532	)		(308,890	)		(8,982	)
Death benefits		(285,532	)		—			—			(10,885	)		—
Increase (decrease) from contract transactions		(5,703,919	)		156,197			(261,239	)		(484,008	)		(13,896	)
Net assets at beginning of year		22,700,691			2,032,553			3,231,197			1,092,163			81,036
Net assets at end of year	$	19,937,020		$	2,299,104		$	3,137,274		$	902,430		$	87,267

Accumulation unit activity
Units outstanding at beginning of year		18,996,476			1,768,523			2,808,129			630,739			91,117
Contract purchase payments		90,639			—			—			285			—
Net transfers⁽¹⁾		(413,422	)		167,237			(71,438	)		(76,300	)		(4,621	)
Contract terminations:
Surrender benefits and contract charges		(3,882,466	)		(43,695	)		(164,048	)		(141,141	)		(8,800	)
Death benefits		(222,455	)		—			—			(3,714	)		—
Units outstanding at end of year		14,568,772			1,892,065			2,572,643			409,869			77,696

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			51

Statements of Changes in Net Assets


Year ended Dec. 31, 2013 (continued)	VP Vty Estb Val, Cl 3			Wanger Intl			Wanger USA
Operations
Investment income (loss) — net	$	(754	)	$	10,736		$	(7,069	)
Net realized gain (loss) on sales of investments		150			31,221			52,022
Distributions from capital gains		—			64,250			49,795
Net change in unrealized appreciation or depreciation of investments		14,190			71,226			62,972
Net increase (decrease) in net assets resulting from operations		13,586			177,433			157,720

Contract transactions
Contract purchase payments		—			563			274
Net transfers⁽¹⁾		(10	)		(43,252	)		(95,851	)
Contract terminations:
Surrender benefits and contract charges		—			(290,873	)		(189,970	)
Death benefits		—			(9,473	)		(6,234	)
Increase (decrease) from contract transactions		(10	)		(343,035	)		(291,781	)
Net assets at beginning of year		40,275			1,004,554			623,765
Net assets at end of year	$	53,851		$	838,952		$	489,704

Accumulation unit activity
Units outstanding at beginning of year		30,183			507,419			430,814
Contract purchase payments		—			179			136
Net transfers⁽¹⁾		—			(17,965	)		(56,450	)
Contract terminations:
Surrender benefits and contract charges		—			(135,491	)		(114,018	)
Death benefits		—			(4,333	)		(3,594	)
Units outstanding at end of year		30,183			349,809			256,888

⁽¹⁾	Includes transfer activity from (to) other divisions and transfers from (to) RiverSource Life of NY’s fixed account.

See accompanying notes to financial statements.



52		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Notes to Financial Statements

1. ORGANIZATION

RiverSource of New York Variable Annuity Account 2 (the Account) was established under New York law as a segregated asset account of RiverSource Life Insurance Co. of New York (RiverSource Life of NY). The Account is registered as a unit investment trust under the Investment Company Act of 1940, as amended (the 1940 Act) and exists in accordance with the rules and regulations of the New York State Department of Financial Services.

The Account is used as a funding vehicle for RiverSource^® Endeavor Select Variable Annuity (Endeavor Select) contracts issued by RiverSource Life of NY.

The Account is comprised of various divisions. Each division invests exclusively in shares of the following funds or portfolios (collectively, the Funds), which are registered under the 1940 Act as open-end management investment companies. The name of each Fund offered through Endeavor Select contracts and the corresponding division name are provided below. There are various other divisions offered in the Account that are not available under Endeavor Select contracts. Each division is comprised of subaccounts. Individual variable annuity accounts invest in subaccounts. These financial statements are of the Divisions of the Account offered through Endeavor Select.


Division		Fund
AB VPS Bal Wealth Strategy, Cl B		AB VPS Balanced Wealth Strategy Portfolio (Class B) (previously AllianceBernstein VPS Balanced Wealth Strategy Portfolio (Class B))
AB VPS Global Thematic Gro, Cl B		AB VPS Global Thematic Growth Portfolio (Class B) (previously AllianceBernstein VPS Global Thematic Growth Portfolio (Class B))
AB VPS Gro & Inc, Cl B		AB VPS Growth and Income Portfolio (Class B) (previously AllianceBernstein VPS Growth and Income Portfolio (Class B))
AB VPS Intl Val, Cl B		AB VPS International Value Portfolio (Class B) (previously AllianceBernstein VPS International Value Portfolio (Class B))
AC VP Inflation Prot, Cl II		American Century VP Inflation Protection, Class II
AC VP Mid Cap Val, Cl II		American Century VP Mid Cap Value, Class II
AC VP Ultra, Cl II		American Century VP Ultra^®, Class II
AC VP Val, Cl II		American Century VP Value, Class II
CB Var Sm Cap Gro, Cl I		ClearBridge Variable Small Cap Growth Portfolio – Class I
Col VP Cash Mgmt, Cl 3		Columbia Variable Portfolio – Cash Management Fund (Class 3)
Col VP Inter Bond, Cl 3		Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (previously Columbia Variable Portfolio – Diversified Bond Fund (Class 3))
Col VP Divd Opp, Cl 3		Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3)
Col VP Emer Mkts, Cl 3		Columbia Variable Portfolio – Emerging Markets Fund (Class 3)
Col VP Hi Yield Bond, Cl 3		Columbia Variable Portfolio – High Yield Bond Fund (Class 3)
Col VP Inc Opp, Cl 2		Columbia Variable Portfolio – Income Opportunities Fund (Class 2)⁽¹⁾
Col VP Inc Opp, Cl 3		Columbia Variable Portfolio – Income Opportunities Fund (Class 3)
Col VP Select Intl Eq, Cl 3		Columbia Variable Portfolio – Select International Equity Fund (Class 3) (previously Columbia Variable Portfolio – International Opportunity Fund (Class 3))
Col VP Lg Cap Gro, Cl 3		Columbia Variable Portfolio – Large Cap Growth Fund (Class 3)
Col VP Lg Core Quan, Cl 3		Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3)
Col VP Man Vol Conserv, Cl 2		Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2)
Col VP Man Vol Conserv Gro, Cl 2		Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2)
Col VP Man Vol Gro, Cl 2		Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2)
Col VP Man Vol Mod Gro, Cl 2		Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2)
Col VP Marsico Gro, Cl 1		Columbia Variable Portfolio – Marsico Growth Fund (Class 1)
Col VP Intl Opp, Cl 2		Columbia Variable Portfolio – International Opportunities Fund (Class 2) (previously Columbia Variable Portfolio – Marsico International Opportunities Fund (Class 2))
Col VP Mid Cap Gro, Cl 3		Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (previously Columbia Variable Portfolio – Mid Cap Growth Opportunity Fund (Class 3))
Col VP Mid Cap Val, Cl 3		Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (previously Columbia Variable Portfolio – Mid Cap Value Opportunity Fund (Class 3))
Col VP Lg Cap Index, Cl 3		Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (previously Columbia Variable Portfolio – S&P 500 Index Fund (Class 3))
Col VP Sm Cap Val, Cl 2		Columbia Variable Portfolio – Small Cap Value Fund (Class 2)
Col VP US Govt Mtge, Cl 3		Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3)
CS Commodity Return		Credit Suisse Trust – Commodity Return Strategy Portfolio
Drey IP MidCap Stock, Serv		Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares
Drey VIF Appr, Serv		Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares
Drey VIF Intl Eq, Serv		Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares
Drey VIF Intl Val, Serv		Dreyfus Variable Investment Fund International Value Portfolio, Service Shares
EV VT Floating-Rate Inc		Eaton Vance VT Floating-Rate Income Fund



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			53


Division		Fund
Fid VIP Contrafund, Serv Cl 2		Fidelity^® VIP Contrafund^® Portfolio Service Class 2
Fid VIP Gro, Serv Cl 2		Fidelity^® VIP Growth Portfolio Service Class 2
Fid VIP Invest Gr, Serv Cl 2		Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2
Fid VIP Mid Cap, Serv Cl 2		Fidelity^® VIP Mid Cap Portfolio Service Class 2
Fid VIP Overseas, Serv Cl 2		Fidelity^® VIP Overseas Portfolio Service Class 2
FTVIPT Frank Inc, Cl 2		FTVIPT Franklin Income VIP Fund – Class 2
FTVIPT Frank Mutual Shares, Cl 2		FTVIPT Franklin Mutual Shares VIP Fund – Class 2
FTVIPT Frank Rising Divd, Cl 2		FTVIPT Franklin Rising Dividends VIP Fund – Class 2
FTVIPT Frank Sm Mid Cap Gro, Cl 2		FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2
FTVIPT Temp Global Bond, Cl 2		FTVIPT Templeton Global Bond VIP Fund – Class 2
FTVIPT Temp Gro, Cl 2		FTVIPT Templeton Growth VIP Fund – Class 2
GS VIT Mid Cap Val, Inst		Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares
GS VIT U.S. Eq Insights, Inst		Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares
Invesco VI Am Fran, Ser II		Invesco V.I. American Franchise Fund, Series II Shares
Invesco VI Comstock, Ser II		Invesco V.I. Comstock Fund, Series II Shares
Invesco VI Global Hlth, Ser II		Invesco V.I. Global Health Care Fund, Series II Shares
Invesco VI Intl Gro, Ser II		Invesco V.I. International Growth Fund, Series II Shares
Invesco VI Mid Cap Core Eq, Ser II		Invesco V.I. Mid Cap Core Equity Fund, Series II Shares
Invesco VI Mid Cap Gro, Ser II		Invesco V.I. Mid Cap Growth Fund, Series II Shares
Invesco VI Val Opp, Ser II		Invesco V.I. Value Opportunities Fund, Series II Shares
Janus Aspen Janus, Serv		Janus Aspen Series Janus Portfolio: Service Shares
MFS New Dis, Serv Cl		MFS^® New Discovery Series – Service Class
MFS Total Return, Serv Cl		MFS^® Total Return Series – Service Class
MFS Utilities, Serv Cl		MFS^® Utilities Series – Service Class
MS UIF Global Real Est, Cl II		Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares
MS UIF Mid Cap Gro, Cl II		Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares
MS UIF U.S. Real Est, Cl II		Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares
Oppen Cap Appr VA, Serv		Oppenheimer Capital Appreciation Fund/VA, Service Shares
Oppen Global VA, Serv		Oppenheimer Global Fund/VA, Service Shares
Oppen Global Strategic Inc VA, Srv		Oppenheimer Global Strategic Income Fund/VA, Service Shares
Oppen Main St Sm Cap VA, Serv		Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares
PIMCO VIT All Asset, Advisor Cl		PIMCO VIT All Asset Portfolio, Advisor Class
Put VT Global Hlth Care, Cl IB		Putnam VT Global Health Care Fund – Class IB Shares
Put VT Intl Eq, Cl IB		Putnam VT International Equity Fund – Class IB Shares
Put VT Multi-Cap Gro, Cl IB		Putnam VT Multi-Cap Growth Fund – Class IB Shares
Put VT Sm Cap Val, Cl IB		Putnam VT Small Cap Value Fund – Class IB Shares
VP Aggr, Cl 2		Variable Portfolio – Aggressive Portfolio (Class 2)
VP Aggr, Cl 4		Variable Portfolio – Aggressive Portfolio (Class 4)
VP BR Gl Infl Prot Sec, Cl 3		Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3)
VP Conserv, Cl 2		Variable Portfolio – Conservative Portfolio (Class 2)
VP Conserv, Cl 4		Variable Portfolio – Conservative Portfolio (Class 4)
VP Mod, Cl 2		Variable Portfolio – Moderate Portfolio (Class 2)
VP Mod, Cl 4		Variable Portfolio – Moderate Portfolio (Class 4)
VP Mod Aggr, Cl 2		Variable Portfolio – Moderately Aggressive Portfolio (Class 2)
VP Mod Aggr, Cl 4		Variable Portfolio – Moderately Aggressive Portfolio (Class 4)
VP Mod Conserv, Cl 2		Variable Portfolio – Moderately Conservative Portfolio (Class 2)
VP Mod Conserv, Cl 4		Variable Portfolio – Moderately Conservative Portfolio (Class 4)
VP Ptnrs Sm Cap Val, Cl 3		Variable Portfolio – Partners Small Cap Value Fund (Class 3)
VP Sit Divd Gro, Cl 3		Variable Portfolio – Sit Dividend Growth Fund (Class 3)
VP Vty Estb Val, Cl 3		Variable Portfolio – Victory Established Value Fund (Class 3)
Wanger Intl		Wanger International
Wanger USA		Wanger USA

⁽¹⁾	Columbia Variable Portfolio – High Income Fund (Class 2) merged into Columbia Variable Portfolio – Income Opportunities Fund (Class 2) on April 26, 2013.

The assets of each division of the Account are not chargeable with liabilities arising out of the business conducted by any other segregated asset account or by RiverSource Life of NY.

RiverSource Life of NY serves as issuer of the contract.

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Investments in the Funds

Investment transactions are accounted for on the date the shares are purchased and sold. Realized gains and losses on the sales of investments are computed using the average cost method. Income from dividends and gains from realized capital gain distributions are reinvested in additional shares of the Funds and are recorded as income by the divisions on the ex-dividend date.



54		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Unrealized appreciation or depreciation of investments in the accompanying financial statements represents the division’s share of the Funds’ undistributed net investment income, undistributed realized gain or loss and the unrealized appreciation or depreciation on their investment securities.

The Account categorizes its fair value measurements according to a three-level hierarchy. This hierarchy prioritizes the inputs used by the Account to value investment securities. A level is assigned to each fair value measurement based on the lowest level input that is significant to the fair value measurement in its entirety. The three levels of the fair value hierarchy are defined as follows:

Level 1 – Unadjusted quoted prices for identical assets or liabilities in active markets that are accessible at the measurement date.

Level 2 – Prices or valuations based on observable inputs other than quoted prices in active markets for identical assets and liabilities.

Level 3 – Prices or valuations that require inputs that are both significant to the fair value measurement and unobservable.

The Funds in the Accounts have been assigned a Level 2 hierarchy, which indicates that the Funds are not considered to be active as there are few daily net asset values released publicly. Investments in shares of the Funds are stated at fair value which is the net asset value per share as determined by the respective Funds. There were no transfers between levels in the periods ended Dec. 31, 2014.

Variable Payout

Net assets allocated to contracts in the payout period are periodically compared to a computation which uses the Annuity 2000 Basic Mortality Table and which assumes future mortality improvement. The assumed investment return is 3.5% or 5% based on the annuitant’s election, or as regulated by the laws of the respective states. The mortality risk is fully borne by RiverSource Life of NY and may result in additional amounts being transferred into the variable annuity account by RiverSource Life of NY to cover greater longevity of annuitants than expected. Conversely, if amounts allocated exceed amounts required, transfers may be made to the insurance company.

Federal Income Taxes

RiverSource Life of NY is taxed as a life insurance company. The Account is treated as part of RiverSource Life of NY for federal income tax purposes. Under existing federal income tax law, no income taxes are payable with respect to any investment income of the Account to the extent the earnings are credited under the contracts. Based on this, no charge is being made currently to the Account for federal income taxes. RiverSource Life of NY will review periodically the status of this policy. In the event of changes in the tax law, a charge may be made in future years for any federal income taxes that would be attributable to the contracts.

Subsequent Events

Management has evaluated Account related events and transactions that occurred during the period from the date of the Statements of Assets and Liabilities through April 22, 2015. There were no events or transactions that occurred during the period that materially impacted the amounts or disclosures in the Account’s financial statements.

Use of Estimates

The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the amounts reported in the financial statements. Actual results could differ from those estimates.

3. VARIABLE ACCOUNT EXPENSES

For Endeavor Select contracts, RiverSource Life of NY deducts a daily mortality and expense risk fee equal, on an annual basis to a range from 0.90% to 1.55% of the average daily net assets of each subaccount depending on the contract and death benefit option selected.

For Endeavor Select contracts, RiverSource Life of NY also deducts a daily charge equal, on an annual basis, to 0.15% of the average daily net assets of each subaccount as an administrative charge. This charge covers certain administrative and operating expenses of the subaccounts incurred by RiverSource Life of NY such as accounting, legal and data processing fees, and expenses involved in the preparation and distribution of reports and prospectuses. The financial statements include other subaccounts that are not offered through Endeavor Select contracts.

4. CONTRACT CHARGES

RiverSource Life of NY deducts a contract administrative charge of $40 per year on the contract anniversary. This charge reimburses RiverSource Life of NY for expenses incurred in establishing and maintaining the annuity records. This charge may be waived based upon the underlying contract value.

Optional riders are available on this product and if selected, the related fees are deducted annually from the contract value on the contract anniversary. Additional information can be found in the product prospectus.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			55

5. WITHDRAWAL CHARGES

RiverSource Life of NY may use a withdrawal charge to help it recover certain expenses related to the sale of the annuity. When applicable, a withdrawal charge will apply for a maximum number of years, as depicted in the withdrawal charge schedule included in the product’s prospectus. Such charges are not treated as a separate expense of the divisions as they are ultimately deducted from contract withdrawal benefits paid by RiverSource Life of NY. Charges by RiverSource Life of NY for withdrawals are not identified on an individual division basis.

6. RELATED PARTY TRANSACTIONS

RiverSource Life of NY is a wholly-owned subsidiary of RiverSource Life Insurance Company, which is a wholly-owned subsidiary of Ameriprise Financial, Inc. (Ameriprise Financial).

The following table reflects fees paid by certain funds to Ameriprise Financial and its affiliates. Additional details about these asset based charges can be found in the respective Fund’s Annual Report.


Fee Agreement:		Fees Paid To:
Investment Management Services Agreement		Columbia Management Investment Advisers, LLC
Administrative Services Agreement		Columbia Management Investment Advisers, LLC
Transfer Agency and Servicing Agreement		Columbia Management Investment Services Corp.
Plan and Agreement of Distribution Pursuant to Rule 12b-1		Columbia Management Investment Distributors, Inc.

7. INVESTMENT TRANSACTIONS

The divisions’ purchases of Funds’ shares, including reinvestment of dividend distributions, for the year ended Dec. 31, 2014 were as follows:


Division	Purchases
AB VPS Bal Wealth Strategy, Cl B	$	31,602
AB VPS Global Thematic Gro, Cl B		101
AB VPS Gro & Inc, Cl B		2,755
AB VPS Intl Val, Cl B		89,581
AC VP Inflation Prot, Cl II		68,735
AC VP Mid Cap Val, Cl II		391
AC VP Ultra, Cl II		55,799
AC VP Val, Cl II		1,018
CB Var Sm Cap Gro, Cl I		254
Col VP Cash Mgmt, Cl 3		101,756
Col VP Inter Bond, Cl 3		43,938
Col VP Divd Opp, Cl 3		12,991
Col VP Emer Mkts, Cl 3		57,423
Col VP Hi Yield Bond, Cl 3		16,424
Col VP Inc Opp, Cl 2		7,584
Col VP Inc Opp, Cl 3		2,786
Col VP Select Intl Eq, Cl 3		511
Col VP Lg Cap Gro, Cl 3		371
Col VP Lg Core Quan, Cl 3		743
Col VP Man Vol Conserv, Cl 2		—
Col VP Man Vol Conserv Gro, Cl 2		702,432
Col VP Man Vol Gro, Cl 2		1,520,259
Col VP Man Vol Mod Gro, Cl 2		5,563,494
Col VP Marsico Gro, Cl 1		8,363
Col VP Intl Opp, Cl 2		1
Col VP Mid Cap Gro, Cl 3		—
Col VP Mid Cap Val, Cl 3		—
Col VP Lg Cap Index, Cl 3		—
Col VP Sm Cap Val, Cl 2		6,231
Col VP US Govt Mtge, Cl 3		22,808
CS Commodity Return		525
Drey IP MidCap Stock, Serv		278
Drey VIF Appr, Serv		82
Drey VIF Intl Eq, Serv		28
Drey VIF Intl Val, Serv		19
EV VT Floating-Rate Inc		1,762
Fid VIP Contrafund, Serv Cl 2		301,443
Fid VIP Gro, Serv Cl 2		1


Division	Purchases
Fid VIP Invest Gr, Serv Cl 2	$	47,523
Fid VIP Mid Cap, Serv Cl 2		64,659
Fid VIP Overseas, Serv Cl 2		18,185
FTVIPT Frank Inc, Cl 2		368
FTVIPT Frank Mutual Shares, Cl 2		44,030
FTVIPT Frank Rising Divd, Cl 2		48
FTVIPT Frank Sm Mid Cap Gro, Cl 2		264,919
FTVIPT Temp Global Bond, Cl 2		37,023
FTVIPT Temp Gro, Cl 2		29
GS VIT Mid Cap Val, Inst		125,405
GS VIT U.S. Eq Insights, Inst		109
Invesco VI Am Fran, Ser II		2
Invesco VI Comstock, Ser II		37,111
Invesco VI Global Hlth, Ser II		96
Invesco VI Intl Gro, Ser II		1,879
Invesco VI Mid Cap Core Eq, Ser II		5,596
Invesco VI Mid Cap Gro, Ser II		1
Invesco VI Val Opp, Ser II		5,359
Janus Aspen Janus, Serv		3,335
MFS New Dis, Serv Cl		67,653
MFS Total Return, Serv Cl		139,753
MFS Utilities, Serv Cl		6,764
MS UIF Global Real Est, Cl II		621
MS UIF Mid Cap Gro, Cl II		318
MS UIF U.S. Real Est, Cl II		793
Oppen Cap Appr VA, Serv		89,963
Oppen Global VA, Serv		30,091
Oppen Global Strategic Inc VA, Srv		149,841
Oppen Main St Sm Cap VA, Serv		218,295
PIMCO VIT All Asset, Advisor Cl		4,087
Put VT Global Hlth Care, Cl IB		113
Put VT Intl Eq, Cl IB		475
Put VT Multi-Cap Gro, Cl IB		165
Put VT Sm Cap Val, Cl IB		23,307
VP Aggr, Cl 2		—
VP Aggr, Cl 4		237,661
VP BR Gl Infl Prot Sec, Cl 3		3,056
VP Conserv, Cl 2		9



56		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Division	Purchases
VP Conserv, Cl 4	$	50,516
VP Mod, Cl 2		6,500
VP Mod, Cl 4		931,795
VP Mod Aggr, Cl 2		162,294
VP Mod Aggr, Cl 4		178,761
VP Mod Conserv, Cl 2		250,511


Division	Purchases
VP Mod Conserv, Cl 4	$	137,121
VP Ptnrs Sm Cap Val, Cl 3		40,517
VP Sit Divd Gro, Cl 3		238
VP Vty Estb Val, Cl 3		13,260
Wanger Intl		138,484
Wanger USA		71,978

8. ACCUMULATION UNIT VALUES, UNITS OUTSTANDING AND NET ASSETS

The following is a summary of accumulation unit values at Dec. 31, 2014:


Subaccount	AB VPS Bal Wealth Strategy, Cl B		AB VPS Global Thematic Gro, Cl B		AB VPS Gro & Inc, Cl B		AB VPS Intl Val, Cl B		AC VP Inflation Prot, Cl II
1.00%	$	1.46	$	1.91	$	2.57	$	1.21	$	—
1.05%		1.45		1.15		1.66		0.83		1.33
1.10%		1.45		1.89		2.54		—		—
1.15%		1.44		1.14		1.74		1.08		1.32
1.20%		1.44		1.13		1.64		0.82		1.31
1.25%		1.43		1.85		2.50		0.82		1.30
1.30%		1.43		1.84		2.48		1.06		1.30
1.35%		1.42		1.83		2.49		1.06		1.29
1.40%		1.42		1.82		2.48		0.81		1.29
1.45%		—		1.34		2.01		1.18		—
1.50%		1.41		1.11		1.68		1.04		1.27
1.55%		1.41		1.79		2.41		1.04		1.26
1.65%		1.40		1.77		2.38		—		—
1.70%		1.39		1.09		1.65		1.02		1.24
1.80%		—		0.93		1.26		0.57		—
1.90%		—		0.92		1.25		0.57		—
1.95%		—		1.31		1.97		1.16		—
2.00%		—		0.92		1.24		0.57		—
2.05%		—		1.30		1.96		1.15		—

Subaccount	AC VP Mid Cap Val, Cl II		AC VP Ultra, Cl II		AC VP Val, Cl II		CB Var Sm Cap Gro, Cl I		Col VP Cash Mgmt, Cl 3
1.00%	$	1.98	$	2.02	$	1.91	$	2.30	$	1.03
1.05%		1.70		1.80		1.71		1.89		1.01
1.10%		—		—		—		—		1.02
1.15%		1.69		1.71		1.85		1.87		1.03
1.20%		1.68		1.78		1.69		1.86		0.99
1.25%		1.67		1.77		1.68		1.86		1.00
1.30%		1.67		1.69		1.82		1.85		1.00
1.35%		1.66		1.68		1.81		1.84		0.99
1.40%		1.65		1.75		1.66		1.84		1.06
1.45%		1.94		1.98		1.87		2.26		0.94
1.50%		1.64		1.66		1.78		1.82		0.99
1.55%		1.63		1.65		1.77		1.82		0.97
1.65%		—		—		—		—		0.96
1.70%		1.62		1.62		1.75		1.79		0.97
1.80%		1.64		1.43		1.35		1.71		0.91
1.90%		1.62		1.42		1.34		1.69		0.90
1.95%		1.89		1.94		1.83		2.21		0.92
2.00%		1.61		1.41		1.33		1.68		0.89
2.05%		1.89		1.93		1.82		2.20		0.91



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			57


Subaccount	Col VP Inter Bond, Cl 3		Col VP Divd Opp, Cl 3		Col VP Emer Mkts, Cl 3		Col VP Hi Yield Bond, Cl 3		Col VP Inc Opp, Cl 2
1.00%	$	1.45	$	3.16	$	1.07	$	1.39	$	0.92
1.05%		1.38		1.50		1.50		1.77		0.92
1.10%		1.44		3.13		—		—		—
1.15%		1.38		1.83		2.10		1.86		0.92
1.20%		1.37		1.48		1.49		1.75		0.92
1.25%		1.41		3.07		1.48		1.74		0.92
1.30%		1.40		3.05		2.07		1.83		0.92
1.35%		1.39		3.04		2.06		1.83		0.92
1.40%		1.59		3.02		1.46		1.72		0.91
1.45%		1.13		1.72		1.05		1.37		0.91
1.50%		1.33		1.77		2.03		1.80		0.91
1.55%		1.36		2.97		2.02		1.79		0.91
1.65%		1.34		2.93		—		—		—
1.70%		1.30		1.73		1.99		1.76		0.91
1.80%		1.22		1.13		0.82		1.52		0.91
1.90%		1.21		1.12		0.81		1.51		0.91
1.95%		1.11		1.68		1.03		1.34		0.91
2.00%		1.20		1.11		0.80		1.50		0.91
2.05%		1.10		1.67		1.02		1.33		0.90

Subaccount	Col VP Inc Opp, Cl 3		Col VP Select Intl Eq, Cl 3		Col VP Lg Cap Gro, Cl 3		Col VP Lg Core Quan, Cl 3		Col VP Man Vol Conserv, Cl 2
1.00%	$	1.37	$	1.32	$	2.33	$	1.60	$	1.03
1.05%		1.74		1.22		1.63		1.68		1.03
1.10%		—		—		2.30		1.59		—
1.15%		1.78		1.50		1.77		1.80		1.03
1.20%		1.72		1.20		1.61		1.66		1.03
1.25%		1.71		1.20		2.26		1.57		1.03
1.30%		1.76		1.48		2.25		1.77		1.03
1.35%		1.75		1.47		2.23		1.76		1.03
1.40%		1.69		1.35		2.22		1.73		1.03
1.45%		1.34		1.30		1.96		2.10		1.03
1.50%		1.72		1.45		1.71		1.74		1.03
1.55%		1.71		1.44		2.18		1.73		1.03
1.65%		—		—		2.16		1.51		—
1.70%		1.69		1.42		1.67		1.70		1.03
1.80%		1.51		0.88		1.28		1.30		1.03
1.90%		1.50		0.87		1.27		1.29		1.02
1.95%		1.31		1.27		1.92		2.05		1.02
2.00%		1.49		0.86		1.26		1.28		1.02
2.05%		1.31		1.26		1.91		2.04		1.02



58		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	Col VP Man Vol Conserv Gro, Cl 2		Col VP Man Vol Gro, Cl 2		Col VP Man Vol Mod Gro, Cl 2		Col VP Marsico Gro, Cl 1		Col VP Intl Opp, Cl 2
1.00%	$	1.05	$	1.07	$	1.06	$	1.93	$	1.32
1.05%		1.05		1.07		1.06		1.58		0.96
1.10%		—		—		—		—		—
1.15%		1.04		1.07		1.06		1.57		0.96
1.20%		1.04		1.07		1.06		1.56		0.95
1.25%		1.04		1.07		1.06		1.56		0.95
1.30%		1.04		1.07		1.06		1.55		0.95
1.35%		1.04		1.06		1.05		1.55		0.94
1.40%		1.04		1.06		1.05		1.54		0.94
1.45%		1.04		1.06		1.05		1.89		1.29
1.50%		1.04		1.06		1.05		1.53		0.93
1.55%		1.04		1.06		1.05		1.52		0.93
1.65%		—		—		—		—		—
1.70%		1.04		1.06		1.05		1.50		0.92
1.80%		1.04		1.06		1.05		1.34		0.81
1.90%		1.04		1.06		1.05		1.33		0.80
1.95%		1.04		1.06		1.05		1.85		1.27
2.00%		1.03		1.06		1.05		1.32		0.80
2.05%		1.03		1.06		1.05		1.84		1.26

Subaccount	Col VP Mid Cap Gro, Cl 3		Col VP Mid Cap Val, Cl 3		Col VP Lg Cap Index, Cl 3		Col VP Sm Cap Val, Cl 2		Col VP US Govt Mtge, Cl 3
1.00%	$	—	$	2.03	$	2.65	$	1.75	$	1.13
1.05%		1.66		1.47		1.75		1.65		1.13
1.10%		—		—		2.62		—		1.12
1.15%		1.75		1.46		1.84		1.89		1.13
1.20%		1.64		1.46		1.72		1.63		1.11
1.25%		1.63		1.45		2.57		1.62		1.10
1.30%		1.73		1.45		2.56		1.86		1.09
1.35%		1.72		1.44		2.54		1.85		1.08
1.40%		1.47		1.44		2.53		1.60		1.08
1.45%		—		1.99		1.94		1.72		1.01
1.50%		1.69		1.42		1.77		1.82		1.09
1.55%		1.68		1.42		2.48		1.82		1.06
1.65%		—		—		2.45		—		1.05
1.70%		1.66		1.40		1.74		1.79		1.06
1.80%		—		1.35		1.35		1.38		1.01
1.90%		—		1.34		1.34		1.37		1.00
1.95%		—		1.95		1.90		1.68		0.99
2.00%		—		1.33		1.33		1.36		0.99
2.05%		—		1.94		1.89		1.67		0.98



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			59


Subaccount	CS Commodity Return		Drey IP MidCap Stock, Serv		Drey VIF Appr, Serv		Drey VIF Intl Eq, Serv		Drey VIF Intl Val, Serv
1.00%	$	0.78	$	—	$	—	$	1.36	$	1.11
1.05%		0.60		1.83		1.74		0.96		0.96
1.10%		—		—		—		—		—
1.15%		0.60		2.03		1.81		0.95		1.15
1.20%		0.60		1.80		1.72		0.95		0.94
1.25%		0.59		1.80		1.72		0.94		0.94
1.30%		0.59		2.00		1.79		0.94		1.13
1.35%		0.59		1.99		1.78		0.94		1.12
1.40%		0.59		1.77		1.69		0.93		0.93
1.45%		0.76		—		—		1.34		1.09
1.50%		0.58		1.96		1.75		0.93		1.11
1.55%		0.58		1.95		1.74		0.92		1.10
1.65%		—		—		—		—		—
1.70%		0.57		1.92		1.71		0.91		1.08
1.80%		0.54		—		—		0.84		0.74
1.90%		0.54		—		—		0.84		0.74
1.95%		0.74		—		—		1.31		1.07
2.00%		0.54		—		—		0.83		0.73
2.05%		0.74		—		—		1.30		1.06

Subaccount	EV VT Floating-Rate Inc		Fid VIP Contrafund, Serv Cl 2		Fid VIP Gro, Serv Cl 2		Fid VIP Invest Gr, Serv Cl 2		Fid VIP Mid Cap, Serv Cl 2
1.00%	$	1.15	$	3.14	$	2.63	$	1.14	$	4.04
1.05%		1.21		1.78		1.81		1.40		1.85
1.10%		—		3.10		2.60		—		3.99
1.15%		1.20		2.10		1.87		1.39		2.30
1.20%		1.19		1.76		1.79		1.38		1.82
1.25%		1.19		3.05		2.55		1.38		3.92
1.30%		1.19		3.03		2.54		1.37		3.90
1.35%		1.18		3.01		2.52		1.36		3.88
1.40%		1.18		3.00		2.51		1.36		3.85
1.45%		1.13		1.87		—		1.11		1.72
1.50%		1.17		2.03		1.80		1.34		2.22
1.55%		1.16		2.94		2.47		1.33		3.79
1.65%		—		2.91		2.44		—		3.74
1.70%		1.15		1.99		1.76		1.31		2.17
1.80%		1.15		1.33		—		1.25		1.37
1.90%		1.14		1.32		—		1.24		1.36
1.95%		1.10		1.83		—		1.09		1.68
2.00%		1.14		1.31		—		1.23		1.35
2.05%		1.10		1.82		—		1.08		1.67



60		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	Fid VIP Overseas, Serv Cl 2		FTVIPT Frank Inc, Cl 2		FTVIPT Frank Mutual Shares, Cl 2		FTVIPT Frank Rising Divd, Cl 2		FTVIPT Frank Sm Mid Cap Gro, Cl 2
1.00%	$	2.48	$	1.44	$	2.39	$	—	$	3.07
1.05%		1.19		1.58		1.49		1.74		1.85
1.10%		2.45		—		2.36		—		3.03
1.15%		1.45		1.69		1.72		1.86		1.91
1.20%		1.17		1.56		1.47		1.72		1.83
1.25%		2.41		1.55		2.32		1.71		2.98
1.30%		2.39		1.67		2.31		1.84		2.96
1.35%		2.38		1.66		2.29		1.83		2.95
1.40%		2.37		1.53		2.28		1.69		2.93
1.45%		1.37		1.42		—		—		—
1.50%		1.40		1.64		1.66		1.80		1.84
1.55%		2.32		1.63		2.24		1.79		2.88
1.65%		2.30		—		2.21		—		2.84
1.70%		1.38		1.60		1.63		1.76		1.81
1.80%		0.84		1.27		—		—		—
1.90%		0.83		1.26		—		—		—
1.95%		1.34		1.38		—		—		—
2.00%		0.82		1.25		—		—		—
2.05%		1.34		1.38		—		—		—

Subaccount	FTVIPT Temp Global Bond, Cl 2		FTVIPT Temp Gro, Cl 2		GS VIT Mid Cap Val, Inst		GS VIT U.S. Eq Insights, Inst		Invesco VI Am Fran, Ser II
1.00%	$	1.22	$	1.59	$	2.00	$	2.15	$	1.43
1.05%		1.86		1.29		1.89		1.44		1.43
1.10%		—		—		—		—		—
1.15%		1.93		1.47		2.21		1.42		1.43
1.20%		1.84		1.27		1.87		1.42		1.43
1.25%		1.83		1.27		1.86		1.41		1.42
1.30%		1.90		1.44		2.18		1.41		1.42
1.35%		1.89		1.44		2.17		1.40		1.42
1.40%		1.80		1.25		1.84		1.40		1.42
1.45%		1.20		1.56		1.96		2.11		1.42
1.50%		1.86		1.41		2.13		1.39		1.41
1.55%		1.85		1.41		2.12		1.38		1.41
1.65%		—		—		—		—		—
1.70%		1.82		1.39		2.09		1.37		1.41
1.80%		1.51		0.99		1.49		1.37		1.40
1.90%		1.50		0.99		1.48		1.36		1.40
1.95%		1.17		1.52		1.92		2.06		1.40
2.00%		1.49		0.98		1.47		1.35		1.39
2.05%		1.17		1.51		1.91		2.05		1.39



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			61


Subaccount	Invesco VI Comstock, Ser II		Invesco VI Global Hlth, Ser II		Invesco VI Intl Gro, Ser II		Invesco VI Mid Cap Core Eq, Ser II		Invesco VI Mid Cap Gro, Ser II
1.00%	$	1.95	$	2.24	$	1.43	$	—	$	1.41
1.05%		1.66		1.91		1.12		1.61		1.41
1.10%		—		—		—		—		1.40
1.15%		1.78		1.90		1.11		1.73		1.40
1.20%		1.64		1.89		1.10		1.59		1.40
1.25%		1.64		1.88		1.10		1.58		1.40
1.30%		1.75		1.88		1.10		1.71		1.40
1.35%		1.75		1.87		1.09		1.70		1.39
1.40%		1.62		1.86		1.09		1.56		1.39
1.45%		1.91		2.20		1.40		—		1.39
1.50%		1.72		1.85		1.08		1.67		1.39
1.55%		1.71		1.84		1.08		1.67		1.39
1.65%		—		—		—		—		1.38
1.70%		1.69		1.82		1.06		1.64		1.38
1.80%		1.36		1.79		0.99		—		1.38
1.90%		1.35		1.78		0.98		—		1.37
1.95%		1.87		2.15		1.37		—		1.37
2.00%		1.34		1.76		0.97		—		1.37
2.05%		1.86		2.14		1.36		—		1.37

Subaccount	Invesco VI Val Opp, Ser II		Janus Aspen Janus, Serv		MFS New Dis, Serv Cl		MFS Total Return, Serv Cl		MFS Utilities, Serv Cl
1.00%	$	2.14	$	1.84	$	3.07	$	2.02	$	4.62
1.05%		1.29		1.50		2.03		1.53		2.21
1.10%		2.11		—		3.04		2.00		4.57
1.15%		1.36		1.49		2.13		1.58		2.81
1.20%		1.28		1.49		2.01		1.51		2.18
1.25%		2.08		1.48		2.98		1.96		4.49
1.30%		2.06		1.48		2.97		1.95		4.46
1.35%		2.05		1.47		2.95		1.94		4.43
1.40%		2.04		1.46		2.93		1.93		4.41
1.45%		—		1.81		—		1.49		1.80
1.50%		1.31		1.45		2.06		1.52		2.72
1.55%		2.00		1.45		2.88		1.89		4.33
1.65%		1.98		—		2.85		1.87		4.28
1.70%		1.28		1.43		2.02		1.49		2.66
1.80%		—		1.34		—		1.25		1.41
1.90%		—		1.33		—		1.25		1.40
1.95%		—		1.77		—		1.46		1.76
2.00%		—		1.32		—		1.24		1.39
2.05%		—		1.76		—		1.45		1.75



62		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	MS UIF Global Real Est, Cl II		MS UIF Mid Cap Gro, Cl II		MS UIF U.S. Real Est, Cl II		Oppen Cap Appr VA, Serv		Oppen Global VA, Serv
1.00%	$	1.59	$	1.71	$	—	$	2.39	$	3.23
1.05%		1.04		1.63		1.56		1.64		1.57
1.10%		—		—		—		2.36		3.19
1.15%		1.03		1.62		2.07		1.67		1.87
1.20%		1.03		1.62		1.54		1.62		1.55
1.25%		1.02		1.61		1.53		2.32		3.13
1.30%		1.02		1.60		2.04		2.31		3.11
1.35%		1.01		1.60		2.03		2.29		3.10
1.40%		1.01		1.59		1.51		2.28		3.08
1.45%		1.56		1.67		—		1.88		1.60
1.50%		1.00		1.58		2.00		1.61		1.80
1.55%		1.00		1.57		1.99		2.24		3.02
1.65%		—		—		—		2.21		2.99
1.70%		0.99		1.55		1.96		1.58		1.77
1.80%		1.02		1.36		—		1.22		1.16
1.90%		1.01		1.35		—		1.21		1.15
1.95%		1.52		1.64		—		1.84		1.57
2.00%		1.00		1.34		—		1.20		1.14
2.05%		1.52		1.63		—		1.83		1.56

Subaccount	Oppen Global Strategic Inc VA, Srv		Oppen Main St Sm Cap VA, Serv		PIMCO VIT All Asset, Advisor Cl		Put VT Global Hlth Care, Cl IB		Put VT Intl Eq, Cl IB
1.00%	$	1.79	$	3.82	$	1.20	$	—	$	2.10
1.05%		1.46		1.88		1.31		2.28		1.12
1.10%		1.77		3.78		—		—		2.07
1.15%		1.48		2.18		1.30		2.50		1.36
1.20%		1.44		1.86		1.29		2.25		1.11
1.25%		1.74		3.71		1.29		2.24		2.03
1.30%		1.72		3.69		1.28		2.46		2.02
1.35%		1.72		3.67		1.28		2.45		2.01
1.40%		1.71		3.65		1.27		2.21		2.00
1.45%		1.17		2.08		1.18		—		—
1.50%		1.43		2.10		1.26		2.41		1.31
1.55%		1.68		3.58		1.26		2.40		1.96
1.65%		1.66		3.54		—		—		1.94
1.70%		1.40		2.06		1.24		2.37		1.28
1.80%		1.22		1.56		1.21		—		—
1.90%		1.21		1.55		1.20		—		—
1.95%		1.14		2.04		1.15		—		—
2.00%		1.20		1.54		1.19		—		—
2.05%		1.14		2.03		1.15		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			63


Subaccount	Put VT Multi-Cap Gro, Cl IB		Put VT Sm Cap Val, Cl IB		VP Aggr, Cl 2		VP Aggr, Cl 4		VP BR Gl Infl Prot Sec, Cl 3
1.00%	$	1.86	$	—	$	1.57	$	1.57	$	1.17
1.05%		1.86		1.47		1.51		1.51		1.35
1.10%		1.86		—		—		—		—
1.15%		1.85		1.67		1.50		1.50		1.35
1.20%		1.85		1.45		1.50		1.50		1.33
1.25%		1.84		1.44		1.49		1.50		1.33
1.30%		1.84		1.65		1.49		1.49		1.33
1.35%		1.84		1.64		1.49		1.49		1.32
1.40%		1.83		1.42		1.48		1.49		1.31
1.45%		—		—		1.54		1.54		1.14
1.50%		1.82		1.62		1.48		1.48		1.31
1.55%		1.82		1.61		1.47		1.48		1.30
1.65%		1.81		—		—		—		—
1.70%		1.81		1.58		1.46		1.46		1.28
1.80%		—		—		1.46		1.46		1.21
1.90%		—		—		1.45		1.45		1.20
1.95%		—		—		1.51		1.51		1.12
2.00%		—		—		1.44		1.44		1.19
2.05%		—		—		1.50		1.50		1.11

Subaccount	VP Conserv, Cl 2		VP Conserv, Cl 4		VP Mod, Cl 2		VP Mod, Cl 4		VP Mod Aggr, Cl 2
1.00%	$	1.20	$	1.20	$	1.39	$	1.39	$	1.48
1.05%		1.19		1.19		1.36		1.36		1.44
1.10%		—		—		—		—		—
1.15%		1.19		1.19		1.36		1.36		1.43
1.20%		1.18		1.18		1.35		1.36		1.43
1.25%		1.18		1.18		1.35		1.35		1.43
1.30%		1.18		1.18		1.35		1.35		1.42
1.35%		1.18		1.18		1.34		1.35		1.42
1.40%		1.17		1.17		1.34		1.34		1.42
1.45%		1.18		1.18		1.36		1.36		1.45
1.50%		1.17		1.17		1.33		1.34		1.41
1.55%		1.17		1.17		1.33		1.33		1.41
1.65%		—		—		—		—		—
1.70%		1.16		1.16		1.32		1.32		1.39
1.80%		1.15		1.15		1.32		1.32		1.39
1.90%		1.15		1.15		1.31		1.31		1.38
1.95%		1.15		1.15		1.33		1.33		1.41
2.00%		1.14		1.14		1.30		1.31		1.38
2.05%		1.15		1.15		1.32		1.32		1.41



64		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	VP Mod Aggr, Cl 4		VP Mod Conserv, Cl 2		VP Mod Conserv, Cl 4		VP Ptnrs Sm Cap Val, Cl 3		VP Sit Divd Gro, Cl 3
1.00%	$	1.48	$	1.29	$	1.29	$	3.38	$	1.72
1.05%		1.44		1.27		1.28		1.70		1.27
1.10%		—		—		—		3.34		—
1.15%		1.43		1.27		1.27		1.97		1.26
1.20%		1.43		1.27		1.27		1.68		1.26
1.25%		1.43		1.26		1.27		3.28		1.25
1.30%		1.42		1.26		1.26		3.26		1.25
1.35%		1.42		1.26		1.26		3.24		1.24
1.40%		1.42		1.25		1.26		3.23		1.24
1.45%		1.45		1.26		1.26		1.73		1.68
1.50%		1.41		1.25		1.25		1.90		1.23
1.55%		1.41		1.25		1.25		3.17		1.22
1.65%		—		—		—		3.13		—
1.70%		1.40		1.24		1.24		1.86		1.21
1.80%		1.39		1.23		1.23		1.42		1.19
1.90%		1.38		1.22		1.23		1.41		1.18
1.95%		1.42		1.23		1.24		1.69		1.64
2.00%		1.38		1.22		1.22		1.40		1.17
2.05%		1.41		1.23		1.23		1.69		1.64

Subaccount					VP Vty Estb Val, Cl 3		Wanger Intl		Wanger USA
1.00%					$	1.97	$	1.42	$	2.01
1.05%						1.88		1.63		1.80
1.10%						—		—		—
1.15%						2.01		2.32		2.01
1.20%						1.86		1.61		1.77
1.25%						1.85		1.60		1.77
1.30%						1.98		2.28		1.98
1.35%						1.97		2.27		1.97
1.40%						1.83		1.58		1.74
1.45%						1.93		1.39		1.97
1.50%						1.94		2.24		1.94
1.55%						1.94		2.23		1.93
1.65%						—		—		—
1.70%						1.91		2.19		1.90
1.80%						1.47		1.06		1.46
1.90%						1.46		1.05		1.45
1.95%						1.89		1.36		1.93
2.00%						1.45		1.04		1.44
2.05%						1.88		1.36		1.92



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			65

The following is a summary of units outstanding at Dec. 31, 2014:


Subaccount	AB VPS Bal Wealth Strategy, Cl B		AB VPS Global Thematic Gro, Cl B		AB VPS Gro & Inc, Cl B		AB VPS Intl Val, Cl B		AC VP Inflation Prot, Cl II
1.00%		—		4,737		954		—		—
1.05%		—		—		—		4,642		—
1.10%		24,652		31,575		35,627		—		—
1.15%		—		—		—		89,316		111,980
1.20%		—		—		—		—		—
1.25%		—		—		—		2,170		—
1.30%		—		—		—		65,942		71,148
1.35%		84,788		—		31,620		84,044		64,241
1.40%		42		837		5,687		—		—
1.45%		—		—		—		—		—
1.50%		2,240		—		—		339,541		257,011
1.55%		—		—		—		7,619		8,710
1.65%		—		—		—		—		—
1.70%		—		—		—		8,833		8,717
1.80%		—		—		—		—		—
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		111,722		37,149		73,888		602,107		521,807

Subaccount	AC VP Mid Cap Val, Cl II		AC VP Ultra, Cl II		AC VP Val, Cl II		CB Var Sm Cap Gro, Cl I		Col VP Cash Mgmt, Cl 3
1.00%		—		—		—		—		3,752
1.05%		—		—		—		—		—
1.10%		—		—		—		—		—
1.15%		—		83,104		—		—		10,525
1.20%		—		—		—		—		96,199
1.25%		—		—		—		—		1,743
1.30%		—		49,763		—		—		11,325
1.35%		—		77,982		—		—		32,212
1.40%		—		—		—		—		107,107
1.45%		—		—		—		—		—
1.50%		—		306,897		42,262		—		2,004
1.55%		—		28,186		—		—		—
1.65%		—		—		—		—		—
1.70%		—		5,825		—		—		630
1.80%		1,926		—		—		—		106,405
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		1,926		551,757		42,262		—		371,902



66		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	Col VP Inter Bond, Cl 3		Col VP Divd Opp, Cl 3		Col VP Emer Mkts, Cl 3		Col VP Hi Yield Bond, Cl 3		Col VP Inc Opp, Cl 2
1.00%		5,416		869		—		—		—
1.05%		5,854		7,071		1,699		—		—
1.10%		81,721		43,954		—		—		—
1.15%		25,982		102,788		32,015		14,999		45,469
1.20%		—		—		69,913		—		—
1.25%		100,659		2,885		1,165		—		—
1.30%		25,567		44,655		42,331		14,131		44,328
1.35%		123,114		69,036		30,572		4,288		33,199
1.40%		105,534		—		—		—		—
1.45%		—		—		—		—		—
1.50%		14,297		430,405		130,490		22,860		60,009
1.55%		—		5,978		2,749		1,282		2,512
1.65%		—		971		—		—		—
1.70%		5,771		14,809		3,474		26,992		3,665
1.80%		—		—		—		—		—
1.90%		—		—		3,132		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		493,915		723,421		317,540		84,552		189,182

Subaccount	Col VP Inc Opp, Cl 3		Col VP Select Intl Eq, Cl 3		Col VP Lg Cap Gro, Cl 3		Col VP Lg Core Quan, Cl 3		Col VP Man Vol Conserv, Cl 2
1.00%		—		—		—		—		—
1.05%		4,600		—		—		—		—
1.10%		—		—		9,381		—		—
1.15%		7,383		—		—		24,739		—
1.20%		—		—		—		—		—
1.25%		3,060		—		—		—		—
1.30%		10,290		—		—		24,077		—
1.35%		7,165		—		—		35,360		—
1.40%		—		18,590		—		73,275		—
1.45%		—		—		—		—		—
1.50%		5,073		—		—		24,293		—
1.55%		—		—		—		—		—
1.65%		—		—		—		—		—
1.70%		3,803		—		—		—		—
1.80%		—		—		—		—		—
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		41,374		18,590		9,381		181,744		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			67


Subaccount	Col VP Man Vol Conserv Gro, Cl 2		Col VP Man Vol Gro, Cl 2		Col VP Man Vol Mod Gro, Cl 2		Col VP Marsico Gro, Cl 1		Col VP Intl Opp, Cl 2
1.00%		—		—		—		—		—
1.05%		43,653		377,038		1,642,945		6,725		—
1.10%		—		—		—		—		—
1.15%		—		—		276,807		—		—
1.20%		—		—		1,433,187		—		—
1.25%		—		—		187,672		3,567		—
1.30%		207,348		149,851		855,950		6,636		—
1.35%		71,937		216,342		664,585		5,799		—
1.40%		133,504		626,264		—		—		—
1.45%		—		—		—		—		—
1.50%		47,471		—		951,132		—		—
1.55%		67,038		—		334,987		—		—
1.65%		—		—		—		—		—
1.70%		46,159		251,086		23,086		6,549		—
1.80%		—		—		626,982		—		2,526
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		617,110		1,620,581		6,997,333		29,276		2,526

Subaccount	Col VP Mid Cap Gro, Cl 3		Col VP Mid Cap Val, Cl 3		Col VP Lg Cap Index, Cl 3		Col VP Sm Cap Val, Cl 2		Col VP US Govt Mtge, Cl 3
1.00%		—		—		1,373		—		4,861
1.05%		—		—		—		4,913		—
1.10%		—		—		115,428		—		60,238
1.15%		—		—		—		—		13,983
1.20%		—		—		—		—		—
1.25%		—		—		21,582		2,890		83,997
1.30%		—		—		15,878		3,993		73,308
1.35%		—		—		263,597		3,283		280,474
1.40%		48,500		—		—		—		8,780
1.45%		—		—		—		—		—
1.50%		—		—		—		—		6,049
1.55%		—		—		—		—		—
1.65%		—		—		28,257		—		147,968
1.70%		—		—		16,534		3,749		67,002
1.80%		—		—		2,189		—		—
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		48,500		—		464,838		18,828		746,660



68		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	CS Commodity Return		Drey IP MidCap Stock, Serv		Drey VIF Appr, Serv		Drey VIF Intl Eq, Serv		Drey VIF Intl Val, Serv
1.00%		—		—		—		—		—
1.05%		—		—		—		—		—
1.10%		—		—		—		—		—
1.15%		—		—		—		—		—
1.20%		—		—		—		—		—
1.25%		—		—		—		—		—
1.30%		—		—		—		—		—
1.35%		—		—		—		—		—
1.40%		—		—		—		—		—
1.45%		—		—		—		—		—
1.50%		—		—		—		—		—
1.55%		—		—		—		—		—
1.65%		—		—		—		—		—
1.70%		—		—		—		—		—
1.80%		—		—		—		—		—
1.90%		3,187		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		3,187		—		—		—		—

Subaccount	EV VT Floating-Rate Inc		Fid VIP Contrafund, Serv Cl 2		Fid VIP Gro, Serv Cl 2		Fid VIP Invest Gr, Serv Cl 2		Fid VIP Mid Cap, Serv Cl 2
1.00%		—		55,238		—		—		4,692
1.05%		2,209		1,499		—		43,695		2,183
1.10%		—		566,382		16,191		—		139,467
1.15%		—		129,918		—		91,710		20,169
1.20%		3,016		—		—		—		—
1.25%		2,944		26,965		3,464		3,173		12,565
1.30%		2,456		135,279		4,498		83,289		23,919
1.35%		7,966		441,282		49,448		82,403		69,514
1.40%		—		37,127		2,642		—		9,558
1.45%		—		—		—		—		—
1.50%		—		842,217		—		213,455		105,851
1.55%		—		64,974		—		31,087		23,945
1.65%		—		89,295		95,083		—		63,721
1.70%		2,240		23,957		—		10,992		36,766
1.80%		—		2,262		—		—		—
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		20,831		2,416,395		171,326		559,804		512,350



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			69


Subaccount	Fid VIP Overseas, Serv Cl 2		FTVIPT Frank Inc, Cl 2		FTVIPT Frank Mutual Shares, Cl 2		FTVIPT Frank Rising Divd, Cl 2		FTVIPT Frank Sm Mid Cap Gro, Cl 2
1.00%		887		—		23,418		—		2,110
1.05%		—		—		—		—		—
1.10%		37,787		—		185,143		—		118,800
1.15%		11,996		—		7,610		—		—
1.20%		—		—		—		—		—
1.25%		2,442		—		14,737		—		—
1.30%		5,000		—		69,962		—		36,063
1.35%		33,253		—		143,965		—		259,050
1.40%		721		—		132,900		—		8,054
1.45%		—		—		—		—		—
1.50%		12,042		1,120		7,432		—		4,317
1.55%		—		—		—		—		—
1.65%		840		—		78,340		—		21,897
1.70%		—		—		—		—		—
1.80%		2,472		—		—		—		—
1.90%		—		2,771		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		107,440		3,891		663,507		—		450,291

Subaccount	FTVIPT Temp Global Bond, Cl 2		FTVIPT Temp Gro, Cl 2		GS VIT Mid Cap Val, Inst		GS VIT U.S. Eq Insights, Inst		Invesco VI Am Fran, Ser II
1.00%		—		—		—		—		—
1.05%		2,129		—		1,431		—		—
1.10%		—		—		—		—		—
1.15%		34,509		—		39,433		—		—
1.20%		—		—		—		—		—
1.25%		2,375		—		520		—		—
1.30%		27,473		—		26,979		—		—
1.35%		28,162		—		35,606		—		—
1.40%		—		—		—		—		—
1.45%		—		—		—		—		—
1.50%		67,412		—		196,740		—		—
1.55%		2,132		—		7,184		—		—
1.65%		—		—		—		—		—
1.70%		3,787		—		3,592		—		—
1.80%		—		—		—		—		—
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		167,979		—		311,485		—		—



70		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	Invesco VI Comstock, Ser II		Invesco VI Global Hlth, Ser II		Invesco VI Intl Gro, Ser II		Invesco VI Mid Cap Core Eq, Ser II		Invesco VI Mid Cap Gro, Ser II
1.00%		—		—		—		—		—
1.05%		2,412		—		6,982		—		—
1.10%		—		—		—		—		36,310
1.15%		145,011		—		—		4,764		—
1.20%		—		—		—		—		—
1.25%		1,154		—		4,106		—		—
1.30%		109,122		—		3,997		2,710		—
1.35%		131,230		—		4,106		6,733		15,971
1.40%		—		—		—		—		—
1.45%		—		—		—		—		—
1.50%		520,783		—		—		4,365		—
1.55%		17,058		—		—		—		—
1.65%		—		—		—		—		—
1.70%		13,260		—		5,581		—		—
1.80%		2,318		—		—		—		—
1.90%		—		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		942,348		—		24,772		18,572		52,281

Subaccount	Invesco VI Val Opp, Ser II		Janus Aspen Janus, Serv		MFS New Dis, Serv Cl		MFS Total Return, Serv Cl		MFS Utilities, Serv Cl
1.00%		904		—		—		16,745		—
1.05%		—		6,270		—		—		—
1.10%		34,980		—		32,884		232,831		14,738
1.15%		23,103		—		—		—		—
1.20%		—		—		—		—		—
1.25%		—		3,252		—		48,555		—
1.30%		14,703		6,140		—		5,950		1,265
1.35%		42,060		5,672		41,141		599,633		1,536
1.40%		—		—		1,575		2,733		364
1.45%		—		—		—		—		—
1.50%		21,759		—		—		1,966		—
1.55%		—		—		—		18,087		—
1.65%		2,874		—		—		46,443		—
1.70%		—		5,844		—		—		10,144
1.80%		—		—		—		—		—
1.90%		—		—		—		2,859		3,056
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		140,383		27,178		75,600		975,802		31,103



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			71


Subaccount	MS UIF Global Real Est, Cl II		MS UIF Mid Cap Gro, Cl II		MS UIF U.S. Real Est, Cl II		Oppen Cap Appr VA, Serv		Oppen Global VA, Serv
1.00%		—		—		—		7,539		—
1.05%		1,299		—		—		—		—
1.10%		—		—		—		268,023		103,020
1.15%		—		—		1,444		54,843		—
1.20%		—		—		—		—		—
1.25%		902		—		—		4,597		524
1.30%		2,888		—		5,981		84,230		6,551
1.35%		709		—		209		600,876		6,144
1.40%		—		—		—		4,600		2,002
1.45%		—		—		—		—		—
1.50%		—		—		7,197		216,368		23,521
1.55%		—		—		—		3,282		—
1.65%		—		—		—		1,962		—
1.70%		47,157		—		—		21,774		—
1.80%		—		—		—		2,324		—
1.90%		3,783		—		—		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		56,738		—		14,831		1,270,418		141,762

Subaccount	Oppen Global Strategic Inc VA, Srv		Oppen Main St Sm Cap VA, Serv		PIMCO VIT All Asset, Advisor Cl		Put VT Global Hlth Care, Cl IB		Put VT Intl Eq, Cl IB
1.00%		61,358		732		—		—		—
1.05%		13,604		—		4,965		—		—
1.10%		257,024		116,969		—		—		—
1.15%		81,564		2,599		—		—		—
1.20%		—		—		2,848		—		—
1.25%		21,693		7,126		1,985		—		—
1.30%		134,550		4,317		6,628		—		—
1.35%		248,207		153,549		10,256		—		4,028
1.40%		135,029		819		—		—		1,053
1.45%		—		—		—		—		—
1.50%		169,297		106,824		—		—		—
1.55%		29,783		18,394		—		—		—
1.65%		82,445		40,096		—		—		—
1.70%		9,285		14,356		3,158		—		—
1.80%		—		2,315		1,467		—		—
1.90%		—		—		2,468		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		1,243,839		468,096		33,775		—		5,081



72		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	Put VT Multi-Cap Gro, Cl IB		Put VT Sm Cap Val, Cl IB		VP Aggr, Cl 2		VP Aggr, Cl 4		VP BR Gl Infl Prot Sec, Cl 3
1.00%		—		—		82,578		—		—
1.05%		—		—		—		914,387		14,635
1.10%		—		—		—		—		—
1.15%		—		4,559		—		—		15,939
1.20%		—		—		—		1,378,442		—
1.25%		—		—		—		430,349		5,319
1.30%		—		7,452		—		9,350		18,966
1.35%		—		2,301		—		57,052		21,064
1.40%		1,693		—		—		518,522		—
1.45%		—		—		—		—		—
1.50%		—		12,869		—		336,800		9,229
1.55%		—		4,745		291,226		—		—
1.65%		—		—		—		—		—
1.70%		—		—		—		564,859		4,964
1.80%		—		—		—		—		—
1.90%		—		—		—		49,668		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		1,693		31,926		373,804		4,259,429		90,116

Subaccount	VP Conserv, Cl 2		VP Conserv, Cl 4		VP Mod, Cl 2		VP Mod, Cl 4		VP Mod Aggr, Cl 2
1.00%		36,179		—		323,179		—		254,436
1.05%		—		388,023		—		3,643,293		—
1.10%		—		—		—		—		—
1.15%		107,450		—		—		—		—
1.20%		—		193,992		946,546		2,151,534		548,773
1.25%		—		276,301		112,215		1,554,233		269,690
1.30%		—		—		—		—		—
1.35%		—		22,069		58,558		1,131,378		—
1.40%		94,667		288,502		—		1,398,125		—
1.45%		—		—		189,637		—		90,484
1.50%		—		268,225		—		1,695,597		120,214
1.55%		—		—		481,616		595,939		—
1.65%		—		—		—		—		—
1.70%		—		83,241		2,322,730		2,519,761		2,353,459
1.80%		—		—		353,988		—		100,317
1.90%		—		50,028		—		570,856		—
1.95%		—		—		—		—		59,720
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		238,296		1,570,381		4,788,469		15,260,716		3,797,093



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			73


Subaccount	VP Mod Aggr, Cl 4		VP Mod Conserv, Cl 2		VP Mod Conserv, Cl 4		VP Ptnrs Sm Cap Val, Cl 3		VP Sit Divd Gro, Cl 3
1.00%		—		456,292		—		1,498		—
1.05%		1,364,456		—		303,491		—		8,449
1.10%		—		—		—		—		—
1.15%		39,553		—		—		53,612		—
1.20%		2,557,710		320,785		785,872		—		—
1.25%		587,650		—		71,845		—		4,535
1.30%		1,093,051		—		—		16,661		6,025
1.35%		533,176		88,981		59,447		31,009		7,318
1.40%		701,399		—		—		2,093		—
1.45%		—		—		—		—		—
1.50%		653,867		—		75,460		201,044		—
1.55%		883,804		71,903		147,687		2,602		—
1.65%		—		—		—		—		—
1.70%		1,134,882		114,629		360,038		17,120		49,196
1.80%		—		84,069		—		2,097		—
1.90%		17,612		—		30,899		—		—
1.95%		—		—		—		—		—
2.00%		—		—		—		—		—
2.05%		—		—		—		—		—
Total		9,567,160		1,136,659		1,834,739		327,736		75,523

Subaccount					VP Vty Estb Val, Cl 3		Wanger Intl		Wanger USA
1.00%						—		—		—
1.05%						—		1,602		1,508
1.10%						—		—		—
1.15%						—		40,158		29,478
1.20%						—		—		—
1.25%						—		1,097		540
1.30%						—		36,443		20,652
1.35%						—		38,698		28,174
1.40%						—		—		—
1.45%						—		—		—
1.50%						—		150,784		107,187
1.55%						7,533		3,248		2,538
1.65%						—		—		—
1.70%						14,254		4,064		3,692
1.80%						—		—		—
1.90%						—		—		—
1.95%						—		—		—
2.00%						—		—		—
2.05%						—		—		—
Total						21,787		276,094		193,769



74		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

The following is a summary of net assets at Dec. 31, 2014:


Subaccount	AB VPS Bal Wealth Strategy, Cl B		AB VPS Global Thematic Gro, Cl B		AB VPS Gro & Inc, Cl B		AB VPS Intl Val, Cl B		AC VP Inflation Prot, Cl II
1.00%	$	76	$	9,043	$	2,514	$	86	$	—
1.05%		117		85		250		3,874		2,662
1.10%		35,761		59,564		90,626		—		—
1.15%		75		84		149		96,494		147,406
1.20%		117		84		247		93		2,628
1.25%		116		85		163		1,776		2,617
1.30%		148		85		127		70,201		92,298
1.35%		120,854		107		78,737		88,987		82,876
1.40%		101		1,524		14,081		70		2,584
1.45%		—		95		145		85		—
1.50%		3,161		82		168		354,241		326,471
1.55%		113		83		164		7,887		11,023
1.65%		99		100		152		—		—
1.70%		112		81		165		9,006		10,855
1.80%		—		90		156		96		—
1.90%		—		90		155		85		—
1.95%		—		93		141		83		—
2.00%		—		89		154		95		—
2.05%		—		93		141		82		—
Total	$	160,850	$	71,557	$	188,435	$	633,241	$	681,420

Subaccount	AC VP Mid Cap Val, Cl II		AC VP Ultra, Cl II		AC VP Val, Cl II		CB Var Sm Cap Gro, Cl I		Col VP Cash Mgmt, Cl 3
1.00%	$	142	$	145	$	138	$	161	$	3,863
1.05%		126		124		130		140		1,989
1.10%		—		—		—		—		1,998
1.15%		116		142,504		147		139		10,799
1.20%		123		122		128		138		95,528
1.25%		123		122		128		138		2,501
1.30%		123		84,094		99		137		11,295
1.35%		122		131,008		169		137		31,984
1.40%		122		82		126		136		113,430
1.45%		139		142		135		159		1,999
1.50%		121		507,873		75,325		136		1,979
1.55%		121		46,411		143		135		2,001
1.65%		—		—		—		—		1,994
1.70%		120		9,449		152		134		2,002
1.80%		3,313		105		100		123		96,584
1.90%		162		104		99		122		2,000
1.95%		136		139		133		155		1,979
2.00%		161		104		99		122		1,977
2.05%		135		138		132		155		1,976
Total	$	5,405	$	922,666	$	77,383	$	2,367	$	387,878



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			75


Subaccount	Col VP Inter Bond, Cl 3		Col VP Divd Opp, Cl 3		Col VP Emer Mkts, Cl 3		Col VP Hi Yield Bond, Cl 3		Col VP Inc Opp, Cl 2
1.00%	$	7,846	$	2,749	$	77	$	105	$	77
1.05%		8,091		10,582		2,556		3,547		77
1.10%		117,495		137,399		—		—		—
1.15%		35,640		188,661		67,426		27,962		41,770
1.20%		171		133		103,933		75		77
1.25%		141,710		8,871		1,719		3,486		77
1.30%		35,783		136,335		87,830		25,961		40,615
1.35%		171,444		209,587		63,050		7,836		30,391
1.40%		167,436		13		98		3,443		77
1.45%		86		17		76		104		77
1.50%		18,992		762,076		265,128		41,122		54,793
1.55%		89		17,713		5,559		2,298		2,290
1.65%		127		2,846		—		—		—
1.70%		7,505		25,694		6,924		47,570		3,336
1.80%		2,445		86		94		3,015		77
1.90%		88		120		2,538		2,992		77
1.95%		85		17		74		99		77
2.00%		2,410		85		90		2,970		77
2.05%		85		17		74		97		77
Total	$	717,528	$	1,503,001	$	607,246	$	172,682	$	174,042

Subaccount	Col VP Inc Opp, Cl 3		Col VP Select Intl Eq, Cl 3		Col VP Lg Cap Gro, Cl 3		Col VP Lg Core Quan, Cl 3		Col VP Man Vol Conserv, Cl 2
1.00%	$	103	$	95	$	98	$	165	$	10
1.05%		8,009		94		130		178		10
1.10%		—		—		21,593		162		—
1.15%		13,181		79		94		44,478		10
1.20%		107		93		130		170		11
1.25%		5,238		92		96		159		11
1.30%		18,039		77		96		42,648		11
1.35%		12,529		77		154		62,280		11
1.40%		77		25,099		95		126,661		11
1.45%		102		94		20		163		11
1.50%		8,741		75		258		42,142		11
1.55%		106		74		94		15		10
1.65%		—		—		95		21		—
1.70%		6,405		73		249		21		10
1.80%		2,997		103		98		159		10
1.90%		100		101		98		156		10
1.95%		97		91		20		21		10
2.00%		2,953		101		97		154		10
2.05%		95		90		20		20		10
Total	$	78,879	$	26,508	$	23,535	$	319,773	$	177



76		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	Col VP Man Vol Conserv Gro, Cl 2		Col VP Man Vol Gro, Cl 2		Col VP Man Vol Mod Gro, Cl 2		Col VP Marsico Gro, Cl 1		Col VP Intl Opp, Cl 2
1.00%	$	10	$	11	$	11	$	151	$	85
1.05%		45,672		402,836		1,738,930		10,631		85
1.10%		—		—		—		—		—
1.15%		10		11		292,638		166		85
1.20%		10		11		1,514,312		150		85
1.25%		10		11		198,184		5,554		85
1.30%		216,304		159,643		903,357		10,291		85
1.35%		75,005		230,346		700,990		8,984		85
1.40%		139,135		666,426		11		148		84
1.45%		10		11		11		147		84
1.50%		49,422		11		1,001,498		151		84
1.55%		69,738		11		352,529		147		84
1.65%		—		—		—		—		—
1.70%		47,933		266,256		24,253		9,871		84
1.80%		11		11		657,896		145		2,041
1.90%		11		11		10		143		83
1.95%		11		11		11		143		83
2.00%		11		11		11		142		83
2.05%		11		11		11		142		83
Total	$	643,314	$	1,725,639	$	7,384,663	$	47,106	$	3,388

Subaccount	Col VP Mid Cap Gro, Cl 3		Col VP Mid Cap Val, Cl 3		Col VP Lg Cap Index, Cl 3		Col VP Sm Cap Val, Cl 2		Col VP US Govt Mtge, Cl 3
1.00%	$	—	$	19	$	3,635	$	103	$	5,477
1.05%		135		112		137		8,105		79
1.10%		—		—		302,136		—		67,337
1.15%		93		111		95		106		15,730
1.20%		135		111		136		76		79
1.25%		129		111		55,490		4,686		92,301
1.30%		91		111		40,597		7,437		79,863
1.35%		91		110		669,907		6,078		303,809
1.40%		71,273		110		177		102		9,455
1.45%		—		20		19		102		78
1.50%		90		14		17		112		6,568
1.55%		90		110		17		101		104
1.65%		—		—		69,310		—		154,686
1.70%		89		109		28,708		6,704		71,295
1.80%		—		260		3,050		101		2,015
1.90%		—		260		104		100		78
1.95%		—		19		19		99		78
2.00%		—		259		103		99		1,986
2.05%		—		19		19		98		78
Total	$	72,216	$	1,865	$	1,173,676	$	34,209	$	811,096



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			77


Subaccount	CS Commodity Return		Drey IP MidCap Stock, Serv		Drey VIF Appr, Serv		Drey VIF Intl Eq, Serv		Drey VIF Intl Val, Serv
1.00%	$	58	$	—	$	—	$	99	$	81
1.05%		69		140		264		72		72
1.10%		—		—		—		—		—
1.15%		93		99		218		71		87
1.20%		93		139		259		71		70
1.25%		89		138		258		71		70
1.30%		89		149		214		70		85
1.35%		89		99		210		70		85
1.40%		89		136		255		70		70
1.45%		57		—		—		97		79
1.50%		88		123		209		69		84
1.55%		109		147		209		69		83
1.65%		—		—		—		—		—
1.70%		109		144		205		102		81
1.80%		103		—		—		84		91
1.90%		1,763		—		—		83		91
1.95%		55		—		—		95		77
2.00%		81		—		—		83		90
2.05%		55		—		—		94		77
Total	$	3,089	$	1,314	$	2,301	$	1,370	$	1,373

Subaccount	EV VT Floating-Rate Inc		Fid VIP Contrafund, Serv Cl 2		Fid VIP Gro, Serv Cl 2		Fid VIP Invest Gr, Serv Cl 2		Fid VIP Mid Cap, Serv Cl 2
1.00%	$	2,365	$	173,504	$	64	$	85	$	18,949
1.05%		2,988		2,667		275		61,331		4,035
1.10%		—		1,758,185		42,086		—		556,711
1.15%		1,995		273,332		222		127,164		46,309
1.20%		5,916		158		271		76		153
1.25%		3,511		82,159		8,845		4,370		49,229
1.30%		2,912		410,019		11,420		113,791		93,275
1.35%		9,410		1,330,207		124,797		111,936		269,450
1.40%		2,283		111,232		6,627		85		36,826
1.45%		2,320		178		—		84		124
1.50%		1,994		1,710,235		215		285,611		234,556
1.55%		2,236		191,254		253		41,381		90,715
1.65%		—		259,785		231,636		—		238,093
1.70%		2,718		47,663		211		14,410		79,844
1.80%		2,772		3,190		—		96		202
1.90%		2,308		173		—		83		201
1.95%		2,271		174		—		83		121
2.00%		2,734		191		—		93		199
2.05%		2,260		174		—		82		121
Total	$	52,993	$	6,354,480	$	426,922	$	760,761	$	1,719,113



78		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	Fid VIP Overseas, Serv Cl 2		FTVIPT Frank Inc, Cl 2		FTVIPT Frank Mutual Shares, Cl 2		FTVIPT Frank Rising Divd, Cl 2		FTVIPT Frank Sm Mid Cap Gro, Cl 2
1.00%	$	2,199	$	106	$	55,983	$	—	$	6,476
1.05%		97		120		127		176		190
1.10%		92,595		—		437,533		—		360,493
1.15%		17,451		127		13,094		140		149
1.20%		95		118		126		173		187
1.25%		5,881		118		34,200		173		133
1.30%		11,966		125		161,411		138		106,884
1.35%		79,133		124		330,439		137		763,224
1.40%		1,707		117		303,087		171		23,589
1.45%		99		105		—		—		—
1.50%		16,902		1,950		12,338		135		7,966
1.55%		92		123		115		134		107
1.65%		1,928		—		173,462		—		62,267
1.70%		91		121		121		132		135
1.80%		2,148		94		—		—		—
1.90%		82		3,590		—		—		—
1.95%		96		102		—		—		—
2.00%		81		92		—		—		—
2.05%		96		101		—		—		—
Total	$	232,739	$	7,233	$	1,522,036	$	1,509	$	1,331,800

Subaccount	FTVIPT Temp Global Bond, Cl 2		FTVIPT Temp Gro, Cl 2		GS VIT Mid Cap Val, Inst		GS VIT U.S. Eq Insights, Inst		Invesco VI Am Fran, Ser II
1.00%	$	90	$	115	$	140	$	154	$	218
1.05%		3,958		96		2,709		106		217
1.10%		—		—		—		—		—
1.15%		66,484		121		87,116		105		217
1.20%		74		95		148		105		217
1.25%		4,338		95		968		105		216
1.30%		52,155		120		58,650		105		216
1.35%		53,221		120		77,115		104		215
1.40%		76		93		85		103		215
1.45%		89		113		138		152		215
1.50%		125,354		109		419,695		103		215
1.55%		3,944		108		15,234		102		215
1.65%		—		—		—		—		—
1.70%		6,902		107		7,491		101		214
1.80%		113		121		111		100		213
1.90%		87		121		133		99		213
1.95%		87		110		135		148		212
2.00%		111		120		108		98		212
2.05%		87		110		133		147		212
Total	$	317,170	$	1,874	$	670,109	$	1,937	$	3,652



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			79


Subaccount	Invesco VI Comstock, Ser II		Invesco VI Global Hlth, Ser II		Invesco VI Intl Gro, Ser II		Invesco VI Mid Cap Core Eq, Ser II		Invesco VI Mid Cap Gro, Ser II
1.00%	$	140	$	165	$	139	$	—	$	108
1.05%		4,012		142		7,801		122		107
1.10%		—		—		—		—		50,969
1.15%		258,358		172		153		8,272		107
1.20%		146		141		144		121		107
1.25%		1,886		141		4,520		120		107
1.30%		191,631		140		4,377		4,633		103
1.35%		229,122		139		4,473		11,422		22,271
1.40%		81		139		150		118		107
1.45%		137		162		136		—		106
1.50%		895,497		138		163		7,306		106
1.55%		29,181		138		292		84		106
1.65%		—		—		—		—		106
1.70%		22,345		136		5,934		83		106
1.80%		3,222		176		145		—		106
1.90%		134		175		139		—		105
1.95%		134		159		132		—		105
2.00%		248		174		144		—		104
2.05%		133		158		132		—		105
Total	$	1,636,407	$	2,595	$	28,974	$	32,281	$	75,041

Subaccount	Invesco VI Val Opp, Ser II		Janus Aspen Janus, Serv		MFS New Dis, Serv Cl		MFS Total Return, Serv Cl		MFS Utilities, Serv Cl
1.00%	$	1,933	$	177	$	138	$	33,851	$	214
1.05%		99		9,416		156		155		223
1.10%		73,844		—		99,856		465,130		67,307
1.15%		31,376		171		104		99		173
1.20%		99		182		154		153		221
1.25%		226		4,817		93		95,296		208
1.30%		30,318		9,058		267		11,610		5,642
1.35%		86,208		8,338		121,300		1,163,059		6,811
1.40%		124		181		4,617		5,269		1,605
1.45%		—		174		—		109		172
1.50%		28,520		156		154		3,106		203
1.55%		80		355		130		34,348		154
1.65%		5,684		—		129		86,949		172
1.70%		108		8,362		150		112		26,997
1.80%		—		131		—		125		169
1.90%		—		169		—		3,688		4,433
1.95%		—		170		—		107		168
2.00%		—		129		—		122		167
2.05%		—		169		—		107		167
Total	$	258,619	$	42,155	$	227,248	$	1,903,395	$	115,206



80		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	MS UIF Global Real Est, Cl II		MS UIF Mid Cap Gro, Cl II		MS UIF U.S. Real Est, Cl II		Oppen Cap Appr VA, Serv		Oppen Global VA, Serv
1.00%	$	111	$	122	$	—	$	18,015	$	201
1.05%		1,349		119		236		291		237
1.10%		—		—		—		633,182		328,521
1.15%		86		118		2,989		91,586		185
1.20%		98		118		233		286		234
1.25%		922		117		231		10,668		1,640
1.30%		2,951		117		12,198		194,255		20,399
1.35%		722		117		424		1,378,258		19,022
1.40%		123		117		229		10,490		6,164
1.45%		109		120		—		271		153
1.50%		98		116		14,371		348,873		42,430
1.55%		97		116		152		7,352		188
1.65%		—		—		—		4,340		148
1.70%		46,554		114		131		34,404		175
1.80%		436		237		—		3,072		173
1.90%		3,821		236		—		238		171
1.95%		107		117		—		265		150
2.00%		430		234		—		236		170
2.05%		106		117		—		264		150
Total	$	58,120	$	2,352	$	31,194	$	2,736,346	$	420,511

Subaccount	Oppen Global Strategic Inc VA, Srv		Oppen Main St Sm Cap VA, Serv		PIMCO VIT All Asset, Advisor Cl		Put VT Global Hlth Care, Cl IB		Put VT Intl Eq, Cl IB
1.00%	$	109,670	$	2,802	$	90	$	—	$	70
1.05%		19,833		192		6,511		176		113
1.10%		453,989		442,070		—		—		70
1.15%		120,880		5,657		75		127		112
1.20%		93		190		3,780		173		112
1.25%		37,633		26,461		2,555		173		83
1.30%		232,156		15,938		8,506		125		93
1.35%		425,714		563,440		13,110		124		8,098
1.40%		230,251		2,987		91		171		2,101
1.45%		88		147		88		—		—
1.50%		242,107		224,494		73		122		109
1.55%		49,948		65,930		90		121		90
1.65%		136,481		142,028		—		—		93
1.70%		13,035		29,569		3,928		120		107
1.80%		95		3,770		1,860		—		—
1.90%		90		150		2,961		—		—
1.95%		87		143		86		—		—
2.00%		91		148		89		—		—
2.05%		87		142		86		—		—
Total	$	2,072,328	$	1,526,258	$	43,979	$	1,432	$	11,251



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			81


Subaccount	Put VT Multi-Cap Gro, Cl IB		Put VT Sm Cap Val, Cl IB		VP Aggr, Cl 2		VP Aggr, Cl 4		VP BR Gl Infl Prot Sec, Cl 3
1.00%	$	136	$	—	$	129,868	$	16	$	88
1.05%		136		136		16		1,381,476		19,781
1.10%		136		—		—		—		—
1.15%		135		7,629		16		—		21,404
1.20%		135		134		16		2,067,679		88
1.25%		135		134		16		643,932		7,073
1.30%		157		12,282		16		13,957		25,132
1.35%		134		3,765		16		85,014		27,861
1.40%		3,101		102		16		770,272		108
1.45%		—		—		16		16		87
1.50%		133		20,753		16		498,099		12,066
1.55%		133		7,624		429,172		16		116
1.65%		161		—		—		—		—
1.70%		132		129		14		827,622		6,363
1.80%		—		—		16		16		2,444
1.90%		—		—		16		72,088		87
1.95%		—		—		16		16		86
2.00%		—		—		16		16		2,409
2.05%		—		—		16		16		85
Total	$	4,764	$	52,688	$	559,278	$	6,360,251	$	125,278

Subaccount	VP Conserv, Cl 2		VP Conserv, Cl 4		VP Mod, Cl 2		VP Mod, Cl 4		VP Mod Aggr, Cl 2
1.00%	$	43,446	$	12	$	447,562	$	14	$	375,222
1.05%		13		462,360		14		4,972,102		15
1.10%		—		—		—		—		—
1.15%		127,541		—		14		—		15
1.20%		10		229,326		1,281,086		2,916,252		783,714
1.25%		13		326,394		151,509		2,101,535		384,278
1.30%		13		13		14		8		11
1.35%		9		25,950		78,701		1,522,739		15
1.40%		111,073		338,440		14		1,877,498		15
1.45%		13		12		257,525		14		131,076
1.50%		13		313,197		14		2,265,900		169,284
1.55%		13		90		641,211		794,341		15
1.65%		—		—		—		—		—
1.70%		12		96,361		3,070,582		3,335,367		3,282,466
1.80%		12		13		465,801		14		139,285
1.90%		12		57,328		14		748,663		15
1.95%		12		12		14		14		84,423
2.00%		12		13		14		14		15
2.05%		12		12		14		14		15
Total	$	282,229	$	1,849,533	$	6,394,103	$	20,534,489	$	5,349,879



82		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


Subaccount	VP Mod Aggr, Cl 4		VP Mod Conserv, Cl 2		VP Mod Conserv, Cl 4		VP Ptnrs Sm Cap Val, Cl 3		VP Sit Divd Gro, Cl 3
1.00%	$	15	$	587,317	$	13	$	5,062	$	17
1.05%		1,966,487		13		388,025		137		10,742
1.10%		—		—		—		14		—
1.15%		56,800		13		13		105,456		11
1.20%		3,660,071		405,946		997,101		137		15
1.25%		838,760		13		90,912		145		5,678
1.30%		1,556,776		13		13		54,421		7,532
1.35%		757,717		111,828		74,872		100,542		9,093
1.40%		994,147		13		62		6,744		16
1.45%		15		11		13		17		17
1.50%		922,488		10		94,372		381,591		15
1.55%		1,244,029		89,509		184,278		8,246		128
1.65%		—		—		—		17		—
1.70%		1,586,505		141,695		446,131		31,848		59,498
1.80%		15		103,347		13		3,081		213
1.90%		24,388		13		37,924		104		124
1.95%		15		13		13		16		17
2.00%		15		13		13		102		212
2.05%		15		13		13		16		17
Total	$	13,608,258	$	1,439,780	$	2,313,781	$	697,696	$	93,345

Subaccount					VP Vty Estb Val, Cl 3		Wanger Intl		Wanger USA
1.00%					$	19	$	165	$	214
1.05%						149		2,605		2,708
1.10%						—		—		—
1.15%						104		93,080		59,332
1.20%						142		162		212
1.25%						141		1,755		955
1.30%						103		83,236		40,905
1.35%						102		87,950		55,599
1.40%						139		142		209
1.45%						19		160		209
1.50%						101		337,465		208,234
1.55%						14,572		7,231		4,908
1.65%						—		—		—
1.70%						27,162		8,905		7,032
1.80%						110		158		207
1.90%						109		157		207
1.95%						19		157		206
2.00%						108		157		206
2.05%						19		157		206
Total					$	43,118	$	623,642	$	381,549



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			83

9. FINANCIAL HIGHLIGHTS

The table below shows certain financial information regarding the divisions.


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
AB VPS Bal Wealth Strategy, Cl B
2014		112		$1.46	to	$1.39		$161		2.27	%		1.00	%	to	1.70	%		6.04	%	to	5.31	%
2013		162		$1.37	to	$1.32		$220		2.14	%		1.00	%	to	1.70	%		15.12	%	to	14.31	%
2012		188		$1.19	to	$1.16		$223		1.87	%		1.00	%	to	1.70	%		12.24	%	to	11.46	%
2011		196		$1.06	to	$1.04		$208		2.24	%		1.00	%	to	1.70	%		(4.02	%)	to	(4.68	%)
2010		289		$1.11	to	$1.09		$319		2.50	%		1.00	%	to	1.70	%		9.20	%	to	8.44	%
AB VPS Global Thematic Gro, Cl B
2014		37		$1.91	to	$1.30		$72		—			1.00	%	to	2.05	%		3.76	%	to	2.68	%
2013		70		$1.84	to	$1.27		$127		0.02	%		1.00	%	to	2.05	%		21.70	%	to	20.44	%
2012		71		$1.51	to	$1.05		$106		—			1.00	%	to	2.05	%		12.11	%	to	10.94	%
2011		95		$1.35	to	$0.95		$126		0.35	%		1.00	%	to	2.05	%		(24.17	%)	to	(24.97	%)
2010		102		$1.78	to	$1.26		$180		1.96	%		1.00	%	to	2.05	%		17.40	%	to	25.60	%⁽⁵⁾
AB VPS Gro & Inc, Cl B
2014		74		$2.57	to	$1.96		$188		1.12	%		1.00	%	to	2.05	%		8.20	%	to	7.07	%
2013		75		$2.38	to	$1.83		$178		0.78	%		1.00	%	to	2.05	%		33.25	%	to	31.86	%
2012		188		$1.79	to	$1.39		$329		1.28	%		1.00	%	to	2.05	%		16.08	%	to	14.86	%
2011		219		$1.54	to	$1.21		$326		1.13	%		1.00	%	to	2.05	%		5.02	%	to	3.92	%
2010		396		$1.46	to	$1.16		$563		—			1.00	%	to	2.05	%		11.68	%	to	15.67	%⁽⁵⁾
AB VPS Intl Val, Cl B
2014		602		$1.21	to	$1.15		$633		3.17	%		1.00	%	to	2.05	%		(7.39	%)	to	(8.36	%)
2013		744		$1.30	to	$1.26		$849		5.45	%		1.00	%	to	2.05	%		21.50	%	to	20.24	%
2012		1,148		$1.07	to	$1.04		$1,084		1.33	%		1.00	%	to	2.05	%		13.05	%	to	11.88	%
2011		1,310		$0.95	to	$0.93		$1,099		4.09	%		1.00	%	to	2.05	%		(20.24	%)	to	(21.07	%)
2010		1,195		$1.19	to	$1.18		$1,261		2.28	%		1.00	%	to	2.05	%		18.71	%⁽⁵⁾	to	18.14	%⁽⁵⁾
AC VP Inflation Prot, Cl II
2014		522		$1.33	to	$1.24		$681		1.28	%		1.05	%	to	1.70	%		2.22	%	to	1.56	%
2013		726		$1.30	to	$1.23		$927		1.63	%		1.05	%	to	1.70	%		(9.44	%)	to	(10.02	%)
2012		813		$1.43	to	$1.36		$1,150		2.34	%		1.05	%	to	1.70	%		6.26	%	to	5.57	%
2011		1,031		$1.35	to	$1.29		$1,375		4.09	%		1.05	%	to	1.70	%		10.58	%	to	9.86	%
2010		1,257		$1.22	to	$1.17		$1,517		1.69	%		1.05	%	to	1.70	%		4.00	%	to	3.33	%
AC VP Mid Cap Val, Cl II
2014		2		$1.98	to	$1.89		$5		1.04	%		1.00	%	to	2.05	%		15.08	%	to	13.88	%
2013		2		$1.72	to	$1.66		$5		1.06	%		1.00	%	to	2.05	%		28.60	%	to	27.27	%
2012		2		$1.34	to	$1.30		$4		1.85	%		1.00	%	to	2.05	%		15.09	%	to	13.87	%
2011		14		$1.16	to	$1.14		$15		1.20	%		1.00	%	to	2.05	%		(1.84	%)	to	(2.86	%)
2010		14		$1.18	to	$1.18		$15		2.12	%		1.00	%	to	2.05	%		17.53	%⁽⁵⁾	to	16.98	%⁽⁵⁾
AC VP Ultra, Cl II
2014		552		$2.02	to	$1.93		$923		0.25	%		1.00	%	to	2.05	%		8.74	%	to	7.60	%
2013		797		$1.86	to	$1.79		$1,232		0.44	%		1.00	%	to	2.05	%		35.55	%	to	34.14	%
2012		1,287		$1.37	to	$1.34		$1,478		—			1.00	%	to	2.05	%		12.65	%	to	11.47	%
2011		1,575		$1.22	to	$1.20		$1,612		—			1.00	%	to	2.05	%		(0.14	%)	to	(1.18	%)
2010		1,755		$1.22	to	$1.21		$1,805		0.36	%		1.00	%	to	2.05	%		21.40	%⁽⁵⁾	to	20.82	%⁽⁵⁾
AC VP Val, Cl II
2014		42		$1.91	to	$1.82		$77		1.39	%		1.00	%	to	2.05	%		11.77	%	to	10.61	%
2013		42		$1.71	to	$1.65		$70		1.50	%		1.00	%	to	2.05	%		30.18	%	to	28.82	%
2012		56		$1.31	to	$1.28		$71		1.78	%		1.00	%	to	2.05	%		13.43	%	to	12.25	%
2011		56		$1.16	to	$1.14		$63		1.90	%		1.00	%	to	2.05	%		(0.14	%)	to	(1.18	%)
2010		56		$1.16	to	$1.15		$63		2.08	%		1.00	%	to	2.05	%		15.56	%⁽⁵⁾	to	15.01	%⁽⁵⁾
CB Var Sm Cap Gro, Cl I
2014		—		$2.30	to	$2.20		$2		—			1.00	%	to	2.05	%		3.04	%	to	1.97	%
2013		—		$2.24	to	$2.16		$2		0.05	%		1.00	%	to	2.05	%		45.59	%	to	44.08	%
2012		—		$1.54	to	$1.50		$2		0.37	%		1.00	%	to	2.05	%		18.23	%	to	16.99	%
2011		—		$1.30	to	$1.28		$1		—			1.00	%	to	2.05	%		0.38	%	to	(0.67	%)
2010		—		$1.29	to	$1.29		$1		—			1.00	%	to	2.05	%		29.12	%⁽⁵⁾	to	28.50	%⁽⁵⁾



84		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
Col VP Cash Mgmt, Cl 3
2014		372		$1.03	to	$0.91		$388		0.01	%		1.00	%	to	2.05	%		(0.98	%)	to	(2.02	%)
2013		958		$1.04	to	$0.93		$986		0.01	%		1.00	%	to	2.05	%		(0.97	%)	to	(2.02	%)
2012		792		$1.05	to	$0.95		$828		0.01	%		1.00	%	to	2.05	%		(0.99	%)	to	(2.03	%)
2011		911		$1.06	to	$0.97		$965		0.01	%		1.00	%	to	2.05	%		(0.98	%)	to	(2.02	%)
2010		983		$1.07	to	$0.99		$1,052		0.01	%		1.00	%	to	2.05	%		(0.98	%)	to	(0.92	%)⁽⁵⁾
Col VP Inter Bond, Cl 3
2014		494		$1.45	to	$1.10		$718		2.61	%		1.00	%	to	2.05	%		4.28	%	to	3.18	%
2013		553		$1.39	to	$1.07		$772		4.48	%		1.00	%	to	2.05	%		(3.35	%)	to	(4.36	%)
2012		637		$1.44	to	$1.12		$924		4.04	%		1.00	%	to	2.05	%		6.50	%	to	5.37	%
2011		805		$1.35	to	$1.06		$1,092		4.67	%		1.00	%	to	2.05	%		5.63	%	to	4.53	%
2010		1,239		$1.28	to	$1.01		$1,580		2.55	%		1.00	%	to	2.05	%		7.25	%	to	1.29	%⁽⁵⁾
Col VP Divd Opp, Cl 3
2014		723		$3.16	to	$1.67		$1,503		—			1.00	%	to	2.05	%		8.82	%	to	7.68	%
2013		936		$2.91	to	$1.55		$1,849		—			1.00	%	to	2.05	%		25.46	%	to	24.15	%
2012		1,373		$2.32	to	$1.25		$2,271		—			1.00	%	to	2.05	%		12.86	%	to	11.67	%
2011		1,577		$2.05	to	$1.12		$2,359		—			1.00	%	to	2.05	%		(5.95	%)	to	(6.93	%)
2010		1,706		$2.18	to	$1.20		$2,749		—			1.00	%	to	2.05	%		15.67	%	to	20.49	%⁽⁵⁾
Col VP Emer Mkts, Cl 3
2014		318		$1.07	to	$1.02		$607		0.23	%		1.00	%	to	2.05	%		(3.23	%)	to	(4.26	%)
2013		381		$1.11	to	$1.07		$765		0.57	%		1.00	%	to	2.05	%		(2.78	%)	to	(3.79	%)
2012		460		$1.14	to	$1.11		$960		0.39	%		1.00	%	to	2.05	%		19.41	%	to	18.16	%
2011		535		$0.95	to	$0.94		$945		1.14	%		1.00	%	to	2.05	%		(21.80	%)	to	(22.62	%)
2010		486		$1.22	to	$1.21		$1,098		1.59	%		1.00	%	to	2.05	%		21.84	%⁽⁵⁾	to	21.27	%⁽⁵⁾
Col VP Hi Yield Bond, Cl 3
2014		85		$1.39	to	$1.33		$173		6.34	%		1.00	%	to	2.05	%		2.60	%	to	1.52	%
2013		104		$1.36	to	$1.31		$203		6.47	%		1.00	%	to	2.05	%		5.03	%	to	3.93	%
2012		130		$1.29	to	$1.26		$239		7.57	%		1.00	%	to	2.05	%		14.59	%	to	13.38	%
2011		172		$1.13	to	$1.11		$273		8.32	%		1.00	%	to	2.05	%		4.63	%	to	3.54	%
2010		163		$1.08	to	$1.07		$250		9.29	%		1.00	%	to	2.05	%		7.97	%⁽⁵⁾	to	7.45	%⁽⁵⁾
Col VP Inc Opp, Cl 2
2014		189		$0.92	to	$0.90		$174		—			1.00	%	to	2.05	%		2.66	%	to	1.58	%
2013		305		$0.90	to	$0.89		$274		8.43	%		1.00	%	to	2.05	%		0.82	%⁽⁸⁾	to	0.09	%⁽⁸⁾
Col VP Inc Opp, Cl 3
2014		41		$1.37	to	$1.31		$79		—			1.00	%	to	2.05	%		2.75	%	to	1.67	%
2013		46		$1.33	to	$1.28		$85		13.94	%		1.00	%	to	2.05	%		3.99	%	to	2.89	%
2012		94		$1.28	to	$1.25		$160		6.45	%		1.00	%	to	2.05	%		13.67	%	to	12.46	%
2011		96		$1.13	to	$1.11		$144		9.05	%		1.00	%	to	2.05	%		5.22	%	to	4.12	%
2010		109		$1.07	to	$1.07		$156		1.23	%		1.00	%	to	2.05	%		7.16	%⁽⁵⁾	to	6.65	%⁽⁵⁾
Col VP Select Intl Eq, Cl 3
2014		19		$1.32	to	$1.26		$27		1.74	%		1.00	%	to	2.05	%		(9.46	%)	to	(10.41	%)
2013		22		$1.46	to	$1.41		$34		1.64	%		1.00	%	to	2.05	%		20.95	%	to	19.68	%
2012		23		$1.21	to	$1.18		$30		1.55	%		1.00	%	to	2.05	%		16.55	%	to	15.33	%
2011		25		$1.04	to	$1.02		$28		1.35	%		1.00	%	to	2.05	%		(13.28	%)	to	(14.19	%)
2010		25		$1.19	to	$1.19		$33		1.41	%		1.00	%	to	2.05	%		19.42	%⁽⁵⁾	to	18.86	%⁽⁵⁾
Col VP Lg Cap Gro, Cl 3
2014		9		$2.33	to	$1.91		$24		—			1.00	%	to	2.05	%		12.91	%	to	11.73	%
2013		10		$2.06	to	$1.71		$22		—			1.00	%	to	2.05	%		28.98	%	to	27.63	%
2012		11		$1.60	to	$1.34		$18		—			1.00	%	to	2.05	%		18.96	%	to	17.71	%
2011		12		$1.34	to	$1.14		$17		—			1.00	%	to	2.05	%		(4.18	%)	to	(5.18	%)
2010		15		$1.40	to	$1.20		$22		—			1.00	%	to	2.05	%		16.00	%	to	20.23	%⁽⁵⁾
Col VP Lg Core Quan, Cl 3
2014		182		$1.60	to	$2.04		$320		—			1.00	%	to	2.05	%		14.08	%	to	12.89	%
2013		307		$1.40	to	$1.81		$475		—			1.00	%	to	2.05	%		32.33	%	to	30.94	%
2012		357		$1.06	to	$1.38		$419		—			1.00	%	to	2.05	%		12.74	%	to	11.56	%
2011		538		$0.94	to	$1.24		$562		—			1.00	%	to	2.05	%		4.19	%	to	3.10	%
2010		594		$0.90	to	$1.20		$597		—			1.00	%	to	2.05	%		16.17	%	to	20.09	%⁽⁵⁾



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			85


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
Col VP Man Vol Conserv, Cl 2
2014		—		$1.03	to	$1.02		$0		—			1.00	%	to	2.05	%		3.41	%	to	2.33	%
2013		—		$1.00	to	$1.00		$0		—			1.00	%	to	2.05	%		(0.12	%)⁽⁹⁾	to	(0.24	%)⁽⁹⁾
Col VP Man Vol Conserv Gro, Cl 2
2014		617		$1.05	to	$1.03		$643		—			1.00	%	to	2.05	%		3.66	%	to	2.57	%
2013		80		$1.01	to	$1.01		$81		—			1.00	%	to	2.05	%		0.56	%⁽⁹⁾	to	0.43	%⁽⁹⁾
Col VP Man Vol Gro, Cl 2
2014		1,621		$1.07	to	$1.06		$1,726		—			1.00	%	to	2.05	%		3.90	%	to	2.82	%
2013		151		$1.03	to	$1.03		$155		—			1.00	%	to	2.05	%		1.90	%⁽⁹⁾	to	1.77	%⁽⁹⁾
Col VP Man Vol Mod Gro, Cl 2
2014		6,997		$1.06	to	$1.05		$7,385		—			1.00	%	to	2.05	%		3.82	%	to	2.73	%
2013		2,615		$1.02	to	$1.02		$2,667		—			1.00	%	to	2.05	%		1.35	%⁽⁹⁾	to	1.23	%⁽⁹⁾
Col VP Marsico Gro, Cl 1
2014		29		$1.93	to	$1.84		$47		0.22	%		1.00	%	to	2.05	%		8.34	%	to	7.21	%
2013		31		$1.78	to	$1.72		$46		0.22	%		1.00	%	to	2.05	%		34.31	%	to	32.89	%
2012		45		$1.33	to	$1.29		$49		0.73	%		1.00	%	to	2.05	%		11.13	%	to	9.95	%
2011		45		$1.20	to	$1.18		$44		0.28	%		1.00	%	to	2.05	%		(3.60	%)	to	(4.61	%)
2010		67		$1.24	to	$1.23		$69		0.18	%		1.00	%	to	2.05	%		24.07	%⁽⁵⁾	to	23.48	%⁽⁵⁾
Col VP Intl Opp, Cl 2
2014		3		$1.32	to	$1.26		$3		0.03	%		1.00	%	to	2.05	%		(6.04	%)	to	(7.02	%)
2013		3		$1.41	to	$1.36		$4		0.45	%		1.00	%	to	2.05	%		19.21	%	to	17.97	%
2012		3		$1.18	to	$1.15		$3		1.02	%		1.00	%	to	2.05	%		16.45	%	to	15.23	%
2011		3		$1.01	to	$1.00		$3		0.82	%		1.00	%	to	2.05	%		(17.01	%)	to	(17.88	%)
2010		3		$1.22	to	$1.21		$3		0.69	%		1.00	%	to	2.05	%		21.72	%⁽⁵⁾	to	21.14	%⁽⁵⁾
Col VP Mid Cap Gro, Cl 3
2014		48		$1.66	to	$1.66		$72		—			1.05	%	to	1.70	%		6.16	%	to	5.47	%
2013		55		$1.56	to	$1.57		$77		—			1.05	%	to	1.70	%		29.66	%	to	28.81	%
2012		56		$1.20	to	$1.22		$61		—			1.05	%	to	1.70	%		10.09	%	to	9.39	%
2011		61		$1.09	to	$1.12		$60		—			1.05	%	to	1.70	%		(15.96	%)	to	(16.51	%)
2010		63		$1.30	to	$1.34		$74		—			1.05	%	to	1.70	%		24.96	%	to	24.15	%
Col VP Mid Cap Val, Cl 3
2014		—		$2.03	to	$1.94		$2		—			1.00	%	to	2.05	%		11.06	%	to	9.90	%
2013		—		$1.83	to	$1.77		$2		—			1.00	%	to	2.05	%		36.38	%	to	34.95	%
2012		5		$1.34	to	$1.31		$6		—			1.00	%	to	2.05	%		17.29	%	to	16.05	%
2011		5		$1.14	to	$1.13		$5		—			1.00	%	to	2.05	%		(9.40	%)	to	(10.34	%)
2010		5		$1.26	to	$1.26		$6		—			1.00	%	to	2.05	%		26.32	%⁽⁵⁾	to	25.72	%⁽⁵⁾
Col VP Lg Cap Index, Cl 3
2014		465		$2.65	to	$1.89		$1,174		—			1.00	%	to	2.05	%		12.09	%	to	10.92	%
2013		500		$2.36	to	$1.70		$1,129		—			1.00	%	to	2.05	%		30.45	%	to	29.08	%
2012		579		$1.81	to	$1.32		$1,006		—			1.00	%	to	2.05	%		14.40	%	to	13.19	%
2011		650		$1.58	to	$1.17		$992		—			1.00	%	to	2.05	%		0.62	%	to	(0.43	%)
2010		870		$1.57	to	$1.17		$1,330		—			1.00	%	to	2.05	%		13.57	%	to	17.18	%⁽⁵⁾
Col VP Sm Cap Val, Cl 2
2014		19		$1.75	to	$1.67		$34		0.50	%		1.00	%	to	2.05	%		2.02	%	to	0.97	%
2013		23		$1.72	to	$1.66		$40		0.94	%		1.00	%	to	2.05	%		32.72	%	to	31.33	%
2012		31		$1.29	to	$1.26		$41		0.29	%		1.00	%	to	2.05	%		10.15	%	to	9.00	%
2011		30		$1.17	to	$1.16		$37		0.89	%		1.00	%	to	2.05	%		(7.06	%)	to	(8.03	%)
2010		42		$1.26	to	$1.26		$55		1.97	%		1.00	%	to	2.05	%		25.41	%⁽⁵⁾	to	24.82	%⁽⁵⁾
Col VP US Govt Mtge, Cl 3
2014		747		$1.13	to	$0.98		$811		1.76	%		1.00	%	to	2.05	%		4.74	%	to	3.63	%
2013		814		$1.08	to	$0.95		$849		0.62	%		1.00	%	to	2.05	%		(2.93	%)	to	(3.95	%)
2012		843		$1.11	to	$0.99		$910		0.91	%		1.00	%	to	2.05	%		0.62	%	to	(0.44	%)
2011		938		$1.10	to	$0.99		$1,010		0.89	%		1.00	%	to	2.05	%		0.38	%	to	(0.67	%)
2010		1,080		$1.10	to	$1.00		$1,164		0.83	%		1.00	%	to	2.05	%		1.98	%	to	(0.25	%)⁽⁵⁾
CS Commodity Return
2014		3		$0.78	to	$0.74		$3		—			1.00	%	to	2.05	%		(17.84	%)	to	(18.70	%)
2013		3		$0.94	to	$0.91		$3		—			1.00	%	to	2.05	%		(11.16	%)	to	(12.09	%)
2012		3		$1.06	to	$1.04		$4		—			1.00	%	to	2.05	%		(3.07	%)	to	(4.09	%)
2011		3		$1.10	to	$1.08		$4		2.45	%		1.00	%	to	2.05	%		(13.52	%)	to	(14.42	%)
2010		3		$1.27	to	$1.26		$4		8.32	%		1.00	%	to	2.05	%		27.46	%⁽⁵⁾	to	26.84	%⁽⁵⁾



86		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
Drey IP MidCap Stock, Serv
2014		—		$1.83	to	$1.92		$1		0.79	%		1.05	%	to	1.70	%		10.59	%	to	9.88	%
2013		7		$1.65	to	$1.75		$14		0.97	%		1.05	%	to	1.70	%		33.29	%	to	32.43	%
2012		16		$1.24	to	$1.32		$22		0.20	%		1.05	%	to	1.70	%		18.09	%	to	17.32	%
2011		17		$1.05	to	$1.13		$20		0.37	%		1.05	%	to	1.70	%		(0.84	%)	to	(1.48	%)
2010		32		$1.06	to	$1.14		$38		0.92	%		1.05	%	to	1.70	%		25.63	%	to	24.81	%
Drey VIF Appr, Serv
2014		—		$1.74	to	$1.71		$2		1.62	%		1.05	%	to	1.70	%		6.70	%	to	6.01	%
2013		—		$1.63	to	$1.62		$2		0.83	%		1.05	%	to	1.70	%		19.56	%	to	18.79	%
2012		7		$1.37	to	$1.36		$12		3.23	%		1.05	%	to	1.70	%		8.99	%	to	8.27	%
2011		7		$1.25	to	$1.26		$11		1.49	%		1.05	%	to	1.70	%		7.61	%	to	6.91	%
2010		7		$1.17	to	$1.18		$10		1.89	%		1.05	%	to	1.70	%		13.84	%	to	13.11	%
Drey VIF Intl Eq, Serv
2014		—		$1.36	to	$1.30		$1		1.99	%		1.00	%	to	2.05	%		(3.87	%)	to	(4.86	%)
2013		—		$1.42	to	$1.37		$1		2.57	%		1.00	%	to	2.05	%		16.26	%	to	15.05	%
2012		—		$1.22	to	$1.19		$1		0.14	%		1.00	%	to	2.05	%		21.61	%	to	20.34	%
2011		—		$1.00	to	$0.99		$1		1.85	%		1.00	%	to	2.05	%		(15.75	%)	to	(16.64	%)
2010		—		$1.19	to	$1.19		$1		1.24	%		1.00	%	to	2.05	%		18.81	%⁽⁵⁾	to	18.25	%⁽⁵⁾
Drey VIF Intl Val, Serv
2014		—		$1.11	to	$1.06		$1		1.32	%		1.00	%	to	2.05	%		(10.47	%)	to	(11.41	%)
2013		—		$1.24	to	$1.20		$2		1.77	%		1.00	%	to	2.05	%		21.47	%	to	20.20	%
2012		—		$1.02	to	$1.00		$1		2.55	%		1.00	%	to	2.05	%		11.29	%	to	10.14	%
2011		—		$0.92	to	$0.90		$1		1.84	%		1.00	%	to	2.05	%		(19.57	%)	to	(20.41	%)
2010		—		$1.14	to	$1.14		$1		1.37	%		1.00	%	to	2.05	%		13.76	%⁽⁵⁾	to	13.22	%⁽⁵⁾
EV VT Floating-Rate Inc
2014		21		$1.15	to	$1.10		$53		3.15	%		1.00	%	to	2.05	%		(0.43	%)	to	(1.47	%)
2013		20		$1.16	to	$1.12		$53		3.50	%		1.00	%	to	2.05	%		2.81	%	to	1.75	%
2012		46		$1.13	to	$1.10		$79		4.19	%		1.00	%	to	2.05	%		6.26	%	to	5.14	%
2011		64		$1.06	to	$1.04		$93		4.24	%		1.00	%	to	2.05	%		1.53	%	to	0.47	%
2010		68		$1.04	to	$1.04		$96		4.02	%		1.00	%	to	2.05	%		4.36	%⁽⁵⁾	to	3.87	%⁽⁵⁾
Fid VIP Contrafund, Serv Cl 2
2014		2,416		$3.14	to	$1.82		$6,354		0.69	%		1.00	%	to	2.05	%		10.54	%	to	9.39	%
2013		2,892		$2.84	to	$1.67		$6,889		0.76	%		1.00	%	to	2.05	%		29.65	%	to	28.30	%
2012		3,852		$2.19	to	$1.30		$7,121		1.06	%		1.00	%	to	2.05	%		14.98	%	to	13.77	%
2011		4,737		$1.91	to	$1.14		$7,728		0.75	%		1.00	%	to	2.05	%		(3.75	%)	to	(4.75	%)
2010		5,461		$1.98	to	$1.20		$9,408		0.98	%		1.00	%	to	2.05	%		15.76	%	to	19.13	%⁽⁵⁾
Fid VIP Gro, Serv Cl 2
2014		171		$2.63	to	$1.76		$427		—			1.00	%	to	1.70	%		9.91	%	to	9.14	%
2013		202		$2.39	to	$1.62		$463		0.04	%		1.00	%	to	1.70	%		34.65	%	to	33.71	%
2012		292		$1.78	to	$1.21		$498		0.34	%		1.00	%	to	1.70	%		13.26	%	to	12.47	%
2011		330		$1.57	to	$1.08		$501		0.12	%		1.00	%	to	1.70	%		(1.03	%)	to	(1.71	%)
2010		376		$1.59	to	$1.09		$580		0.03	%		1.00	%	to	1.70	%		22.63	%	to	21.77	%
Fid VIP Invest Gr, Serv Cl 2
2014		560		$1.14	to	$1.08		$761		1.66	%		1.00	%	to	2.05	%		4.58	%	to	3.49	%
2013		769		$1.09	to	$1.05		$1,003		1.96	%		1.00	%	to	2.05	%		(3.04	%)	to	(4.06	%)
2012		916		$1.12	to	$1.09		$1,238		1.97	%		1.00	%	to	2.05	%		4.55	%	to	3.46	%
2011		1,080		$1.07	to	$1.05		$1,401		2.89	%		1.00	%	to	2.05	%		5.98	%	to	4.88	%
2010		1,202		$1.01	to	$1.01		$1,476		2.09	%		1.00	%	to	2.05	%		1.20	%⁽⁵⁾	to	0.73	%⁽⁵⁾
Fid VIP Mid Cap, Serv Cl 2
2014		512		$4.04	to	$1.67		$1,719		0.02	%		1.00	%	to	2.05	%		4.98	%	to	3.89	%
2013		651		$3.85	to	$1.61		$2,123		0.25	%		1.00	%	to	2.05	%		34.52	%	to	33.13	%
2012		896		$2.86	to	$1.21		$2,197		0.38	%		1.00	%	to	2.05	%		13.42	%	to	12.23	%
2011		977		$2.52	to	$1.08		$2,133		0.02	%		1.00	%	to	2.05	%		(11.74	%)	to	(12.66	%)
2010		1,184		$2.86	to	$1.24		$3,045		0.09	%		1.00	%	to	2.05	%		27.29	%	to	22.89	%⁽⁵⁾



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			87


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
Fid VIP Overseas, Serv Cl 2
2014		107		$2.48	to	$1.34		$233		0.90	%		1.00	%	to	2.05	%		(9.21	%)	to	(10.15	%)
2013		159		$2.73	to	$1.49		$378		0.92	%		1.00	%	to	2.05	%		28.87	%	to	27.53	%
2012		245		$2.12	to	$1.17		$464		1.62	%		1.00	%	to	2.05	%		19.18	%	to	17.94	%
2011		320		$1.78	to	$0.99		$509		1.16	%		1.00	%	to	2.05	%		(18.16	%)	to	(19.02	%)
2010		331		$2.17	to	$1.22		$654		1.22	%		1.00	%	to	2.05	%		11.71	%	to	22.46	%⁽⁵⁾
FTVIPT Frank Inc, Cl 2
2014		4		$1.44	to	$1.38		$7		4.96	%		1.00	%	to	2.05	%		3.57	%	to	2.49	%
2013		4		$1.39	to	$1.34		$7		6.35	%		1.00	%	to	2.05	%		12.81	%	to	11.63	%
2012		4		$1.24	to	$1.20		$6		6.40	%		1.00	%	to	2.05	%		11.52	%	to	10.36	%
2011		4		$1.11	to	$1.09		$6		5.74	%		1.00	%	to	2.05	%		1.37	%	to	0.31	%
2010		4		$1.09	to	$1.09		$6		7.03	%		1.00	%	to	2.05	%		9.12	%⁽⁵⁾	to	8.61	%⁽⁵⁾
FTVIPT Frank Mutual Shares, Cl 2
2014		664		$2.39	to	$1.63		$1,522		1.95	%		1.00	%	to	1.70	%		6.06	%	to	5.32	%
2013		808		$2.25	to	$1.55		$1,754		2.02	%		1.00	%	to	1.70	%		26.99	%	to	26.10	%
2012		972		$1.78	to	$1.23		$1,665		1.92	%		1.00	%	to	1.70	%		13.10	%	to	12.31	%
2011		1,323		$1.57	to	$1.09		$2,011		2.30	%		1.00	%	to	1.70	%		(2.03	%)	to	(2.70	%)
2010		1,803		$1.60	to	$1.12		$2,805		1.60	%		1.00	%	to	1.70	%		10.09	%	to	9.32	%
FTVIPT Frank Rising Divd, Cl 2
2014		—		$1.74	to	$1.76		$2		1.32	%		1.05	%	to	1.70	%		7.59	%	to	6.89	%
2013		—		$1.62	to	$1.65		$1		1.57	%		1.05	%	to	1.70	%		28.34	%	to	27.50	%
2012		—		$1.26	to	$1.29		$1		1.61	%		1.05	%	to	1.70	%		10.79	%	to	10.07	%
2011		—		$1.14	to	$1.18		$1		1.51	%		1.05	%	to	1.70	%		4.89	%	to	4.21	%
2010		—		$1.08	to	$1.13		$1		1.60	%		1.05	%	to	1.70	%		19.38	%	to	18.61	%
FTVIPT Frank Sm Mid Cap Gro, Cl 2
2014		450		$3.07	to	$1.81		$1,332		—			1.00	%	to	1.70	%		6.40	%	to	5.66	%
2013		510		$2.89	to	$1.71		$1,418		—			1.00	%	to	1.70	%		36.78	%	to	35.83	%
2012		550		$2.11	to	$1.26		$1,123		—			1.00	%	to	1.70	%		9.75	%	to	8.98	%
2011		555		$1.92	to	$1.16		$1,028		—			1.00	%	to	1.70	%		(5.78	%)	to	(6.43	%)
2010		572		$2.04	to	$1.24		$1,128		—			1.00	%	to	1.70	%		26.36	%	to	25.47	%
FTVIPT Temp Global Bond, Cl 2
2014		168		$1.22	to	$1.17		$317		5.06	%		1.00	%	to	2.05	%		0.82	%	to	(0.24	%)
2013		229		$1.21	to	$1.17		$430		4.75	%		1.00	%	to	2.05	%		0.62	%	to	(0.43	%)
2012		315		$1.20	to	$1.17		$588		6.43	%		1.00	%	to	2.05	%		13.92	%	to	12.73	%
2011		385		$1.06	to	$1.04		$635		5.67	%		1.00	%	to	2.05	%		(1.86	%)	to	(2.89	%)
2010		409		$1.08	to	$1.07		$689		0.58	%		1.00	%	to	2.05	%		8.27	%⁽⁵⁾	to	7.76	%⁽⁵⁾
FTVIPT Temp Gro, Cl 2
2014		—		$1.59	to	$1.51		$2		1.35	%		1.00	%	to	2.05	%		(3.78	%)	to	(4.79	%)
2013		—		$1.65	to	$1.59		$2		2.67	%		1.00	%	to	2.05	%		29.52	%	to	28.16	%
2012		—		$1.27	to	$1.24		$2		2.04	%		1.00	%	to	2.05	%		19.87	%	to	18.60	%
2011		—		$1.06	to	$1.05		$1		1.26	%		1.00	%	to	2.05	%		(7.90	%)	to	(8.86	%)
2010		—		$1.15	to	$1.15		$1		1.13	%		1.00	%	to	2.05	%		15.13	%⁽⁵⁾	to	14.59	%⁽⁵⁾
GS VIT Mid Cap Val, Inst
2014		311		$2.00	to	$1.91		$670		0.91	%		1.00	%	to	2.05	%		12.44	%	to	11.27	%
2013		421		$1.78	to	$1.72		$810		0.70	%		1.00	%	to	2.05	%		31.57	%	to	30.20	%
2012		639		$1.36	to	$1.32		$936		1.10	%		1.00	%	to	2.05	%		17.29	%	to	16.06	%
2011		800		$1.16	to	$1.14		$1,005		0.78	%		1.00	%	to	2.05	%		(7.31	%)	to	(8.28	%)
2010		845		$1.25	to	$1.24		$1,149		0.48	%		1.00	%	to	2.05	%		23.57	%⁽⁵⁾	to	22.98	%⁽⁵⁾
GS VIT U.S. Eq Insights, Inst
2014		—		$2.15	to	$2.05		$2		1.46	%		1.00	%	to	2.05	%		15.21	%	to	14.00	%
2013		—		$1.87	to	$1.80		$2		1.18	%		1.00	%	to	2.05	%		36.15	%	to	34.73	%
2012		—		$1.37	to	$1.34		$1		1.86	%		1.00	%	to	2.05	%		13.31	%	to	12.13	%
2011		—		$1.21	to	$1.19		$1		1.79	%		1.00	%	to	2.05	%		3.01	%	to	1.93	%
2010		—		$1.18	to	$1.17		$1		1.85	%		1.00	%	to	2.05	%		16.51	%⁽⁵⁾	to	15.96	%⁽⁵⁾
Invesco VI Am Fran, Ser II
2014		—		$1.43	to	$1.39		$4		—			1.00	%	to	2.05	%		7.09	%	to	5.97	%
2013		—		$1.34	to	$1.31		$3		0.25	%		1.00	%	to	2.05	%		38.41	%	to	36.96	%
2012		—		$0.97	to	$0.96		$2		—			1.00	%	to	2.05	%		(3.34	%)⁽⁷⁾	to	(4.02	%)⁽⁷⁾



88		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
Invesco VI Comstock, Ser II
2014		942		$1.95	to	$1.86		$1,636		1.04	%		1.00	%	to	2.05	%		8.02	%	to	6.88	%
2013		1,321		$1.81	to	$1.74		$2,134		1.31	%		1.00	%	to	2.05	%		34.30	%	to	32.90	%
2012		2,142		$1.35	to	$1.31		$2,591		1.44	%		1.00	%	to	2.05	%		17.73	%	to	16.50	%
2011		2,783		$1.14	to	$1.13		$2,872		1.35	%		1.00	%	to	2.05	%		(3.08	%)	to	(4.09	%)
2010		2,990		$1.18	to	$1.17		$3,194		0.17	%		1.00	%	to	2.05	%		17.23	%⁽⁵⁾	to	16.67	%⁽⁵⁾
Invesco VI Global Hlth, Ser II
2014		—		$2.24	to	$2.14		$3		—			1.00	%	to	2.05	%		18.19	%	to	16.96	%
2013		—		$1.90	to	$1.83		$2		0.55	%		1.00	%	to	2.05	%		38.77	%	to	37.33	%
2012		—		$1.37	to	$1.33		$2		—			1.00	%	to	2.05	%		19.40	%	to	18.15	%
2011		11		$1.14	to	$1.13		$12		—			1.00	%	to	2.05	%		2.69	%	to	1.62	%
2010		11		$1.11	to	$1.11		$11		—			1.00	%	to	2.05	%		10.85	%⁽⁵⁾	to	10.33	%⁽⁵⁾
Invesco VI Intl Gro, Ser II
2014		25		$1.43	to	$1.36		$29		0.96	%		1.00	%	to	2.05	%		(0.91	%)	to	(1.94	%)
2013		44		$1.44	to	$1.39		$51		1.01	%		1.00	%	to	2.05	%		17.54	%	to	16.31	%
2012		47		$1.23	to	$1.19		$46		1.29	%		1.00	%	to	2.05	%		14.11	%	to	12.91	%
2011		47		$1.07	to	$1.06		$40		1.19	%		1.00	%	to	2.05	%		(7.92	%)	to	(8.88	%)
2010		59		$1.17	to	$1.16		$55		0.11	%		1.00	%	to	2.05	%		16.32	%⁽⁵⁾	to	15.77	%⁽⁵⁾
Invesco VI Mid Cap Core Eq, Ser II
2014		19		$1.61	to	$1.64		$32		—			1.05	%	to	1.70	%		3.09	%	to	2.41	%
2013		36		$1.56	to	$1.60		$59		0.51	%		1.05	%	to	1.70	%		27.13	%	to	26.31	%
2012		42		$1.23	to	$1.27		$56		—			1.05	%	to	1.70	%		9.46	%	to	8.75	%
2011		69		$1.12	to	$1.17		$83		0.09	%		1.05	%	to	1.70	%		(7.48	%)	to	(8.08	%)
2010		70		$1.21	to	$1.27		$92		0.34	%		1.05	%	to	1.70	%		12.59	%	to	11.86	%
Invesco VI Mid Cap Gro, Ser II
2014		52		$1.41	to	$1.37		$75		—			1.00	%	to	2.05	%		6.62	%	to	5.51	%
2013		53		$1.32	to	$1.30		$71		0.21	%		1.00	%	to	2.05	%		35.25	%	to	33.84	%
2012		63		$0.98	to	$0.97		$63		—			1.00	%	to	2.05	%		(2.40	%)⁽⁷⁾	to	(3.09	%)⁽⁷⁾
Invesco VI Val Opp, Ser II
2014		140		$2.14	to	$1.28		$259		1.04	%		1.00	%	to	1.70	%		5.33	%	to	4.59	%
2013		244		$2.03	to	$1.23		$416		1.15	%		1.00	%	to	1.70	%		31.95	%	to	31.02	%
2012		329		$1.54	to	$0.94		$435		1.09	%		1.00	%	to	1.70	%		16.48	%	to	15.67	%
2011		514		$1.32	to	$0.81		$589		0.64	%		1.00	%	to	1.70	%		(4.35	%)	to	(5.02	%)
2010		618		$1.38	to	$0.85		$753		0.36	%		1.00	%	to	1.70	%		5.88	%	to	5.14	%
Janus Aspen Janus, Serv
2014		27		$1.84	to	$1.76		$42		0.23	%		1.00	%	to	2.05	%		11.61	%	to	10.45	%
2013		29		$1.65	to	$1.59		$40		0.62	%		1.00	%	to	2.05	%		28.71	%	to	27.35	%
2012		41		$1.28	to	$1.25		$44		0.43	%		1.00	%	to	2.05	%		17.10	%	to	15.88	%
2011		43		$1.10	to	$1.08		$39		0.42	%		1.00	%	to	2.05	%		(6.47	%)	to	(7.46	%)
2010		64		$1.17	to	$1.17		$62		0.01	%		1.00	%	to	2.05	%		16.72	%⁽⁵⁾	to	16.17	%⁽⁵⁾
MFS New Dis, Serv Cl
2014		76		$3.07	to	$2.02		$227		—			1.00	%	to	1.70	%		(8.42	%)	to	(9.06	%)
2013		107		$3.36	to	$2.22		$353		—			1.00	%	to	1.70	%		39.81	%	to	38.84	%
2012		129		$2.40	to	$1.60		$299		—			1.00	%	to	1.70	%		19.69	%	to	18.85	%
2011		141		$2.01	to	$1.34		$273		—			1.00	%	to	1.70	%		(11.38	%)	to	(12.00	%)
2010		186		$2.26	to	$1.53		$407		—			1.00	%	to	1.70	%		34.59	%	to	33.65	%
MFS Total Return, Serv Cl
2014		976		$2.02	to	$1.45		$1,903		1.71	%		1.00	%	to	2.05	%		7.16	%	to	6.03	%
2013		1,006		$1.89	to	$1.37		$1,834		1.66	%		1.00	%	to	2.05	%		17.56	%	to	16.33	%
2012		1,064		$1.60	to	$1.18		$1,655		2.33	%		1.00	%	to	2.05	%		9.83	%	to	8.67	%
2011		1,421		$1.46	to	$1.09		$2,020		2.33	%		1.00	%	to	2.05	%		0.58	%	to	(0.47	%)
2010		1,891		$1.45	to	$1.09		$2,683		2.57	%		1.00	%	to	2.05	%		8.54	%	to	8.86	%⁽⁵⁾
MFS Utilities, Serv Cl
2014		31		$4.62	to	$1.75		$115		1.77	%		1.00	%	to	2.05	%		11.35	%	to	10.19	%
2013		36		$4.15	to	$1.59		$125		2.11	%		1.00	%	to	2.05	%		19.02	%	to	17.78	%
2012		37		$3.49	to	$1.35		$109		5.98	%		1.00	%	to	2.05	%		12.08	%	to	10.91	%
2011		56		$3.11	to	$1.22		$148		2.95	%		1.00	%	to	2.05	%		5.45	%	to	4.35	%
2010		66		$2.95	to	$1.17		$180		2.90	%		1.00	%	to	2.05	%		12.38	%	to	15.57	%⁽⁵⁾



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			89


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
MS UIF Global Real Est, Cl II
2014		57		$1.59	to	$1.52		$58		0.73	%		1.00	%	to	2.05	%		12.72	%	to	11.54	%
2013		57		$1.41	to	$1.36		$52		3.59	%		1.00	%	to	2.05	%		1.61	%	to	0.55	%
2012		58		$1.39	to	$1.35		$53		0.55	%		1.00	%	to	2.05	%		28.65	%	to	27.30	%
2011		60		$1.08	to	$1.06		$42		3.39	%		1.00	%	to	2.05	%		(11.04	%)	to	(11.97	%)
2010		19		$1.21	to	$1.21		$16		0.63	%		1.00	%	to	2.05	%		19.80	%⁽⁵⁾	to	19.24	%⁽⁵⁾
MS UIF Mid Cap Gro, Cl II
2014		—		$1.71	to	$1.63		$2		—			1.00	%	to	2.05	%		0.83	%	to	(0.23	%)
2013		—		$1.69	to	$1.63		$2		0.24	%		1.00	%	to	2.05	%		36.11	%	to	34.70	%
2012		—		$1.24	to	$1.21		$2		—			1.00	%	to	2.05	%		7.41	%	to	6.29	%
2011		—		$1.16	to	$1.14		$2		0.24	%		1.00	%	to	2.05	%		(8.10	%)	to	(9.06	%)
2010		—		$1.26	to	$1.26		$2		—			1.00	%	to	2.05	%		25.72	%⁽⁵⁾	to	25.13	%⁽⁵⁾
MS UIF U.S. Real Est, Cl II
2014		15		$1.56	to	$1.96		$31		1.27	%		1.05	%	to	1.70	%		28.07	%	to	27.24	%
2013		27		$1.22	to	$1.54		$44		0.81	%		1.05	%	to	1.70	%		0.69	%	to	0.04	%
2012		30		$1.21	to	$1.54		$49		0.57	%		1.05	%	to	1.70	%		14.41	%	to	13.66	%
2011		36		$1.05	to	$1.35		$51		0.53	%		1.05	%	to	1.70	%		4.56	%	to	3.89	%
2010		38		$1.01	to	$1.30		$51		1.95	%		1.05	%	to	1.70	%		28.17	%	to	27.35	%
Oppen Cap Appr VA, Serv
2014		1,270		$2.39	to	$1.83		$2,736		0.18	%		1.00	%	to	2.05	%		13.98	%	to	12.79	%
2013		1,536		$2.10	to	$1.62		$2,897		0.74	%		1.00	%	to	2.05	%		28.14	%	to	26.80	%
2012		1,811		$1.64	to	$1.28		$2,654		0.38	%		1.00	%	to	2.05	%		12.67	%	to	11.49	%
2011		2,156		$1.45	to	$1.15		$2,829		0.11	%		1.00	%	to	2.05	%		(2.35	%)	to	(3.37	%)
2010		2,463		$1.49	to	$1.19		$3,342		—			1.00	%	to	2.05	%		8.06	%	to	18.13	%⁽⁵⁾
Oppen Global VA, Serv
2014		142		$3.23	to	$1.56		$421		0.86	%		1.00	%	to	2.05	%		1.04	%	to	(0.01	%)
2013		144		$3.19	to	$1.56		$424		1.14	%		1.00	%	to	2.05	%		25.73	%	to	24.41	%
2012		176		$2.54	to	$1.25		$416		1.86	%		1.00	%	to	2.05	%		19.74	%	to	18.49	%
2011		190		$2.12	to	$1.06		$378		1.07	%		1.00	%	to	2.05	%		(9.44	%)	to	(10.38	%)
2010		247		$2.34	to	$1.18		$546		1.18	%		1.00	%	to	2.05	%		14.55	%	to	17.64	%⁽⁵⁾
Oppen Global Strategic Inc VA, Srv
2014		1,244		$1.79	to	$1.14		$2,072		3.94	%		1.00	%	to	2.05	%		1.48	%	to	0.42	%
2013		1,576		$1.76	to	$1.14		$2,589		4.71	%		1.00	%	to	2.05	%		(1.36	%)	to	(2.39	%)
2012		1,932		$1.79	to	$1.16		$3,217		5.51	%		1.00	%	to	2.05	%		12.02	%	to	10.86	%
2011		2,286		$1.59	to	$1.05		$3,400		2.95	%		1.00	%	to	2.05	%		(0.35	%)	to	(1.39	%)
2010		2,833		$1.60	to	$1.06		$4,273		12.14	%		1.00	%	to	2.05	%		13.63	%	to	6.38	%⁽⁵⁾
Oppen Main St Sm Cap VA, Serv
2014		468		$3.82	to	$2.03		$1,526		0.62	%		1.00	%	to	2.05	%		10.54	%	to	9.39	%
2013		530		$3.46	to	$1.85		$1,583		0.70	%		1.00	%	to	2.05	%		39.22	%	to	37.77	%
2012		627		$2.49	to	$1.35		$1,317		0.32	%		1.00	%	to	2.05	%		16.50	%	to	15.28	%
2011		709		$2.13	to	$1.17		$1,305		0.41	%		1.00	%	to	2.05	%		(3.35	%)	to	(4.36	%)
2010		863		$2.21	to	$1.22		$1,686		0.43	%		1.00	%	to	2.05	%		21.83	%	to	21.25	%⁽⁵⁾
PIMCO VIT All Asset, Advisor Cl
2014		34		$1.20	to	$1.15		$44		5.14	%		1.00	%	to	2.05	%		(0.54	%)	to	(1.59	%)
2013		33		$1.21	to	$1.16		$44		3.89	%		1.00	%	to	2.05	%		(0.89	%)	to	(1.92	%)
2012		82		$1.22	to	$1.19		$108		4.83	%		1.00	%	to	2.05	%		13.67	%	to	12.47	%
2011		86		$1.07	to	$1.06		$99		7.38	%		1.00	%	to	2.05	%		0.91	%	to	(0.13	%)
2010		98		$1.06	to	$1.06		$113		4.47	%		1.00	%	to	2.05	%		6.44	%⁽⁵⁾	to	5.94	%⁽⁵⁾
Put VT Global Hlth Care, Cl IB
2014		—		$2.28	to	$2.37		$1		8.91	%		1.05	%	to	1.70	%		26.31	%	to	25.49	%
2013		—		$1.81	to	$1.89		$1		1.08	%		1.05	%	to	1.70	%		40.18	%	to	39.28	%
2012		—		$1.29	to	$1.35		$1		1.25	%		1.05	%	to	1.70	%		20.98	%	to	20.20	%
2011		—		$1.07	to	$1.13		$1		3.47	%		1.05	%	to	1.70	%		(2.21	%)	to	(2.85	%)
2010		—		$1.09	to	$1.16		$1		1.89	%		1.05	%	to	1.70	%		1.40	%	to	0.74	%
Put VT Intl Eq, Cl IB
2014		5		$2.10	to	$1.28		$11		1.01	%		1.00	%	to	1.70	%		(7.70	%)	to	(8.35	%)
2013		7		$2.27	to	$1.40		$16		1.39	%		1.00	%	to	1.70	%		26.80	%	to	25.91	%
2012		9		$1.79	to	$1.11		$16		2.16	%		1.00	%	to	1.70	%		20.70	%	to	19.86	%
2011		9		$1.48	to	$0.93		$14		3.33	%		1.00	%	to	1.70	%		(17.76	%)	to	(18.33	%)
2010		41		$1.80	to	$1.14		$72		3.74	%		1.00	%	to	1.70	%		8.93	%	to	8.18	%



90		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
Put VT Multi-Cap Gro, Cl IB
2014		2		$1.86	to	$1.81		$5		0.20	%		1.00	%	to	1.70	%		12.36	%	to	11.58	%
2013		13		$1.66	to	$1.62		$23		0.49	%		1.00	%	to	1.70	%		35.08	%	to	34.14	%
2012		13		$1.23	to	$1.21		$17		0.23	%		1.00	%	to	1.70	%		15.59	%	to	14.79	%
2011		13		$1.06	to	$1.05		$15		0.25	%		1.00	%	to	1.70	%		(6.02	%)	to	(6.68	%)
2010		23		$1.13	to	$1.13		$26		—			1.00	%	to	1.70	%		13.01	%⁽⁶⁾	to	12.80	%⁽⁶⁾
Put VT Sm Cap Val, Cl IB
2014		32		$1.47	to	$1.58		$53		24.89	%		1.05	%	to	1.70	%		2.35	%	to	1.69	%
2013		42		$1.43	to	$1.56		$68		0.89	%		1.05	%	to	1.70	%		38.14	%	to	37.25	%
2012		63		$1.04	to	$1.13		$72		0.44	%		1.05	%	to	1.70	%		16.26	%	to	15.51	%
2011		67		$0.89	to	$0.98		$66		0.50	%		1.05	%	to	1.70	%		(5.72	%)	to	(6.33	%)
2010		72		$0.95	to	$1.05		$76		0.29	%		1.05	%	to	1.70	%		24.66	%	to	23.86	%
VP Aggr, Cl 2
2014		374		$1.57	to	$1.50		$559		—			1.00	%	to	2.05	%		4.48	%	to	3.39	%
2013		378		$1.51	to	$1.45		$543		—			1.00	%	to	2.05	%		19.54	%	to	18.29	%
2012		381		$1.26	to	$1.23		$461		—			1.00	%	to	2.05	%		12.58	%	to	11.40	%
2011		386		$1.12	to	$1.10		$416		—			1.00	%	to	2.05	%		(4.06	%)	to	(5.06	%)
2010		598		$1.17	to	$1.16		$672		—			1.00	%	to	2.05	%		16.59	%⁽⁵⁾	to	16.04	%⁽⁵⁾
VP Aggr, Cl 4
2014		4,259		$1.57	to	$1.50		$6,360		—			1.00	%	to	2.05	%		4.47	%	to	3.38	%
2013		6,189		$1.51	to	$1.45		$8,874		—			1.00	%	to	2.05	%		19.51	%	to	18.26	%
2012		7,397		$1.26	to	$1.23		$8,904		—			1.00	%	to	2.05	%		12.56	%	to	11.38	%
2011		8,804		$1.12	to	$1.10		$9,441		—			1.00	%	to	2.05	%		(3.88	%)	to	(4.88	%)
2010		10,578		$1.17	to	$1.16		$11,834		—			1.00	%	to	2.05	%		16.59	%⁽⁵⁾	to	16.04	%⁽⁵⁾
VP BR Gl Infl Prot Sec, Cl 3
2014		90		$1.17	to	$1.11		$125		—			1.00	%	to	2.05	%		7.52	%	to	6.39	%
2013		103		$1.09	to	$1.05		$133		—			1.00	%	to	2.05	%		(6.41	%)	to	(7.40	%)
2012		155		$1.16	to	$1.13		$211		4.31	%		1.00	%	to	2.05	%		4.55	%	to	3.47	%
2011		165		$1.11	to	$1.09		$215		7.37	%		1.00	%	to	2.05	%		8.94	%	to	7.80	%
2010		191		$1.02	to	$1.01		$228		0.30	%		1.00	%	to	2.05	%		1.79	%⁽⁵⁾	to	1.31	%⁽⁵⁾
VP Conserv, Cl 2
2014		238		$1.20	to	$1.15		$282		—			1.00	%	to	2.05	%		3.21	%	to	2.13	%
2013		292		$1.16	to	$1.12		$335		—			1.00	%	to	2.05	%		2.16	%	to	1.08	%
2012		783		$1.14	to	$1.11		$882		—			1.00	%	to	2.05	%		6.21	%	to	5.09	%
2011		448		$1.07	to	$1.06		$477		—			1.00	%	to	2.05	%		2.21	%	to	1.15	%
2010		319		$1.05	to	$1.04		$333		—			1.00	%	to	2.05	%		4.94	%⁽⁵⁾	to	4.44	%⁽⁵⁾
VP Conserv, Cl 4
2014		1,570		$1.20	to	$1.15		$1,850		—			1.00	%	to	2.05	%		3.30	%	to	2.22	%
2013		2,943		$1.16	to	$1.12		$3,369		—			1.00	%	to	2.05	%		2.07	%	to	1.00	%
2012		3,607		$1.14	to	$1.11		$4,056		—			1.00	%	to	2.05	%		6.21	%	to	5.09	%
2011		3,908		$1.07	to	$1.06		$4,148		—			1.00	%	to	2.05	%		2.21	%	to	1.15	%
2010		3,945		$1.05	to	$1.05		$4,110		—			1.00	%	to	2.05	%		5.04	%⁽⁵⁾	to	4.55	%⁽⁵⁾
VP Mod, Cl 2
2014		4,788		$1.39	to	$1.32		$6,394		—			1.00	%	to	2.05	%		4.02	%	to	2.93	%
2013		5,099		$1.33	to	$1.28		$6,580		—			1.00	%	to	2.05	%		10.25	%	to	9.10	%
2012		5,592		$1.21	to	$1.18		$6,580		—			1.00	%	to	2.05	%		9.77	%	to	8.61	%
2011		5,663		$1.10	to	$1.08		$6,101		—			1.00	%	to	2.05	%		(0.72	%)	to	(1.76	%)
2010		4,784		$1.11	to	$1.10		$5,220		—			1.00	%	to	2.05	%		10.83	%⁽⁵⁾	to	10.30	%⁽⁵⁾
VP Mod, Cl 4
2014		15,261		$1.39	to	$1.32		$20,534		—			1.00	%	to	2.05	%		4.01	%	to	2.93	%
2013		20,606		$1.33	to	$1.29		$26,757		—			1.00	%	to	2.05	%		10.32	%	to	9.17	%
2012		23,774		$1.21	to	$1.18		$28,087		—			1.00	%	to	2.05	%		9.76	%	to	8.61	%
2011		26,223		$1.10	to	$1.08		$28,315		—			1.00	%	to	2.05	%		(0.63	%)	to	(1.67	%)
2010		26,510		$1.11	to	$1.10		$28,907		—			1.00	%	to	2.05	%		10.83	%⁽⁵⁾	to	10.30	%⁽⁵⁾



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			91


	At Dec. 31								For the year ended Dec. 31
	Units (000s)		Accumulation unit value lowest to highest⁽¹⁾				Net assets (000s)		Investment income ratio⁽²⁾			Expense ratio lowest to highest⁽³⁾						Total return lowest to highest⁽¹⁾⁽⁴⁾
VP Mod Aggr, Cl 2
2014		3,797		$1.48	to	$1.41		$5,350		—			1.00	%	to	2.05	%		4.11	%	to	3.02	%
2013		3,862		$1.42	to	$1.37		$5,255		—			1.00	%	to	2.05	%		14.92	%	to	13.72	%
2012		3,804		$1.23	to	$1.20		$4,529		—			1.00	%	to	2.05	%		11.13	%	to	9.96	%
2011		4,000		$1.11	to	$1.09		$4,309		—			1.00	%	to	2.05	%		(2.40	%)	to	(3.42	%)
2010		3,015		$1.14	to	$1.13		$3,351		—			1.00	%	to	2.05	%		13.67	%⁽⁵⁾	to	13.13	%⁽⁵⁾
VP Mod Aggr, Cl 4
2014		9,567		$1.48	to	$1.41		$13,608		—			1.00	%	to	2.05	%		4.17	%	to	3.08	%
2013		14,569		$1.42	to	$1.37		$19,937		—			1.00	%	to	2.05	%		14.90	%	to	13.70	%
2012		18,996		$1.23	to	$1.20		$22,701		—			1.00	%	to	2.05	%		11.10	%	to	9.93	%
2011		21,051		$1.11	to	$1.09		$22,724		—			1.00	%	to	2.05	%		(2.31	%)	to	(3.33	%)
2010		22,200		$1.14	to	$1.13		$24,626		—			1.00	%	to	2.05	%		13.66	%⁽⁵⁾	to	13.12	%⁽⁵⁾
VP Mod Conserv, Cl 2
2014		1,137		$1.29	to	$1.23		$1,440		—			1.00	%	to	2.05	%		3.74	%	to	2.65	%
2013		1,892		$1.24	to	$1.20		$2,299		—			1.00	%	to	2.05	%		6.07	%	to	4.95	%
2012		1,769		$1.17	to	$1.14		$2,033		—			1.00	%	to	2.05	%		7.67	%	to	6.54	%
2011		1,814		$1.09	to	$1.07		$1,946		—			1.00	%	to	2.05	%		0.85	%	to	(0.20	%)
2010		1,247		$1.08	to	$1.07		$1,335		—			1.00	%	to	2.05	%		7.76	%⁽⁵⁾	to	7.24	%⁽⁵⁾
VP Mod Conserv, Cl 4
2014		1,835		$1.29	to	$1.23		$2,314		—			1.00	%	to	2.05	%		3.72	%	to	2.64	%
2013		2,573		$1.24	to	$1.20		$3,137		—			1.00	%	to	2.05	%		6.05	%	to	4.94	%
2012		2,808		$1.17	to	$1.14		$3,231		—			1.00	%	to	2.05	%		7.75	%	to	6.61	%
2011		3,144		$1.09	to	$1.07		$3,373		—			1.00	%	to	2.05	%		0.94	%	to	(0.11	%)
2010		3,995		$1.08	to	$1.07		$4,267		—			1.00	%	to	2.05	%		7.75	%⁽⁵⁾	to	7.24	%⁽⁵⁾
VP Ptnrs Sm Cap Val, Cl 3
2014		328		$3.38	to	$1.69		$698		—			1.00	%	to	2.05	%		1.05	%	to	(0.01	%)
2013		410		$3.35	to	$1.69		$902		—			1.00	%	to	2.05	%		33.47	%	to	32.07	%
2012		631		$2.51	to	$1.28		$1,092		—			1.00	%	to	2.05	%		12.38	%	to	11.20	%
2011		780		$2.23	to	$1.15		$1,255		—			1.00	%	to	2.05	%		(5.40	%)	to	(6.39	%)
2010		803		$2.36	to	$1.23		$1,386		—			1.00	%	to	2.05	%		23.20	%	to	22.62	%⁽⁵⁾
VP Sit Divd Gro, Cl 3
2014		76		$1.72	to	$1.64		$93		—			1.00	%	to	2.05	%		10.65	%	to	9.49	%
2013		78		$1.55	to	$1.49		$87		—			1.00	%	to	2.05	%		27.13	%	to	25.80	%
2012		91		$1.22	to	$1.19		$81		—			1.00	%	to	2.05	%		9.59	%	to	8.44	%
2011		92		$1.11	to	$1.10		$75		—			1.00	%	to	2.05	%		(4.46	%)	to	(5.46	%)
2010		75		$1.16	to	$1.16		$65		—			1.00	%	to	2.05	%		16.45	%⁽⁵⁾	to	15.90	%⁽⁵⁾
VP Vty Estb Val, Cl 3
2014		22		$1.97	to	$1.88		$43		—			1.00	%	to	2.05	%		10.92	%	to	9.76	%
2013		30		$1.78	to	$1.71		$54		—			1.00	%	to	2.05	%		34.52	%	to	33.12	%
2012		30		$1.32	to	$1.29		$40		—			1.00	%	to	2.05	%		15.85	%	to	14.64	%
2011		30		$1.14	to	$1.12		$35		—			1.00	%	to	2.05	%		(7.37	%)	to	(8.33	%)
2010		—		$1.23	to	$1.22		$1		—			1.00	%	to	2.05	%		22.98	%⁽⁵⁾	to	22.40	%⁽⁵⁾
Wanger Intl
2014		276		$1.42	to	$1.36		$624		1.36	%		1.00	%	to	2.05	%		(5.35	%)	to	(6.34	%)
2013		350		$1.50	to	$1.45		$839		2.53	%		1.00	%	to	2.05	%		21.15	%	to	19.88	%
2012		507		$1.24	to	$1.21		$1,005		1.16	%		1.00	%	to	2.05	%		20.36	%	to	19.09	%
2011		641		$1.03	to	$1.01		$1,061		4.79	%		1.00	%	to	2.05	%		(15.47	%)	to	(16.36	%)
2010		631		$1.22	to	$1.21		$1,239		1.65	%		1.00	%	to	2.05	%		21.78	%⁽⁵⁾	to	21.20	%⁽⁵⁾
Wanger USA
2014		194		$2.01	to	$1.92		$382		0.00	%		1.00	%	to	2.05	%		3.75	%	to	2.66	%
2013		257		$1.94	to	$1.87		$490		0.14	%		1.00	%	to	2.05	%		32.43	%	to	31.04	%
2012		431		$1.46	to	$1.42		$624		0.30	%		1.00	%	to	2.05	%		18.83	%	to	17.58	%
2011		547		$1.23	to	$1.21		$668		—			1.00	%	to	2.05	%		(4.45	%)	to	(5.45	%)
2010		612		$1.29	to	$1.28		$786		—			1.00	%	to	2.05	%		28.07	%⁽⁵⁾	to	27.46	%⁽⁵⁾

⁽¹⁾

The accumulation unit values and total returns are based on the variable annuity contracts with the lowest and highest expense ratios.

⁽²⁾

These amounts represent the dividends, excluding distributions of capital gains, received by the division from the underlying fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude variable account expenses that result in direct reductions in the unit values. The recognition of investment income by the division is affected by the timing of the declaration of dividends by the underlying fund in which the division invests. These ratios are annualized for periods less than one year.



92		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

⁽³⁾

These ratios represent the annualized contract expenses of the separate account, consisting primarily of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Charges made directly to contract owner accounts through the redemption of units and expenses of the underlying fund are excluded.

⁽⁴⁾

These amounts represent the total return for the periods indicated, including changes in the value of the underlying fund, and reflect deductions for all items included in the expense ratio. The total return does not include any expenses assessed through the redemption of units; inclusion of these expenses in the calculation would result in a reduction in the total return presented. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for the period indicated or from the effective date through the end of the reporting period. Although the total return is presented as a range of minimum to maximum values, based on the subaccounts representing the minimum and maximum expense ratio amounts, some individual subaccount total returns are not within the ranges presented due to the introduction of new subaccounts during the year and other market factors.

⁽⁵⁾

New subaccount operations commenced on July 19, 2010.

⁽⁶⁾

New subaccount operations commenced on Sept. 24, 2010.

⁽⁷⁾

New subaccount operations commenced on April 27, 2012.

⁽⁸⁾

New subaccount operations commenced on April 26, 2013.

⁽⁹⁾

New subaccount operations commenced on Nov. 18, 2013.



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			93

Condensed Financial Information (Unaudited)

The following tables give per-unit information about the financial history of each subaccount. The date in which operations commenced in each subaccount is noted in the parentheses.

Variable account charges of 1.05% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.37		$1.19		$1.06		$1.11		$1.01		$0.82		$1.00		—		—
Accumulation unit value at end of period		$1.45		$1.37		$1.19		$1.06		$1.11		$1.01		$0.82		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (5/1/2007)
Accumulation unit value at beginning of period		$1.10		$0.91		$0.81		$1.07		$0.91		$0.60		$1.16		$1.00		—
Accumulation unit value at end of period		$1.15		$1.10		$0.91		$0.81		$1.07		$0.91		$0.60		$1.16		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (6/19/2006)
Accumulation unit value at beginning of period		$1.53		$1.15		$0.99		$0.95		$0.85		$0.71		$1.21		$1.17		$1.00
Accumulation unit value at end of period		$1.66		$1.53		$1.15		$0.99		$0.95		$0.85		$0.71		$1.21		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
AB VPS International Value Portfolio (Class B) (6/19/2006)
Accumulation unit value at beginning of period		$0.90		$0.74		$0.66		$0.82		$0.80		$0.60		$1.30		$1.24		$1.00
Accumulation unit value at end of period		$0.83		$0.90		$0.74		$0.66		$0.82		$0.80		$0.60		$1.30		$1.24
Number of accumulation units outstanding at end of period (000 omitted)		5		4		5		5		4		346		426		212		75
American Century VP Inflation Protection, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.30		$1.43		$1.35		$1.22		$1.17		$1.08		$1.10		$1.02		$1.00
Accumulation unit value at end of period		$1.33		$1.30		$1.43		$1.35		$1.22		$1.17		$1.08		$1.10		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.48		$1.15		$1.00		$1.02		$0.86		$0.67		$0.90		$1.00		—
Accumulation unit value at end of period		$1.70		$1.48		$1.15		$1.00		$1.02		$0.86		$0.67		$0.90		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.66		$1.22		$1.09		$1.09		$0.95		$0.71		$1.24		$1.03		$1.00
Accumulation unit value at end of period		$1.80		$1.66		$1.22		$1.09		$1.09		$0.95		$0.71		$1.24		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		207
American Century VP Value, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.53		$1.18		$1.04		$1.04		$0.93		$0.78		$1.08		$1.15		$1.00
Accumulation unit value at end of period		$1.71		$1.53		$1.18		$1.04		$1.04		$0.93		$0.78		$1.08		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.83		$1.26		$1.07		$1.06		$0.86		$0.61		$1.03		$1.00		—
Accumulation unit value at end of period		$1.89		$1.83		$1.26		$1.07		$1.06		$0.86		$0.61		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.02		$1.03		$1.04		$1.05		$1.06		$1.07		$1.06		$1.02		$1.00
Accumulation unit value at end of period		$1.01		$1.02		$1.03		$1.04		$1.05		$1.06		$1.07		$1.06		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		—		337		374		412		450		212		81		91		1
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.33		$1.38		$1.29		$1.22		$1.14		$1.01		$1.09		$1.04		$1.00
Accumulation unit value at end of period		$1.38		$1.33		$1.38		$1.29		$1.22		$1.14		$1.01		$1.09		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		6		6		5		5		5		958		827		654		195
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.38		$1.10		$0.97		$1.03		$0.90		$0.71		$1.20		$1.13		$1.00
Accumulation unit value at end of period		$1.50		$1.38		$1.10		$0.97		$1.03		$0.90		$0.71		$1.20		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		7		7		8		8		8		978		817		424		205
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.56		$1.60		$1.34		$1.72		$1.45		$0.84		$1.84		$1.34		$1.00
Accumulation unit value at end of period		$1.50		$1.56		$1.60		$1.34		$1.72		$1.45		$0.84		$1.84		$1.34
Number of accumulation units outstanding at end of period (000 omitted)		2		2		1		1		1		157		225		106		66
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.72		$1.64		$1.43		$1.37		$1.22		$0.80		$1.08		$1.07		$1.00
Accumulation unit value at end of period		$1.77		$1.72		$1.64		$1.43		$1.37		$1.22		$0.80		$1.08		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		4
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.90		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.92		$0.90		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—



94		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.05% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.70		$1.63		$1.44		$1.37		$1.22		$0.87		$1.08		$1.06		$1.00
Accumulation unit value at end of period		$1.74		$1.70		$1.63		$1.44		$1.37		$1.22		$0.87		$1.08		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		5		4		4		4		4		496		293		216		81
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.35		$1.11		$0.96		$1.10		$0.98		$0.78		$1.32		$1.18		$1.00
Accumulation unit value at end of period		$1.22		$1.35		$1.11		$0.96		$1.10		$0.98		$0.78		$1.32		$1.18
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.45		$1.12		$0.94		$0.99		$0.85		$0.63		$1.14		$1.12		$1.00
Accumulation unit value at end of period		$1.63		$1.45		$1.12		$0.94		$0.99		$0.85		$0.63		$1.14		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.47		$1.11		$0.99		$0.95		$0.82		$0.67		$1.16		$1.14		$1.00
Accumulation unit value at end of period		$1.68		$1.47		$1.11		$0.99		$0.95		$0.82		$0.67		$1.16		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.05		$1.01		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		44		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.07		$1.03		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		377		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.02		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,643		394		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.46		$1.09		$0.98		$1.02		$0.85		$0.67		$1.13		$1.00		—
Accumulation unit value at end of period		$1.58		$1.46		$1.09		$0.98		$1.02		$0.85		$0.67		$1.13		—
Number of accumulation units outstanding at end of period (000 omitted)		7		7		8		8		8		955		654		358		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.03		$0.86		$0.74		$0.89		$0.79		$0.58		$1.14		$1.00		—
Accumulation unit value at end of period		$0.96		$1.03		$0.86		$0.74		$0.89		$0.79		$0.58		$1.14		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.56		$1.20		$1.09		$1.30		$1.04		$0.64		$1.18		$1.05		$1.00
Accumulation unit value at end of period		$1.66		$1.56		$1.20		$1.09		$1.30		$1.04		$0.64		$1.18		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.33		$0.97		$0.83		$0.92		$0.76		$0.54		$1.00		$1.00		—
Accumulation unit value at end of period		$1.47		$1.33		$0.97		$0.83		$0.92		$0.76		$0.54		$1.00		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.56		$1.20		$1.05		$1.04		$0.92		$0.73		$1.18		$1.14		$1.00
Accumulation unit value at end of period		$1.75		$1.56		$1.20		$1.05		$1.04		$0.92		$0.73		$1.18		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (6/19/2006)
Accumulation unit value at beginning of period		$1.62		$1.22		$1.11		$1.19		$0.95		$0.77		$1.08		$1.13		$1.00
Accumulation unit value at end of period		$1.65		$1.62		$1.22		$1.11		$1.19		$0.95		$0.77		$1.08		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		5		5		6		6		5		613		439		300		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.08		$1.11		$1.10		$1.10		$1.08		$1.03		$1.07		$1.03		$1.00
Accumulation unit value at end of period		$1.13		$1.08		$1.11		$1.10		$1.10		$1.08		$1.03		$1.07		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		129		45		55		5
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.73		$0.83		$0.85		$0.99		$0.86		$0.72		$1.10		$1.00		—
Accumulation unit value at end of period		$0.60		$0.73		$0.83		$0.85		$0.99		$0.86		$0.72		$1.10		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.65		$1.24		$1.05		$1.06		$0.84		$0.63		$1.07		$1.06		$1.00
Accumulation unit value at end of period		$1.83		$1.65		$1.24		$1.05		$1.06		$0.84		$0.63		$1.07		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			95

Variable account charges of 1.05% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.63		$1.37		$1.25		$1.17		$1.02		$0.85		$1.22		$1.15		$1.00
Accumulation unit value at end of period		$1.74		$1.63		$1.37		$1.25		$1.17		$1.02		$0.85		$1.22		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.00		$0.86		$0.71		$0.84		$0.77		$0.62		$1.10		$1.00		—
Accumulation unit value at end of period		$0.96		$1.00		$0.86		$0.71		$0.84		$0.77		$0.62		$1.10		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.07		$0.88		$0.79		$0.98		$0.95		$0.74		$1.19		$1.16		$1.00
Accumulation unit value at end of period		$0.96		$1.07		$0.88		$0.79		$0.98		$0.95		$0.74		$1.19		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.22		$1.18		$1.11		$1.10		$1.02		$0.71		$0.99		$1.00		—
Accumulation unit value at end of period		$1.21		$1.22		$1.18		$1.11		$1.10		$1.02		$0.71		$0.99		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		347		230		155		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.61		$1.25		$1.08		$1.13		$0.97		$0.73		$1.28		$1.10		$1.00
Accumulation unit value at end of period		$1.78		$1.61		$1.25		$1.08		$1.13		$0.97		$0.73		$1.28		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		1		2		2		56		57		240		567		438		409
Fidelity^® VIP Growth Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.65		$1.23		$1.08		$1.10		$0.89		$0.71		$1.35		$1.08		$1.00
Accumulation unit value at end of period		$1.81		$1.65		$1.23		$1.08		$1.10		$0.89		$0.71		$1.35		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.34		$1.38		$1.32		$1.25		$1.17		$1.03		$1.08		$1.04		$1.00
Accumulation unit value at end of period		$1.40		$1.34		$1.38		$1.32		$1.25		$1.17		$1.03		$1.08		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		44		46		48		50		52		425		359		301		21
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.76		$1.31		$1.16		$1.31		$1.03		$0.74		$1.25		$1.09		$1.00
Accumulation unit value at end of period		$1.85		$1.76		$1.31		$1.16		$1.31		$1.03		$0.74		$1.25		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		2		2		3		3		2		236		310		155		68
Fidelity^® VIP Overseas Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.31		$1.02		$0.85		$1.04		$0.93		$0.75		$1.35		$1.17		$1.00
Accumulation unit value at end of period		$1.19		$1.31		$1.02		$0.85		$1.04		$0.93		$0.75		$1.35		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		21
FTVIPT Franklin Income VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.53		$1.35		$1.21		$1.20		$1.07		$0.80		$1.15		$1.12		$1.00
Accumulation unit value at end of period		$1.58		$1.53		$1.35		$1.21		$1.20		$1.07		$0.80		$1.15		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.41		$1.11		$0.98		$1.00		$0.91		$0.73		$1.17		$1.14		$1.00
Accumulation unit value at end of period		$1.49		$1.41		$1.11		$0.98		$1.00		$0.91		$0.73		$1.17		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		131
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.62		$1.26		$1.14		$1.08		$0.91		$0.78		$1.08		$1.13		$1.00
Accumulation unit value at end of period		$1.74		$1.62		$1.26		$1.14		$1.08		$0.91		$0.78		$1.08		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.74		$1.28		$1.16		$1.23		$0.98		$0.69		$1.21		$1.10		$1.00
Accumulation unit value at end of period		$1.85		$1.74		$1.28		$1.16		$1.23		$0.98		$0.69		$1.21		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
FTVIPT Templeton Global Bond VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.84		$1.83		$1.61		$1.64		$1.45		$1.23		$1.17		$1.07		$1.00
Accumulation unit value at end of period		$1.86		$1.84		$1.83		$1.61		$1.64		$1.45		$1.23		$1.17		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		345		290		255		94
FTVIPT Templeton Growth VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.34		$1.03		$0.86		$0.94		$0.88		$0.68		$1.19		$1.18		$1.00
Accumulation unit value at end of period		$1.29		$1.34		$1.03		$0.86		$0.94		$0.88		$0.68		$1.19		$1.18
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.68		$1.28		$1.09		$1.18		$0.95		$0.72		$1.16		$1.14		$1.00
Accumulation unit value at end of period		$1.89		$1.68		$1.28		$1.09		$1.18		$0.95		$0.72		$1.16		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		1		2		2		2		2		214		245		190		130
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.25		$0.92		$0.81		$0.79		$0.70		$0.59		$0.94		$1.00		—
Accumulation unit value at end of period		$1.44		$1.25		$0.92		$0.81		$0.79		$0.70		$0.59		$0.94		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—



96		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.05% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.34		$0.97		$1.00		—		—		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.34		$0.97		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.54		$1.15		$0.98		$1.01		$0.88		$0.69		$1.09		$1.13		$1.00
Accumulation unit value at end of period		$1.66		$1.54		$1.15		$0.98		$1.01		$0.88		$0.69		$1.09		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		2		3		3		3		3		294		383		238		201
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.62		$1.17		$0.98		$0.95		$0.92		$0.73		$1.03		$1.00		—
Accumulation unit value at end of period		$1.91		$1.62		$1.17		$0.98		$0.95		$0.92		$0.73		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.13		$0.96		$0.84		$0.91		$0.82		$0.61		$1.05		$1.00		—
Accumulation unit value at end of period		$1.12		$1.13		$0.96		$0.84		$0.91		$0.82		$0.61		$1.05		—
Number of accumulation units outstanding at end of period (000 omitted)		7		7		7		7		7		749		329		164		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.56		$1.23		$1.12		$1.21		$1.08		$0.84		$1.19		$1.10		$1.00
Accumulation unit value at end of period		$1.61		$1.56		$1.23		$1.12		$1.21		$1.08		$0.84		$1.19		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.32		$0.98		$1.00		—		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.32		$0.98		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.23		$0.93		$0.80		$0.84		$0.79		$0.54		$1.14		$1.13		$1.00
Accumulation unit value at end of period		$1.29		$1.23		$0.93		$0.80		$0.84		$0.79		$0.54		$1.14		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.35		$1.05		$0.90		$0.96		$0.85		$0.63		$1.06		$1.00		—
Accumulation unit value at end of period		$1.50		$1.35		$1.05		$0.90		$0.96		$0.85		$0.63		$1.06		—
Number of accumulation units outstanding at end of period (000 omitted)		6		7		7		8		8		820		680		449		—
MFS^® New Discovery Series – Service Class (6/19/2006)
Accumulation unit value at beginning of period		$2.22		$1.59		$1.33		$1.50		$1.12		$0.69		$1.16		$1.14		$1.00
Accumulation unit value at end of period		$2.03		$2.22		$1.59		$1.33		$1.50		$1.12		$0.69		$1.16		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
MFS^® Total Return Series – Service Class (6/19/2006)
Accumulation unit value at beginning of period		$1.43		$1.22		$1.11		$1.10		$1.02		$0.87		$1.14		$1.11		$1.00
Accumulation unit value at end of period		$1.53		$1.43		$1.22		$1.11		$1.10		$1.02		$0.87		$1.14		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
MFS^® Utilities Series – Service Class (6/19/2006)
Accumulation unit value at beginning of period		$1.99		$1.67		$1.49		$1.41		$1.26		$0.96		$1.56		$1.23		$1.00
Accumulation unit value at end of period		$2.21		$1.99		$1.67		$1.49		$1.41		$1.26		$0.96		$1.56		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.92		$0.91		$0.71		$0.79		$0.66		$0.47		$0.85		$1.00		—
Accumulation unit value at end of period		$1.04		$0.92		$0.91		$0.71		$0.79		$0.66		$0.47		$0.85		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		188		228		91		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.62		$1.19		$1.11		$1.21		$0.92		$0.59		$1.13		$1.00		—
Accumulation unit value at end of period		$1.63		$1.62		$1.19		$1.11		$1.21		$0.92		$0.59		$1.13		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.22		$1.21		$1.05		$1.01		$0.79		$0.62		$1.01		$1.23		$1.00
Accumulation unit value at end of period		$1.56		$1.22		$1.21		$1.05		$1.01		$0.79		$0.62		$1.01		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		1
Oppenheimer Capital Appreciation Fund/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.44		$1.12		$1.00		$1.02		$0.95		$0.66		$1.23		$1.10		$1.00
Accumulation unit value at end of period		$1.64		$1.44		$1.12		$1.00		$1.02		$0.95		$0.66		$1.23		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Oppenheimer Global Fund/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.56		$1.24		$1.04		$1.14		$1.00		$0.72		$1.23		$1.17		$1.00
Accumulation unit value at end of period		$1.57		$1.56		$1.24		$1.04		$1.14		$1.00		$0.72		$1.23		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Oppenheimer Global Strategic Income Fund/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.44		$1.46		$1.30		$1.31		$1.15		$0.98		$1.16		$1.07		$1.00
Accumulation unit value at end of period		$1.46		$1.44		$1.46		$1.30		$1.31		$1.15		$0.98		$1.16		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		14		14		14		69		70		727		561		443		134



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			97

Variable account charges of 1.05% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.71		$1.23		$1.05		$1.09		$0.89		$0.66		$1.08		$1.10		$1.00
Accumulation unit value at end of period		$1.88		$1.71		$1.23		$1.05		$1.09		$0.89		$0.66		$1.08		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.32		$1.33		$1.17		$1.16		$1.04		$0.86		$1.04		$1.00		—
Accumulation unit value at end of period		$1.31		$1.32		$1.33		$1.17		$1.16		$1.04		$0.86		$1.04		—
Number of accumulation units outstanding at end of period (000 omitted)		5		5		4		4		4		395		548		429		—
Putnam VT Global Health Care Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.81		$1.29		$1.07		$1.09		$1.07		$0.86		$1.05		$1.07		$1.00
Accumulation unit value at end of period		$2.28		$1.81		$1.29		$1.07		$1.09		$1.07		$0.86		$1.05		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.22		$0.96		$0.80		$0.97		$0.89		$0.72		$1.30		$1.21		$1.00
Accumulation unit value at end of period		$1.12		$1.22		$0.96		$0.80		$0.97		$0.89		$0.72		$1.30		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.66		$1.23		$1.06		$1.13		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.86		$1.66		$1.23		$1.06		$1.13		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.43		$1.04		$0.89		$0.95		$0.76		$0.58		$0.97		$1.13		$1.00
Accumulation unit value at end of period		$1.47		$1.43		$1.04		$0.89		$0.95		$0.76		$0.58		$0.97		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		98
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.44		$1.21		$1.07		$1.12		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.51		$1.44		$1.21		$1.07		$1.12		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.45		$1.21		$1.08		$1.12		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.51		$1.45		$1.21		$1.08		$1.12		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		914		1,288		2,082		2,278		2,135		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.26		$1.34		$1.29		$1.18		$1.15		$1.08		$1.09		$1.02		$1.00
Accumulation unit value at end of period		$1.35		$1.26		$1.34		$1.29		$1.18		$1.15		$1.08		$1.09		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		15		15		15		15		16		673		304		289		164
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.16		$1.13		$1.07		$1.04		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.19		$1.16		$1.13		$1.07		$1.04		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.16		$1.13		$1.07		$1.04		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.19		$1.16		$1.13		$1.07		$1.04		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		388		693		606		528		480		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.31		$1.19		$1.08		$1.09		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.36		$1.31		$1.19		$1.08		$1.09		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.31		$1.19		$1.09		$1.09		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.36		$1.31		$1.19		$1.09		$1.09		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		3,643		5,194		5,774		5,879		5,198		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.38		$1.20		$1.08		$1.11		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.44		$1.38		$1.20		$1.08		$1.11		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.38		$1.21		$1.09		$1.11		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.44		$1.38		$1.21		$1.09		$1.11		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,364		1,692		2,337		2,464		2,836		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.23		$1.16		$1.08		$1.07		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.27		$1.23		$1.16		$1.08		$1.07		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.23		$1.16		$1.08		$1.07		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.28		$1.23		$1.16		$1.08		$1.07		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		303		467		351		489		1,376		—		—		—		—



98		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.05% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.69		$1.27		$1.13		$1.19		$0.97		$0.72		$1.06		$1.12		$1.00
Accumulation unit value at end of period		$1.70		$1.69		$1.27		$1.13		$1.19		$0.97		$0.72		$1.06		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.15		$0.90		$0.83		$0.87		$0.78		$0.60		$0.99		$1.00		—
Accumulation unit value at end of period		$1.27		$1.15		$0.90		$0.83		$0.87		$0.78		$0.60		$0.99		—
Number of accumulation units outstanding at end of period (000 omitted)		8		9		10		10		10		1,011		585		342		—
Variable Portfolio – Victory Established Value Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.70		$1.26		$1.09		$1.18		$0.98		$0.72		$1.15		$1.10		$1.00
Accumulation unit value at end of period		$1.88		$1.70		$1.26		$1.09		$1.18		$0.98		$0.72		$1.15		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Wanger International (6/19/2006)
Accumulation unit value at beginning of period		$1.72		$1.42		$1.18		$1.40		$1.13		$0.76		$1.42		$1.23		$1.00
Accumulation unit value at end of period		$1.63		$1.72		$1.42		$1.18		$1.40		$1.13		$0.76		$1.42		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		240		294		140		86
Wanger USA (6/19/2006)
Accumulation unit value at beginning of period		$1.73		$1.31		$1.10		$1.15		$0.95		$0.67		$1.13		$1.08		$1.00
Accumulation unit value at end of period		$1.80		$1.73		$1.31		$1.10		$1.15		$0.95		$0.67		$1.13		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		194		156		105		23

Variable account charges of 1.15% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.36		$1.19		$1.06		$1.10		$1.01		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.44		$1.36		$1.19		$1.06		$1.10		$1.01		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		9		10		10		10		10		11		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (5/1/2007)
Accumulation unit value at beginning of period		$1.10		$0.90		$0.81		$1.07		$0.91		$0.60		$1.16		$1.00		—		—
Accumulation unit value at end of period		$1.14		$1.10		$0.90		$0.81		$1.07		$0.91		$0.60		$1.16		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.61		$1.21		$1.04		$1.00		$0.89		$0.75		$1.28		$1.24		$1.07		$1.03
Accumulation unit value at end of period		$1.74		$1.61		$1.21		$1.04		$1.00		$0.89		$0.75		$1.28		$1.24		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		10		10		10		—		—		—		—
AB VPS International Value Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.17		$0.96		$0.85		$1.07		$1.04		$0.78		$1.69		$1.62		$1.22		$1.05
Accumulation unit value at end of period		$1.08		$1.17		$0.96		$0.85		$1.07		$1.04		$0.78		$1.69		$1.62		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		89		114		232		257		228		248		258		190		198		126
American Century VP Inflation Protection, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.29		$1.42		$1.34		$1.21		$1.17		$1.07		$1.10		$1.02		$1.01		$1.01
Accumulation unit value at end of period		$1.32		$1.29		$1.42		$1.34		$1.21		$1.17		$1.07		$1.10		$1.02		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		112		168		172		203		226		236		216		321		335		241
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.47		$1.14		$0.99		$1.01		$0.86		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.69		$1.47		$1.14		$0.99		$1.01		$0.86		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		12		12		12		—		—		—		—
American Century VP Ultra^®, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.58		$1.17		$1.04		$1.04		$0.91		$0.68		$1.18		$0.99		$1.04		$1.03
Accumulation unit value at end of period		$1.71		$1.58		$1.17		$1.04		$1.04		$0.91		$0.68		$1.18		$0.99		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		83		124		262		304		334		367		366		362		448		191
American Century VP Value, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.27		$1.12		$1.13		$1.01		$0.85		$1.18		$1.26		$1.07		$1.04
Accumulation unit value at end of period		$1.85		$1.65		$1.27		$1.12		$1.13		$1.01		$0.85		$1.18		$1.26		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		3
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.82		$1.25		$1.06		$1.06		$0.85		$0.61		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.87		$1.82		$1.25		$1.06		$1.06		$0.85		$0.61		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.04		$1.05		$1.06		$1.07		$1.09		$1.10		$1.09		$1.05		$1.01		$1.00
Accumulation unit value at end of period		$1.03		$1.04		$1.05		$1.06		$1.07		$1.09		$1.10		$1.09		$1.05		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		11		11		12		12		13		17		11		16		106		105
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.32		$1.37		$1.29		$1.22		$1.14		$1.01		$1.09		$1.05		$1.01		$1.00
Accumulation unit value at end of period		$1.38		$1.32		$1.37		$1.29		$1.22		$1.14		$1.01		$1.09		$1.05		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		26		42		43		42		45		95		94		117		79		10



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			99

Variable account charges of 1.15% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.69		$1.35		$1.20		$1.27		$1.10		$0.88		$1.49		$1.39		$1.18		$1.05
Accumulation unit value at end of period		$1.83		$1.69		$1.35		$1.20		$1.27		$1.10		$0.88		$1.49		$1.39		$1.18
Number of accumulation units outstanding at end of period (000 omitted)		103		146		311		356		366		456		450		411		426		198
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$2.18		$2.24		$1.88		$2.41		$2.04		$1.18		$2.59		$1.89		$1.43		$1.08
Accumulation unit value at end of period		$2.10		$2.18		$2.24		$1.88		$2.41		$2.04		$1.18		$2.59		$1.89		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		32		43		73		84		72		92		126		93		130		79
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.82		$1.73		$1.52		$1.45		$1.29		$0.85		$1.15		$1.14		$1.04		$1.01
Accumulation unit value at end of period		$1.86		$1.82		$1.73		$1.52		$1.45		$1.29		$0.85		$1.15		$1.14		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		15		21		23		32		34		37		44		48		51		35
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.90		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.92		$0.90		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		45		72		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.74		$1.68		$1.48		$1.41		$1.26		$0.89		$1.11		$1.10		$1.03		$1.01
Accumulation unit value at end of period		$1.78		$1.74		$1.68		$1.48		$1.41		$1.26		$0.89		$1.11		$1.10		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		7		10		11		11		12		49		40		45		28		—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.66		$1.37		$1.18		$1.36		$1.21		$0.96		$1.63		$1.46		$1.19		$1.06
Accumulation unit value at end of period		$1.50		$1.66		$1.37		$1.18		$1.36		$1.21		$0.96		$1.63		$1.46		$1.19
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.57		$1.22		$1.03		$1.07		$0.93		$0.68		$1.24		$1.22		$1.11		$1.03
Accumulation unit value at end of period		$1.77		$1.57		$1.22		$1.03		$1.07		$0.93		$0.68		$1.24		$1.22		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.58		$1.19		$1.06		$1.02		$0.88		$0.72		$1.25		$1.23		$1.08		$1.03
Accumulation unit value at end of period		$1.80		$1.58		$1.19		$1.06		$1.02		$0.88		$0.72		$1.25		$1.23		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		25		49		55		76		83		93		86		83		87		87
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.07		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		277		52		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.45		$1.08		$0.98		$1.01		$0.84		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.57		$1.45		$1.08		$0.98		$1.01		$0.84		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		2		2		2		77		64		48		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.02		$0.86		$0.74		$0.89		$0.79		$0.58		$1.14		$1.00		—		—
Accumulation unit value at end of period		$0.96		$1.02		$0.86		$0.74		$0.89		$0.79		$0.58		$1.14		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.28		$1.16		$1.38		$1.11		$0.69		$1.26		$1.12		$1.13		$1.04
Accumulation unit value at end of period		$1.75		$1.65		$1.28		$1.16		$1.38		$1.11		$0.69		$1.26		$1.12		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.32		$0.97		$0.83		$0.91		$0.76		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.46		$1.32		$0.97		$0.83		$0.91		$0.76		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.64		$1.26		$1.10		$1.10		$0.97		$0.78		$1.25		$1.20		$1.06		$1.02
Accumulation unit value at end of period		$1.84		$1.64		$1.26		$1.10		$1.10		$0.97		$0.78		$1.25		$1.20		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



100		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.15% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (11/15/2004)
Accumulation unit value at beginning of period		$1.86		$1.40		$1.27		$1.37		$1.10		$0.89		$1.25		$1.30		$1.10		$1.06
Accumulation unit value at end of period		$1.89		$1.86		$1.40		$1.27		$1.37		$1.10		$0.89		$1.25		$1.30		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		1		1		1		46		38		35		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.08		$1.11		$1.10		$1.10		$1.08		$1.04		$1.08		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$1.13		$1.08		$1.11		$1.10		$1.10		$1.08		$1.04		$1.08		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		14		21		21		21		24		27		23		31		32		25
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.73		$0.82		$0.85		$0.99		$0.85		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.60		$0.73		$0.82		$0.85		$0.99		$0.85		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.84		$1.38		$1.17		$1.18		$0.94		$0.70		$1.20		$1.19		$1.12		$1.04
Accumulation unit value at end of period		$2.03		$1.84		$1.38		$1.17		$1.18		$0.94		$0.70		$1.20		$1.19		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		7		9		10		10		11		10		10		10		9
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.70		$1.42		$1.31		$1.22		$1.07		$0.89		$1.27		$1.21		$1.05		$1.02
Accumulation unit value at end of period		$1.81		$1.70		$1.42		$1.31		$1.22		$1.07		$0.89		$1.27		$1.21		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.99		$0.85		$0.70		$0.84		$0.77		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.95		$0.99		$0.85		$0.70		$0.84		$0.77		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.28		$1.06		$0.95		$1.18		$1.15		$0.89		$1.44		$1.40		$1.16		$1.05
Accumulation unit value at end of period		$1.15		$1.28		$1.06		$0.95		$1.18		$1.15		$0.89		$1.44		$1.40		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.21		$1.18		$1.11		$1.09		$1.01		$0.71		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.20		$1.21		$1.18		$1.11		$1.09		$1.01		$0.71		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		1		14		14		34		18		18		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.91		$1.47		$1.28		$1.33		$1.15		$0.86		$1.52		$1.31		$1.19		$1.03
Accumulation unit value at end of period		$2.10		$1.91		$1.47		$1.28		$1.33		$1.15		$0.86		$1.52		$1.31		$1.19
Number of accumulation units outstanding at end of period (000 omitted)		130		228		542		620		648		702		770		731		811		496
Fidelity^® VIP Growth Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.70		$1.26		$1.12		$1.13		$0.92		$0.73		$1.40		$1.12		$1.06		$1.02
Accumulation unit value at end of period		$1.87		$1.70		$1.26		$1.12		$1.13		$0.92		$0.73		$1.40		$1.12		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		3
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.33		$1.37		$1.31		$1.24		$1.17		$1.02		$1.07		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$1.39		$1.33		$1.37		$1.31		$1.24		$1.17		$1.02		$1.07		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		92		143		161		186		201		233		223		313		289		206
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$2.19		$1.63		$1.44		$1.63		$1.29		$0.93		$1.56		$1.37		$1.23		$1.05
Accumulation unit value at end of period		$2.30		$2.19		$1.63		$1.44		$1.63		$1.29		$0.93		$1.56		$1.37		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		20		27		67		72		70		101		114		105		109		43
Fidelity^® VIP Overseas Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.25		$1.05		$1.28		$1.15		$0.92		$1.66		$1.44		$1.23		$1.05
Accumulation unit value at end of period		$1.45		$1.60		$1.25		$1.05		$1.28		$1.15		$0.92		$1.66		$1.44		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		12		18		21		28		25		27		27		25		34		33
FTVIPT Franklin Income VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.64		$1.45		$1.31		$1.29		$1.16		$0.86		$1.24		$1.21		$1.04		$1.03
Accumulation unit value at end of period		$1.69		$1.64		$1.45		$1.31		$1.29		$1.16		$0.86		$1.24		$1.21		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.28		$1.13		$1.16		$1.06		$0.85		$1.36		$1.33		$1.14		$1.04
Accumulation unit value at end of period		$1.72		$1.62		$1.28		$1.13		$1.16		$1.06		$0.85		$1.36		$1.33		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		8		13		15		15		16		16		15		14		25		—
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.73		$1.35		$1.22		$1.17		$0.98		$0.84		$1.17		$1.22		$1.05		$1.03
Accumulation unit value at end of period		$1.86		$1.73		$1.35		$1.22		$1.17		$0.98		$0.84		$1.17		$1.22		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		3
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.80		$1.32		$1.20		$1.28		$1.01		$0.71		$1.26		$1.14		$1.06		$1.03
Accumulation unit value at end of period		$1.91		$1.80		$1.32		$1.20		$1.28		$1.01		$0.71		$1.26		$1.14		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		10		10		10		—		—		—		8



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			101

Variable account charges of 1.15% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
FTVIPT Templeton Global Bond VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.91		$1.90		$1.67		$1.71		$1.51		$1.29		$1.23		$1.12		$1.00		$1.05
Accumulation unit value at end of period		$1.93		$1.91		$1.90		$1.67		$1.71		$1.51		$1.29		$1.23		$1.12		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		35		48		57		66		68		94		95		144		139		82
FTVIPT Templeton Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.53		$1.18		$0.99		$1.07		$1.01		$0.78		$1.37		$1.35		$1.12		$1.04
Accumulation unit value at end of period		$1.47		$1.53		$1.18		$0.99		$1.07		$1.01		$0.78		$1.37		$1.35		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.97		$1.50		$1.28		$1.38		$1.12		$0.85		$1.37		$1.34		$1.17		$1.05
Accumulation unit value at end of period		$2.21		$1.97		$1.50		$1.28		$1.38		$1.12		$0.85		$1.37		$1.34		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		39		59		119		143		146		184		189		195		193		105
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.24		$0.91		$0.80		$0.78		$0.70		$0.59		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.42		$1.24		$0.91		$0.80		$0.78		$0.70		$0.59		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.33		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.23		$1.05		$1.08		$0.95		$0.75		$1.18		$1.22		$1.06		$1.03
Accumulation unit value at end of period		$1.78		$1.65		$1.23		$1.05		$1.08		$0.95		$0.75		$1.18		$1.22		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		145		212		443		548		571		638		638		645		652		343
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.61		$1.16		$0.97		$0.95		$0.92		$0.73		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.90		$1.61		$1.16		$0.97		$0.95		$0.92		$0.73		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		11		11		11		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.12		$0.95		$0.84		$0.91		$0.82		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.11		$1.12		$0.95		$0.84		$0.91		$0.82		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		1		1		1		59		31		24		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.68		$1.33		$1.21		$1.31		$1.17		$0.91		$1.29		$1.19		$1.09		$1.03
Accumulation unit value at end of period		$1.73		$1.68		$1.33		$1.21		$1.31		$1.17		$0.91		$1.29		$1.19		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		5		8		9		13		13		14		14		17		18		18
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.32		$0.98		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.40		$1.32		$0.98		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.29		$0.98		$0.84		$0.88		$0.83		$0.57		$1.20		$1.20		$1.07		$1.03
Accumulation unit value at end of period		$1.36		$1.29		$0.98		$0.84		$0.88		$0.83		$0.57		$1.20		$1.20		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		23		49		57		85		84		85		92		75		77		76
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.34		$1.04		$0.89		$0.95		$0.84		$0.63		$1.06		$1.00		—		—
Accumulation unit value at end of period		$1.49		$1.34		$1.04		$0.89		$0.95		$0.84		$0.63		$1.06		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		2		2		2		68		64		59		—		—
MFS^® New Discovery Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$2.33		$1.67		$1.40		$1.58		$1.18		$0.73		$1.22		$1.21		$1.08		$1.04
Accumulation unit value at end of period		$2.13		$2.33		$1.67		$1.40		$1.58		$1.18		$0.73		$1.22		$1.21		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		—		9		9		9		9		9		9		9		—
MFS^® Total Return Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$1.47		$1.26		$1.15		$1.14		$1.05		$0.90		$1.18		$1.15		$1.04		$1.02
Accumulation unit value at end of period		$1.58		$1.47		$1.26		$1.15		$1.14		$1.05		$0.90		$1.18		$1.15		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		4		5		5		5		5		5		5		5		5
MFS^® Utilities Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$2.53		$2.13		$1.90		$1.81		$1.61		$1.23		$1.99		$1.58		$1.22		$1.06
Accumulation unit value at end of period		$2.81		$2.53		$2.13		$1.90		$1.81		$1.61		$1.23		$1.99		$1.58		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		6		6		6		—		—		—		—
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.92		$0.90		$0.70		$0.79		$0.65		$0.47		$0.85		$1.00		—		—
Accumulation unit value at end of period		$1.03		$0.92		$0.90		$0.70		$0.79		$0.65		$0.47		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		1		1		1		15		25		12		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.61		$1.19		$1.11		$1.20		$0.92		$0.59		$1.13		$1.00		—		—
Accumulation unit value at end of period		$1.62		$1.61		$1.19		$1.11		$1.20		$0.92		$0.59		$1.13		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



102		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.15% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.61		$1.41		$1.35		$1.05		$0.83		$1.35		$1.65		$1.22		$1.05
Accumulation unit value at end of period		$2.07		$1.62		$1.61		$1.41		$1.35		$1.05		$0.83		$1.35		$1.65		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		1		9		9		11		12		15		14		12		11		20
Oppenheimer Capital Appreciation Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.47		$1.15		$1.02		$1.05		$0.97		$0.68		$1.27		$1.13		$1.06		$1.02
Accumulation unit value at end of period		$1.67		$1.47		$1.15		$1.02		$1.05		$0.97		$0.68		$1.27		$1.13		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		55		84		167		198		211		222		235		212		244		139
Oppenheimer Global Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.85		$1.48		$1.23		$1.36		$1.19		$0.87		$1.47		$1.40		$1.21		$1.07
Accumulation unit value at end of period		$1.87		$1.85		$1.48		$1.23		$1.36		$1.19		$0.87		$1.47		$1.40		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Oppenheimer Global Strategic Income Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.46		$1.48		$1.33		$1.33		$1.18		$1.00		$1.19		$1.10		$1.03		$1.02
Accumulation unit value at end of period		$1.48		$1.46		$1.48		$1.33		$1.33		$1.18		$1.00		$1.19		$1.10		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		82		146		230		267		274		335		348		409		393		265
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.97		$1.42		$1.22		$1.26		$1.04		$0.77		$1.25		$1.29		$1.13		$1.05
Accumulation unit value at end of period		$2.18		$1.97		$1.42		$1.22		$1.26		$1.04		$0.77		$1.25		$1.29		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		3		9		65		66		66		67		66		62		62		62
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.31		$1.32		$1.16		$1.16		$1.03		$0.86		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.30		$1.31		$1.32		$1.16		$1.16		$1.03		$0.86		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		2		2		2		36		48		53		—		—
Putnam VT Global Health Care Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.98		$1.42		$1.17		$1.20		$1.18		$0.95		$1.16		$1.18		$1.16		$1.04
Accumulation unit value at end of period		$2.50		$1.98		$1.42		$1.17		$1.20		$1.18		$0.95		$1.16		$1.18		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		2
Putnam VT International Equity Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.47		$1.16		$0.97		$1.18		$1.08		$0.88		$1.58		$1.48		$1.17		$1.06
Accumulation unit value at end of period		$1.36		$1.47		$1.16		$0.97		$1.18		$1.08		$0.88		$1.58		$1.48		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.65		$1.22		$1.06		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.85		$1.65		$1.22		$1.06		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.64		$1.19		$1.02		$1.08		$0.87		$0.67		$1.12		$1.29		$1.12		$1.05
Accumulation unit value at end of period		$1.67		$1.64		$1.19		$1.02		$1.08		$0.87		$0.67		$1.12		$1.29		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		5		8		11		11		12		13		13		11		16		2
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.44		$1.21		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.50		$1.44		$1.21		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.44		$1.21		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.50		$1.44		$1.21		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		101		102		102		103		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (5/1/2006)
Accumulation unit value at beginning of period		$1.25		$1.34		$1.28		$1.18		$1.15		$1.09		$1.10		$1.03		$1.00		—
Accumulation unit value at end of period		$1.35		$1.25		$1.34		$1.28		$1.18		$1.15		$1.09		$1.10		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		16		22		22		21		23		64		41		57		44		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.15		$1.13		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.19		$1.15		$1.13		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		107		108		109		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.15		$1.13		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.19		$1.15		$1.13		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		102		103		104		104		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.31		$1.19		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.36		$1.31		$1.19		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.31		$1.19		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.36		$1.31		$1.19		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		93		95		97		100		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			103

Variable account charges of 1.15% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.38		$1.20		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.38		$1.20		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.38		$1.20		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.38		$1.20		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		40		172		437		511		500		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.16		$1.08		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.27		$1.22		$1.16		$1.08		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.23		$1.16		$1.08		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.27		$1.23		$1.16		$1.08		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.95		$1.46		$1.30		$1.38		$1.12		$0.83		$1.23		$1.31		$1.10		$1.05
Accumulation unit value at end of period		$1.97		$1.95		$1.46		$1.30		$1.38		$1.12		$0.83		$1.23		$1.31		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		54		71		155		184		187		218		228		246		248		149
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.14		$0.90		$0.82		$0.86		$0.78		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.26		$1.14		$0.90		$0.82		$0.86		$0.78		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		2		2		2		85		54		45		—		—
Variable Portfolio – Victory Established Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.82		$1.35		$1.17		$1.27		$1.05		$0.78		$1.24		$1.19		$1.04		$1.04
Accumulation unit value at end of period		$2.01		$1.82		$1.35		$1.17		$1.27		$1.05		$0.78		$1.24		$1.19		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Wanger International (11/15/2004)
Accumulation unit value at beginning of period		$2.45		$2.03		$1.69		$2.00		$1.62		$1.09		$2.03		$1.77		$1.30		$1.09
Accumulation unit value at end of period		$2.32		$2.45		$2.03		$1.69		$2.00		$1.62		$1.09		$2.03		$1.77		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		40		54		102		122		116		147		179		147		178		115
Wanger USA (11/15/2004)
Accumulation unit value at beginning of period		$1.94		$1.47		$1.24		$1.30		$1.07		$0.76		$1.27		$1.22		$1.14		$1.04
Accumulation unit value at end of period		$2.01		$1.94		$1.47		$1.24		$1.30		$1.07		$0.76		$1.27		$1.22		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		29		40		88		106		116		147		152		148		145		82

Variable account charges of 1.20% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.36		$1.18		$1.06		$1.10		$1.01		$0.82		$1.00		—		—
Accumulation unit value at end of period		$1.44		$1.36		$1.18		$1.06		$1.10		$1.01		$0.82		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (5/1/2007)
Accumulation unit value at beginning of period		$1.09		$0.90		$0.80		$1.06		$0.91		$0.60		$1.16		$1.00		—
Accumulation unit value at end of period		$1.13		$1.09		$0.90		$0.80		$1.06		$0.91		$0.60		$1.16		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (6/19/2006)
Accumulation unit value at beginning of period		$1.52		$1.14		$0.98		$0.94		$0.84		$0.71		$1.21		$1.17		$1.00
Accumulation unit value at end of period		$1.64		$1.52		$1.14		$0.98		$0.94		$0.84		$0.71		$1.21		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
AB VPS International Value Portfolio (Class B) (6/19/2006)
Accumulation unit value at beginning of period		$0.89		$0.73		$0.65		$0.82		$0.79		$0.60		$1.30		$1.24		$1.00
Accumulation unit value at end of period		$0.82		$0.89		$0.73		$0.65		$0.82		$0.79		$0.60		$1.30		$1.24
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		340		439		241		64
American Century VP Inflation Protection, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.28		$1.42		$1.34		$1.21		$1.17		$1.07		$1.10		$1.02		$1.00
Accumulation unit value at end of period		$1.31		$1.28		$1.42		$1.34		$1.21		$1.17		$1.07		$1.10		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.46		$1.14		$0.99		$1.01		$0.86		$0.67		$0.90		$1.00		—
Accumulation unit value at end of period		$1.68		$1.46		$1.14		$0.99		$1.01		$0.86		$0.67		$0.90		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.64		$1.21		$1.08		$1.08		$0.94		$0.71		$1.23		$1.03		$1.00
Accumulation unit value at end of period		$1.78		$1.64		$1.21		$1.08		$1.08		$0.94		$0.71		$1.23		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		174



104		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.20% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
American Century VP Value, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.51		$1.16		$1.03		$1.03		$0.92		$0.78		$1.08		$1.15		$1.00
Accumulation unit value at end of period		$1.69		$1.51		$1.16		$1.03		$1.03		$0.92		$0.78		$1.08		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.81		$1.25		$1.06		$1.06		$0.85		$0.60		$1.03		$1.00		—
Accumulation unit value at end of period		$1.86		$1.81		$1.25		$1.06		$1.06		$0.85		$0.60		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.00		$1.02		$1.03		$1.04		$1.05		$1.07		$1.05		$1.02		$1.00
Accumulation unit value at end of period		$0.99		$1.00		$1.02		$1.03		$1.04		$1.05		$1.07		$1.05		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		96		—		—		—		—		130		58		29		—
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.31		$1.36		$1.28		$1.22		$1.14		$1.00		$1.09		$1.04		$1.00
Accumulation unit value at end of period		$1.37		$1.31		$1.36		$1.28		$1.22		$1.14		$1.00		$1.09		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		748		714		668		208
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.36		$1.09		$0.96		$1.03		$0.89		$0.71		$1.20		$1.13		$1.00
Accumulation unit value at end of period		$1.48		$1.36		$1.09		$0.96		$1.03		$0.89		$0.71		$1.20		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		893		861		490		180
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.54		$1.59		$1.33		$1.71		$1.44		$0.84		$1.83		$1.34		$1.00
Accumulation unit value at end of period		$1.49		$1.54		$1.59		$1.33		$1.71		$1.44		$0.84		$1.83		$1.34
Number of accumulation units outstanding at end of period (000 omitted)		70		70		70		70		70		145		239		124		57
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.71		$1.63		$1.42		$1.36		$1.21		$0.80		$1.08		$1.07		$1.00
Accumulation unit value at end of period		$1.75		$1.71		$1.63		$1.42		$1.36		$1.21		$0.80		$1.08		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		3		3		3		3		2		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.90		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.92		$0.90		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.68		$1.62		$1.42		$1.36		$1.21		$0.86		$1.08		$1.06		$1.00
Accumulation unit value at end of period		$1.72		$1.68		$1.62		$1.42		$1.36		$1.21		$0.86		$1.08		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		410		283		254		81
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.33		$1.10		$0.95		$1.10		$0.97		$0.77		$1.31		$1.18		$1.00
Accumulation unit value at end of period		$1.20		$1.33		$1.10		$0.95		$1.10		$0.97		$0.77		$1.31		$1.18
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.43		$1.11		$0.94		$0.98		$0.85		$0.62		$1.14		$1.12		$1.00
Accumulation unit value at end of period		$1.61		$1.43		$1.11		$0.94		$0.98		$0.85		$0.62		$1.14		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.46		$1.10		$0.98		$0.94		$0.81		$0.66		$1.16		$1.14		$1.00
Accumulation unit value at end of period		$1.66		$1.46		$1.10		$0.98		$0.94		$0.81		$0.66		$1.16		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.07		$1.03		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.02		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,433		1,014		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.45		$1.08		$0.97		$1.01		$0.84		$0.67		$1.12		$1.00		—
Accumulation unit value at end of period		$1.56		$1.45		$1.08		$0.97		$1.01		$0.84		$0.67		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		883		679		412		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			105

Variable account charges of 1.20% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.02		$0.85		$0.73		$0.89		$0.79		$0.58		$1.14		$1.00		—
Accumulation unit value at end of period		$0.95		$1.02		$0.85		$0.73		$0.89		$0.79		$0.58		$1.14		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.54		$1.19		$1.09		$1.29		$1.04		$0.64		$1.18		$1.05		$1.00
Accumulation unit value at end of period		$1.64		$1.54		$1.19		$1.09		$1.29		$1.04		$0.64		$1.18		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.31		$0.97		$0.83		$0.91		$0.75		$0.54		$1.00		$1.00		—
Accumulation unit value at end of period		$1.46		$1.31		$0.97		$0.83		$0.91		$0.75		$0.54		$1.00		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.54		$1.18		$1.04		$1.03		$0.91		$0.73		$1.18		$1.13		$1.00
Accumulation unit value at end of period		$1.72		$1.54		$1.18		$1.04		$1.03		$0.91		$0.73		$1.18		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (6/19/2006)
Accumulation unit value at beginning of period		$1.60		$1.21		$1.10		$1.19		$0.95		$0.77		$1.08		$1.12		$1.00
Accumulation unit value at end of period		$1.63		$1.60		$1.21		$1.10		$1.19		$0.95		$0.77		$1.08		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		4		4		4		4		569		458		354		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.06		$1.10		$1.09		$1.09		$1.07		$1.03		$1.07		$1.03		$1.00
Accumulation unit value at end of period		$1.11		$1.06		$1.10		$1.09		$1.09		$1.07		$1.03		$1.07		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		85		40		32		—
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.73		$0.82		$0.85		$0.98		$0.85		$0.72		$1.10		$1.00		—
Accumulation unit value at end of period		$0.60		$0.73		$0.82		$0.85		$0.98		$0.85		$0.72		$1.10		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.63		$1.23		$1.04		$1.05		$0.84		$0.63		$1.06		$1.06		$1.00
Accumulation unit value at end of period		$1.80		$1.63		$1.23		$1.04		$1.05		$0.84		$0.63		$1.06		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.62		$1.35		$1.24		$1.16		$1.02		$0.84		$1.21		$1.15		$1.00
Accumulation unit value at end of period		$1.72		$1.62		$1.35		$1.24		$1.16		$1.02		$0.84		$1.21		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.99		$0.85		$0.70		$0.83		$0.77		$0.62		$1.09		$1.00		—
Accumulation unit value at end of period		$0.95		$0.99		$0.85		$0.70		$0.83		$0.77		$0.62		$1.09		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.06		$0.87		$0.78		$0.98		$0.95		$0.74		$1.19		$1.16		$1.00
Accumulation unit value at end of period		$0.94		$1.06		$0.87		$0.78		$0.98		$0.95		$0.74		$1.19		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.20		$1.17		$1.11		$1.09		$1.01		$0.71		$0.99		$1.00		—
Accumulation unit value at end of period		$1.19		$1.20		$1.17		$1.11		$1.09		$1.01		$0.71		$0.99		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		3		3		258		199		158		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.60		$1.23		$1.07		$1.12		$0.97		$0.72		$1.28		$1.10		$1.00
Accumulation unit value at end of period		$1.76		$1.60		$1.23		$1.07		$1.12		$0.97		$0.72		$1.28		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		16		14		14		14		200		543		442		303
Fidelity^® VIP Growth Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.63		$1.21		$1.07		$1.09		$0.89		$0.70		$1.35		$1.08		$1.00
Accumulation unit value at end of period		$1.79		$1.63		$1.21		$1.07		$1.09		$0.89		$0.70		$1.35		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.32		$1.37		$1.31		$1.24		$1.17		$1.02		$1.07		$1.04		$1.00
Accumulation unit value at end of period		$1.38		$1.32		$1.37		$1.31		$1.24		$1.17		$1.02		$1.07		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		17		14		14		14		344		307		300		—
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.74		$1.30		$1.15		$1.30		$1.02		$0.74		$1.24		$1.09		$1.00
Accumulation unit value at end of period		$1.82		$1.74		$1.30		$1.15		$1.30		$1.02		$0.74		$1.24		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		—		4		3		3		3		245		315		183		59
Fidelity^® VIP Overseas Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.29		$1.01		$0.85		$1.04		$0.93		$0.75		$1.35		$1.16		$1.00
Accumulation unit value at end of period		$1.17		$1.29		$1.01		$0.85		$1.04		$0.93		$0.75		$1.35		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		17



106		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.20% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
FTVIPT Franklin Income VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.51		$1.34		$1.20		$1.19		$1.07		$0.80		$1.15		$1.12		$1.00
Accumulation unit value at end of period		$1.56		$1.51		$1.34		$1.20		$1.19		$1.07		$0.80		$1.15		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.39		$1.10		$0.97		$0.99		$0.91		$0.73		$1.17		$1.14		$1.00
Accumulation unit value at end of period		$1.47		$1.39		$1.10		$0.97		$0.99		$0.91		$0.73		$1.17		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		111
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.60		$1.25		$1.13		$1.08		$0.90		$0.78		$1.08		$1.12		$1.00
Accumulation unit value at end of period		$1.72		$1.60		$1.25		$1.13		$1.08		$0.90		$0.78		$1.08		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.72		$1.26		$1.15		$1.23		$0.97		$0.69		$1.21		$1.10		$1.00
Accumulation unit value at end of period		$1.83		$1.72		$1.26		$1.15		$1.23		$0.97		$0.69		$1.21		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
FTVIPT Templeton Global Bond VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.82		$1.82		$1.60		$1.63		$1.44		$1.23		$1.17		$1.07		$1.00
Accumulation unit value at end of period		$1.84		$1.82		$1.82		$1.60		$1.63		$1.44		$1.23		$1.17		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		3		2		2		2		271		251		275		89
FTVIPT Templeton Growth VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.32		$1.02		$0.86		$0.93		$0.88		$0.68		$1.19		$1.18		$1.00
Accumulation unit value at end of period		$1.27		$1.32		$1.02		$0.86		$0.93		$0.88		$0.68		$1.19		$1.18
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.67		$1.27		$1.08		$1.17		$0.95		$0.72		$1.16		$1.14		$1.00
Accumulation unit value at end of period		$1.87		$1.67		$1.27		$1.08		$1.17		$0.95		$0.72		$1.16		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		222		254		219		111
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.23		$0.91		$0.80		$0.78		$0.70		$0.59		$0.94		$1.00		—
Accumulation unit value at end of period		$1.42		$1.23		$0.91		$0.80		$0.78		$0.70		$0.59		$0.94		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.97		$1.00		—		—		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.33		$0.97		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.52		$1.14		$0.97		$1.00		$0.88		$0.69		$1.09		$1.13		$1.00
Accumulation unit value at end of period		$1.64		$1.52		$1.14		$0.97		$1.00		$0.88		$0.69		$1.09		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		282		401		277		176
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.60		$1.16		$0.97		$0.95		$0.91		$0.73		$1.03		$1.00		—
Accumulation unit value at end of period		$1.89		$1.60		$1.16		$0.97		$0.95		$0.91		$0.73		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.12		$0.95		$0.84		$0.91		$0.82		$0.61		$1.04		$1.00		—
Accumulation unit value at end of period		$1.10		$1.12		$0.95		$0.84		$0.91		$0.82		$0.61		$1.04		—
Number of accumulation units outstanding at end of period (000 omitted)		—		19		14		14		14		686		349		197		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.55		$1.22		$1.11		$1.21		$1.07		$0.84		$1.19		$1.10		$1.00
Accumulation unit value at end of period		$1.59		$1.55		$1.22		$1.11		$1.21		$1.07		$0.84		$1.19		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.32		$0.97		$1.00		—		—		—		—		—		—
Accumulation unit value at end of period		$1.40		$1.32		$0.97		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.22		$0.92		$0.79		$0.83		$0.79		$0.54		$1.13		$1.13		$1.00
Accumulation unit value at end of period		$1.28		$1.22		$0.92		$0.79		$0.83		$0.79		$0.54		$1.13		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.33		$1.04		$0.89		$0.95		$0.84		$0.63		$1.06		$1.00		—
Accumulation unit value at end of period		$1.49		$1.33		$1.04		$0.89		$0.95		$0.84		$0.63		$1.06		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		767		704		517		—
MFS^® New Discovery Series – Service Class (6/19/2006)
Accumulation unit value at beginning of period		$2.20		$1.57		$1.32		$1.49		$1.11		$0.69		$1.15		$1.14		$1.00
Accumulation unit value at end of period		$2.01		$2.20		$1.57		$1.32		$1.49		$1.11		$0.69		$1.15		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			107

Variable account charges of 1.20% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
MFS^® Total Return Series – Service Class (6/19/2006)
Accumulation unit value at beginning of period		$1.42		$1.21		$1.10		$1.10		$1.01		$0.87		$1.13		$1.10		$1.00
Accumulation unit value at end of period		$1.51		$1.42		$1.21		$1.10		$1.10		$1.01		$0.87		$1.13		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
MFS^® Utilities Series – Service Class (6/19/2006)
Accumulation unit value at beginning of period		$1.96		$1.65		$1.48		$1.41		$1.25		$0.95		$1.55		$1.23		$1.00
Accumulation unit value at end of period		$2.18		$1.96		$1.65		$1.48		$1.41		$1.25		$0.95		$1.55		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.91		$0.90		$0.70		$0.79		$0.65		$0.47		$0.85		$1.00		—
Accumulation unit value at end of period		$1.03		$0.91		$0.90		$0.70		$0.79		$0.65		$0.47		$0.85		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		178		257		106		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.61		$1.18		$1.10		$1.20		$0.92		$0.59		$1.13		$1.00		—
Accumulation unit value at end of period		$1.62		$1.61		$1.18		$1.10		$1.20		$0.92		$0.59		$1.13		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.20		$1.20		$1.05		$1.00		$0.78		$0.62		$1.01		$1.23		$1.00
Accumulation unit value at end of period		$1.54		$1.20		$1.20		$1.05		$1.00		$0.78		$0.62		$1.01		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Oppenheimer Capital Appreciation Fund/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.42		$1.11		$0.99		$1.02		$0.94		$0.66		$1.23		$1.09		$1.00
Accumulation unit value at end of period		$1.62		$1.42		$1.11		$0.99		$1.02		$0.94		$0.66		$1.23		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Oppenheimer Global Fund/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.54		$1.23		$1.03		$1.14		$0.99		$0.72		$1.22		$1.17		$1.00
Accumulation unit value at end of period		$1.55		$1.54		$1.23		$1.03		$1.14		$0.99		$0.72		$1.22		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Oppenheimer Global Strategic Income Fund/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.42		$1.44		$1.29		$1.30		$1.14		$0.98		$1.16		$1.07		$1.00
Accumulation unit value at end of period		$1.44		$1.42		$1.44		$1.29		$1.30		$1.14		$0.98		$1.16		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		541		460		421		74
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.69		$1.21		$1.04		$1.08		$0.89		$0.66		$1.07		$1.10		$1.00
Accumulation unit value at end of period		$1.86		$1.69		$1.21		$1.04		$1.08		$0.89		$0.66		$1.07		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.30		$1.32		$1.16		$1.15		$1.03		$0.86		$1.04		$1.00		—
Accumulation unit value at end of period		$1.29		$1.30		$1.32		$1.16		$1.15		$1.03		$0.86		$1.04		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		3		3		363		530		470		—
Putnam VT Global Health Care Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.79		$1.28		$1.06		$1.08		$1.07		$0.86		$1.05		$1.07		$1.00
Accumulation unit value at end of period		$2.25		$1.79		$1.28		$1.06		$1.08		$1.07		$0.86		$1.05		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.21		$0.95		$0.79		$0.96		$0.89		$0.72		$1.30		$1.21		$1.00
Accumulation unit value at end of period		$1.11		$1.21		$0.95		$0.79		$0.96		$0.89		$0.72		$1.30		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.65		$1.22		$1.06		$1.13		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.85		$1.65		$1.22		$1.06		$1.13		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.42		$1.03		$0.88		$0.94		$0.75		$0.58		$0.97		$1.12		$1.00
Accumulation unit value at end of period		$1.45		$1.42		$1.03		$0.88		$0.94		$0.75		$0.58		$0.97		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		79
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.44		$1.20		$1.07		$1.12		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.50		$1.44		$1.20		$1.07		$1.12		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.44		$1.21		$1.07		$1.12		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.50		$1.44		$1.21		$1.07		$1.12		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,378		1,740		1,770		2,021		2,057		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.24		$1.33		$1.27		$1.17		$1.14		$1.08		$1.09		$1.02		$1.00
Accumulation unit value at end of period		$1.33		$1.24		$1.33		$1.27		$1.17		$1.14		$1.08		$1.09		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		528		268		301		148



108		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.20% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.15		$1.13		$1.06		$1.04		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.15		$1.13		$1.06		$1.04		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		312		316		319		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.15		$1.13		$1.06		$1.04		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.15		$1.13		$1.06		$1.04		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		194		568		855		713		794		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.35		$1.30		$1.18		$1.08		$1.09		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		947		958		1,079		1,088		858		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.31		$1.19		$1.08		$1.09		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.36		$1.31		$1.19		$1.08		$1.09		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2,152		2,776		3,620		3,587		3,574		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.20		$1.08		$1.11		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.37		$1.20		$1.08		$1.11		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		549		556		568		575		567		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.38		$1.20		$1.08		$1.11		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.38		$1.20		$1.08		$1.11		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2,558		2,872		3,369		3,491		3,535		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.15		$1.07		$1.07		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.27		$1.22		$1.15		$1.07		$1.07		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		321		346		54		57		61		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.23		$1.16		$1.08		$1.07		$1.00		—		—		—		—
Accumulation unit value at end of period		$1.27		$1.23		$1.16		$1.08		$1.07		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		786		955		705		872		902		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.67		$1.25		$1.12		$1.18		$0.96		$0.71		$1.06		$1.12		$1.00
Accumulation unit value at end of period		$1.68		$1.67		$1.25		$1.12		$1.18		$0.96		$0.71		$1.06		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.14		$0.90		$0.82		$0.86		$0.78		$0.60		$0.99		$1.00		—
Accumulation unit value at end of period		$1.26		$1.14		$0.90		$0.82		$0.86		$0.78		$0.60		$0.99		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		963		608		391		—
Variable Portfolio – Victory Established Value Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.68		$1.25		$1.08		$1.17		$0.97		$0.72		$1.15		$1.10		$1.00
Accumulation unit value at end of period		$1.86		$1.68		$1.25		$1.08		$1.17		$0.97		$0.72		$1.15		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—
Wanger International (6/19/2006)
Accumulation unit value at beginning of period		$1.70		$1.41		$1.17		$1.39		$1.12		$0.76		$1.41		$1.23		$1.00
Accumulation unit value at end of period		$1.61		$1.70		$1.41		$1.17		$1.39		$1.12		$0.76		$1.41		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		235		303		161		72
Wanger USA (6/19/2006)
Accumulation unit value at beginning of period		$1.71		$1.30		$1.09		$1.15		$0.94		$0.67		$1.12		$1.08		$1.00
Accumulation unit value at end of period		$1.77		$1.71		$1.30		$1.09		$1.15		$0.94		$0.67		$1.12		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		199		173		120		14

Variable account charges of 1.25% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.36		$1.18		$1.05		$1.10		$1.01		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.43		$1.36		$1.18		$1.05		$1.10		$1.01		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$1.79		$1.47		$1.32		$1.74		$1.49		$0.98		$1.90		$1.60		$1.50		$1.46
Accumulation unit value at end of period		$1.85		$1.79		$1.47		$1.32		$1.74		$1.49		$0.98		$1.90		$1.60		$1.50
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$2.32		$1.74		$1.50		$1.44		$1.29		$1.08		$1.85		$1.79		$1.55		$1.50
Accumulation unit value at end of period		$2.50		$2.32		$1.74		$1.50		$1.44		$1.29		$1.08		$1.85		$1.79		$1.55
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			109

Variable account charges of 1.25% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS International Value Portfolio (Class B) (6/19/2006)
Accumulation unit value at beginning of period		$0.89		$0.73		$0.65		$0.82		$0.79		$0.60		$1.29		$1.24		$1.00		—
Accumulation unit value at end of period		$0.82		$0.89		$0.73		$0.65		$0.82		$0.79		$0.60		$1.29		$1.24		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		193		237		122		44		—
American Century VP Inflation Protection, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.28		$1.41		$1.33		$1.21		$1.16		$1.07		$1.10		$1.02		$1.00		—
Accumulation unit value at end of period		$1.30		$1.28		$1.41		$1.33		$1.21		$1.16		$1.07		$1.10		$1.02		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.46		$1.14		$0.99		$1.01		$0.86		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.67		$1.46		$1.14		$0.99		$1.01		$0.86		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.63		$1.21		$1.07		$1.08		$0.94		$0.71		$1.23		$1.03		$1.00		—
Accumulation unit value at end of period		$1.77		$1.63		$1.21		$1.07		$1.08		$0.94		$0.71		$1.23		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		119		—
American Century VP Value, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.51		$1.16		$1.02		$1.03		$0.92		$0.78		$1.08		$1.15		$1.00		—
Accumulation unit value at end of period		$1.68		$1.51		$1.16		$1.02		$1.03		$0.92		$0.78		$1.08		$1.15		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.81		$1.24		$1.06		$1.05		$0.85		$0.60		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.86		$1.81		$1.24		$1.06		$1.05		$0.85		$0.60		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.02		$1.03		$1.04		$1.05		$1.07		$1.08		$1.07		$1.03		$1.00		$0.99
Accumulation unit value at end of period		$1.00		$1.02		$1.03		$1.04		$1.05		$1.07		$1.08		$1.07		$1.03		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		1		1		89		5		1		1		—
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.35		$1.40		$1.32		$1.25		$1.17		$1.04		$1.12		$1.08		$1.05		$1.04
Accumulation unit value at end of period		$1.41		$1.35		$1.40		$1.32		$1.25		$1.17		$1.04		$1.12		$1.08		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		101		103		100		134		140		592		462		402		211		63
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.83		$2.26		$2.01		$2.14		$1.86		$1.47		$2.51		$2.35		$1.99		$1.77
Accumulation unit value at end of period		$3.07		$2.83		$2.26		$2.01		$2.14		$1.86		$1.47		$2.51		$2.35		$1.99
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		3		3		255		219		122		62		2
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.53		$1.58		$1.33		$1.70		$1.44		$0.84		$1.83		$1.34		$1.00		—
Accumulation unit value at end of period		$1.48		$1.53		$1.58		$1.33		$1.70		$1.44		$0.84		$1.83		$1.34		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		86		130		64		37		—
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.70		$1.62		$1.42		$1.36		$1.21		$0.80		$1.08		$1.07		$1.00		—
Accumulation unit value at end of period		$1.74		$1.70		$1.62		$1.42		$1.36		$1.21		$0.80		$1.08		$1.07		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		4		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.90		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.92		$0.90		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.67		$1.61		$1.42		$1.35		$1.21		$0.86		$1.08		$1.06		$1.00		—
Accumulation unit value at end of period		$1.71		$1.67		$1.61		$1.42		$1.35		$1.21		$0.86		$1.08		$1.06		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		3		3		270		168		142		56		—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.33		$1.10		$0.95		$1.09		$0.97		$0.77		$1.31		$1.18		$1.00		—
Accumulation unit value at end of period		$1.20		$1.33		$1.10		$0.95		$1.09		$0.97		$0.77		$1.31		$1.18		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.01		$1.56		$1.32		$1.38		$1.19		$0.88		$1.60		$1.57		$1.43		$1.34
Accumulation unit value at end of period		$2.26		$2.01		$1.56		$1.32		$1.38		$1.19		$0.88		$1.60		$1.57		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (3/17/2006)
Accumulation unit value at beginning of period		$1.38		$1.04		$0.93		$0.89		$0.77		$0.63		$1.10		$1.08		$1.00		—
Accumulation unit value at end of period		$1.57		$1.38		$1.04		$0.93		$0.89		$0.77		$0.63		$1.10		$1.08		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



110		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.25% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.07		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		188		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.44		$1.08		$0.97		$1.01		$0.84		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.56		$1.44		$1.08		$0.97		$1.01		$0.84		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		4		4		4		4		5		522		366		216		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.01		$0.85		$0.73		$0.89		$0.79		$0.58		$1.14		$1.00		—		—
Accumulation unit value at end of period		$0.95		$1.01		$0.85		$0.73		$0.89		$0.79		$0.58		$1.14		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.54		$1.19		$1.08		$1.29		$1.03		$0.64		$1.18		$1.05		$1.00		—
Accumulation unit value at end of period		$1.63		$1.54		$1.19		$1.08		$1.29		$1.03		$0.64		$1.18		$1.05		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.31		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.45		$1.31		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.30		$1.77		$1.55		$1.54		$1.36		$1.09		$1.76		$1.70		$1.49		$1.45
Accumulation unit value at end of period		$2.57		$2.30		$1.77		$1.55		$1.54		$1.36		$1.09		$1.76		$1.70		$1.49
Number of accumulation units outstanding at end of period (000 omitted)		22		23		25		52		54		48		—		—		1		1
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (6/19/2006)
Accumulation unit value at beginning of period		$1.59		$1.20		$1.10		$1.18		$0.95		$0.77		$1.08		$1.12		$1.00		—
Accumulation unit value at end of period		$1.62		$1.59		$1.20		$1.10		$1.18		$0.95		$0.77		$1.08		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		3		3		342		249		184		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.05		$1.09		$1.08		$1.08		$1.06		$1.02		$1.06		$1.02		$0.99		$0.99
Accumulation unit value at end of period		$1.10		$1.05		$1.09		$1.08		$1.08		$1.06		$1.02		$1.06		$1.02		$0.99
Number of accumulation units outstanding at end of period (000 omitted)		84		82		75		111		112		154		44		67		66		59
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.73		$0.82		$0.85		$0.98		$0.85		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.59		$0.73		$0.82		$0.85		$0.98		$0.85		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.63		$1.22		$1.04		$1.05		$0.84		$0.63		$1.06		$1.06		$1.00		—
Accumulation unit value at end of period		$1.80		$1.63		$1.22		$1.04		$1.05		$0.84		$0.63		$1.06		$1.06		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.61		$1.35		$1.24		$1.16		$1.02		$0.84		$1.21		$1.15		$1.00		—
Accumulation unit value at end of period		$1.72		$1.61		$1.35		$1.24		$1.16		$1.02		$0.84		$1.21		$1.15		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.98		$0.85		$0.70		$0.83		$0.77		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.94		$0.98		$0.85		$0.70		$0.83		$0.77		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.05		$0.87		$0.78		$0.97		$0.95		$0.73		$1.19		$1.16		$1.00		—
Accumulation unit value at end of period		$0.94		$1.05		$0.87		$0.78		$0.97		$0.95		$0.73		$1.19		$1.16		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.20		$1.17		$1.10		$1.09		$1.01		$0.71		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.19		$1.20		$1.17		$1.10		$1.09		$1.01		$0.71		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		3		3		175		112		87		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.77		$2.14		$1.86		$1.94		$1.68		$1.26		$2.22		$1.92		$1.74		$1.51
Accumulation unit value at end of period		$3.05		$2.77		$2.14		$1.86		$1.94		$1.68		$1.26		$2.22		$1.92		$1.74
Number of accumulation units outstanding at end of period (000 omitted)		27		29		32		80		157		211		456		423		417		311



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			111

Variable account charges of 1.25% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Fidelity^® VIP Growth Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.33		$1.73		$1.54		$1.56		$1.27		$1.01		$1.93		$1.55		$1.47		$1.41
Accumulation unit value at end of period		$2.55		$2.33		$1.73		$1.54		$1.56		$1.27		$1.01		$1.93		$1.55		$1.47
Number of accumulation units outstanding at end of period (000 omitted)		3		19		19		19		19		19		19		19		19		19
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.32		$1.36		$1.31		$1.24		$1.17		$1.02		$1.07		$1.04		$1.00		—
Accumulation unit value at end of period		$1.38		$1.32		$1.36		$1.31		$1.24		$1.17		$1.02		$1.07		$1.04		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		3		3		214		168		157		8		—
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$3.75		$2.79		$2.47		$2.80		$2.21		$1.60		$2.68		$2.35		$2.12		$1.82
Accumulation unit value at end of period		$3.92		$3.75		$2.79		$2.47		$2.80		$2.21		$1.60		$2.68		$2.35		$2.12
Number of accumulation units outstanding at end of period (000 omitted)		13		13		14		24		26		90		115		80		51		33
Fidelity^® VIP Overseas Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.66		$2.07		$1.74		$2.13		$1.91		$1.53		$2.77		$2.40		$2.06		$1.76
Accumulation unit value at end of period		$2.41		$2.66		$2.07		$1.74		$2.13		$1.91		$1.53		$2.77		$2.40		$2.06
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		5		5		5		11		6
FTVIPT Franklin Income VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.50		$1.34		$1.20		$1.19		$1.07		$0.80		$1.15		$1.12		$1.00		—
Accumulation unit value at end of period		$1.55		$1.50		$1.34		$1.20		$1.19		$1.07		$0.80		$1.15		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.19		$1.73		$1.54		$1.57		$1.43		$1.15		$1.85		$1.81		$1.55		$1.42
Accumulation unit value at end of period		$2.32		$2.19		$1.73		$1.54		$1.57		$1.43		$1.15		$1.85		$1.81		$1.55
Number of accumulation units outstanding at end of period (000 omitted)		15		17		19		60		145		171		212		201		252		215
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.59		$1.24		$1.12		$1.07		$0.90		$0.78		$1.08		$1.12		$1.00		—
Accumulation unit value at end of period		$1.71		$1.59		$1.24		$1.12		$1.07		$0.90		$0.78		$1.08		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.81		$2.06		$1.88		$2.00		$1.59		$1.12		$1.97		$1.79		$1.67		$1.62
Accumulation unit value at end of period		$2.98		$2.81		$2.06		$1.88		$2.00		$1.59		$1.12		$1.97		$1.79		$1.67
Number of accumulation units outstanding at end of period (000 omitted)		—		15		15		15		15		17		17		17		18		18
FTVIPT Templeton Global Bond VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.82		$1.81		$1.59		$1.63		$1.44		$1.23		$1.17		$1.07		$1.00		—
Accumulation unit value at end of period		$1.83		$1.82		$1.81		$1.59		$1.63		$1.44		$1.23		$1.17		$1.07		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		174		148		152		68		—
FTVIPT Templeton Growth VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.32		$1.02		$0.85		$0.93		$0.88		$0.68		$1.19		$1.18		$1.00		—
Accumulation unit value at end of period		$1.27		$1.32		$1.02		$0.85		$0.93		$0.88		$0.68		$1.19		$1.18		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.66		$1.26		$1.08		$1.17		$0.95		$0.72		$1.16		$1.14		$1.00		—
Accumulation unit value at end of period		$1.86		$1.66		$1.26		$1.08		$1.17		$0.95		$0.72		$1.16		$1.14		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		117		130		114		73		—
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.23		$0.91		$0.80		$0.78		$0.70		$0.58		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.41		$1.23		$0.91		$0.80		$0.78		$0.70		$0.58		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.96		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.33		$0.96		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.52		$1.13		$0.97		$1.00		$0.87		$0.69		$1.09		$1.13		$1.00		—
Accumulation unit value at end of period		$1.64		$1.52		$1.13		$0.97		$1.00		$0.87		$0.69		$1.09		$1.13		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		2		2		166		214		143		123		—
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.60		$1.15		$0.97		$0.95		$0.91		$0.73		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.88		$1.60		$1.15		$0.97		$0.95		$0.91		$0.73		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.11		$0.95		$0.83		$0.91		$0.82		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.10		$1.11		$0.95		$0.83		$0.91		$0.82		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		4		4		4		4		4		408		182		104		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.54		$1.21		$1.11		$1.20		$1.07		$0.83		$1.19		$1.10		$1.00		—
Accumulation unit value at end of period		$1.58		$1.54		$1.21		$1.11		$1.20		$1.07		$0.83		$1.19		$1.10		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



112		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.25% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.31		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.40		$1.31		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.98		$1.50		$1.29		$1.35		$1.28		$0.88		$1.85		$1.85		$1.66		$1.59
Accumulation unit value at end of period		$2.08		$1.98		$1.50		$1.29		$1.35		$1.28		$0.88		$1.85		$1.85		$1.66
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		1		1
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.33		$1.04		$0.89		$0.95		$0.84		$0.63		$1.06		$1.00		—		—
Accumulation unit value at end of period		$1.48		$1.33		$1.04		$0.89		$0.95		$0.84		$0.63		$1.06		—		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		4		4		4		450		376		265		—		—
MFS^® New Discovery Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$3.27		$2.34		$1.96		$2.22		$1.65		$1.03		$1.72		$1.70		$1.53		$1.47
Accumulation unit value at end of period		$2.98		$3.27		$2.34		$1.96		$2.22		$1.65		$1.03		$1.72		$1.70		$1.53
Number of accumulation units outstanding at end of period (000 omitted)		—		15		15		15		15		15		15		15		15		15
MFS^® Total Return Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$1.84		$1.57		$1.43		$1.42		$1.32		$1.13		$1.48		$1.44		$1.30		$1.29
Accumulation unit value at end of period		$1.96		$1.84		$1.57		$1.43		$1.42		$1.32		$1.13		$1.48		$1.44		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		49		52		55		77		81		79		107		130		122		126
MFS^® Utilities Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$4.04		$3.40		$3.04		$2.89		$2.58		$1.97		$3.20		$2.54		$1.97		$1.71
Accumulation unit value at end of period		$4.49		$4.04		$3.40		$3.04		$2.89		$2.58		$1.97		$3.20		$2.54		$1.97
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.91		$0.90		$0.70		$0.79		$0.65		$0.47		$0.85		$1.00		—		—
Accumulation unit value at end of period		$1.02		$0.91		$0.90		$0.70		$0.79		$0.65		$0.47		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		101		136		53		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.60		$1.18		$1.10		$1.20		$0.92		$0.59		$1.13		$1.00		—		—
Accumulation unit value at end of period		$1.61		$1.60		$1.18		$1.10		$1.20		$0.92		$0.59		$1.13		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.20		$1.19		$1.04		$1.00		$0.78		$0.62		$1.01		$1.23		$1.00		—
Accumulation unit value at end of period		$1.53		$1.20		$1.19		$1.04		$1.00		$0.78		$0.62		$1.01		$1.23		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		1		—
Oppenheimer Capital Appreciation Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.04		$1.60		$1.42		$1.46		$1.35		$0.95		$1.77		$1.58		$1.48		$1.43
Accumulation unit value at end of period		$2.32		$2.04		$1.60		$1.42		$1.46		$1.35		$0.95		$1.77		$1.58		$1.48
Number of accumulation units outstanding at end of period (000 omitted)		5		20		20		20		21		22		22		22		22		22
Oppenheimer Global Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.11		$2.48		$2.08		$2.30		$2.01		$1.46		$2.48		$2.37		$2.04		$1.81
Accumulation unit value at end of period		$3.13		$3.11		$2.48		$2.08		$2.30		$2.01		$1.46		$2.48		$2.37		$2.04
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		1		1		8		8		8
Oppenheimer Global Strategic Income Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.71		$1.74		$1.56		$1.57		$1.38		$1.18		$1.40		$1.30		$1.22		$1.21
Accumulation unit value at end of period		$1.74		$1.71		$1.74		$1.56		$1.57		$1.38		$1.18		$1.40		$1.30		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		22		21		22		75		184		512		626		636		494		444
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.37		$2.42		$2.09		$2.16		$1.78		$1.32		$2.15		$2.21		$1.95		$1.80
Accumulation unit value at end of period		$3.71		$3.37		$2.42		$2.09		$2.16		$1.78		$1.32		$2.15		$2.21		$1.95
Number of accumulation units outstanding at end of period (000 omitted)		7		7		8		15		19		20		35		42		37		37
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.30		$1.31		$1.16		$1.15		$1.03		$0.86		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.29		$1.30		$1.31		$1.16		$1.15		$1.03		$0.86		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		221		291		247		—		—
Putnam VT Global Health Care Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.78		$1.27		$1.05		$1.08		$1.07		$0.86		$1.05		$1.07		$1.00		—
Accumulation unit value at end of period		$2.24		$1.78		$1.27		$1.05		$1.08		$1.07		$0.86		$1.05		$1.07		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.21		$1.75		$1.45		$1.77		$1.63		$1.32		$2.39		$2.23		$1.77		$1.60
Accumulation unit value at end of period		$2.03		$2.21		$1.75		$1.45		$1.77		$1.63		$1.32		$2.39		$2.23		$1.77
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		3		3		3		3		3		3
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.64		$1.22		$1.06		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.84		$1.64		$1.22		$1.06		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			113

Variable account charges of 1.25% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Putnam VT Small Cap Value Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.41		$1.02		$0.88		$0.94		$0.75		$0.58		$0.97		$1.12		$1.00		—
Accumulation unit value at end of period		$1.44		$1.41		$1.02		$0.88		$0.94		$0.75		$0.58		$0.97		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		51		—
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.43		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.49		$1.43		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.44		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.50		$1.44		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		430		596		607		665		866		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.24		$1.33		$1.27		$1.17		$1.14		$1.08		$1.09		$1.02		$1.00		—
Accumulation unit value at end of period		$1.33		$1.24		$1.33		$1.27		$1.17		$1.14		$1.08		$1.09		$1.02		—
Number of accumulation units outstanding at end of period (000 omitted)		5		5		5		5		5		351		153		160		110		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.15		$1.13		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.15		$1.13		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.15		$1.13		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.15		$1.13		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		276		422		621		651		503		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.35		$1.30		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		112		118		279		281		211		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.35		$1.30		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,554		1,847		1,904		1,986		2,010		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.20		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.37		$1.20		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		270		272		127		128		129		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.20		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.43		$1.37		$1.20		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		588		1,074		1,463		1,486		2,068		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.26		$1.22		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.16		$1.08		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.27		$1.22		$1.16		$1.08		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		72		75		82		89		96		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$3.26		$2.45		$2.18		$2.31		$1.88		$1.40		$2.07		$2.20		$1.85		$1.77
Accumulation unit value at end of period		$3.28		$3.26		$2.45		$2.18		$2.31		$1.88		$1.40		$2.07		$2.20		$1.85
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.13		$0.89		$0.82		$0.86		$0.78		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.25		$1.13		$0.89		$0.82		$0.86		$0.78		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		5		5		5		5		5		557		318		203		—		—
Variable Portfolio – Victory Established Value Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.67		$1.25		$1.08		$1.17		$0.97		$0.72		$1.15		$1.10		$1.00		—
Accumulation unit value at end of period		$1.85		$1.67		$1.25		$1.08		$1.17		$0.97		$0.72		$1.15		$1.10		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Wanger International (6/19/2006)
Accumulation unit value at beginning of period		$1.69		$1.40		$1.17		$1.38		$1.12		$0.76		$1.41		$1.23		$1.00		—
Accumulation unit value at end of period		$1.60		$1.69		$1.40		$1.17		$1.38		$1.12		$0.76		$1.41		$1.23		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		127		169		82		48		—
Wanger USA (6/19/2006)
Accumulation unit value at beginning of period		$1.71		$1.29		$1.09		$1.14		$0.94		$0.67		$1.12		$1.08		$1.00		—
Accumulation unit value at end of period		$1.77		$1.71		$1.29		$1.09		$1.14		$0.94		$0.67		$1.12		$1.08		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		109		92		61		8		—



114		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.30% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.35		$1.18		$1.05		$1.10		$1.01		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.43		$1.35		$1.18		$1.05		$1.10		$1.01		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		54		54		55		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$1.78		$1.47		$1.31		$1.74		$1.48		$0.98		$1.89		$1.60		$1.50		$1.46
Accumulation unit value at end of period		$1.84		$1.78		$1.47		$1.31		$1.74		$1.48		$0.98		$1.89		$1.60		$1.50
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$2.30		$1.73		$1.50		$1.43		$1.28		$1.08		$1.85		$1.79		$1.55		$1.50
Accumulation unit value at end of period		$2.48		$2.30		$1.73		$1.50		$1.43		$1.28		$1.08		$1.85		$1.79		$1.55
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		6		6		6		6		6		6
AB VPS International Value Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.15		$0.95		$0.84		$1.06		$1.03		$0.78		$1.69		$1.62		$1.21		$1.05
Accumulation unit value at end of period		$1.06		$1.15		$0.95		$0.84		$1.06		$1.03		$0.78		$1.69		$1.62		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		66		101		248		292		237		255		278		206		225		116
American Century VP Inflation Protection, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.27		$1.41		$1.33		$1.20		$1.16		$1.07		$1.10		$1.02		$1.01		$1.01
Accumulation unit value at end of period		$1.30		$1.27		$1.41		$1.33		$1.20		$1.16		$1.07		$1.10		$1.02		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		71		123		229		294		315		311		278		402		422		276
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.45		$1.13		$0.99		$1.01		$0.86		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.67		$1.45		$1.13		$0.99		$1.01		$0.86		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.56		$1.15		$1.03		$1.03		$0.90		$0.68		$1.18		$0.99		$1.04		$1.03
Accumulation unit value at end of period		$1.69		$1.56		$1.15		$1.03		$1.03		$0.90		$0.68		$1.18		$0.99		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		50		84		232		298		302		324		321		339		448		145
American Century VP Value, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.63		$1.26		$1.11		$1.12		$1.00		$0.85		$1.17		$1.25		$1.07		$1.04
Accumulation unit value at end of period		$1.82		$1.63		$1.26		$1.11		$1.12		$1.00		$0.85		$1.17		$1.25		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		14		14		14		14		14		15		15		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.80		$1.24		$1.05		$1.05		$0.85		$0.60		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.85		$1.80		$1.24		$1.05		$1.05		$0.85		$0.60		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.01		$1.02		$1.04		$1.05		$1.06		$1.08		$1.07		$1.03		$1.00		$0.99
Accumulation unit value at end of period		$1.00		$1.01		$1.02		$1.04		$1.05		$1.06		$1.08		$1.07		$1.03		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		11		18		22		20		21		20		17		20		19		19
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.35		$1.40		$1.32		$1.25		$1.17		$1.04		$1.12		$1.08		$1.05		$1.04
Accumulation unit value at end of period		$1.40		$1.35		$1.40		$1.32		$1.25		$1.17		$1.04		$1.12		$1.08		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		26		25		25		24		26		77		86		98		18		1
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.81		$2.25		$2.00		$2.13		$1.85		$1.47		$2.50		$2.35		$1.99		$1.77
Accumulation unit value at end of period		$3.05		$2.81		$2.25		$2.00		$2.13		$1.85		$1.47		$2.50		$2.35		$1.99
Number of accumulation units outstanding at end of period (000 omitted)		45		73		206		272		261		321		317		297		318		136
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$2.15		$2.22		$1.86		$2.39		$2.02		$1.18		$2.57		$1.89		$1.43		$1.08
Accumulation unit value at end of period		$2.07		$2.15		$2.22		$1.86		$2.39		$2.02		$1.18		$2.57		$1.89		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		42		54		84		104		86		105		143		109		150		71
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.79		$1.71		$1.50		$1.44		$1.28		$0.84		$1.14		$1.13		$1.04		$1.01
Accumulation unit value at end of period		$1.83		$1.79		$1.71		$1.50		$1.44		$1.28		$0.84		$1.14		$1.13		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		14		19		38		59		62		68		78		82		79		68
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.90		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.92		$0.90		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		44		80		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.72		$1.66		$1.46		$1.39		$1.25		$0.89		$1.11		$1.09		$1.03		$1.01
Accumulation unit value at end of period		$1.76		$1.72		$1.66		$1.46		$1.39		$1.25		$0.89		$1.11		$1.09		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		10		10		13		13		14		64		49		53 8				—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.64		$1.36		$1.17		$1.35		$1.20		$0.95		$1.62		$1.46		$1.19		$1.06
Accumulation unit value at end of period		$1.48		$1.64		$1.36		$1.17		$1.35		$1.20		$0.95		$1.62		$1.46		$1.19
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			115

Variable account charges of 1.30% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.00		$1.55		$1.31		$1.37		$1.19		$0.88		$1.60		$1.57		$1.43		$1.33
Accumulation unit value at end of period		$2.25		$2.00		$1.55		$1.31		$1.37		$1.19		$0.88		$1.60		$1.57		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.56		$1.18		$1.05		$1.01		$0.87		$0.71		$1.25		$1.23		$1.08		$1.03
Accumulation unit value at end of period		$1.77		$1.56		$1.18		$1.05		$1.01		$0.87		$0.71		$1.25		$1.23		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		24		46		62		63		67		68		66		52		45		57
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		207		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.07		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		150		151		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		856		868		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.44		$1.07		$0.97		$1.01		$0.84		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.55		$1.44		$1.07		$0.97		$1.01		$0.84		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		7		7		15		15		15		116		92		65		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.01		$0.85		$0.73		$0.88		$0.79		$0.58		$1.14		$1.00		—		—
Accumulation unit value at end of period		$0.95		$1.01		$0.85		$0.73		$0.88		$0.79		$0.58		$1.14		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.63		$1.26		$1.15		$1.37		$1.10		$0.68		$1.25		$1.11		$1.13		$1.04
Accumulation unit value at end of period		$1.73		$1.63		$1.26		$1.15		$1.37		$1.10		$0.68		$1.25		$1.11		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.31		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.45		$1.31		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.29		$1.76		$1.54		$1.54		$1.36		$1.09		$1.76		$1.70		$1.49		$1.45
Accumulation unit value at end of period		$2.56		$2.29		$1.76		$1.54		$1.54		$1.36		$1.09		$1.76		$1.70		$1.49
Number of accumulation units outstanding at end of period (000 omitted)		16		16		17		17		74		74		74		78		79		80
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (11/15/2004)
Accumulation unit value at beginning of period		$1.83		$1.38		$1.26		$1.36		$1.09		$0.88		$1.24		$1.29		$1.10		$1.06
Accumulation unit value at end of period		$1.86		$1.83		$1.38		$1.26		$1.36		$1.09		$0.88		$1.24		$1.29		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		4		4		9		9		9		66		51		48		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.04		$1.08		$1.07		$1.07		$1.06		$1.01		$1.06		$1.02		$0.99		$0.99
Accumulation unit value at end of period		$1.09		$1.04		$1.08		$1.07		$1.07		$1.06		$1.01		$1.06		$1.02		$0.99
Number of accumulation units outstanding at end of period (000 omitted)		73		86		87		87		94		94		103		106		106		109
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.72		$0.82		$0.84		$0.98		$0.85		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.59		$0.72		$0.82		$0.84		$0.98		$0.85		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.81		$1.36		$1.16		$1.17		$0.93		$0.70		$1.19		$1.19		$1.12		$1.04
Accumulation unit value at end of period		$2.00		$1.81		$1.36		$1.16		$1.17		$0.93		$0.70		$1.19		$1.19		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.68		$1.41		$1.29		$1.21		$1.06		$0.88		$1.27		$1.20		$1.05		$1.02
Accumulation unit value at end of period		$1.79		$1.68		$1.41		$1.29		$1.21		$1.06		$0.88		$1.27		$1.20		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.98		$0.85		$0.70		$0.83		$0.77		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.94		$0.98		$0.85		$0.70		$0.83		$0.77		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



116		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.30% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.26		$1.04		$0.94		$1.17		$1.14		$0.88		$1.43		$1.40		$1.16		$1.05
Accumulation unit value at end of period		$1.13		$1.26		$1.04		$0.94		$1.17		$1.14		$0.88		$1.43		$1.40		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.19		$1.17		$1.10		$1.09		$1.01		$0.71		$0.98		$1.00		—		—
Accumulation unit value at end of period		$1.19		$1.19		$1.17		$1.10		$1.09		$1.01		$0.71		$0.98		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		4		4		4		24		26		25		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.75		$2.13		$1.86		$1.93		$1.68		$1.25		$2.22		$1.91		$1.74		$1.51
Accumulation unit value at end of period		$3.03		$2.75		$2.13		$1.86		$1.93		$1.68		$1.25		$2.22		$1.91		$1.74
Number of accumulation units outstanding at end of period (000 omitted)		135		178		344		427		462		489		523		506		571		301
Fidelity^® VIP Growth Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.32		$1.73		$1.53		$1.55		$1.27		$1.00		$1.93		$1.54		$1.47		$1.41
Accumulation unit value at end of period		$2.54		$2.32		$1.73		$1.53		$1.55		$1.27		$1.00		$1.93		$1.54		$1.47
Number of accumulation units outstanding at end of period (000 omitted)		4		5		5		5		5		5		5		5		5		4
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.31		$1.35		$1.30		$1.23		$1.16		$1.02		$1.07		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$1.37		$1.31		$1.35		$1.30		$1.23		$1.16		$1.02		$1.07		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		83		134		254		318		328		340		321		442		416		269
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$3.72		$2.78		$2.46		$2.79		$2.20		$1.59		$2.67		$2.35		$2.12		$1.82
Accumulation unit value at end of period		$3.90		$3.72		$2.78		$2.46		$2.79		$2.20		$1.59		$2.67		$2.35		$2.12
Number of accumulation units outstanding at end of period (000 omitted)		24		29		61		71		135		157		163		176		181		124
Fidelity^® VIP Overseas Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.64		$2.06		$1.73		$2.12		$1.91		$1.53		$2.77		$2.39		$2.06		$1.76
Accumulation unit value at end of period		$2.39		$2.64		$2.06		$1.73		$2.12		$1.91		$1.53		$2.77		$2.39		$2.06
Number of accumulation units outstanding at end of period (000 omitted)		5		8		14		14		13		13		13		12		12		9
FTVIPT Franklin Income VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.44		$1.29		$1.28		$1.15		$0.86		$1.24		$1.21		$1.03		$1.03
Accumulation unit value at end of period		$1.67		$1.62		$1.44		$1.29		$1.28		$1.15		$0.86		$1.24		$1.21		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.18		$1.72		$1.53		$1.56		$1.43		$1.15		$1.85		$1.81		$1.55		$1.42
Accumulation unit value at end of period		$2.31		$2.18		$1.72		$1.53		$1.56		$1.43		$1.15		$1.85		$1.81		$1.55
Number of accumulation units outstanding at end of period (000 omitted)		70		70		71		76		85		87		106		113		115		111
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.71		$1.34		$1.21		$1.16		$0.97		$0.84		$1.16		$1.21		$1.05		$1.03
Accumulation unit value at end of period		$1.84		$1.71		$1.34		$1.21		$1.16		$0.97		$0.84		$1.16		$1.21		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.79		$2.05		$1.87		$1.99		$1.58		$1.12		$1.97		$1.79		$1.67		$1.61
Accumulation unit value at end of period		$2.96		$2.79		$2.05		$1.87		$1.99		$1.58		$1.12		$1.97		$1.79		$1.67
Number of accumulation units outstanding at end of period (000 omitted)		36		36		48		48		57		57		62		80		80		67
FTVIPT Templeton Global Bond VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.89		$1.88		$1.66		$1.69		$1.50		$1.28		$1.22		$1.11		$1.00		$1.05
Accumulation unit value at end of period		$1.90		$1.89		$1.88		$1.66		$1.69		$1.50		$1.28		$1.22		$1.11		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		27		42		73		90		89		115		120		175		155		92
FTVIPT Templeton Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.51		$1.17		$0.98		$1.06		$1.00		$0.77		$1.36		$1.35		$1.12		$1.04
Accumulation unit value at end of period		$1.44		$1.51		$1.17		$0.98		$1.06		$1.00		$0.77		$1.36		$1.35		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.94		$1.48		$1.27		$1.37		$1.11		$0.84		$1.36		$1.33		$1.16		$1.04
Accumulation unit value at end of period		$2.18		$1.94		$1.48		$1.27		$1.37		$1.11		$0.84		$1.36		$1.33		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		27		45		111		146		140		178		179		191		188		84
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.23		$0.90		$0.80		$0.78		$0.70		$0.58		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.41		$1.23		$0.90		$0.80		$0.78		$0.70		$0.58		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.96		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.33		$0.96		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.63		$1.22		$1.04		$1.07		$0.94		$0.74		$1.17		$1.21		$1.06		$1.03
Accumulation unit value at end of period		$1.75		$1.63		$1.22		$1.04		$1.07		$0.94		$0.74		$1.17		$1.21		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		109		178		443		605		588		650		645		666		707		335



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			117

Variable account charges of 1.30% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.59		$1.15		$0.97		$0.94		$0.91		$0.72		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.88		$1.59		$1.15		$0.97		$0.94		$0.91		$0.72		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.11		$0.95		$0.83		$0.91		$0.82		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.10		$1.11		$0.95		$0.83		$0.91		$0.82		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		4		4		10		10		10		86		46		34		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.66		$1.31		$1.20		$1.30		$1.16		$0.90		$1.28		$1.19		$1.09		$1.03
Accumulation unit value at end of period		$1.71		$1.66		$1.31		$1.20		$1.30		$1.16		$0.90		$1.28		$1.19		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		3		6		8		7		7		7		7		7		6		8
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.31		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.40		$1.31		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		10		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.96		$1.49		$1.29		$1.35		$1.28		$0.88		$1.84		$1.84		$1.65		$1.59
Accumulation unit value at end of period		$2.06		$1.96		$1.49		$1.29		$1.35		$1.28		$0.88		$1.84		$1.84		$1.65
Number of accumulation units outstanding at end of period (000 omitted)		15		23		29		30		35		33		36		43		40		45
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.33		$1.03		$0.88		$0.95		$0.84		$0.63		$1.06		$1.00		—		—
Accumulation unit value at end of period		$1.48		$1.33		$1.03		$0.88		$0.95		$0.84		$0.63		$1.06		—		—
Number of accumulation units outstanding at end of period (000 omitted)		6		7		14		14		14		102		87		81		—		—
MFS^® New Discovery Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$3.25		$2.33		$1.95		$2.21		$1.65		$1.02		$1.72		$1.70		$1.52		$1.47
Accumulation unit value at end of period		$2.97		$3.25		$2.33		$1.95		$2.21		$1.65		$1.02		$1.72		$1.70		$1.52
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		2		2		2
MFS^® Total Return Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$1.83		$1.56		$1.42		$1.42		$1.31		$1.13		$1.47		$1.43		$1.30		$1.29
Accumulation unit value at end of period		$1.95		$1.83		$1.56		$1.42		$1.42		$1.31		$1.13		$1.47		$1.43		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		6		6		5		8		15		15		16		17		16		16
MFS^® Utilities Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$4.02		$3.39		$3.03		$2.88		$2.57		$1.96		$3.19		$2.54		$1.96		$1.71
Accumulation unit value at end of period		$4.46		$4.02		$3.39		$3.03		$2.88		$2.57		$1.96		$3.19		$2.54		$1.96
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		1		1		1		2		1
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.91		$0.89		$0.70		$0.79		$0.65		$0.47		$0.85		$1.00		—		—
Accumulation unit value at end of period		$1.02		$0.91		$0.89		$0.70		$0.79		$0.65		$0.47		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		4		4		4		20		39		13		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.59		$1.18		$1.10		$1.20		$0.92		$0.59		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.60		$1.59		$1.18		$1.10		$1.20		$0.92		$0.59		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.59		$1.39		$1.34		$1.04		$0.82		$1.35		$1.65		$1.21		$1.05
Accumulation unit value at end of period		$2.04		$1.60		$1.59		$1.39		$1.34		$1.04		$0.82		$1.35		$1.65		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		6		9		12		13		14		17		17		11		13		14
Oppenheimer Capital Appreciation Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.03		$1.59		$1.41		$1.45		$1.35		$0.95		$1.77		$1.57		$1.48		$1.43
Accumulation unit value at end of period		$2.31		$2.03		$1.59		$1.41		$1.45		$1.35		$0.95		$1.77		$1.57		$1.48
Number of accumulation units outstanding at end of period (000 omitted)		84		108		184		223		234		237		254		250		299		199
Oppenheimer Global Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.09		$2.47		$2.07		$2.29		$2.00		$1.46		$2.47		$2.36		$2.04		$1.81
Accumulation unit value at end of period		$3.11		$3.09		$2.47		$2.07		$2.29		$2.00		$1.46		$2.47		$2.36		$2.04
Number of accumulation units outstanding at end of period (000 omitted)		7		6		7		7		7		7		7		7		7		7
Oppenheimer Global Strategic Income Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.70		$1.73		$1.55		$1.56		$1.38		$1.18		$1.40		$1.29		$1.22		$1.21
Accumulation unit value at end of period		$1.72		$1.70		$1.73		$1.55		$1.56		$1.38		$1.18		$1.40		$1.29		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		135		167		244		281		280		328		327		389		367		272
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.35		$2.41		$2.08		$2.16		$1.77		$1.31		$2.15		$2.21		$1.95		$1.80
Accumulation unit value at end of period		$3.69		$3.35		$2.41		$2.08		$2.16		$1.77		$1.31		$2.15		$2.21		$1.95
Number of accumulation units outstanding at end of period (000 omitted)		4		4		4		7		24		24		25		25		25		21
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.29		$1.31		$1.16		$1.15		$1.03		$0.86		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.28		$1.29		$1.31		$1.16		$1.15		$1.03		$0.86		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		7		6		9		9		10		59		68		72		—		—



118		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.30% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Putnam VT Global Health Care Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.96		$1.40		$1.16		$1.19		$1.17		$0.94		$1.15		$1.18		$1.16		$1.04
Accumulation unit value at end of period		$2.46		$1.96		$1.40		$1.16		$1.19		$1.17		$0.94		$1.15		$1.18		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.20		$1.74		$1.44		$1.76		$1.62		$1.32		$2.38		$2.23		$1.77		$1.60
Accumulation unit value at end of period		$2.02		$2.20		$1.74		$1.44		$1.76		$1.62		$1.32		$2.38		$2.23		$1.77
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.64		$1.22		$1.06		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.84		$1.64		$1.22		$1.06		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		9		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.61		$1.17		$1.01		$1.07		$0.86		$0.67		$1.11		$1.29		$1.11		$1.05
Accumulation unit value at end of period		$1.65		$1.61		$1.17		$1.01		$1.07		$0.86		$0.67		$1.11		$1.29		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		7		7		8		9		8		9		9		8		7		—
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.43		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.49		$1.43		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.43		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.49		$1.43		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		9		9		10		10		10		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (5/1/2006)
Accumulation unit value at beginning of period		$1.24		$1.33		$1.27		$1.17		$1.14		$1.08		$1.09		$1.03		$1.00		—
Accumulation unit value at end of period		$1.33		$1.24		$1.33		$1.27		$1.17		$1.14		$1.08		$1.09		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		19		19		20		19		20		72		47		60		13		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.15		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.15		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		114		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.35		$1.30		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.35		$1.30		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		11		11		11		11		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.20		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.37		$1.20		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		82		66		66		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.20		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.37		$1.20		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,093		1,098		1,103		1,108		1,113		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.26		$1.22		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.26		$1.22		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$3.24		$2.43		$2.17		$2.30		$1.88		$1.39		$2.06		$2.20		$1.85		$1.77
Accumulation unit value at end of period		$3.26		$3.24		$2.43		$2.17		$2.30		$1.88		$1.39		$2.06		$2.20		$1.85
Number of accumulation units outstanding at end of period (000 omitted)		17		31		87		113		107		122		127		141		157		76
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.13		$0.89		$0.82		$0.86		$0.78		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.25		$1.13		$0.89		$0.82		$0.86		$0.78		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		6		6		15		16		16		122		74		61		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			119

Variable account charges of 1.30% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Variable Portfolio – Victory Established Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.79		$1.34		$1.16		$1.25		$1.04		$0.77		$1.24		$1.18		$1.03		$1.04
Accumulation unit value at end of period		$1.98		$1.79		$1.34		$1.16		$1.25		$1.04		$0.77		$1.24		$1.18		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Wanger International (11/15/2004)
Accumulation unit value at beginning of period		$2.42		$2.00		$1.67		$1.98		$1.61		$1.09		$2.02		$1.76		$1.30		$1.09
Accumulation unit value at end of period		$2.28		$2.42		$2.00		$1.67		$1.98		$1.61		$1.09		$2.02		$1.76		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		36		51		100		133		118		146		180		150		187		100
Wanger USA (11/15/2004)
Accumulation unit value at beginning of period		$1.92		$1.45		$1.23		$1.29		$1.06		$0.75		$1.26		$1.22		$1.14		$1.04
Accumulation unit value at end of period		$1.98		$1.92		$1.45		$1.23		$1.29		$1.06		$0.75		$1.26		$1.22		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		21		33		101		133		136		170		176		172		174		79

Variable account charges of 1.35% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.35		$1.18		$1.05		$1.10		$1.01		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.42		$1.35		$1.18		$1.05		$1.10		$1.01		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		85		84		84		83		90		89		89		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$1.77		$1.46		$1.31		$1.73		$1.48		$0.98		$1.89		$1.60		$1.49		$1.46
Accumulation unit value at end of period		$1.83		$1.77		$1.46		$1.31		$1.73		$1.48		$0.98		$1.89		$1.60		$1.49
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		8		8		12		12
AB VPS Growth and Income Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$2.31		$1.74		$1.50		$1.44		$1.29		$1.09		$1.86		$1.80		$1.56		$1.51
Accumulation unit value at end of period		$2.49		$2.31		$1.74		$1.50		$1.44		$1.29		$1.09		$1.86		$1.80		$1.56
Number of accumulation units outstanding at end of period (000 omitted)		32		32		142		145		198		203		228		228		234		229
AB VPS International Value Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.15		$0.95		$0.84		$1.06		$1.03		$0.78		$1.68		$1.62		$1.21		$1.05
Accumulation unit value at end of period		$1.06		$1.15		$0.95		$0.84		$1.06		$1.03		$0.78		$1.68		$1.62		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		84		141		232		322		324		523		629		437		378		220
American Century VP Inflation Protection, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.27		$1.40		$1.32		$1.20		$1.16		$1.06		$1.10		$1.01		$1.01		$1.01
Accumulation unit value at end of period		$1.29		$1.27		$1.40		$1.32		$1.20		$1.16		$1.06		$1.10		$1.01		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		64		103		125		226		292		304		254		399		439		315
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.45		$1.13		$0.98		$1.01		$0.86		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.66		$1.45		$1.13		$0.98		$1.01		$0.86		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.55		$1.15		$1.02		$1.03		$0.90		$0.68		$1.18		$0.99		$1.04		$1.03
Accumulation unit value at end of period		$1.68		$1.55		$1.15		$1.02		$1.03		$0.90		$0.68		$1.18		$0.99		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		78		158		270		415		519		571		588		622		935		387
American Century VP Value, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.25		$1.11		$1.11		$1.00		$0.85		$1.17		$1.25		$1.07		$1.04
Accumulation unit value at end of period		$1.81		$1.62		$1.25		$1.11		$1.11		$1.00		$0.85		$1.17		$1.25		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		28		28		28		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.80		$1.24		$1.05		$1.05		$0.85		$0.60		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.84		$1.80		$1.24		$1.05		$1.05		$0.85		$0.60		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.00		$1.02		$1.03		$1.05		$1.06		$1.07		$1.06		$1.03		$1.00		$0.98
Accumulation unit value at end of period		$0.99		$1.00		$1.02		$1.03		$1.05		$1.06		$1.07		$1.06		$1.03		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		32		45		70		103		104		254		213		188		40		199
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.34		$1.39		$1.31		$1.25		$1.17		$1.03		$1.12		$1.08		$1.05		$1.04
Accumulation unit value at end of period		$1.39		$1.34		$1.39		$1.31		$1.25		$1.17		$1.03		$1.12		$1.08		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		123		131		147		158		529		1,133		1,126		1,013		601		320
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.80		$2.24		$1.99		$2.12		$1.84		$1.47		$2.50		$2.34		$1.98		$1.77
Accumulation unit value at end of period		$3.04		$2.80		$2.24		$1.99		$2.12		$1.84		$1.47		$2.50		$2.34		$1.98
Number of accumulation units outstanding at end of period (000 omitted)		69		118		195		243		333		649		677		538		457		183
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$2.14		$2.21		$1.86		$2.38		$2.02		$1.17		$2.57		$1.89		$1.43		$1.08
Accumulation unit value at end of period		$2.06		$2.14		$2.21		$1.86		$2.38		$2.02		$1.17		$2.57		$1.89		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		31		53		73		105		105		201		315		221		260		146



120		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.35% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.79		$1.71		$1.50		$1.43		$1.28		$0.84		$1.14		$1.13		$1.04		$1.01
Accumulation unit value at end of period		$1.83		$1.79		$1.71		$1.50		$1.43		$1.28		$0.84		$1.14		$1.13		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		4		5		11		18		23		24		27		31		30		17
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.89		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.92		$0.89		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		33		56		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.71		$1.65		$1.46		$1.39		$1.24		$0.89		$1.11		$1.09		$1.03		$1.01
Accumulation unit value at end of period		$1.75		$1.71		$1.65		$1.46		$1.39		$1.24		$0.89		$1.11		$1.09		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		7		10		15		17		22		326		244		213		92		—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.63		$1.35		$1.16		$1.35		$1.20		$0.95		$1.62		$1.46		$1.19		$1.06
Accumulation unit value at end of period		$1.47		$1.63		$1.35		$1.16		$1.35		$1.20		$0.95		$1.62		$1.46		$1.19
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.99		$1.55		$1.30		$1.37		$1.18		$0.87		$1.59		$1.57		$1.43		$1.33
Accumulation unit value at end of period		$2.23		$1.99		$1.55		$1.30		$1.37		$1.18		$0.87		$1.59		$1.57		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		12		13		13		13		13
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.55		$1.18		$1.05		$1.01		$0.87		$0.71		$1.25		$1.23		$1.08		$1.03
Accumulation unit value at end of period		$1.76		$1.55		$1.18		$1.05		$1.01		$0.87		$0.71		$1.25		$1.23		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		35		71		79		202		234		247		236		242		277		276
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		72		80		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		216		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.05		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		665		288		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.43		$1.07		$0.97		$1.01		$0.84		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.55		$1.43		$1.07		$0.97		$1.01		$0.84		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		6		6		7		9		20		688		561		350		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.01		$0.85		$0.73		$0.88		$0.79		$0.58		$1.14		$1.00		—		—
Accumulation unit value at end of period		$0.94		$1.01		$0.85		$0.73		$0.88		$0.79		$0.58		$1.14		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.26		$1.14		$1.37		$1.10		$0.68		$1.25		$1.11		$1.13		$1.04
Accumulation unit value at end of period		$1.72		$1.62		$1.26		$1.14		$1.37		$1.10		$0.68		$1.25		$1.11		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.30		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.44		$1.30		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.28		$1.75		$1.54		$1.53		$1.35		$1.09		$1.75		$1.69		$1.49		$1.45
Accumulation unit value at end of period		$2.54		$2.28		$1.75		$1.54		$1.53		$1.35		$1.09		$1.75		$1.69		$1.49
Number of accumulation units outstanding at end of period (000 omitted)		264		272		342		372		427		426		463		471		469		465
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (11/15/2004)
Accumulation unit value at beginning of period		$1.82		$1.38		$1.26		$1.36		$1.09		$0.88		$1.24		$1.29		$1.10		$1.06
Accumulation unit value at end of period		$1.85		$1.82		$1.38		$1.26		$1.36		$1.09		$0.88		$1.24		$1.29		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		3		3		4		4		10		399		330		261		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.04		$1.07		$1.07		$1.07		$1.05		$1.01		$1.05		$1.01		$0.99		$0.99
Accumulation unit value at end of period		$1.08		$1.04		$1.07		$1.07		$1.07		$1.05		$1.01		$1.05		$1.01		$0.99
Number of accumulation units outstanding at end of period (000 omitted)		280		289		290		321		386		457		440		396		502		485



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			121

Variable account charges of 1.35% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.72		$0.81		$0.84		$0.98		$0.85		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.59		$0.72		$0.81		$0.84		$0.98		$0.85		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.81		$1.36		$1.15		$1.17		$0.93		$0.70		$1.19		$1.19		$1.12		$1.04
Accumulation unit value at end of period		$1.99		$1.81		$1.36		$1.15		$1.17		$0.93		$0.70		$1.19		$1.19		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		7		7		7		7		7		7		7		7
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.67		$1.40		$1.29		$1.20		$1.06		$0.88		$1.27		$1.20		$1.05		$1.02
Accumulation unit value at end of period		$1.78		$1.67		$1.40		$1.29		$1.20		$1.06		$0.88		$1.27		$1.20		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		7		7		7		7		7		7		7		8
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.98		$0.84		$0.70		$0.83		$0.77		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.94		$0.98		$0.84		$0.70		$0.83		$0.77		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.26		$1.04		$0.94		$1.17		$1.14		$0.88		$1.43		$1.40		$1.16		$1.05
Accumulation unit value at end of period		$1.12		$1.26		$1.04		$0.94		$1.17		$1.14		$0.88		$1.43		$1.40		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.19		$1.16		$1.10		$1.08		$1.01		$0.71		$0.98		$1.00		—		—
Accumulation unit value at end of period		$1.18		$1.19		$1.16		$1.10		$1.08		$1.01		$0.71		$0.98		—		—
Number of accumulation units outstanding at end of period (000 omitted)		8		8		8		11		14		191		151		104		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.74		$2.12		$1.85		$1.93		$1.67		$1.25		$2.21		$1.91		$1.74		$1.51
Accumulation unit value at end of period		$3.01		$2.74		$2.12		$1.85		$1.93		$1.67		$1.25		$2.21		$1.91		$1.74
Number of accumulation units outstanding at end of period (000 omitted)		441		527		832		1,138		1,468		1,598		1,905		1,920		2,109		1,681
Fidelity^® VIP Growth Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.30		$1.72		$1.52		$1.54		$1.26		$1.00		$1.92		$1.54		$1.46		$1.41
Accumulation unit value at end of period		$2.52		$2.30		$1.72		$1.52		$1.54		$1.26		$1.00		$1.92		$1.54		$1.46
Number of accumulation units outstanding at end of period (000 omitted)		49		54		54		59		79		80		79		78		79		80
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.30		$1.35		$1.30		$1.23		$1.16		$1.01		$1.07		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$1.36		$1.30		$1.35		$1.30		$1.23		$1.16		$1.01		$1.07		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		82		117		147		197		248		469		420		501		323		200
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$3.70		$2.76		$2.45		$2.78		$2.19		$1.59		$2.67		$2.34		$2.11		$1.82
Accumulation unit value at end of period		$3.88		$3.70		$2.76		$2.45		$2.78		$2.19		$1.59		$2.67		$2.34		$2.11
Number of accumulation units outstanding at end of period (000 omitted)		70		92		161		181		231		335		379		342		334		251
Fidelity^® VIP Overseas Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.63		$2.05		$1.72		$2.11		$1.90		$1.53		$2.76		$2.39		$2.06		$1.75
Accumulation unit value at end of period		$2.38		$2.63		$2.05		$1.72		$2.11		$1.90		$1.53		$2.76		$2.39		$2.06
Number of accumulation units outstanding at end of period (000 omitted)		33		48		99		153		150		155		156		156		167		157
FTVIPT Franklin Income VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.61		$1.43		$1.29		$1.27		$1.15		$0.86		$1.24		$1.21		$1.03		$1.03
Accumulation unit value at end of period		$1.66		$1.61		$1.43		$1.29		$1.27		$1.15		$0.86		$1.24		$1.21		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.17		$1.72		$1.52		$1.56		$1.42		$1.14		$1.84		$1.80		$1.54		$1.42
Accumulation unit value at end of period		$2.29		$2.17		$1.72		$1.52		$1.56		$1.42		$1.14		$1.84		$1.80		$1.54
Number of accumulation units outstanding at end of period (000 omitted)		144		188		248		421		643		627		690		778		936		868
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.70		$1.33		$1.21		$1.15		$0.97		$0.84		$1.16		$1.21		$1.05		$1.03
Accumulation unit value at end of period		$1.83		$1.70		$1.33		$1.21		$1.15		$0.97		$0.84		$1.16		$1.21		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.78		$2.04		$1.86		$1.99		$1.58		$1.11		$1.96		$1.79		$1.67		$1.61
Accumulation unit value at end of period		$2.95		$2.78		$2.04		$1.86		$1.99		$1.58		$1.11		$1.96		$1.79		$1.67
Number of accumulation units outstanding at end of period (000 omitted)		259		259		275		271		270		288		337		326		327		321
FTVIPT Templeton Global Bond VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.88		$1.87		$1.65		$1.69		$1.49		$1.28		$1.22		$1.11		$1.00		$1.05
Accumulation unit value at end of period		$1.89		$1.88		$1.87		$1.65		$1.69		$1.49		$1.28		$1.22		$1.11		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		28		42		55		88		100		278		281		335		257		120
FTVIPT Templeton Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.50		$1.16		$0.97		$1.06		$1.00		$0.77		$1.36		$1.35		$1.12		$1.04
Accumulation unit value at end of period		$1.44		$1.50		$1.16		$0.97		$1.06		$1.00		$0.77		$1.36		$1.35		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



122		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.35% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.93		$1.47		$1.26		$1.37		$1.11		$0.84		$1.36		$1.33		$1.16		$1.04
Accumulation unit value at end of period		$2.17		$1.93		$1.47		$1.26		$1.37		$1.11		$0.84		$1.36		$1.33		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		36		70		120		196		229		409		452		461		425		200
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.22		$0.90		$0.80		$0.78		$0.70		$0.58		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.40		$1.22		$0.90		$0.80		$0.78		$0.70		$0.58		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.96		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.33		$0.96		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.21		$1.03		$1.07		$0.94		$0.74		$1.17		$1.21		$1.06		$1.03
Accumulation unit value at end of period		$1.75		$1.62		$1.21		$1.03		$1.07		$0.94		$0.74		$1.17		$1.21		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		131		256		443		709		842		1,119		1,223		1,217		1,213		648
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.59		$1.15		$0.96		$0.94		$0.91		$0.72		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.87		$1.59		$1.15		$0.96		$0.94		$0.91		$0.72		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.11		$0.94		$0.83		$0.90		$0.81		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.09		$1.11		$0.94		$0.83		$0.90		$0.81		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		4		4		4		5		12		527		283		171		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.30		$1.20		$1.30		$1.15		$0.90		$1.28		$1.19		$1.09		$1.03
Accumulation unit value at end of period		$1.70		$1.65		$1.30		$1.20		$1.30		$1.15		$0.90		$1.28		$1.19		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		7		12		13		33		35		36		36		50		58		56
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.31		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.39		$1.31		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		16		16		16		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.95		$1.49		$1.28		$1.34		$1.27		$0.87		$1.84		$1.84		$1.65		$1.59
Accumulation unit value at end of period		$2.05		$1.95		$1.49		$1.28		$1.34		$1.27		$0.87		$1.84		$1.84		$1.65
Number of accumulation units outstanding at end of period (000 omitted)		42		57		77		170		211		226		248		238		256		245
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.32		$1.03		$0.88		$0.95		$0.84		$0.63		$1.06		$1.00		—		—
Accumulation unit value at end of period		$1.47		$1.32		$1.03		$0.88		$0.95		$0.84		$0.63		$1.06		—		—
Number of accumulation units outstanding at end of period (000 omitted)		6		6		7		9		20		603		570		445		—		—
MFS^® New Discovery Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$3.23		$2.32		$1.94		$2.20		$1.64		$1.02		$1.71		$1.70		$1.52		$1.47
Accumulation unit value at end of period		$2.95		$3.23		$2.32		$1.94		$2.20		$1.64		$1.02		$1.71		$1.70		$1.52
Number of accumulation units outstanding at end of period (000 omitted)		41		41		42		43		77		79		81		83		83		82
MFS^® Total Return Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$1.82		$1.55		$1.42		$1.41		$1.31		$1.13		$1.47		$1.43		$1.30		$1.28
Accumulation unit value at end of period		$1.94		$1.82		$1.55		$1.42		$1.41		$1.31		$1.13		$1.47		$1.43		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		600		587		574		771		1,036		1,001		1,060		1,199		1,378		1,378
MFS^® Utilities Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$4.00		$3.37		$3.02		$2.87		$2.56		$1.96		$3.19		$2.53		$1.96		$1.70
Accumulation unit value at end of period		$4.43		$4.00		$3.37		$3.02		$2.87		$2.56		$1.96		$3.19		$2.53		$1.96
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		2		2		2		2		2
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.90		$0.89		$0.70		$0.78		$0.65		$0.47		$0.85		$1.00		—		—
Accumulation unit value at end of period		$1.01		$0.90		$0.89		$0.70		$0.78		$0.65		$0.47		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		3		141		222		94		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.59		$1.17		$1.09		$1.20		$0.92		$0.59		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.60		$1.59		$1.17		$1.09		$1.20		$0.92		$0.59		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.59		$1.58		$1.39		$1.33		$1.04		$0.82		$1.34		$1.65		$1.21		$1.05
Accumulation unit value at end of period		$2.03		$1.59		$1.58		$1.39		$1.33		$1.04		$0.82		$1.34		$1.65		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		2		2		3		8		7		7		2
Oppenheimer Capital Appreciation Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.02		$1.58		$1.41		$1.45		$1.34		$0.95		$1.76		$1.57		$1.48		$1.43
Accumulation unit value at end of period		$2.29		$2.02		$1.58		$1.41		$1.45		$1.34		$0.95		$1.76		$1.57		$1.48
Number of accumulation units outstanding at end of period (000 omitted)		601		651		721		852		934		954		1,076		1,042		1,092		952



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			123

Variable account charges of 1.35% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Oppenheimer Global Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.08		$2.45		$2.06		$2.28		$2.00		$1.45		$2.47		$2.36		$2.04		$1.81
Accumulation unit value at end of period		$3.10		$3.08		$2.45		$2.06		$2.28		$2.00		$1.45		$2.47		$2.36		$2.04
Number of accumulation units outstanding at end of period (000 omitted)		6		6		35		35		52		53		77		79		84		60
Oppenheimer Global Strategic Income Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.70		$1.73		$1.55		$1.56		$1.37		$1.18		$1.39		$1.29		$1.22		$1.21
Accumulation unit value at end of period		$1.72		$1.70		$1.73		$1.55		$1.56		$1.37		$1.18		$1.39		$1.29		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		248		285		361		492		637		996		1,034		1,099		1,014		877
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.33		$2.40		$2.07		$2.15		$1.77		$1.31		$2.14		$2.20		$1.95		$1.80
Accumulation unit value at end of period		$3.67		$3.33		$2.40		$2.07		$2.15		$1.77		$1.31		$2.14		$2.20		$1.95
Number of accumulation units outstanding at end of period (000 omitted)		154		164		168		196		226		229		236		239		235		225
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.29		$1.31		$1.15		$1.15		$1.03		$0.86		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.28		$1.29		$1.31		$1.15		$1.15		$1.03		$0.86		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		10		10		9		14		19		297		420		376		—		—
Putnam VT Global Health Care Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.95		$1.39		$1.15		$1.18		$1.17		$0.94		$1.15		$1.17		$1.16		$1.04
Accumulation unit value at end of period		$2.45		$1.95		$1.39		$1.15		$1.18		$1.17		$0.94		$1.15		$1.17		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.19		$1.73		$1.44		$1.75		$1.62		$1.31		$2.38		$2.22		$1.76		$1.59
Accumulation unit value at end of period		$2.01		$2.19		$1.73		$1.44		$1.75		$1.62		$1.31		$2.38		$2.22		$1.76
Number of accumulation units outstanding at end of period (000 omitted)		4		4		6		6		6		6		6		6		6		6
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.64		$1.22		$1.06		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.84		$1.64		$1.22		$1.06		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.61		$1.17		$1.01		$1.07		$0.86		$0.66		$1.11		$1.29		$1.11		$1.05
Accumulation unit value at end of period		$1.64		$1.61		$1.17		$1.01		$1.07		$0.86		$0.66		$1.11		$1.29		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		2		4		10		12		13		14		30		28		100		—
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.43		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.49		$1.43		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.43		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.49		$1.43		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		57		221		286		944		1,488		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (5/1/2006)
Accumulation unit value at beginning of period		$1.23		$1.32		$1.27		$1.17		$1.14		$1.08		$1.09		$1.03		$1.00		—
Accumulation unit value at end of period		$1.32		$1.23		$1.32		$1.27		$1.17		$1.14		$1.08		$1.09		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		21		27		33		39		50		414		231		250		170		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		52		115		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.18		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		22		22		22		22		137		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.34		$1.30		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		59		59		59		60		21		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.35		$1.30		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,131		1,572		2,379		2,636		2,685		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.19		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.37		$1.19		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.20		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.37		$1.20		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		533		1,567		2,117		2,875		2,945		—		—		—		—		—



124		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.35% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.26		$1.22		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		89		262		281		301		323		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.26		$1.22		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		59		60		61		61		62		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$3.22		$2.42		$2.16		$2.30		$1.87		$1.39		$2.06		$2.19		$1.85		$1.77
Accumulation unit value at end of period		$3.24		$3.22		$2.42		$2.16		$2.30		$1.87		$1.39		$2.06		$2.19		$1.85
Number of accumulation units outstanding at end of period (000 omitted)		31		56		94		166		190		223		240		272		285		204
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.13		$0.89		$0.81		$0.86		$0.78		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.24		$1.13		$0.89		$0.81		$0.86		$0.78		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		7		8		9		11		25		764		492		332		—		—
Variable Portfolio – Victory Established Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.79		$1.33		$1.15		$1.25		$1.04		$0.77		$1.24		$1.18		$1.03		$1.04
Accumulation unit value at end of period		$1.97		$1.79		$1.33		$1.15		$1.25		$1.04		$0.77		$1.24		$1.18		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Wanger International (11/15/2004)
Accumulation unit value at beginning of period		$2.41		$1.99		$1.66		$1.97		$1.60		$1.08		$2.02		$1.76		$1.30		$1.09
Accumulation unit value at end of period		$2.27		$2.41		$1.99		$1.66		$1.97		$1.60		$1.08		$2.02		$1.76		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		39		66		103		162		177		328		430		335		362		220
Wanger USA (11/15/2004)
Accumulation unit value at beginning of period		$1.91		$1.45		$1.22		$1.28		$1.05		$0.75		$1.26		$1.21		$1.14		$1.04
Accumulation unit value at end of period		$1.97		$1.91		$1.45		$1.22		$1.28		$1.05		$0.75		$1.26		$1.21		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		28		51		87		136		171		332		339		311		253		146

Variable account charges of 1.40% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.34		$1.17		$1.05		$1.10		$1.01		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.42		$1.34		$1.17		$1.05		$1.10		$1.01		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$1.76		$1.45		$1.30		$1.72		$1.47		$0.98		$1.88		$1.59		$1.49		$1.46
Accumulation unit value at end of period		$1.82		$1.76		$1.45		$1.30		$1.72		$1.47		$0.98		$1.88		$1.59		$1.49
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		4		4		3		3		3		3		4
AB VPS Growth and Income Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$2.30		$1.73		$1.50		$1.43		$1.29		$1.08		$1.85		$1.79		$1.55		$1.51
Accumulation unit value at end of period		$2.48		$2.30		$1.73		$1.50		$1.43		$1.29		$1.08		$1.85		$1.79		$1.55
Number of accumulation units outstanding at end of period (000 omitted)		6		6		6		6		8		12		13		16		19		23
AB VPS International Value Portfolio (Class B) (6/19/2006)
Accumulation unit value at beginning of period		$0.88		$0.72		$0.64		$0.81		$0.79		$0.59		$1.29		$1.24		$1.00		—
Accumulation unit value at end of period		$0.81		$0.88		$0.72		$0.64		$0.81		$0.79		$0.59		$1.29		$1.24		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		10		10		10		215		243		158		87		—
American Century VP Inflation Protection, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.26		$1.40		$1.32		$1.20		$1.16		$1.07		$1.10		$1.02		$1.00		—
Accumulation unit value at end of period		$1.29		$1.26		$1.40		$1.32		$1.20		$1.16		$1.07		$1.10		$1.02		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.44		$1.13		$0.98		$1.00		$0.86		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.65		$1.44		$1.13		$0.98		$1.00		$0.86		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.61		$1.20		$1.07		$1.07		$0.94		$0.71		$1.23		$1.03		$1.00		—
Accumulation unit value at end of period		$1.75		$1.61		$1.20		$1.07		$1.07		$0.94		$0.71		$1.23		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		30		30		30		30		30		30		186		—
American Century VP Value, Class II (6/19/2006)
Accumulation unit value at beginning of period		$1.49		$1.15		$1.02		$1.02		$0.92		$0.78		$1.08		$1.15		$1.00		—
Accumulation unit value at end of period		$1.66		$1.49		$1.15		$1.02		$1.02		$0.92		$0.78		$1.08		$1.15		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.79		$1.23		$1.05		$1.05		$0.85		$0.60		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.84		$1.79		$1.23		$1.05		$1.05		$0.85		$0.60		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			125

Variable account charges of 1.40% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Cash Management Fund (Class 3) (10/24/1997)
Accumulation unit value at beginning of period		$1.07		$1.09		$1.10		$1.12		$1.14		$1.15		$1.14		$1.10		$1.07		$1.06
Accumulation unit value at end of period		$1.06		$1.07		$1.09		$1.10		$1.12		$1.14		$1.15		$1.14		$1.10		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		107		125		147		197		206		192		149		224		273		379
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (10/24/1997)
Accumulation unit value at beginning of period		$1.53		$1.59		$1.50		$1.42		$1.33		$1.18		$1.28		$1.23		$1.20		$1.19
Accumulation unit value at end of period		$1.59		$1.53		$1.59		$1.50		$1.42		$1.33		$1.18		$1.28		$1.23		$1.20
Number of accumulation units outstanding at end of period (000 omitted)		106		116		148		151		166		590		598		761		702		548
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.78		$2.23		$1.98		$2.12		$1.84		$1.46		$2.49		$2.34		$1.98		$1.77
Accumulation unit value at end of period		$3.02		$2.78		$2.23		$1.98		$2.12		$1.84		$1.46		$2.49		$2.34		$1.98
Number of accumulation units outstanding at end of period (000 omitted)		—		—		16		16		17		289		238		164		116		5
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.52		$1.56		$1.32		$1.69		$1.43		$0.83		$1.83		$1.34		$1.00		—
Accumulation unit value at end of period		$1.46		$1.52		$1.56		$1.32		$1.69		$1.43		$0.83		$1.83		$1.34		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		10		10		10		104		138		89		62		—
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.68		$1.61		$1.41		$1.35		$1.20		$0.79		$1.07		$1.07		$1.00		—
Accumulation unit value at end of period		$1.72		$1.68		$1.61		$1.41		$1.35		$1.20		$0.79		$1.07		$1.07		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		5		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.89		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.91		$0.89		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.65		$1.59		$1.41		$1.34		$1.21		$0.86		$1.07		$1.06		$1.00		—
Accumulation unit value at end of period		$1.69		$1.65		$1.59		$1.41		$1.34		$1.21		$0.86		$1.07		$1.06		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		18		18		18		281		179		182		95		—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (10/24/1997)
Accumulation unit value at beginning of period		$1.50		$1.24		$1.07		$1.24		$1.10		$0.88		$1.50		$1.35		$1.10		$0.98
Accumulation unit value at end of period		$1.35		$1.50		$1.24		$1.07		$1.24		$1.10		$0.88		$1.50		$1.35		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		19		22		23		25		25		33		41		59		92		137
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.98		$1.54		$1.30		$1.36		$1.18		$0.87		$1.59		$1.56		$1.43		$1.33
Accumulation unit value at end of period		$2.22		$1.98		$1.54		$1.30		$1.36		$1.18		$0.87		$1.59		$1.56		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (10/24/1997)
Accumulation unit value at beginning of period		$1.52		$1.15		$1.03		$0.99		$0.86		$0.70		$1.23		$1.21		$1.06		$1.02
Accumulation unit value at end of period		$1.73		$1.52		$1.15		$1.03		$0.99		$0.86		$0.70		$1.23		$1.21		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		73		81		86		95		99		121		149		231		313		327
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		134		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		626		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.05		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.43		$1.07		$0.96		$1.00		$0.84		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.54		$1.43		$1.07		$0.96		$1.00		$0.84		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		537		360		266		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.00		$0.84		$0.73		$0.88		$0.79		$0.58		$1.14		$1.00		—		—
Accumulation unit value at end of period		$0.94		$1.00		$0.84		$0.73		$0.88		$0.79		$0.58		$1.14		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (3/17/2006)
Accumulation unit value at beginning of period		$1.39		$1.08		$0.98		$1.17		$0.94		$0.58		$1.07		$0.96		$1.00		—
Accumulation unit value at end of period		$1.47		$1.39		$1.08		$0.98		$1.17		$0.94		$0.58		$1.07		$0.96		—
Number of accumulation units outstanding at end of period (000 omitted)		48		55		56		61		63		75		89		137		186		—



126		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.40% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.30		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.44		$1.30		$0.96		$0.82		$0.91		$0.75		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.26		$1.74		$1.53		$1.53		$1.35		$1.09		$1.75		$1.69		$1.49		$1.44
Accumulation unit value at end of period		$2.53		$2.26		$1.74		$1.53		$1.53		$1.35		$1.09		$1.75		$1.69		$1.49
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		32		32		32		32
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (6/19/2006)
Accumulation unit value at beginning of period		$1.58		$1.19		$1.09		$1.17		$0.94		$0.76		$1.08		$1.12		$1.00		—
Accumulation unit value at end of period		$1.60		$1.58		$1.19		$1.09		$1.17		$0.94		$0.76		$1.08		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		355		251		223		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.03		$1.07		$1.07		$1.07		$1.05		$1.01		$1.05		$1.01		$0.99		$0.99
Accumulation unit value at end of period		$1.08		$1.03		$1.07		$1.07		$1.07		$1.05		$1.01		$1.05		$1.01		$0.99
Number of accumulation units outstanding at end of period (000 omitted)		9		10		16		30		31		96		62		56		52		53
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.72		$0.81		$0.84		$0.98		$0.85		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.59		$0.72		$0.81		$0.84		$0.98		$0.85		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.61		$1.21		$1.03		$1.04		$0.83		$0.62		$1.06		$1.06		$1.00		—
Accumulation unit value at end of period		$1.77		$1.61		$1.21		$1.03		$1.04		$0.83		$0.62		$1.06		$1.06		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.59		$1.34		$1.23		$1.15		$1.01		$0.84		$1.21		$1.15		$1.00		—
Accumulation unit value at end of period		$1.69		$1.59		$1.34		$1.23		$1.15		$1.01		$0.84		$1.21		$1.15		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.97		$0.84		$0.69		$0.83		$0.76		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.93		$0.97		$0.84		$0.69		$0.83		$0.76		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.04		$0.86		$0.78		$0.97		$0.94		$0.73		$1.19		$1.16		$1.00		—
Accumulation unit value at end of period		$0.93		$1.04		$0.86		$0.78		$0.97		$0.94		$0.73		$1.19		$1.16		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.19		$1.16		$1.09		$1.08		$1.01		$0.71		$0.98		$1.00		—		—
Accumulation unit value at end of period		$1.18		$1.19		$1.16		$1.09		$1.08		$1.01		$0.71		$0.98		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		177		115		103		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.72		$2.11		$1.84		$1.92		$1.66		$1.25		$2.21		$1.91		$1.74		$1.51
Accumulation unit value at end of period		$3.00		$2.72		$2.11		$1.84		$1.92		$1.66		$1.25		$2.21		$1.91		$1.74
Number of accumulation units outstanding at end of period (000 omitted)		37		38		86		118		132		255		356		362		367		137
Fidelity^® VIP Growth Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.29		$1.71		$1.52		$1.54		$1.26		$1.00		$1.92		$1.54		$1.46		$1.41
Accumulation unit value at end of period		$2.51		$2.29		$1.71		$1.52		$1.54		$1.26		$1.00		$1.92		$1.54		$1.46
Number of accumulation units outstanding at end of period (000 omitted)		3		3		26		35		47		55		55		54		55		55
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.31		$1.35		$1.30		$1.23		$1.16		$1.02		$1.07		$1.04		$1.00		—
Accumulation unit value at end of period		$1.36		$1.31		$1.35		$1.30		$1.23		$1.16		$1.02		$1.07		$1.04		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		212		192		213		16		—
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$3.69		$2.75		$2.43		$2.77		$2.18		$1.59		$2.66		$2.34		$2.11		$1.81
Accumulation unit value at end of period		$3.85		$3.69		$2.75		$2.43		$2.77		$2.18		$1.59		$2.66		$2.34		$2.11
Number of accumulation units outstanding at end of period (000 omitted)		10		10		28		41		64		179		209		178		147		116
Fidelity^® VIP Overseas Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.62		$2.04		$1.72		$2.11		$1.89		$1.52		$2.75		$2.38		$2.05		$1.75
Accumulation unit value at end of period		$2.37		$2.62		$2.04		$1.72		$2.11		$1.89		$1.52		$2.75		$2.38		$2.05
Number of accumulation units outstanding at end of period (000 omitted)		1		1		6		9		13		12		12		11		17		29
FTVIPT Franklin Income VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.49		$1.32		$1.19		$1.18		$1.06		$0.79		$1.14		$1.12		$1.00		—
Accumulation unit value at end of period		$1.53		$1.49		$1.32		$1.19		$1.18		$1.06		$0.79		$1.14		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.16		$1.71		$1.52		$1.55		$1.42		$1.14		$1.84		$1.80		$1.54		$1.41
Accumulation unit value at end of period		$2.28		$2.16		$1.71		$1.52		$1.55		$1.42		$1.14		$1.84		$1.80		$1.54
Number of accumulation units outstanding at end of period (000 omitted)		133		136		161		162		186		214		267		320		471		412



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			127

Variable account charges of 1.40% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.57		$1.23		$1.12		$1.07		$0.90		$0.78		$1.08		$1.12		$1.00		—
Accumulation unit value at end of period		$1.69		$1.57		$1.23		$1.12		$1.07		$0.90		$0.78		$1.08		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.76		$2.03		$1.86		$1.98		$1.57		$1.11		$1.96		$1.78		$1.66		$1.61
Accumulation unit value at end of period		$2.93		$2.76		$2.03		$1.86		$1.98		$1.57		$1.11		$1.96		$1.78		$1.66
Number of accumulation units outstanding at end of period (000 omitted)		8		8		16		16		16		16		16		15		8		8
FTVIPT Templeton Global Bond VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.80		$1.79		$1.58		$1.62		$1.43		$1.22		$1.17		$1.07		$1.00		—
Accumulation unit value at end of period		$1.80		$1.80		$1.79		$1.58		$1.62		$1.43		$1.22		$1.17		$1.07		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		18		18		18		191		171		206		131		—
FTVIPT Templeton Growth VIP Fund – Class 2 (6/19/2006)
Accumulation unit value at beginning of period		$1.30		$1.01		$0.85		$0.92		$0.87		$0.67		$1.19		$1.17		$1.00		—
Accumulation unit value at end of period		$1.25		$1.30		$1.01		$0.85		$0.92		$0.87		$0.67		$1.19		$1.17		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.64		$1.25		$1.07		$1.16		$0.94		$0.72		$1.16		$1.14		$1.00		—
Accumulation unit value at end of period		$1.84		$1.64		$1.25		$1.07		$1.16		$0.94		$0.72		$1.16		$1.14		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		18		18		18		147		163		165		136		—
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.22		$0.90		$0.80		$0.78		$0.70		$0.58		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.40		$1.22		$0.90		$0.80		$0.78		$0.70		$0.58		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.96		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.33		$0.96		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.50		$1.12		$0.96		$0.99		$0.87		$0.69		$1.08		$1.13		$1.00		—
Accumulation unit value at end of period		$1.62		$1.50		$1.12		$0.96		$0.99		$0.87		$0.69		$1.08		$1.13		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		32		32		32		204		248		205		214		—
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.58		$1.14		$0.96		$0.94		$0.91		$0.72		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.86		$1.58		$1.14		$0.96		$0.94		$0.91		$0.72		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.10		$0.94		$0.83		$0.90		$0.81		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.09		$1.10		$0.94		$0.83		$0.90		$0.81		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		418		183		120		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.52		$1.20		$1.10		$1.19		$1.07		$0.83		$1.18		$1.10		$1.00		—
Accumulation unit value at end of period		$1.56		$1.52		$1.20		$1.10		$1.19		$1.07		$0.83		$1.18		$1.10		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.31		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.39		$1.31		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.94		$1.48		$1.27		$1.34		$1.27		$0.87		$1.84		$1.84		$1.65		$1.59
Accumulation unit value at end of period		$2.04		$1.94		$1.48		$1.27		$1.34		$1.27		$0.87		$1.84		$1.84		$1.65
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		28		28		28		31		34		37
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.32		$1.03		$0.88		$0.95		$0.84		$0.63		$1.06		$1.00		—		—
Accumulation unit value at end of period		$1.46		$1.32		$1.03		$0.88		$0.95		$0.84		$0.63		$1.06		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		464		387		322		—		—
MFS^® New Discovery Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$3.21		$2.31		$1.94		$2.19		$1.64		$1.02		$1.71		$1.69		$1.52		$1.47
Accumulation unit value at end of period		$2.93		$3.21		$2.31		$1.94		$2.19		$1.64		$1.02		$1.71		$1.69		$1.52
Number of accumulation units outstanding at end of period (000 omitted)		2		2		11		17		18		16		16		15		15		15
MFS^® Total Return Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$1.81		$1.54		$1.41		$1.41		$1.30		$1.12		$1.46		$1.43		$1.30		$1.28
Accumulation unit value at end of period		$1.93		$1.81		$1.54		$1.41		$1.41		$1.30		$1.12		$1.46		$1.43		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		3		4		21		21		45		60		62		67		70		77
MFS^® Utilities Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$3.98		$3.35		$3.00		$2.86		$2.56		$1.95		$3.18		$2.53		$1.96		$1.70
Accumulation unit value at end of period		$4.41		$3.98		$3.35		$3.00		$2.86		$2.56		$1.95		$3.18		$2.53		$1.96
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		2		2		2		2		2		2		2



128		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.40% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.90		$0.89		$0.69		$0.78		$0.65		$0.47		$0.85		$1.00		—		—
Accumulation unit value at end of period		$1.01		$0.90		$0.89		$0.69		$0.78		$0.65		$0.47		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		113		125		73		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.58		$1.17		$1.09		$1.19		$0.91		$0.59		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.59		$1.58		$1.17		$1.09		$1.19		$0.91		$0.59		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.18		$1.18		$1.03		$0.99		$0.78		$0.61		$1.00		$1.23		$1.00		—
Accumulation unit value at end of period		$1.51		$1.18		$1.18		$1.03		$0.99		$0.78		$0.61		$1.00		$1.23		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Oppenheimer Capital Appreciation Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.01		$1.57		$1.40		$1.44		$1.34		$0.94		$1.76		$1.57		$1.48		$1.43
Accumulation unit value at end of period		$2.28		$2.01		$1.57		$1.40		$1.44		$1.34		$0.94		$1.76		$1.57		$1.48
Number of accumulation units outstanding at end of period (000 omitted)		5		7		20		25		49		59		66		145		171		183
Oppenheimer Global Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.06		$2.44		$2.05		$2.27		$1.99		$1.45		$2.46		$2.35		$2.03		$1.81
Accumulation unit value at end of period		$3.08		$3.06		$2.44		$2.05		$2.27		$1.99		$1.45		$2.46		$2.35		$2.03
Number of accumulation units outstanding at end of period (000 omitted)		2		3		4		4		8		13		14		18		26		29
Oppenheimer Global Strategic Income Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.69		$1.72		$1.54		$1.55		$1.37		$1.17		$1.39		$1.29		$1.22		$1.21
Accumulation unit value at end of period		$1.71		$1.69		$1.72		$1.54		$1.55		$1.37		$1.17		$1.39		$1.29		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		135		136		149		149		152		447		442		577		463		401
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.31		$2.39		$2.06		$2.14		$1.76		$1.31		$2.14		$2.20		$1.94		$1.80
Accumulation unit value at end of period		$3.65		$3.31		$2.39		$2.06		$2.14		$1.76		$1.31		$2.14		$2.20		$1.94
Number of accumulation units outstanding at end of period (000 omitted)		1		3		4		7		31		53		59		72		100		111
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.29		$1.30		$1.15		$1.14		$1.03		$0.86		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.27		$1.29		$1.30		$1.15		$1.14		$1.03		$0.86		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		212		301		304		—		—
Putnam VT Global Health Care Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.76		$1.26		$1.04		$1.07		$1.06		$0.85		$1.04		$1.07		$1.00		—
Accumulation unit value at end of period		$2.21		$1.76		$1.26		$1.04		$1.07		$1.06		$0.85		$1.04		$1.07		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.17		$1.72		$1.43		$1.75		$1.61		$1.31		$2.37		$2.22		$1.76		$1.59
Accumulation unit value at end of period		$2.00		$2.17		$1.72		$1.43		$1.75		$1.61		$1.31		$2.37		$2.22		$1.76
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		29		29		33		34		34		34
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.64		$1.22		$1.06		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.83		$1.64		$1.22		$1.06		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (6/19/2006)
Accumulation unit value at beginning of period		$1.40		$1.01		$0.87		$0.93		$0.75		$0.58		$0.97		$1.12		$1.00		—
Accumulation unit value at end of period		$1.42		$1.40		$1.01		$0.87		$0.93		$0.75		$0.58		$0.97		$1.12		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		11		11		11		11		11		11		92		—
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.43		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.48		$1.43		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.43		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.49		$1.43		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		519		1,049		1,106		1,241		1,499		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.22		$1.31		$1.26		$1.16		$1.13		$1.07		$1.09		$1.02		$1.00		—
Accumulation unit value at end of period		$1.31		$1.22		$1.31		$1.26		$1.16		$1.13		$1.07		$1.09		$1.02		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		26		26		26		365		180		219		233		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.17		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		95		95		95		95		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.17		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		289		451		454		559		298		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			129

Variable account charges of 1.40% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.29		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.34		$1.29		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.30		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.34		$1.30		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,398		2,208		2,700		2,763		2,817		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.36		$1.19		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.36		$1.19		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.37		$1.19		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.42		$1.37		$1.19		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		701		1,002		1,171		1,173		1,542		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.21		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.25		$1.21		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.22		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.26		$1.22		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		214		215		216		102		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$3.21		$2.41		$2.15		$2.29		$1.86		$1.38		$2.05		$2.19		$1.84		$1.77
Accumulation unit value at end of period		$3.23		$3.21		$2.41		$2.15		$2.29		$1.86		$1.38		$2.05		$2.19		$1.84
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		2		10		10		10		10
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.12		$0.89		$0.81		$0.85		$0.78		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.24		$1.12		$0.89		$0.81		$0.85		$0.78		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		586		329		247		—		—
Variable Portfolio – Victory Established Value Fund (Class 3) (6/19/2006)
Accumulation unit value at beginning of period		$1.66		$1.24		$1.07		$1.16		$0.97		$0.72		$1.15		$1.10		$1.00		—
Accumulation unit value at end of period		$1.83		$1.66		$1.24		$1.07		$1.16		$0.97		$0.72		$1.15		$1.10		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Wanger International (6/19/2006)
Accumulation unit value at beginning of period		$1.67		$1.39		$1.16		$1.37		$1.12		$0.76		$1.41		$1.23		$1.00		—
Accumulation unit value at end of period		$1.58		$1.67		$1.39		$1.16		$1.37		$1.12		$0.76		$1.41		$1.23		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		10		10		10		156		186		109		95		—
Wanger USA (6/19/2006)
Accumulation unit value at beginning of period		$1.69		$1.28		$1.08		$1.14		$0.93		$0.67		$1.12		$1.08		$1.00		—
Accumulation unit value at end of period		$1.74		$1.69		$1.28		$1.08		$1.14		$0.93		$0.67		$1.12		$1.08		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		116		84		67		19		—

Variable account charges of 1.50% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.34		$1.17		$1.05		$1.09		$1.01		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.41		$1.34		$1.17		$1.05		$1.09		$1.01		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		17		17		17		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (5/1/2007)
Accumulation unit value at beginning of period		$1.07		$0.89		$0.79		$1.05		$0.90		$0.60		$1.15		$1.00		—		—
Accumulation unit value at end of period		$1.11		$1.07		$0.89		$0.79		$1.05		$0.90		$0.60		$1.15		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.56		$1.18		$1.02		$0.97		$0.88		$0.74		$1.27		$1.23		$1.06		$1.03
Accumulation unit value at end of period		$1.68		$1.56		$1.18		$1.02		$0.97		$0.88		$0.74		$1.27		$1.23		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS International Value Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.13		$0.94		$0.83		$1.05		$1.02		$0.77		$1.68		$1.61		$1.21		$1.05
Accumulation unit value at end of period		$1.04		$1.13		$0.94		$0.83		$1.05		$1.02		$0.77		$1.68		$1.61		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		340		337		355		361		328		512		602		369		284		157
American Century VP Inflation Protection, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.25		$1.38		$1.31		$1.19		$1.15		$1.06		$1.09		$1.01		$1.01		$1.01
Accumulation unit value at end of period		$1.27		$1.25		$1.38		$1.31		$1.19		$1.15		$1.06		$1.09		$1.01		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		257		283		239		259		352		335		326		435		421		264



130		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.50% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.43		$1.12		$0.98		$1.00		$0.85		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.64		$1.43		$1.12		$0.98		$1.00		$0.85		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.53		$1.13		$1.01		$1.02		$0.89		$0.67		$1.17		$0.98		$1.03		$1.03
Accumulation unit value at end of period		$1.66		$1.53		$1.13		$1.01		$1.02		$0.89		$0.67		$1.17		$0.98		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		307		352		392		427		473		566		562		537		685		259
American Century VP Value, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.24		$1.10		$1.10		$0.99		$0.84		$1.17		$1.25		$1.07		$1.04
Accumulation unit value at end of period		$1.78		$1.60		$1.24		$1.10		$1.10		$0.99		$0.84		$1.17		$1.25		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		42		42		42		42		42		42		42		42		—		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.78		$1.23		$1.04		$1.04		$0.85		$0.60		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.82		$1.78		$1.23		$1.04		$1.04		$0.85		$0.60		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.01		$1.02		$1.04		$1.05		$1.07		$1.08		$1.07		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$0.99		$1.01		$1.02		$1.04		$1.05		$1.07		$1.08		$1.07		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		2		298		3		5		5		387		316		305		8		4
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.28		$1.33		$1.26		$1.20		$1.12		$0.99		$1.08		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$1.33		$1.28		$1.33		$1.26		$1.20		$1.12		$0.99		$1.08		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		14		14		36		57		72		720		736		591		402		—
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.64		$1.31		$1.17		$1.25		$1.08		$0.86		$1.47		$1.38		$1.17		$1.05
Accumulation unit value at end of period		$1.77		$1.64		$1.31		$1.17		$1.25		$1.08		$0.86		$1.47		$1.38		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		430		472		490		530		562		1,179		1,137		826		650		259
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$2.11		$2.18		$1.84		$2.36		$2.00		$1.17		$2.56		$1.88		$1.43		$1.08
Accumulation unit value at end of period		$2.03		$2.11		$2.18		$1.84		$2.36		$2.00		$1.17		$2.56		$1.88		$1.43
Number of accumulation units outstanding at end of period (000 omitted)		130		131		119		129		118		209		297		181		188		103
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.76		$1.69		$1.48		$1.42		$1.27		$0.84		$1.13		$1.13		$1.03		$1.01
Accumulation unit value at end of period		$1.80		$1.76		$1.69		$1.48		$1.42		$1.27		$0.84		$1.13		$1.13		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		23		23		21		26		28		28		40		39		34		11
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.89		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.91		$0.89		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		60		77		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.68		$1.63		$1.44		$1.38		$1.24		$0.88		$1.10		$1.09		$1.02		$1.01
Accumulation unit value at end of period		$1.72		$1.68		$1.63		$1.44		$1.38		$1.24		$0.88		$1.10		$1.09		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		5		5		26		28		33		360		269		201		121		—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.61		$1.33		$1.15		$1.33		$1.19		$0.95		$1.61		$1.45		$1.19		$1.06
Accumulation unit value at end of period		$1.45		$1.61		$1.33		$1.15		$1.33		$1.19		$0.95		$1.61		$1.45		$1.19
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.52		$1.18		$1.00		$1.05		$0.91		$0.67		$1.23		$1.21		$1.11		$1.03
Accumulation unit value at end of period		$1.71		$1.52		$1.18		$1.00		$1.05		$0.91		$0.67		$1.23		$1.21		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.53		$1.16		$1.04		$1.00		$0.86		$0.71		$1.24		$1.22		$1.08		$1.03
Accumulation unit value at end of period		$1.74		$1.53		$1.16		$1.04		$1.00		$0.86		$0.71		$1.24		$1.22		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		24		56		71		92		98		100		91		85		120		122
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		47		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			131

Variable account charges of 1.50% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.05		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		951		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.42		$1.06		$0.96		$1.00		$0.84		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.53		$1.42		$1.06		$0.96		$1.00		$0.84		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		3		14		651		508		256		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$1.00		$0.84		$0.72		$0.88		$0.78		$0.58		$1.14		$1.00		—		—
Accumulation unit value at end of period		$0.93		$1.00		$0.84		$0.72		$0.88		$0.78		$0.58		$1.14		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.24		$1.13		$1.35		$1.09		$0.68		$1.24		$1.11		$1.13		$1.04
Accumulation unit value at end of period		$1.69		$1.60		$1.24		$1.13		$1.35		$1.09		$0.68		$1.24		$1.11		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.29		$0.95		$0.81		$0.90		$0.75		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.42		$1.29		$0.95		$0.81		$0.90		$0.75		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		5		5		5		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.59		$1.22		$1.08		$1.07		$0.95		$0.77		$1.24		$1.19		$1.05		$1.02
Accumulation unit value at end of period		$1.77		$1.59		$1.22		$1.08		$1.07		$0.95		$0.77		$1.24		$1.19		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		15		16		14		12		13		13
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (11/15/2004)
Accumulation unit value at beginning of period		$1.80		$1.36		$1.24		$1.34		$1.08		$0.88		$1.24		$1.29		$1.10		$1.06
Accumulation unit value at end of period		$1.82		$1.80		$1.36		$1.24		$1.34		$1.08		$0.88		$1.24		$1.29		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		1		7		369		303		188		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.04		$1.08		$1.08		$1.08		$1.06		$1.02		$1.07		$1.03		$1.00		$1.00
Accumulation unit value at end of period		$1.09		$1.04		$1.08		$1.08		$1.08		$1.06		$1.02		$1.07		$1.03		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		6		7		6		12		12		87		52		45		20		9
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.71		$0.81		$0.84		$0.97		$0.85		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.58		$0.71		$0.81		$0.84		$0.97		$0.85		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.78		$1.34		$1.14		$1.16		$0.93		$0.69		$1.18		$1.18		$1.12		$1.04
Accumulation unit value at end of period		$1.96		$1.78		$1.34		$1.14		$1.16		$0.93		$0.69		$1.18		$1.18		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		15		16		13		12		13		12
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.38		$1.28		$1.19		$1.05		$0.87		$1.26		$1.20		$1.05		$1.02
Accumulation unit value at end of period		$1.75		$1.65		$1.38		$1.28		$1.19		$1.05		$0.87		$1.26		$1.20		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.97		$0.84		$0.69		$0.82		$0.76		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.93		$0.97		$0.84		$0.69		$0.82		$0.76		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.24		$1.03		$0.93		$1.16		$1.13		$0.88		$1.42		$1.39		$1.15		$1.05
Accumulation unit value at end of period		$1.11		$1.24		$1.03		$0.93		$1.16		$1.13		$0.88		$1.42		$1.39		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.18		$1.15		$1.09		$1.08		$1.00		$0.71		$0.98		$1.00		—		—
Accumulation unit value at end of period		$1.17		$1.18		$1.15		$1.09		$1.08		$1.00		$0.71		$0.98		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		24		26		26		222		184		107		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.85		$1.43		$1.25		$1.31		$1.13		$0.85		$1.50		$1.30		$1.19		$1.03
Accumulation unit value at end of period		$2.03		$1.85		$1.43		$1.25		$1.31		$1.13		$0.85		$1.50		$1.30		$1.19
Number of accumulation units outstanding at end of period (000 omitted)		842		908		944		1,011		1,066		1,329		1,577		1,407		1,303		722
Fidelity^® VIP Growth Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.23		$1.09		$1.11		$0.91		$0.72		$1.39		$1.11		$1.06		$1.02
Accumulation unit value at end of period		$1.80		$1.65		$1.23		$1.09		$1.11		$0.91		$0.72		$1.39		$1.11		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.29		$1.33		$1.28		$1.22		$1.15		$1.01		$1.06		$1.03		$1.01		$1.00
Accumulation unit value at end of period		$1.34		$1.29		$1.33		$1.28		$1.22		$1.15		$1.01		$1.06		$1.03		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		213		236		211		234		256		504		509		526		288		139



132		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.50% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$2.12		$1.59		$1.40		$1.60		$1.26		$0.92		$1.54		$1.36		$1.23		$1.05
Accumulation unit value at end of period		$2.22		$2.12		$1.59		$1.40		$1.60		$1.26		$0.92		$1.54		$1.36		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		106		111		120		126		128		294		365		251		188		78
Fidelity^® VIP Overseas Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.55		$1.21		$1.02		$1.25		$1.13		$0.91		$1.64		$1.43		$1.23		$1.05
Accumulation unit value at end of period		$1.40		$1.55		$1.21		$1.02		$1.25		$1.13		$0.91		$1.64		$1.43		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		12		20		24		31		28		34		34		29		49		37
FTVIPT Franklin Income VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.59		$1.41		$1.27		$1.26		$1.14		$0.85		$1.23		$1.20		$1.03		$1.03
Accumulation unit value at end of period		$1.64		$1.59		$1.41		$1.27		$1.26		$1.14		$0.85		$1.23		$1.20		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		1		1		1		1		1
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.57		$1.25		$1.11		$1.14		$1.04		$0.83		$1.35		$1.32		$1.13		$1.04
Accumulation unit value at end of period		$1.66		$1.57		$1.25		$1.11		$1.14		$1.04		$0.83		$1.35		$1.32		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		7		7		8		11		16		50		48		44		114		2
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.68		$1.31		$1.19		$1.14		$0.96		$0.83		$1.16		$1.21		$1.05		$1.03
Accumulation unit value at end of period		$1.80		$1.68		$1.31		$1.19		$1.14		$0.96		$0.83		$1.16		$1.21		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.74		$1.28		$1.17		$1.25		$0.99		$0.70		$1.24		$1.13		$1.06		$1.02
Accumulation unit value at end of period		$1.84		$1.74		$1.28		$1.17		$1.25		$0.99		$0.70		$1.24		$1.13		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		4		4		4		5		5		5		5		5		5		5
FTVIPT Templeton Global Bond VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.85		$1.85		$1.63		$1.67		$1.48		$1.27		$1.21		$1.11		$1.00		$1.05
Accumulation unit value at end of period		$1.86		$1.85		$1.85		$1.63		$1.67		$1.48		$1.27		$1.21		$1.11		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		67		75		89		102		108		325		327		339		265		69
FTVIPT Templeton Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.48		$1.15		$0.96		$1.05		$0.99		$0.77		$1.35		$1.34		$1.12		$1.04
Accumulation unit value at end of period		$1.41		$1.48		$1.15		$0.96		$1.05		$0.99		$0.77		$1.35		$1.34		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.91		$1.46		$1.25		$1.35		$1.10		$0.84		$1.35		$1.33		$1.16		$1.04
Accumulation unit value at end of period		$2.13		$1.91		$1.46		$1.25		$1.35		$1.10		$0.84		$1.35		$1.33		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		197		218		235		259		270		451		487		440		366		189
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.21		$0.89		$0.79		$0.77		$0.69		$0.58		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.39		$1.21		$0.89		$0.79		$0.77		$0.69		$0.58		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.96		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.33		$0.96		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.20		$1.02		$1.06		$0.93		$0.74		$1.16		$1.21		$1.06		$1.03
Accumulation unit value at end of period		$1.72		$1.60		$1.20		$1.02		$1.06		$0.93		$0.74		$1.16		$1.21		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		521		592		659		760		805		1,089		1,157		1,039		926		445
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.57		$1.14		$0.96		$0.94		$0.91		$0.72		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.85		$1.57		$1.14		$0.96		$0.94		$0.91		$0.72		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.09		$0.94		$0.82		$0.90		$0.81		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.08		$1.09		$0.94		$0.82		$0.90		$0.81		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		2		8		506		258		116		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.63		$1.29		$1.18		$1.28		$1.15		$0.90		$1.27		$1.18		$1.08		$1.03
Accumulation unit value at end of period		$1.67		$1.63		$1.29		$1.18		$1.28		$1.15		$0.90		$1.27		$1.18		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		4		9		11		14		14		14		14		16		22		22
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.31		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.39		$1.31		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.25		$0.95		$0.82		$0.86		$0.82		$0.56		$1.19		$1.19		$1.07		$1.03
Accumulation unit value at end of period		$1.31		$1.25		$0.95		$0.82		$0.86		$0.82		$0.56		$1.19		$1.19		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		22		43		53		76		84		78		82		66		83		84



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			133

Variable account charges of 1.50% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.30		$1.02		$0.88		$0.94		$0.84		$0.62		$1.05		$1.00		—		—
Accumulation unit value at end of period		$1.45		$1.30		$1.02		$0.88		$0.94		$0.84		$0.62		$1.05		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		2		14		563		530		319		—		—
MFS^® New Discovery Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$2.26		$1.62		$1.36		$1.55		$1.15		$0.72		$1.21		$1.20		$1.08		$1.04
Accumulation unit value at end of period		$2.06		$2.26		$1.62		$1.36		$1.55		$1.15		$0.72		$1.21		$1.20		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
MFS^® Total Return Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$1.43		$1.22		$1.12		$1.12		$1.03		$0.89		$1.16		$1.14		$1.03		$1.02
Accumulation unit value at end of period		$1.52		$1.43		$1.22		$1.12		$1.12		$1.03		$0.89		$1.16		$1.14		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		2		2		2		2		2		2		2		2		2		2
MFS^® Utilities Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$2.45		$2.07		$1.86		$1.77		$1.58		$1.21		$1.97		$1.57		$1.22		$1.06
Accumulation unit value at end of period		$2.72		$2.45		$2.07		$1.86		$1.77		$1.58		$1.21		$1.97		$1.57		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.89		$0.88		$0.69		$0.78		$0.65		$0.46		$0.85		$1.00		—		—
Accumulation unit value at end of period		$1.00		$0.89		$0.88		$0.69		$0.78		$0.65		$0.46		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		1		4		129		185		68		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.57		$1.16		$1.09		$1.19		$0.91		$0.59		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.58		$1.57		$1.16		$1.09		$1.19		$0.91		$0.59		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.57		$1.56		$1.37		$1.32		$1.03		$0.82		$1.34		$1.64		$1.21		$1.05
Accumulation unit value at end of period		$2.00		$1.57		$1.56		$1.37		$1.32		$1.03		$0.82		$1.34		$1.64		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		7		8		8		9		9		10		12		11		8		7
Oppenheimer Capital Appreciation Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.42		$1.12		$0.99		$1.02		$0.95		$0.67		$1.25		$1.12		$1.05		$1.02
Accumulation unit value at end of period		$1.61		$1.42		$1.12		$0.99		$1.02		$0.95		$0.67		$1.25		$1.12		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		216		259		275		297		313		315		334		299		295		179
Oppenheimer Global Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.79		$1.43		$1.20		$1.34		$1.17		$0.85		$1.45		$1.39		$1.20		$1.07
Accumulation unit value at end of period		$1.80		$1.79		$1.43		$1.20		$1.34		$1.17		$0.85		$1.45		$1.39		$1.20
Number of accumulation units outstanding at end of period (000 omitted)		24		24		24		24		24		24		24		24		—		—
Oppenheimer Global Strategic Income Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.42		$1.44		$1.29		$1.31		$1.15		$0.99		$1.18		$1.09		$1.03		$1.02
Accumulation unit value at end of period		$1.43		$1.42		$1.44		$1.29		$1.31		$1.15		$0.99		$1.18		$1.09		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		169		189		209		235		248		694		648		594		406		177
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.91		$1.38		$1.19		$1.24		$1.02		$0.76		$1.24		$1.28		$1.13		$1.05
Accumulation unit value at end of period		$2.10		$1.91		$1.38		$1.19		$1.24		$1.02		$0.76		$1.24		$1.28		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		107		107		107		107		121		147		148		151		141		139
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.28		$1.30		$1.15		$1.14		$1.02		$0.86		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.26		$1.28		$1.30		$1.15		$1.14		$1.02		$0.86		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		45		46		53		277		426		304		—		—
Putnam VT Global Health Care Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.92		$1.38		$1.14		$1.17		$1.16		$0.94		$1.15		$1.17		$1.16		$1.04
Accumulation unit value at end of period		$2.41		$1.92		$1.38		$1.14		$1.17		$1.16		$0.94		$1.15		$1.17		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.43		$1.13		$0.94		$1.15		$1.06		$0.86		$1.57		$1.47		$1.17		$1.05
Accumulation unit value at end of period		$1.31		$1.43		$1.13		$0.94		$1.15		$1.06		$0.86		$1.57		$1.47		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.63		$1.21		$1.06		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.82		$1.63		$1.21		$1.06		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.59		$1.15		$1.00		$1.06		$0.86		$0.66		$1.10		$1.28		$1.11		$1.05
Accumulation unit value at end of period		$1.62		$1.59		$1.15		$1.00		$1.06		$0.86		$0.66		$1.10		$1.28		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		13		13		13		15		19		46		46		41		70		—
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.42		$1.19		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.48		$1.42		$1.19		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



134		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.50% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.42		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.48		$1.42		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		337		554		649		660		1,315		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (5/1/2006)
Accumulation unit value at beginning of period		$1.22		$1.31		$1.26		$1.16		$1.13		$1.08		$1.09		$1.03		$1.00		—
Accumulation unit value at end of period		$1.31		$1.22		$1.31		$1.26		$1.16		$1.13		$1.08		$1.09		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		9		9		30		39		48		499		290		276		239		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.17		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.17		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		268		321		498		853		794		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.29		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.33		$1.29		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.29		$1.18		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.34		$1.29		$1.18		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,696		1,848		2,210		2,921		3,158		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.36		$1.19		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.36		$1.19		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		120		118		—		121		—		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.36		$1.19		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.36		$1.19		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		654		2,123		2,709		2,954		2,493		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.21		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.25		$1.21		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		125		—		—		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.21		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.25		$1.21		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		75		77		135		137		140		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.89		$1.42		$1.27		$1.35		$1.10		$0.82		$1.22		$1.30		$1.10		$1.05
Accumulation unit value at end of period		$1.90		$1.89		$1.42		$1.27		$1.35		$1.10		$0.82		$1.22		$1.30		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		201		214		243		265		270		302		313		332		301		202
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.12		$0.88		$0.81		$0.85		$0.77		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.23		$1.12		$0.88		$0.81		$0.85		$0.77		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		3		14		688		453		244		—		—
Variable Portfolio – Victory Established Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.76		$1.32		$1.14		$1.24		$1.03		$0.77		$1.23		$1.18		$1.03		$1.04
Accumulation unit value at end of period		$1.94		$1.76		$1.32		$1.14		$1.24		$1.03		$0.77		$1.23		$1.18		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Wanger International (11/15/2004)
Accumulation unit value at beginning of period		$2.38		$1.97		$1.65		$1.96		$1.59		$1.08		$2.01		$1.76		$1.30		$1.08
Accumulation unit value at end of period		$2.24		$2.38		$1.97		$1.65		$1.96		$1.59		$1.08		$2.01		$1.76		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		151		153		157		178		173		316		398		268		254		146
Wanger USA (11/15/2004)
Accumulation unit value at beginning of period		$1.88		$1.43		$1.21		$1.27		$1.05		$0.75		$1.26		$1.21		$1.14		$1.04
Accumulation unit value at end of period		$1.94		$1.88		$1.43		$1.21		$1.27		$1.05		$0.75		$1.26		$1.21		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		107		116		131		147		159		295		294		241		172		100



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			135

Variable account charges of 1.55% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.33		$1.16		$1.04		$1.09		$1.01		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.41		$1.33		$1.16		$1.04		$1.09		$1.01		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$1.73		$1.43		$1.28		$1.70		$1.46		$0.97		$1.87		$1.58		$1.48		$1.45
Accumulation unit value at end of period		$1.79		$1.73		$1.43		$1.28		$1.70		$1.46		$0.97		$1.87		$1.58		$1.48
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (3/17/2003)
Accumulation unit value at beginning of period		$2.24		$1.69		$1.47		$1.40		$1.26		$1.07		$1.83		$1.77		$1.54		$1.49
Accumulation unit value at end of period		$2.41		$2.24		$1.69		$1.47		$1.40		$1.26		$1.07		$1.83		$1.77		$1.54
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS International Value Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.13		$0.93		$0.83		$1.05		$1.02		$0.77		$1.67		$1.61		$1.21		$1.05
Accumulation unit value at end of period		$1.04		$1.13		$0.93		$0.83		$1.05		$1.02		$0.77		$1.67		$1.61		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		8		17		18		19		22		104		139		77		30		25
American Century VP Inflation Protection, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.24		$1.38		$1.30		$1.19		$1.15		$1.06		$1.09		$1.01		$1.01		$1.01
Accumulation unit value at end of period		$1.26		$1.24		$1.38		$1.30		$1.19		$1.15		$1.06		$1.09		$1.01		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		9		14		12		14		26		58		52		72		78		67
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.43		$1.12		$0.98		$1.00		$0.85		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.63		$1.43		$1.12		$0.98		$1.00		$0.85		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.52		$1.13		$1.01		$1.02		$0.89		$0.67		$1.17		$0.98		$1.03		$1.03
Accumulation unit value at end of period		$1.65		$1.52		$1.13		$1.01		$1.02		$0.89		$0.67		$1.17		$0.98		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		28		54		55		56		44		66		66		62		60		35
American Century VP Value, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.23		$1.09		$1.10		$0.99		$0.84		$1.16		$1.25		$1.07		$1.04
Accumulation unit value at end of period		$1.77		$1.60		$1.23		$1.09		$1.10		$0.99		$0.84		$1.16		$1.25		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.77		$1.22		$1.04		$1.04		$0.85		$0.60		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.82		$1.77		$1.22		$1.04		$1.04		$0.85		$0.60		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$0.98		$1.00		$1.01		$1.03		$1.05		$1.06		$1.05		$1.02		$0.99		$0.98
Accumulation unit value at end of period		$0.97		$0.98		$1.00		$1.01		$1.03		$1.05		$1.06		$1.05		$1.02		$0.99
Number of accumulation units outstanding at end of period (000 omitted)		—		1		1		1		1		47		21		5		3		1
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.31		$1.37		$1.29		$1.23		$1.15		$1.02		$1.11		$1.07		$1.04		$1.04
Accumulation unit value at end of period		$1.36		$1.31		$1.37		$1.29		$1.23		$1.15		$1.02		$1.11		$1.07		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		234		295		259		113		15
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.74		$2.20		$1.96		$2.09		$1.82		$1.45		$2.47		$2.32		$1.97		$1.76
Accumulation unit value at end of period		$2.97		$2.74		$2.20		$1.96		$2.09		$1.82		$1.45		$2.47		$2.32		$1.97
Number of accumulation units outstanding at end of period (000 omitted)		6		7		8		8		14		156		152		92		48		34
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$2.10		$2.17		$1.83		$2.35		$2.00		$1.16		$2.55		$1.88		$1.42		$1.08
Accumulation unit value at end of period		$2.02		$2.10		$2.17		$1.83		$2.35		$2.00		$1.16		$2.55		$1.88		$1.42
Number of accumulation units outstanding at end of period (000 omitted)		3		13		12		13		8		42		65		37		19		16
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.75		$1.68		$1.47		$1.42		$1.26		$0.83		$1.13		$1.13		$1.03		$1.01
Accumulation unit value at end of period		$1.79		$1.75		$1.68		$1.47		$1.42		$1.26		$0.83		$1.13		$1.13		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		1		2		2		2		5		14		16		18		19		17
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.89		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.91		$0.89		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		3		8		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.68		$1.62		$1.44		$1.37		$1.23		$0.88		$1.10		$1.09		$1.02		$1.01
Accumulation unit value at end of period		$1.71		$1.68		$1.62		$1.44		$1.37		$1.23		$0.88		$1.10		$1.09		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		137		96		78		15		—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.33		$1.15		$1.33		$1.19		$0.94		$1.61		$1.45		$1.19		$1.06
Accumulation unit value at end of period		$1.44		$1.60		$1.33		$1.15		$1.33		$1.19		$0.94		$1.61		$1.45		$1.19
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



136		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.55% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.94		$1.52		$1.28		$1.34		$1.17		$0.86		$1.58		$1.55		$1.42		$1.33
Accumulation unit value at end of period		$2.18		$1.94		$1.52		$1.28		$1.34		$1.17		$0.86		$1.58		$1.55		$1.42
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.52		$1.16		$1.03		$1.00		$0.86		$0.70		$1.24		$1.22		$1.08		$1.03
Accumulation unit value at end of period		$1.73		$1.52		$1.16		$1.03		$1.00		$0.86		$0.70		$1.24		$1.22		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		3		4		8		9		10		9		8		8		8
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		67		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.05		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		335		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.41		$1.06		$0.96		$1.00		$0.83		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.52		$1.41		$1.06		$0.96		$1.00		$0.83		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		246		195		113		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$0.99		$0.84		$0.72		$0.88		$0.78		$0.58		$1.14		$1.00		—		—
Accumulation unit value at end of period		$0.93		$0.99		$0.84		$0.72		$0.88		$0.78		$0.58		$1.14		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.59		$1.24		$1.13		$1.35		$1.08		$0.67		$1.24		$1.11		$1.13		$1.04
Accumulation unit value at end of period		$1.68		$1.59		$1.24		$1.13		$1.35		$1.08		$0.67		$1.24		$1.11		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.28		$0.95		$0.81		$0.90		$0.75		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.42		$1.28		$0.95		$0.81		$0.90		$0.75		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$2.23		$1.72		$1.51		$1.51		$1.34		$1.08		$1.74		$1.68		$1.48		$1.44
Accumulation unit value at end of period		$2.48		$2.23		$1.72		$1.51		$1.51		$1.34		$1.08		$1.74		$1.68		$1.48
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		6		6		6		7		7		7
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (11/15/2004)
Accumulation unit value at beginning of period		$1.79		$1.36		$1.24		$1.34		$1.08		$0.87		$1.24		$1.29		$1.10		$1.06
Accumulation unit value at end of period		$1.82		$1.79		$1.36		$1.24		$1.34		$1.08		$0.87		$1.24		$1.29		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		144		115		84		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$1.02		$1.05		$1.05		$1.05		$1.04		$1.00		$1.04		$1.01		$0.98		$0.98
Accumulation unit value at end of period		$1.06		$1.02		$1.05		$1.05		$1.05		$1.04		$1.00		$1.04		$1.01		$0.98
Number of accumulation units outstanding at end of period (000 omitted)		—		2		2		2		34		63		47		45		39		34
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.71		$0.80		$0.83		$0.97		$0.84		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.58		$0.71		$0.80		$0.83		$0.97		$0.84		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.77		$1.34		$1.14		$1.15		$0.92		$0.69		$1.18		$1.18		$1.12		$1.04
Accumulation unit value at end of period		$1.95		$1.77		$1.34		$1.14		$1.15		$0.92		$0.69		$1.18		$1.18		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.64		$1.38		$1.27		$1.19		$1.05		$0.87		$1.26		$1.20		$1.05		$1.02
Accumulation unit value at end of period		$1.74		$1.64		$1.38		$1.27		$1.19		$1.05		$0.87		$1.26		$1.20		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.96		$0.83		$0.69		$0.82		$0.76		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.92		$0.96		$0.83		$0.69		$0.82		$0.76		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			137

Variable account charges of 1.55% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.24		$1.02		$0.92		$1.15		$1.13		$0.87		$1.42		$1.39		$1.15		$1.05
Accumulation unit value at end of period		$1.10		$1.24		$1.02		$0.92		$1.15		$1.13		$0.87		$1.42		$1.39		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.17		$1.15		$1.09		$1.08		$1.00		$0.71		$0.98		$1.00		—		—
Accumulation unit value at end of period		$1.16		$1.17		$1.15		$1.09		$1.08		$1.00		$0.71		$0.98		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		90		76		54		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.68		$2.08		$1.82		$1.90		$1.65		$1.24		$2.19		$1.90		$1.73		$1.50
Accumulation unit value at end of period		$2.94		$2.68		$2.08		$1.82		$1.90		$1.65		$1.24		$2.19		$1.90		$1.73
Number of accumulation units outstanding at end of period (000 omitted)		65		72		105		108		113		157		222		194		139		66
Fidelity^® VIP Growth Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.26		$1.68		$1.50		$1.52		$1.25		$0.99		$1.91		$1.53		$1.46		$1.40
Accumulation unit value at end of period		$2.47		$2.26		$1.68		$1.50		$1.52		$1.25		$0.99		$1.91		$1.53		$1.46
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		8		8		8		2
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.28		$1.33		$1.28		$1.21		$1.14		$1.01		$1.06		$1.03		$1.01		$1.00
Accumulation unit value at end of period		$1.33		$1.28		$1.33		$1.28		$1.21		$1.14		$1.01		$1.06		$1.03		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		31		38		37		41		53		197		197		203		110		67
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$3.63		$2.71		$2.40		$2.74		$2.16		$1.57		$2.64		$2.33		$2.10		$1.81
Accumulation unit value at end of period		$3.79		$3.63		$2.71		$2.40		$2.74		$2.16		$1.57		$2.64		$2.33		$2.10
Number of accumulation units outstanding at end of period (000 omitted)		24		25		38		40		56		84		107		85		65		30
Fidelity^® VIP Overseas Portfolio Service Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.57		$2.01		$1.69		$2.08		$1.87		$1.51		$2.73		$2.37		$2.04		$1.75
Accumulation unit value at end of period		$2.32		$2.57		$2.01		$1.69		$2.08		$1.87		$1.51		$2.73		$2.37		$2.04
Number of accumulation units outstanding at end of period (000 omitted)		—		3		3		4		4		4		4		5		3		2
FTVIPT Franklin Income VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.58		$1.41		$1.27		$1.26		$1.14		$0.85		$1.23		$1.20		$1.03		$1.03
Accumulation unit value at end of period		$1.63		$1.58		$1.41		$1.27		$1.26		$1.14		$0.85		$1.23		$1.20		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.12		$1.68		$1.50		$1.53		$1.40		$1.13		$1.82		$1.79		$1.54		$1.41
Accumulation unit value at end of period		$2.24		$2.12		$1.68		$1.50		$1.53		$1.40		$1.13		$1.82		$1.79		$1.54
Number of accumulation units outstanding at end of period (000 omitted)		—		—		27		27		27		27		145		152		167		153
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.67		$1.31		$1.19		$1.14		$0.96		$0.83		$1.16		$1.21		$1.05		$1.03
Accumulation unit value at end of period		$1.79		$1.67		$1.31		$1.19		$1.14		$0.96		$0.83		$1.16		$1.21		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (3/17/2003)
Accumulation unit value at beginning of period		$2.72		$2.00		$1.83		$1.95		$1.56		$1.10		$1.94		$1.77		$1.66		$1.61
Accumulation unit value at end of period		$2.88		$2.72		$2.00		$1.83		$1.95		$1.56		$1.10		$1.94		$1.77		$1.66
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		5		5		12		12		12		8
FTVIPT Templeton Global Bond VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.85		$1.84		$1.63		$1.67		$1.48		$1.27		$1.21		$1.11		$1.00		$1.05
Accumulation unit value at end of period		$1.85		$1.85		$1.84		$1.63		$1.67		$1.48		$1.27		$1.21		$1.11		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		2		4		3		4		6		100		108		110		45		22
FTVIPT Templeton Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.47		$1.14		$0.96		$1.05		$0.99		$0.77		$1.35		$1.34		$1.12		$1.04
Accumulation unit value at end of period		$1.41		$1.47		$1.14		$0.96		$1.05		$0.99		$0.77		$1.35		$1.34		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.90		$1.45		$1.24		$1.35		$1.10		$0.84		$1.35		$1.33		$1.16		$1.04
Accumulation unit value at end of period		$2.12		$1.90		$1.45		$1.24		$1.35		$1.10		$0.84		$1.35		$1.33		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		7		13		14		15		18		72		86		80		31		19
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.21		$0.89		$0.79		$0.77		$0.69		$0.58		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.38		$1.21		$0.89		$0.79		$0.77		$0.69		$0.58		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.33		$0.96		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.33		$0.96		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.59		$1.19		$1.02		$1.06		$0.93		$0.73		$1.16		$1.21		$1.06		$1.03
Accumulation unit value at end of period		$1.71		$1.59		$1.19		$1.02		$1.06		$0.93		$0.73		$1.16		$1.21		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		17		27		29		33		47		167		198		155		101		75



138		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.55% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.57		$1.14		$0.96		$0.94		$0.91		$0.72		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.84		$1.57		$1.14		$0.96		$0.94		$0.91		$0.72		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.09		$0.93		$0.82		$0.90		$0.81		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.08		$1.09		$0.93		$0.82		$0.90		$0.81		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		196		97		54		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.28		$1.18		$1.28		$1.14		$0.89		$1.27		$1.18		$1.08		$1.03
Accumulation unit value at end of period		$1.67		$1.62		$1.28		$1.18		$1.28		$1.14		$0.89		$1.27		$1.18		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		1		1		1		1		1		1		1		1		1
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.31		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.39		$1.31		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.91		$1.46		$1.26		$1.32		$1.26		$0.86		$1.82		$1.83		$1.64		$1.58
Accumulation unit value at end of period		$2.00		$1.91		$1.46		$1.26		$1.32		$1.26		$0.86		$1.82		$1.83		$1.64
Number of accumulation units outstanding at end of period (000 omitted)		—		1		2		3		14		14		15		13		13		13
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.30		$1.02		$0.87		$0.94		$0.84		$0.62		$1.05		$1.00		—		—
Accumulation unit value at end of period		$1.45		$1.30		$1.02		$0.87		$0.94		$0.84		$0.62		$1.05		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		212		199		137		—		—
MFS^® New Discovery Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$3.16		$2.27		$1.91		$2.17		$1.62		$1.01		$1.70		$1.68		$1.51		$1.46
Accumulation unit value at end of period		$2.88		$3.16		$2.27		$1.91		$2.17		$1.62		$1.01		$1.70		$1.68		$1.51
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
MFS^® Total Return Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$1.78		$1.52		$1.39		$1.39		$1.29		$1.11		$1.45		$1.42		$1.29		$1.28
Accumulation unit value at end of period		$1.89		$1.78		$1.52		$1.39		$1.39		$1.29		$1.11		$1.45		$1.42		$1.29
Number of accumulation units outstanding at end of period (000 omitted)		18		18		48		48		48		38		38		34		29		13
MFS^® Utilities Series – Service Class (3/17/2003)
Accumulation unit value at beginning of period		$3.91		$3.30		$2.96		$2.83		$2.53		$1.93		$3.16		$2.51		$1.95		$1.70
Accumulation unit value at end of period		$4.33		$3.91		$3.30		$2.96		$2.83		$2.53		$1.93		$3.16		$2.51		$1.95
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		5		5		5		5		5		5
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.89		$0.88		$0.69		$0.78		$0.65		$0.46		$0.85		$1.00		—		—
Accumulation unit value at end of period		$1.00		$0.89		$0.88		$0.69		$0.78		$0.65		$0.46		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		45		73		26		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.57		$1.16		$1.08		$1.19		$0.91		$0.59		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.57		$1.57		$1.16		$1.08		$1.19		$0.91		$0.59		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.56		$1.56		$1.37		$1.31		$1.03		$0.81		$1.34		$1.64		$1.21		$1.05
Accumulation unit value at end of period		$1.99		$1.56		$1.56		$1.37		$1.31		$1.03		$0.81		$1.34		$1.64		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		1		1		1		1		1		1		—
Oppenheimer Capital Appreciation Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.98		$1.55		$1.38		$1.43		$1.33		$0.93		$1.75		$1.56		$1.47		$1.42
Accumulation unit value at end of period		$2.24		$1.98		$1.55		$1.38		$1.43		$1.33		$0.93		$1.75		$1.56		$1.47
Number of accumulation units outstanding at end of period (000 omitted)		3		5		6		7		16		28		30		25		28		26
Oppenheimer Global Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.01		$2.41		$2.02		$2.24		$1.97		$1.44		$2.44		$2.34		$2.02		$1.80
Accumulation unit value at end of period		$3.02		$3.01		$2.41		$2.02		$2.24		$1.97		$1.44		$2.44		$2.34		$2.02
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Oppenheimer Global Strategic Income Fund/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$1.66		$1.69		$1.52		$1.53		$1.36		$1.16		$1.38		$1.28		$1.21		$1.20
Accumulation unit value at end of period		$1.68		$1.66		$1.69		$1.52		$1.53		$1.36		$1.16		$1.38		$1.28		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		30		33		105		107		118		274		385		371		276		233
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (3/17/2003)
Accumulation unit value at beginning of period		$3.26		$2.35		$2.03		$2.11		$1.75		$1.29		$2.12		$2.18		$1.94		$1.79
Accumulation unit value at end of period		$3.58		$3.26		$2.35		$2.03		$2.11		$1.75		$1.29		$2.12		$2.18		$1.94
Number of accumulation units outstanding at end of period (000 omitted)		18		19		33		34		45		41		42		41		39		16
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.27		$1.29		$1.14		$1.14		$1.02		$0.86		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.26		$1.27		$1.29		$1.14		$1.14		$1.02		$0.86		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		110		170		135		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			139

Variable account charges of 1.55% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Putnam VT Global Health Care Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.91		$1.37		$1.14		$1.17		$1.16		$0.93		$1.14		$1.17		$1.16		$1.04
Accumulation unit value at end of period		$2.40		$1.91		$1.37		$1.14		$1.17		$1.16		$0.93		$1.14		$1.17		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (3/17/2003)
Accumulation unit value at beginning of period		$2.14		$1.70		$1.41		$1.73		$1.59		$1.30		$2.36		$2.21		$1.76		$1.59
Accumulation unit value at end of period		$1.96		$2.14		$1.70		$1.41		$1.73		$1.59		$1.30		$2.36		$2.21		$1.76
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.63		$1.21		$1.05		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.82		$1.63		$1.21		$1.05		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.58		$1.15		$0.99		$1.06		$0.85		$0.66		$1.10		$1.28		$1.11		$1.05
Accumulation unit value at end of period		$1.61		$1.58		$1.15		$0.99		$1.06		$0.85		$0.66		$1.10		$1.28		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		5		10		10		10		10		10		10		10		7		—
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.42		$1.19		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.47		$1.42		$1.19		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		291		294		297		300		242		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.42		$1.20		$1.07		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.48		$1.42		$1.20		$1.07		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (5/1/2006)
Accumulation unit value at beginning of period		$1.22		$1.31		$1.26		$1.16		$1.13		$1.07		$1.09		$1.03		$1.00		—
Accumulation unit value at end of period		$1.30		$1.22		$1.31		$1.26		$1.16		$1.13		$1.07		$1.09		$1.03		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		181		102		95		37		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.14		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.17		$1.14		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.13		$1.12		$1.06		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.17		$1.13		$1.12		$1.06		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		179		187		208		418		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.29		$1.17		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.33		$1.29		$1.17		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		482		578		582		566		559		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.29		$1.17		$1.08		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.33		$1.29		$1.17		$1.08		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		596		969		1,031		1,295		1,375		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.36		$1.19		$1.07		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.36		$1.19		$1.07		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.36		$1.19		$1.08		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.36		$1.19		$1.08		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		884		1,019		1,043		1,112		1,139		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.21		$1.14		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.25		$1.21		$1.14		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		72		76		78		100		104		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.21		$1.15		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.25		$1.21		$1.15		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		148		157		159		82		84		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (3/17/2003)
Accumulation unit value at beginning of period		$3.15		$2.38		$2.13		$2.26		$1.84		$1.37		$2.04		$2.17		$1.84		$1.76
Accumulation unit value at end of period		$3.17		$3.15		$2.38		$2.13		$2.26		$1.84		$1.37		$2.04		$2.17		$1.84
Number of accumulation units outstanding at end of period (000 omitted)		3		3		4		5		7		16		17		17		16		17
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.11		$0.88		$0.81		$0.85		$0.77		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.22		$1.11		$0.88		$0.81		$0.85		$0.77		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		259		167		106		—		—



140		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.55% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Variable Portfolio – Victory Established Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.75		$1.31		$1.14		$1.24		$1.03		$0.77		$1.23		$1.18		$1.03		$1.04
Accumulation unit value at end of period		$1.94		$1.75		$1.31		$1.14		$1.24		$1.03		$0.77		$1.23		$1.18		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		8		16		16		16		—		—		—		—		—		—
Wanger International (11/15/2004)
Accumulation unit value at beginning of period		$2.37		$1.96		$1.64		$1.95		$1.59		$1.08		$2.01		$1.75		$1.30		$1.08
Accumulation unit value at end of period		$2.23		$2.37		$1.96		$1.64		$1.95		$1.59		$1.08		$2.01		$1.75		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		3		11		11		12		15		63		90		52		27		24
Wanger USA (11/15/2004)
Accumulation unit value at beginning of period		$1.87		$1.42		$1.20		$1.27		$1.04		$0.75		$1.25		$1.21		$1.14		$1.04
Accumulation unit value at end of period		$1.93		$1.87		$1.42		$1.20		$1.27		$1.04		$0.75		$1.25		$1.21		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		3		3		4		5		8		64		64		47		20		18

Variable account charges of 1.70% of the daily net assets of the variable account.


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
AB VPS Balanced Wealth Strategy Portfolio (Class B) (9/26/2008)
Accumulation unit value at beginning of period		$1.32		$1.16		$1.04		$1.09		$1.00		$0.82		$1.00		—		—		—
Accumulation unit value at end of period		$1.39		$1.32		$1.16		$1.04		$1.09		$1.00		$0.82		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Global Thematic Growth Portfolio (Class B) (5/1/2007)
Accumulation unit value at beginning of period		$1.06		$0.87		$0.79		$1.04		$0.90		$0.59		$1.15		$1.00		—		—
Accumulation unit value at end of period		$1.09		$1.06		$0.87		$0.79		$1.04		$0.90		$0.59		$1.15		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS Growth and Income Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.53		$1.16		$1.00		$0.96		$0.87		$0.73		$1.26		$1.22		$1.06		$1.03
Accumulation unit value at end of period		$1.65		$1.53		$1.16		$1.00		$0.96		$0.87		$0.73		$1.26		$1.22		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
AB VPS International Value Portfolio (Class B) (11/15/2004)
Accumulation unit value at beginning of period		$1.11		$0.92		$0.82		$1.04		$1.01		$0.76		$1.67		$1.60		$1.21		$1.05
Accumulation unit value at end of period		$1.02		$1.11		$0.92		$0.82		$1.04		$1.01		$0.76		$1.67		$1.60		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		9		28		46		43		39		269		262		105		43		28
American Century VP Inflation Protection, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.23		$1.36		$1.29		$1.17		$1.14		$1.05		$1.08		$1.01		$1.01		$1.01
Accumulation unit value at end of period		$1.24		$1.23		$1.36		$1.29		$1.17		$1.14		$1.05		$1.08		$1.01		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		9		33		36		35		46		43		37		54		84		50
American Century VP Mid Cap Value, Class II (5/1/2007)
Accumulation unit value at beginning of period		$1.41		$1.11		$0.97		$0.99		$0.85		$0.67		$0.90		$1.00		—		—
Accumulation unit value at end of period		$1.62		$1.41		$1.11		$0.97		$0.99		$0.85		$0.67		$0.90		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
American Century VP Ultra^®, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.50		$1.12		$1.00		$1.01		$0.88		$0.67		$1.16		$0.98		$1.03		$1.03
Accumulation unit value at end of period		$1.62		$1.50		$1.12		$1.00		$1.01		$0.88		$0.67		$1.16		$0.98		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		6		26		45		46		52		53		53		49		99		36
American Century VP Value, Class II (11/15/2004)
Accumulation unit value at beginning of period		$1.57		$1.22		$1.08		$1.09		$0.98		$0.83		$1.16		$1.24		$1.07		$1.04
Accumulation unit value at end of period		$1.75		$1.57		$1.22		$1.08		$1.09		$0.98		$0.83		$1.16		$1.24		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		27		27		—		—
ClearBridge Variable Small Cap Growth Portfolio – Class I (5/1/2007)
Accumulation unit value at beginning of period		$1.75		$1.21		$1.03		$1.04		$0.84		$0.60		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.79		$1.75		$1.21		$1.03		$1.04		$0.84		$0.60		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Cash Management Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$0.99		$1.00		$1.02		$1.04		$1.06		$1.07		$1.07		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$0.97		$0.99		$1.00		$1.02		$1.04		$1.06		$1.07		$1.07		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		1		1		1		1		1		209		6		3		6		4
Columbia Variable Portfolio – Intermediate Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.26		$1.31		$1.24		$1.18		$1.11		$0.99		$1.07		$1.04		$1.01		$1.00
Accumulation unit value at end of period		$1.30		$1.26		$1.31		$1.24		$1.18		$1.11		$0.99		$1.07		$1.04		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		6		6		7		4		5		946		569		475		98		—
Columbia Variable Portfolio – Dividend Opportunity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.61		$1.29		$1.15		$1.23		$1.07		$0.86		$1.46		$1.38		$1.17		$1.05
Accumulation unit value at end of period		$1.73		$1.61		$1.29		$1.15		$1.23		$1.07		$0.86		$1.46		$1.38		$1.17
Number of accumulation units outstanding at end of period (000 omitted)		15		46		71		69		75		790		522		227		110		51
Columbia Variable Portfolio – Emerging Markets Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$2.07		$2.15		$1.81		$2.33		$1.98		$1.16		$2.54		$1.87		$1.42		$1.08
Accumulation unit value at end of period		$1.99		$2.07		$2.15		$1.81		$2.33		$1.98		$1.16		$2.54		$1.87		$1.42
Number of accumulation units outstanding at end of period (000 omitted)		3		11		14		14		13		109		125		48		27		15



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			141

Variable account charges of 1.70% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Columbia Variable Portfolio – High Yield Bond Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.73		$1.66		$1.46		$1.40		$1.25		$0.83		$1.13		$1.12		$1.03		$1.01
Accumulation unit value at end of period		$1.76		$1.73		$1.66		$1.46		$1.40		$1.25		$0.83		$1.13		$1.12		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		27		31		31		32		9		9		10		11		18		9
Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (4/26/2013)
Accumulation unit value at beginning of period		$0.89		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$0.91		$0.89		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		4		11		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Income Opportunities Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.60		$1.42		$1.36		$1.22		$0.87		$1.09		$1.08		$1.02		$1.01
Accumulation unit value at end of period		$1.69		$1.65		$1.60		$1.42		$1.36		$1.22		$0.87		$1.09		$1.08		$1.02
Number of accumulation units outstanding at end of period (000 omitted)		4		4		4		2		2		484		214		139		26		—
Columbia Variable Portfolio – Select International Equity Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.58		$1.31		$1.13		$1.32		$1.18		$0.94		$1.60		$1.45		$1.18		$1.06
Accumulation unit value at end of period		$1.42		$1.58		$1.31		$1.13		$1.32		$1.18		$0.94		$1.60		$1.45		$1.18
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.49		$1.16		$0.99		$1.04		$0.90		$0.67		$1.22		$1.21		$1.10		$1.03
Accumulation unit value at end of period		$1.67		$1.49		$1.16		$0.99		$1.04		$0.90		$0.67		$1.22		$1.21		$1.10
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Core Quantitative Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.50		$1.14		$1.02		$0.99		$0.85		$0.70		$1.23		$1.22		$1.07		$1.03
Accumulation unit value at end of period		$1.70		$1.50		$1.14		$1.02		$0.99		$0.85		$0.70		$1.23		$1.22		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		1		1		1		1		1		15		15
Columbia Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.00		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.01		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.04		$1.01		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		46		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.03		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.06		$1.03		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		251		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (11/18/2013)
Accumulation unit value at beginning of period		$1.02		$1.00		—		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.05		$1.02		—		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		23		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Marsico Growth Fund (Class 1) (5/1/2007)
Accumulation unit value at beginning of period		$1.40		$1.05		$0.95		$0.99		$0.83		$0.67		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.50		$1.40		$1.05		$0.95		$0.99		$0.83		$0.67		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		7		7		7		3		4		869		443		185		—		—
Columbia Variable Portfolio – International Opportunities Fund (Class 2) (5/1/2007)
Accumulation unit value at beginning of period		$0.98		$0.83		$0.72		$0.87		$0.78		$0.57		$1.13		$1.00		—		—
Accumulation unit value at end of period		$0.92		$0.98		$0.83		$0.72		$0.87		$0.78		$0.57		$1.13		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Growth Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.57		$1.22		$1.12		$1.34		$1.08		$0.67		$1.24		$1.11		$1.12		$1.04
Accumulation unit value at end of period		$1.66		$1.57		$1.22		$1.12		$1.34		$1.08		$0.67		$1.24		$1.11		$1.12
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Mid Cap Value Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.27		$0.94		$0.81		$0.90		$0.74		$0.54		$1.00		$1.00		—		—
Accumulation unit value at end of period		$1.40		$1.27		$0.94		$0.81		$0.90		$0.74		$0.54		$1.00		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.56		$1.20		$1.06		$1.06		$0.94		$0.76		$1.23		$1.19		$1.05		$1.02
Accumulation unit value at end of period		$1.74		$1.56		$1.20		$1.06		$1.06		$0.94		$0.76		$1.23		$1.19		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		17		17		17		17		—		—		—		—		—		—
Columbia Variable Portfolio – Small Cap Value Fund (Class 2) (11/15/2004)
Accumulation unit value at beginning of period		$1.77		$1.34		$1.22		$1.33		$1.07		$0.87		$1.23		$1.28		$1.09		$1.06
Accumulation unit value at end of period		$1.79		$1.77		$1.34		$1.22		$1.33		$1.07		$0.87		$1.23		$1.28		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		4		4		4		2		2		489		265		137		—		—
Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.02		$1.06		$1.06		$1.07		$1.05		$1.01		$1.06		$1.02		$1.00		$1.00
Accumulation unit value at end of period		$1.06		$1.02		$1.06		$1.06		$1.07		$1.05		$1.01		$1.06		$1.02		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		67		67		67		67		—		139		19		16		8		—



142		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.70% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Credit Suisse Trust – Commodity Return Strategy Portfolio (5/1/2007)
Accumulation unit value at beginning of period		$0.70		$0.80		$0.83		$0.96		$0.84		$0.72		$1.10		$1.00		—		—
Accumulation unit value at end of period		$0.57		$0.70		$0.80		$0.83		$0.96		$0.84		$0.72		$1.10		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Investment Portfolios MidCap Stock Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.75		$1.32		$1.13		$1.14		$0.92		$0.69		$1.18		$1.18		$1.11		$1.04
Accumulation unit value at end of period		$1.92		$1.75		$1.32		$1.13		$1.14		$0.92		$0.69		$1.18		$1.18		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund Appreciation Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.36		$1.26		$1.18		$1.04		$0.87		$1.25		$1.19		$1.04		$1.02
Accumulation unit value at end of period		$1.71		$1.62		$1.36		$1.26		$1.18		$1.04		$0.87		$1.25		$1.19		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Dreyfus Variable Investment Fund International Equity Portfolio, Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.95		$0.83		$0.68		$0.82		$0.76		$0.62		$1.09		$1.00		—		—
Accumulation unit value at end of period		$0.91		$0.95		$0.83		$0.68		$0.82		$0.76		$0.62		$1.09		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		6		6		—		—
Dreyfus Variable Investment Fund International Value Portfolio, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.22		$1.01		$0.91		$1.14		$1.12		$0.87		$1.41		$1.38		$1.15		$1.05
Accumulation unit value at end of period		$1.08		$1.22		$1.01		$0.91		$1.14		$1.12		$0.87		$1.41		$1.38		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Eaton Vance VT Floating-Rate Income Fund (5/1/2007)
Accumulation unit value at beginning of period		$1.16		$1.14		$1.08		$1.07		$1.00		$0.70		$0.98		$1.00		—		—
Accumulation unit value at end of period		$1.15		$1.16		$1.14		$1.08		$1.07		$1.00		$0.70		$0.98		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2		2		3		2		2		336		161		111		—		—
Fidelity^® VIP Contrafund^® Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.81		$1.41		$1.23		$1.29		$1.12		$0.84		$1.50		$1.30		$1.18		$1.03
Accumulation unit value at end of period		$1.99		$1.81		$1.41		$1.23		$1.29		$1.12		$0.84		$1.50		$1.30		$1.18
Number of accumulation units outstanding at end of period (000 omitted)		24		56		83		84		79		215		429		291		197		105
Fidelity^® VIP Growth Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.62		$1.21		$1.08		$1.09		$0.90		$0.71		$1.38		$1.11		$1.06		$1.02
Accumulation unit value at end of period		$1.76		$1.62		$1.21		$1.08		$1.09		$0.90		$0.71		$1.38		$1.11		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Fidelity^® VIP Investment Grade Bond Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.26		$1.31		$1.26		$1.20		$1.14		$1.00		$1.05		$1.03		$1.01		$1.00
Accumulation unit value at end of period		$1.31		$1.26		$1.31		$1.26		$1.20		$1.14		$1.00		$1.05		$1.03		$1.01
Number of accumulation units outstanding at end of period (000 omitted)		11		36		41		38		47		470		281		264		87		52
Fidelity^® VIP Mid Cap Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$2.08		$1.56		$1.38		$1.58		$1.25		$0.91		$1.53		$1.35		$1.22		$1.05
Accumulation unit value at end of period		$2.17		$2.08		$1.56		$1.38		$1.58		$1.25		$0.91		$1.53		$1.35		$1.22
Number of accumulation units outstanding at end of period (000 omitted)		37		42		48		47		13		181		189		73		27		12
Fidelity^® VIP Overseas Portfolio Service Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.53		$1.19		$1.01		$1.24		$1.12		$0.90		$1.63		$1.42		$1.23		$1.05
Accumulation unit value at end of period		$1.38		$1.53		$1.19		$1.01		$1.24		$1.12		$0.90		$1.63		$1.42		$1.23
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		6		3
FTVIPT Franklin Income VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.56		$1.39		$1.26		$1.25		$1.13		$0.84		$1.22		$1.20		$1.03		$1.03
Accumulation unit value at end of period		$1.60		$1.56		$1.39		$1.26		$1.25		$1.13		$0.84		$1.22		$1.20		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Mutual Shares VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.55		$1.23		$1.09		$1.12		$1.03		$0.83		$1.34		$1.32		$1.13		$1.04
Accumulation unit value at end of period		$1.63		$1.55		$1.23		$1.09		$1.12		$1.03		$0.83		$1.34		$1.32		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		33		33		56		33
FTVIPT Franklin Rising Dividends VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.65		$1.29		$1.18		$1.13		$0.95		$0.82		$1.15		$1.20		$1.04		$1.03
Accumulation unit value at end of period		$1.76		$1.65		$1.29		$1.18		$1.13		$0.95		$0.82		$1.15		$1.20		$1.04
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Franklin Small-Mid Cap Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.71		$1.26		$1.16		$1.24		$0.98		$0.70		$1.23		$1.13		$1.06		$1.02
Accumulation unit value at end of period		$1.81		$1.71		$1.26		$1.16		$1.24		$0.98		$0.70		$1.23		$1.13		$1.06
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
FTVIPT Templeton Global Bond VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.82		$1.82		$1.61		$1.65		$1.47		$1.26		$1.20		$1.10		$1.00		$1.05
Accumulation unit value at end of period		$1.82		$1.82		$1.82		$1.61		$1.65		$1.47		$1.26		$1.20		$1.10		$1.00
Number of accumulation units outstanding at end of period (000 omitted)		4		10		12		12		13		342		213		198		62		19
FTVIPT Templeton Growth VIP Fund – Class 2 (11/15/2004)
Accumulation unit value at beginning of period		$1.45		$1.13		$0.95		$1.04		$0.98		$0.76		$1.34		$1.34		$1.11		$1.04
Accumulation unit value at end of period		$1.39		$1.45		$1.13		$0.95		$1.04		$0.98		$0.76		$1.34		$1.34		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			143

Variable account charges of 1.70% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Goldman Sachs VIT Mid Cap Value Fund – Institutional Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.87		$1.43		$1.23		$1.34		$1.09		$0.83		$1.34		$1.32		$1.16		$1.04
Accumulation unit value at end of period		$2.09		$1.87		$1.43		$1.23		$1.34		$1.09		$0.83		$1.34		$1.32		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		4		12		20		20		22		173		183		138		44		18
Goldman Sachs VIT U.S. Equity Insights Fund – Institutional Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.19		$0.88		$0.78		$0.77		$0.69		$0.58		$0.94		$1.00		—		—
Accumulation unit value at end of period		$1.37		$1.19		$0.88		$0.78		$0.77		$0.69		$0.58		$0.94		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. American Franchise Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.32		$0.96		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.41		$1.32		$0.96		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Comstock Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.57		$1.18		$1.01		$1.05		$0.92		$0.73		$1.16		$1.20		$1.05		$1.03
Accumulation unit value at end of period		$1.69		$1.57		$1.18		$1.01		$1.05		$0.92		$0.73		$1.16		$1.20		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		13		50		84		88		98		346		337		201		143		72
Invesco V.I. Global Health Care Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.55		$1.13		$0.95		$0.93		$0.90		$0.72		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.82		$1.55		$1.13		$0.95		$0.93		$0.90		$0.72		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. International Growth Fund, Series II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.08		$0.93		$0.82		$0.89		$0.81		$0.61		$1.04		$1.00		—		—
Accumulation unit value at end of period		$1.06		$1.08		$0.93		$0.82		$0.89		$0.81		$0.61		$1.04		—		—
Number of accumulation units outstanding at end of period (000 omitted)		6		6		6		3		3		691		220		82		—		—
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.60		$1.27		$1.17		$1.27		$1.13		$0.89		$1.27		$1.18		$1.08		$1.02
Accumulation unit value at end of period		$1.64		$1.60		$1.27		$1.17		$1.27		$1.13		$0.89		$1.27		$1.18		$1.08
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		2		2
Invesco V.I. Mid Cap Growth Fund, Series II Shares (4/27/2012)
Accumulation unit value at beginning of period		$1.30		$0.97		$1.00		—		—		—		—		—		—		—
Accumulation unit value at end of period		$1.38		$1.30		$0.97		—		—		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Invesco V.I. Value Opportunities Fund, Series II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.23		$0.94		$0.81		$0.85		$0.81		$0.56		$1.18		$1.19		$1.07		$1.03
Accumulation unit value at end of period		$1.28		$1.23		$0.94		$0.81		$0.85		$0.81		$0.56		$1.18		$1.19		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		1		1		1		1		1		6		6
Janus Aspen Series Janus Portfolio: Service Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.29		$1.01		$0.87		$0.94		$0.83		$0.62		$1.05		$1.00		—		—
Accumulation unit value at end of period		$1.43		$1.29		$1.01		$0.87		$0.94		$0.83		$0.62		$1.05		—		—
Number of accumulation units outstanding at end of period (000 omitted)		6		6		6		3		3		743		458		213		—		—
MFS^® New Discovery Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$2.22		$1.60		$1.34		$1.53		$1.14		$0.71		$1.20		$1.19		$1.07		$1.04
Accumulation unit value at end of period		$2.02		$2.22		$1.60		$1.34		$1.53		$1.14		$0.71		$1.20		$1.19		$1.07
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
MFS^® Total Return Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$1.40		$1.20		$1.10		$1.10		$1.02		$0.88		$1.16		$1.13		$1.03		$1.02
Accumulation unit value at end of period		$1.49		$1.40		$1.20		$1.10		$1.10		$1.02		$0.88		$1.16		$1.13		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
MFS^® Utilities Series – Service Class (11/15/2004)
Accumulation unit value at beginning of period		$2.41		$2.04		$1.83		$1.75		$1.57		$1.20		$1.96		$1.56		$1.21		$1.06
Accumulation unit value at end of period		$2.66		$2.41		$2.04		$1.83		$1.75		$1.57		$1.20		$1.96		$1.56		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		10		10		10		10		—		—		—		—		—		—
Morgan Stanley UIF Global Real Estate Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$0.88		$0.87		$0.68		$0.77		$0.64		$0.46		$0.85		$1.00		—		—
Accumulation unit value at end of period		$0.99		$0.88		$0.87		$0.68		$0.77		$0.64		$0.46		$0.85		—		—
Number of accumulation units outstanding at end of period (000 omitted)		47		47		47		47		1		154		161		45		—		—
Morgan Stanley UIF Mid Cap Growth Portfolio, Class II Shares (5/1/2007)
Accumulation unit value at beginning of period		$1.55		$1.15		$1.08		$1.18		$0.91		$0.59		$1.12		$1.00		—		—
Accumulation unit value at end of period		$1.55		$1.55		$1.15		$1.08		$1.18		$0.91		$0.59		$1.12		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Morgan Stanley UIF U.S. Real Estate Portfolio, Class II Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.54		$1.54		$1.35		$1.30		$1.02		$0.81		$1.33		$1.64		$1.21		$1.05
Accumulation unit value at end of period		$1.96		$1.54		$1.54		$1.35		$1.30		$1.02		$0.81		$1.33		$1.64		$1.21
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		4		4
Oppenheimer Capital Appreciation Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.40		$1.10		$0.98		$1.01		$0.94		$0.66		$1.24		$1.11		$1.05		$1.02
Accumulation unit value at end of period		$1.58		$1.40		$1.10		$0.98		$1.01		$0.94		$0.66		$1.24		$1.11		$1.05
Number of accumulation units outstanding at end of period (000 omitted)		22		37		49		49		36		34		81		75		75		63



144		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

Variable account charges of 1.70% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Oppenheimer Global Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.76		$1.41		$1.19		$1.32		$1.16		$0.85		$1.44		$1.38		$1.20		$1.07
Accumulation unit value at end of period		$1.77		$1.76		$1.41		$1.19		$1.32		$1.16		$0.85		$1.44		$1.38		$1.20
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Oppenheimer Global Strategic Income Fund/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.39		$1.42		$1.28		$1.29		$1.14		$0.98		$1.17		$1.08		$1.03		$1.02
Accumulation unit value at end of period		$1.40		$1.39		$1.42		$1.28		$1.29		$1.14		$0.98		$1.17		$1.08		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		9		25		31		29		33		685		408		319		107		61
Oppenheimer Main Street Small Cap Fund^®/VA, Service Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.88		$1.36		$1.17		$1.22		$1.01		$0.75		$1.23		$1.27		$1.13		$1.04
Accumulation unit value at end of period		$2.06		$1.88		$1.36		$1.17		$1.22		$1.01		$0.75		$1.23		$1.27		$1.13
Number of accumulation units outstanding at end of period (000 omitted)		14		14		14		14		—		—		—		—		—		—
PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2007)
Accumulation unit value at beginning of period		$1.26		$1.28		$1.13		$1.13		$1.02		$0.85		$1.03		$1.00		—		—
Accumulation unit value at end of period		$1.24		$1.26		$1.28		$1.13		$1.13		$1.02		$0.85		$1.03		—		—
Number of accumulation units outstanding at end of period (000 omitted)		3		3		3		1		1		388		372		237		—		—
Putnam VT Global Health Care Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.89		$1.35		$1.13		$1.16		$1.15		$0.93		$1.14		$1.17		$1.15		$1.04
Accumulation unit value at end of period		$2.37		$1.89		$1.35		$1.13		$1.16		$1.15		$0.93		$1.14		$1.17		$1.15
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT International Equity Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.40		$1.11		$0.93		$1.14		$1.05		$0.86		$1.56		$1.46		$1.16		$1.05
Accumulation unit value at end of period		$1.28		$1.40		$1.11		$0.93		$1.14		$1.05		$0.86		$1.56		$1.46		$1.16
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Multi-Cap Growth Fund – Class IB Shares (9/24/2010)
Accumulation unit value at beginning of period		$1.62		$1.21		$1.05		$1.13		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.81		$1.62		$1.21		$1.05		$1.13		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Putnam VT Small Cap Value Fund – Class IB Shares (11/15/2004)
Accumulation unit value at beginning of period		$1.56		$1.13		$0.98		$1.05		$0.85		$0.65		$1.10		$1.28		$1.11		$1.05
Accumulation unit value at end of period		$1.58		$1.56		$1.13		$0.98		$1.05		$0.85		$0.65		$1.10		$1.28		$1.11
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		14		—
Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.41		$1.19		$1.06		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.46		$1.41		$1.19		$1.06		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		270		—		—		—		—		—
Variable Portfolio – Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.41		$1.19		$1.06		$1.12		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.46		$1.41		$1.19		$1.06		$1.12		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		565		579		735		832		1,055		—		—		—		—		—
Variable Portfolio – BlackRock Global Inflation-Protected Securities Fund (Class 3) (5/1/2006)
Accumulation unit value at beginning of period		$1.20		$1.29		$1.25		$1.15		$1.12		$1.07		$1.09		$1.02		$1.00		—
Accumulation unit value at end of period		$1.28		$1.20		$1.29		$1.25		$1.15		$1.12		$1.07		$1.09		$1.02		—
Number of accumulation units outstanding at end of period (000 omitted)		5		5		6		3		3		674		211		180		57		—
Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.13		$1.11		$1.05		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.16		$1.13		$1.11		$1.05		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		—		—		—		—		—		—		—		—		—		—
Variable Portfolio – Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.13		$1.11		$1.05		$1.04		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.16		$1.13		$1.11		$1.05		$1.04		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		83		132		167		171		314		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.28		$1.17		$1.07		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.32		$1.28		$1.17		$1.07		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2,323		2,464		2,641		2,786		2,308		—		—		—		—		—
Variable Portfolio – Moderate Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.28		$1.17		$1.07		$1.09		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.32		$1.28		$1.17		$1.07		$1.09		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2,520		3,182		3,119		4,088		4,526		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.35		$1.18		$1.07		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.39		$1.35		$1.18		$1.07		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		2,353		2,400		2,471		2,528		1,657		—		—		—		—		—
Variable Portfolio – Moderately Aggressive Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.35		$1.18		$1.07		$1.11		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.40		$1.35		$1.18		$1.07		$1.11		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		1,135		1,890		2,960		3,588		3,737		—		—		—		—		—



RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT			145

Variable account charges of 1.70% of the daily net assets of the variable account. (continued)


Year ended Dec. 31,	2014		2013		2012		2011		2010		2009		2008		2007		2006		2005
Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010)
Accumulation unit value at beginning of period		$1.20		$1.14		$1.07		$1.06		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.24		$1.20		$1.14		$1.07		$1.06		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		115		117		119		122		124		—		—		—		—		—
Variable Portfolio – Moderately Conservative Portfolio (Class 4) (5/7/2010)
Accumulation unit value at beginning of period		$1.20		$1.14		$1.07		$1.07		$1.00		—		—		—		—		—
Accumulation unit value at end of period		$1.24		$1.20		$1.14		$1.07		$1.07		—		—		—		—		—
Number of accumulation units outstanding at end of period (000 omitted)		360		536		1,069		1,165		1,202		—		—		—		—		—
Variable Portfolio – Partners Small Cap Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.85		$1.40		$1.25		$1.33		$1.09		$0.81		$1.21		$1.29		$1.09		$1.05
Accumulation unit value at end of period		$1.86		$1.85		$1.40		$1.25		$1.33		$1.09		$0.81		$1.21		$1.29		$1.09
Number of accumulation units outstanding at end of period (000 omitted)		17		29		41		42		31		33		35		35		37		29
Variable Portfolio – Sit Dividend Growth Fund (Class 3) (5/1/2007)
Accumulation unit value at beginning of period		$1.10		$0.87		$0.80		$0.84		$0.77		$0.60		$0.99		$1.00		—		—
Accumulation unit value at end of period		$1.21		$1.10		$0.87		$0.80		$0.84		$0.77		$0.60		$0.99		—		—
Number of accumulation units outstanding at end of period (000 omitted)		49		50		50		45		4		900		388		173		—		—
Variable Portfolio – Victory Established Value Fund (Class 3) (11/15/2004)
Accumulation unit value at beginning of period		$1.73		$1.30		$1.13		$1.22		$1.02		$0.76		$1.22		$1.17		$1.03		$1.04
Accumulation unit value at end of period		$1.91		$1.73		$1.30		$1.13		$1.22		$1.02		$0.76		$1.22		$1.17		$1.03
Number of accumulation units outstanding at end of period (000 omitted)		14		14		14		14		—		—		—		—		—		—
Wanger International (11/15/2004)
Accumulation unit value at beginning of period		$2.33		$1.94		$1.62		$1.93		$1.57		$1.07		$2.00		$1.75		$1.30		$1.08
Accumulation unit value at end of period		$2.19		$2.33		$1.94		$1.62		$1.93		$1.57		$1.07		$2.00		$1.75		$1.30
Number of accumulation units outstanding at end of period (000 omitted)		4		13		19		20		20		156		176		67		37		22
Wanger USA (11/15/2004)
Accumulation unit value at beginning of period		$1.85		$1.41		$1.19		$1.26		$1.04		$0.74		$1.25		$1.21		$1.14		$1.04
Accumulation unit value at end of period		$1.90		$1.85		$1.41		$1.19		$1.26		$1.04		$0.74		$1.25		$1.21		$1.14
Number of accumulation units outstanding at end of period (000 omitted)		4		11		18		18		20		170		121		60		25		17



146		RIVERSOURCE ENDEAVOR SELECT VARIABLE ANNUITY – 2014 ANNUAL REPORT

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

TO THE BOARD OF DIRECTORS AND SHAREHOLDER OF

RIVERSOURCE LIFE INSURANCE CO. OF NEW YORK:

In our opinion, the accompanying balance sheets and the related statements of income, comprehensive income, shareholder’s equity and cash flows present fairly, in all material respects, the financial position of RiverSource Life Insurance Co. of New York (the “Company”) at December 31, 2014 and December 31, 2013, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2014 in conformity with accounting principles generally accepted in the United States of America. These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits of these statements in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

LOGO

Minneapolis, Minnesota

April 21, 2015

F-1

RiverSource Life Insurance Co. of New York

BALANCE SHEETS

(in thousands, except share amounts)


December 31,	2014		2013
Assets
Investments:
Available-for-Sale:
Fixed maturities, at fair value (amortized cost: 2014, $1,707,999; 2013, $1,653,778)	$	1,842,234	$	1,757,469
Commercial mortgage loans, at amortized cost (less allowance for loan losses: 2014 and 2013, $2,038)		144,614		149,952
Policy loans		45,112		41,099
Other investments		375		366
Total investments		2,032,335		1,948,886
Cash and cash equivalents		24,143		52,155
Reinsurance recoverables		117,296		110,425
Other receivables		8,587		7,933
Accrued investment income		19,148		19,752
Deferred acquisition costs		150,763		146,765
Other assets		176,629		106,708
Separate account assets		4,480,677		4,294,455
Total assets	$	7,009,578	$	6,687,079

Liabilities and Shareholder’s Equity
Liabilities:
Policyholder account balances, future policy benefits and claims	$	1,980,331	$	1,904,150
Other liabilities		127,322		107,665
Separate account liabilities		4,480,677		4,294,455
Total liabilities		6,588,330		6,306,270
Shareholder’s equity:
Common stock, $10 par value; 200,000 shares authorized, issued and outstanding		2,000		2,000
Additional paid-in capital		106,906		106,851
Retained earnings		256,788		228,579
Accumulated other comprehensive income, net of tax		55,554		43,379
Total shareholder’s equity		421,248		380,809
Total liabilities and shareholder’s equity	$	7,009,578	$	6,687,079

See Notes to Financial Statements.

F-2

RiverSource Life Insurance Co. of New York

STATEMENTS OF INCOME

(in thousands)


Years Ended December 31,	2014			2013			2012
Revenues
Premiums	$	24,484		$	24,284		$	24,515
Net investment income		87,260			90,983			97,467
Policy and contract charges		106,271			99,975			90,417
Other revenues		21,257			19,180			16,937
Net realized investment gains		2,024			1,135			463
Total revenues		241,296			235,557			229,799

Benefits and expenses
Benefits, claims, losses and settlement expenses		64,479			52,288			57,786
Interest credited to fixed accounts		50,510			54,502			55,234
Amortization of deferred acquisition costs		13,159			8,098			19,537
Other insurance and operating expenses		45,498			44,490			44,574
Total benefits and expenses		173,646			159,378			177,131
Pretax income		67,650			76,179			52,668
Income tax provision		15,441			21,790			14,850
Net income	$	52,209		$	54,389		$	37,818

Supplemental Disclosures:
Total other-than-temporary impairment losses on securities	$	(358	)	$	(34	)	$	(457	)
Portion of loss recognized in other comprehensive income (loss) (before taxes)		14			(83	)		14
Net impairment losses recognized in net realized investment gains	$	(344	)	$	(117	)	$	(443	)

See Notes to Financial Statements.

F-3

RiverSource Life Insurance Co. of New York

STATEMENTS OF COMPREHENSIVE INCOME

(in thousands)


Years Ended December 31,	2014			2013			2012

Net income	$	52,209		$	54,389		$	37,818
Other comprehensive income (loss), net of tax:
Net unrealized securities gains (losses) arising during the period		21,170			(63,536	)		32,542
Reclassification of net securities gains included in net income		(1,316	)		(738	)		(301	)
Impact of deferred acquisition costs, deferred sales inducement costs, unearned revenue, benefit reserves and reinsurance recoverables from unrealized gains on securities		(7,679	)		18,909			(8,616	)
Total other comprehensive income (loss), net of tax		12,175			(45,365	)		23,625
Total comprehensive income	$	64,384		$	9,024		$	61,443

See Notes to Financial Statements.

F-4

RiverSource Life Insurance Co. of New York

STATEMENTS OF SHAREHOLDER’S EQUITY

(in thousands)


	Common Stock		Additional Paid-In Capital		Retained Earnings			Accumulated Other Comprehensive Income			Total
Balances at January 1, 2012	$	2,000	$	106,659	$	211,372		$	65,119		$	385,150
Comprehensive income:
Net income		—		—		37,818			—			37,818
Other comprehensive income, net of tax		—		—		—			23,625			23,625

Total comprehensive income												61,443
Tax adjustment on share-based incentive compensation plan		—		92		—			—			92
Cash dividends to RiverSource Life Insurance Company		—		—		(50,000	)		—			(50,000	)

Balances at December 31, 2012		2,000		106,751		199,190			88,744			396,685
Comprehensive income:
Net income		—		—		54,389			—			54,389
Other comprehensive loss, net of tax		—		—		—			(45,365	)		(45,365	)

Total comprehensive income												9,024
Tax adjustment on share-based incentive compensation plan		—		100		—			—			100
Cash dividends to RiverSource Life Insurance Company		—		—		(25,000	)		—			(25,000	)

Balances at December 31, 2013		2,000		106,851		228,579			43,379			380,809
Comprehensive income:
Net income		—		—		52,209			—			52,209
Other comprehensive income, net of tax		—		—		—			12,175			12,175

Total comprehensive income												64,384
Tax adjustment on share-based incentive compensation plan		—		55		—			—			55
Cash dividends to RiverSource Life Insurance Company		—		—		(24,000	)		—			(24,000	)
Balances at December 31, 2014	$	2,000	$	106,906	$	256,788		$	55,554		$	421,248

See Notes to Financial Statements.

F-5

RiverSource Life Insurance Co. of New York

STATEMENTS OF CASH FLOWS

(in thousands)


Years Ended December 31,	2014			2013			2012
Cash Flows from Operating Activities
Net income	$	52,209		$	54,389		$	37,818
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization and accretion, net		4,273			3,351			2,228
Deferred income tax expense		13,346			1,140			1,077
Contractholder and policyholder charges, non-cash		(20,780	)		(20,034	)		(17,661	)
Gain from equity method investments		(9	)		(122	)		(40	)
Net realized investment gains		(2,368	)		(1,252	)		(906	)
Other-than-temporary impairments and provision for loan losses recognized in net realized investment gains		344			117			443
Change in operating assets and liabilities:
Deferred acquisition costs		(5,398	)		(11,097	)		2,426
Policyholder account balances, future policy benefits and claims, net		77,397			(55,456	)		(17,646	)
Derivatives, net of collateral		(40,530	)		43,395			17,722
Reinsurance recoverables		(8,177	)		(10,163	)		(8,063	)
Other receivables		(586	)		(1,228	)		390
Accrued investment income		604			978			1,133
Other, net		(18,476	)		6,962			(556	)
Net cash provided by operating activities		51,849			10,980			18,365

Cash Flows from Investing Activities
Available-for-Sale securities:
Proceeds from sales		16,620			20,988			26,975
Maturities, sinking fund payments and calls		208,977			238,974			233,481
Purchases		(280,820	)		(233,274	)		(280,861	)
Proceeds from sales, maturities and repayments of commercial mortgage loans		22,231			28,238			20,771
Funding of mortgage loans		(16,893	)		(22,898	)		(22,769	)
Purchase of land, buildings, equipment and software		(73	)		—			—
Change in policy loans, net		(4,013	)		(1,710	)		(2,022	)
Net cash provided by (used in) investing activities		(53,971	)		30,318			(24,425	)

Cash Flows from Financing Activities
Policyholder account balances:
Deposits and other additions		150,722			160,592			147,486
Net transfers to separate accounts		(28,652	)		(21,615	)		(4,851	)
Surrenders and other benefits		(110,714	)		(119,320	)		(125,454	)
Proceeds from line of credit with Ameriprise Financial, Inc.		—			1,700			—
Payments on line of credit with Ameriprise Financial, Inc.		—			(1,700	)		—
Tax adjustment on share-based incentive compensation plan		55			100			92
Cash paid for purchased options with deferred premiums		(13,301	)		(13,922	)		(13,371	)
Cash dividends to RiverSource Life Insurance Company		(24,000	)		(25,000	)		(50,000	)
Net cash used in financing activities		(25,890	)		(19,165	)		(46,098	)
Net increase (decrease) in cash and cash equivalents		(28,012	)		22,133			(52,158	)
Cash and cash equivalents at beginning of period		52,155			30,022			82,180
Cash and cash equivalents at end of period	$	24,143		$	52,155		$	30,022

Supplemental Disclosures:
Income taxes paid, net	$	25,500		$	35,436		$	17,518

See Notes to Financial Statements.

F-6

RiverSource Life Insurance Co. of New York

NOTES TO FINANCIAL STATEMENTS

1. NATURE OF BUSINESS AND BASIS OF PRESENTATION

RiverSource Life Insurance Co. of New York (the “Company”) is a stock life insurance company which is domiciled and holds a Certificate of Authority in the State of New York. The Company is a wholly owned subsidiary of RiverSource Life Insurance Company (“RiverSource Life”), which is domiciled in Minnesota. RiverSource Life is a wholly owned subsidiary of Ameriprise Financial, Inc. (“Ameriprise Financial”). The Company issues insurance and annuity products to customers in the State of New York.

The accompanying financial statements are prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) which vary in certain respects from reporting practices prescribed or permitted by the New York State Department of Financial Services (“New York Department”) (the Company’s primary regulator) as reconciled in Note 13.

The Company evaluated events or transactions that may have occurred after the balance sheet date for potential recognition or disclosure through April 21, 2015, the date the financial statements were available to be issued.

The Company’s principal products are variable deferred annuities and variable and fixed universal life insurance, including indexed universal life (“IUL”), which are issued primarily to individuals. Waiver of premium and accidental death benefit riders are generally available with the universal life products in addition to other benefit riders. Variable annuity contract purchasers can choose to add optional benefit provisions to their contracts, such as guaranteed minimum death benefit (“GMDB”), guaranteed minimum withdrawal benefit (“GMWB”) and guaranteed minimum accumulation benefit (“GMAB”) provisions.

The Company also offers immediate annuities, fixed deferred annuities, and traditional life and disability income (“DI”) insurance. The Company issues only non-participating life insurance policies which do not pay dividends to policyholders.

A majority of the Company’s business is sold through the retail distribution channel of Ameriprise Financial Services, Inc. (“AFSI”), a subsidiary of Ameriprise Financial. RiverSource Distributors, Inc., a subsidiary of Ameriprise Financial, serves as the principal underwriter and distributor of variable annuity and life insurance products issued by the Company.

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Amounts Based on Estimates and Assumptions

Accounting estimates are an integral part of the Financial Statements. In part, they are based upon assumptions concerning future events. Among the more significant are those that relate to investment securities valuation and recognition of other-than-temporary impairments, deferred acquisition costs (“DAC”) and the corresponding recognition of DAC amortization, valuation of derivative instruments and hedging activities, claims reserves and income taxes and the recognition of deferred tax assets and liabilities. These accounting estimates reflect the best judgment of management and actual results could differ.

Investments

Available-for-Sale Securities

Available-for-Sale securities are carried at fair value with unrealized gains (losses) recorded in accumulated other comprehensive income (“AOCI”), net of impacts to DAC, deferred sales inducement costs (“DSIC”), unearned revenue, benefit reserves, reinsurance recoverables and income taxes. Gains and losses are recognized on a trade date basis in the Statements of Income upon disposition of the securities.

When the fair value of an investment is less than its amortized cost, the Company assesses whether or not: (i) it has the intent to sell the security (made a decision to sell) or (ii) it is more likely than not that the Company will be required to sell the security before its anticipated recovery. If either of these conditions existed, an other-than-temporary impairment is considered to have occurred and the Company recognizes an other-than-temporary impairment for the difference between the investment’s amortized cost and its fair value through earnings. For securities that do not meet the above criteria and the Company does not expect to recover a security’s amortized cost, the security is also considered other-than-temporarily impaired. For these securities, the Company separates the total impairment into the credit loss component and the amount of the loss related to other factors. The amount of the total other-than-temporary impairment related to credit loss is recognized in earnings.

The amount of the total other-than-temporary impairment related to other factors is recognized in other comprehensive income, net of impacts to DAC, DSIC, unearned revenue, benefit reserves, reinsurance recoverables and income taxes. For Available-for-Sale securities that have recognized an other-than-temporary impairment through earnings, the difference between the amortized cost and the cash flows expected to be collected is accreted as interest income if through subsequent evaluation there is a sustained increase in the cash flow expected. Subsequent increases and decreases in the fair value of Available-for-Sale securities are included in other comprehensive income.

The Company provides a supplemental disclosure on the face of its Statements of Income that presents: (i) total other-than-temporary impairment losses recognized during the period and (ii) the portion of other-than-temporary impairment losses recognized in other comprehensive income. The sum of these amounts represents the credit-related portion of

F-7

RiverSource Life Insurance Co. of New York

other-than-temporary impairments that were recognized in earnings during the period. The portion of other-than-temporary losses recognized in other comprehensive income includes: (i) the portion of other-than-temporary impairment losses related to factors other than credit recognized during the period and (ii) reclassifications of other-than-temporary impairment losses previously determined to be related to factors other than credit that are determined to be credit-related in the current period. The amount presented on the Statements of Income as the portion of other-than-temporary losses recognized in other comprehensive income excludes subsequent increases and decreases in the fair value of these securities.

For all securities that are considered temporarily impaired, the Company does not intend to sell these securities (has not made a decision to sell) and it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis. The Company believes that it will collect all principal and interest due on all investments that have amortized cost in excess of fair value that are considered only temporarily impaired.

Factors the Company considers in determining whether declines in the fair value of fixed maturity securities are other-than-temporary include: (i) the extent to which the market value is below amortized cost; (ii) the duration of time in which there has been a significant decline in value; (iii) fundamental analysis of the liquidity, business prospects and overall financial condition of the issuer; and (iv) market events that could impact credit ratings, economic and business climate, litigation and government actions, and similar external business factors. In order to determine the amount of the credit loss component for corporate debt securities considered other-than-temporarily impaired, a best estimate of the present value of cash flows expected to be collected discounted at the security’s effective interest rate is compared to the amortized cost basis of the security. The significant inputs to cash flow projections consider potential debt restructuring terms, projected cash flows available to pay creditors and the Company’s position in the debtor’s overall capital structure.

For structured investments (e.g., residential mortgage backed securities, commercial mortgage backed securities and asset backed securities), the Company also considers factors such as overall deal structure and its position within the structure, quality of underlying collateral, delinquencies and defaults, loss severities, recoveries, prepayments and cumulative loss projections in assessing potential other-than-temporary impairments of these investments. Based upon these factors, securities that have indicators of potential other-than-temporary impairment are subject to detailed review by management. Securities for which declines are considered temporary continue to be monitored by management until management determines there is no current risk of an other-than-temporary impairment.

Commercial Mortgage Loans, net

Commercial mortgage loans, net reflect the Company’s interest in commercial mortgage loans, less the related allowance for loan losses.

Policy Loans

Policy loans include life insurance policy and annuity loans and are reported at the unpaid principal balance, plus accrued interest.

Financing Receivables

Commercial Mortgage Loans

Commercial mortgage loans are stated at amortized cost, net of allowances for loan losses, if any.

Interest income is accrued on the unpaid principal balances of the loans as earned.

Policy Loans

When originated, policy loan balances do not exceed the cash surrender value of the underlying products. As there is minimal risk of loss related to these loans, the Company does not record an allowance for loan losses for policy loans.

Nonaccrual Loans

Generally, loans are evaluated for or placed on nonaccrual status when either the collection of interest or principal has become 90 days past due or is otherwise considered doubtful of collection. When a loan is placed on nonaccrual status, unpaid accrued interest is reversed. Interest payments received on loans on nonaccrual status are generally applied to principal unless the remaining principal balance has been determined to be fully collectible.

Commercial mortgage loans are evaluated for impairment when the loan is considered for nonaccrual status, restructured or foreclosure proceedings are initiated on the property. If it is determined that the fair value is less than the current loan balance, it is written down to fair value less estimated selling costs. Foreclosed property is recorded as real estate owned in other investments.

Allowance for Loan Losses

Management determines the adequacy of the allowance for loan losses based on the overall loan portfolio composition, recent and historical loss experience, and other pertinent factors, including when applicable, internal risk ratings, loan-to-value ratios, and occupancy rates, along with economic and market conditions. This evaluation is inherently subjective as it requires estimates, which may be susceptible to significant change.

F-8

RiverSource Life Insurance Co. of New York

The Company determines the amount of the allowance based on management’s assessment of relative risk characteristics of the loan portfolio. The allowance is recorded for homogeneous loan categories on a pool basis, based on an analysis of product mix and risk characteristics of the portfolio, including geographic concentration, bankruptcy experiences, and historical losses, adjusted for current trends and market conditions.

While the Company attributes portions of the allowance to specific loan pools as part of the allowance estimation process, the entire allowance is available to absorb losses inherent in the total loan portfolio. The allowance is increased through provisions charged to net realized investment gains (losses) and reduced/increased by net charge-offs/recoveries.

Impaired Loans

The Company considers a loan to be impaired when, based on current information and events, it is probable the Company will not be able to collect all amounts due (both interest and principal) according to the contractual terms of the loan agreement. Impaired loans may also include loans that have been modified in troubled debt restructurings as a concession to borrowers experiencing financial difficulties. Management evaluates for impairment all restructured loans and loans with higher impairment risk factors. Factors used by the Company to determine whether all amounts due on commercial mortgage loans will be collected, include but are not limited to, the financial condition of the borrower, performance of the underlying properties, collateral and/or guarantees on the loan, and the borrower’s estimated future ability to pay based on property type and geographic location. The impairment recognized is measured as the excess of the loan’s recorded investment over: (i) the present value of its expected principal and interest payments discounted at the loan’s effective interest rate; (ii) the fair value of collateral; or (iii) the loan’s observable market price.

Restructured Loans

A loan is classified as a restructured loan when the Company makes certain concessionary modifications to contractual terms for borrowers experiencing financial difficulties. When the interest rate, minimum payments and/or due dates have been modified in an attempt to make the loan more affordable to a borrower experiencing financial difficulties, the modification is considered a troubled debt restructuring. Generally, performance prior to the restructuring or significant events that coincide with the restructuring are considered in assessing whether the borrower can meet the new terms which may result in the loan being returned to accrual status at the time of the restructuring or after a performance period. If the borrower’s ability to meet the revised payment schedule is not reasonably assured, the loan remains on nonaccrual status.

Cash and Cash Equivalents

Cash equivalents include highly liquid investments with original maturities of 90 days or less.

Reinsurance

The Company cedes significant amounts of insurance risk to other insurers under reinsurance agreements. The Company evaluates the financial condition of its reinsurers prior to entering into new reinsurance contracts and on a periodic basis during the contract term.

Reinsurance premiums paid and benefits received are accounted for consistently with the basis used in accounting for the policies from which risk is reinsured and consistently with the terms of the reinsurance contracts. Reinsurance premiums for traditional life, long term care (“LTC”) and DI, net of the change in any prepaid reinsurance asset, are reported as a reduction of premiums. Fixed and variable universal life reinsurance premiums are reported as a reduction of policy and contract charges. In addition, for fixed and variable universal life insurance policies, the net cost of reinsurance ceded, which represents the discounted amount of the expected cash flows between the reinsurer and the Company, is recognized as an asset or liability and amortized over the estimated life of the policies in proportion to the estimated gross profits and is subject to retrospective adjustment in a manner similar to retrospective adjustment of DAC. The assumptions used to project the expected cash flows are consistent with those used for DAC valuation for the same contracts. Changes in the net cost of reinsurance are reflected as a component of policy and contract charges. Reinsurance recoveries are reported as components of benefits, claims, losses and settlement expenses.

Insurance liabilities are reported before the effects of reinsurance. Policyholder account balances, future policy benefits and claims recoverable under reinsurance contracts are recorded as reinsurance recoverables.

The Company also assumes life insurance and fixed annuity risk from other insurers in limited circumstances. Reinsurance premiums received and benefits paid are accounted for consistently with the basis used in accounting for the policies from which risk is reinsured and consistently with the terms of the reinsurance contracts. Liabilities for assumed business are recorded within policyholder account balances, future policy benefits and claims.

See Note 7 for additional information on reinsurance.

Derivative Instruments and Hedging Activities

Freestanding derivative instruments are recorded at fair value and are reflected in other assets or other liabilities. The Company’s policy is to not offset fair value amounts recognized for derivatives and collateral arrangements executed with the same counterparty under the same master netting arrangement. The accounting for changes in the fair value of a derivative instrument

F-9

RiverSource Life Insurance Co. of New York

depends on its intended use and the resulting hedge designation, if any. The Company primarily uses derivatives as economic hedges that are not designated as accounting hedges or do not qualify for hedge accounting treatment.

Derivative instruments that are entered into for hedging purposes are designated as such at the time the Company enters into the contract. For all derivative instruments that are designated for hedging activities, the Company documents all of the hedging relationships between the hedge instruments and the hedged items at the inception of the relationships. Management also documents its risk management objectives and strategies for entering into the hedge transactions. The Company assesses, at inception and on a quarterly basis, whether derivatives designated as hedges are highly effective in offsetting the fair value or cash flows of hedged items. If it is determined that a derivative is no longer highly effective as a hedge, the Company will discontinue the application of hedge accounting.

For derivative instruments that do not qualify for hedge accounting or are not designated as accounting hedges, changes in fair value are recognized in current period earnings. Changes in fair value of derivatives are presented in the Statements of Income based on the nature and use of the instrument. Changes in fair value of derivatives used as economic hedges are presented in the Statements of Income with the corresponding change in the hedged asset or liability.

The equity components of IUL obligations are considered embedded derivatives. Additionally, certain annuities contain GMAB and GMWB provisions. The GMAB and the non-life contingent benefits associated with GMWB provisions are also considered embedded derivatives.

See Note 11 for information regarding the Company’s fair value measurement of derivative instruments and Note 15 for the impact of derivatives on the Statements of Income.

Deferred Acquisition Costs

The Company incurs costs in connection with acquiring new and renewal insurance and annuity businesses. The portion of these costs which are incremental and direct to the acquisition of a new or renewal insurance policy or annuity contract are deferred. Significant costs capitalized include sales based compensation related to the acquisition of new and renewal insurance policies and annuity contracts, medical inspection costs for successful sales, and a portion of employee compensation and benefit costs based upon the amount of time spent on successful sales. Sales based compensation paid to AFSI, a subsidiary of Ameriprise Financial, advisors and employees and third party distributors is capitalized. Employee compensation and benefits costs which are capitalized relate primarily to sales efforts, underwriting and processing. All other costs which are not incremental direct costs of acquiring an insurance policy or annuity contract are expensed as incurred. The DAC associated with insurance policies or annuity contracts that are significantly modified or internally replaced with another contract are accounted for as contract terminations. These transactions are anticipated in establishing amortization periods and other valuation assumptions.

Costs deferred as DAC are amortized over time. For annuity and universal life (“UL”) contracts, DAC are amortized based on projections of estimated gross profits over amortization periods equal to the approximate life of the business. For other insurance products, DAC are generally amortized as a percentage of premiums over amortization periods equal to the premium-paying period.

For annuity and UL insurance products, the assumptions made in projecting future results and calculating the DAC balance and DAC amortization expense are management’s best estimates. Management is required to update these assumptions whenever it appears that, based on actual experience or other evidence, earlier estimates should be revised. When assumptions are changed, the percentage of estimated gross profits used to amortize DAC might also change. A change in the required amortization percentage is applied retrospectively; an increase in amortization percentage will result in a decrease in the DAC balance and an increase in DAC amortization expense, while a decrease in amortization percentage will result in an increase in the DAC balance and a decrease in DAC amortization expense. The impact on results of operations of changing assumptions can be either positive or negative in any particular period and is reflected in the period in which such changes are made.

For traditional life, DI and LTC insurance products, the assumptions made in calculating the DAC balance and DAC amortization expense are consistent with those used in determining the liabilities. For traditional life and DI insurance products, the assumptions provide for adverse deviations in experience and are revised only if management concludes experience will be so adverse that DAC are not recoverable. If management concludes that DAC are not recoverable, DAC are reduced to the amount that is recoverable based on best estimate assumptions and there is a corresponding expense recorded in the Statements of Income. The assumptions for LTC insurance products are management’s best estimate from previous loss recognition thus no longer provide for adverse deviations in experience.

For annuity, life, DI and LTC insurance products, key assumptions underlying those long-term projections include interest rates (both earning rates on invested assets and rates credited to contractholder and policyholder accounts), equity market performance, mortality and morbidity rates, variable annuity benefit utilization rates and the rates at which contractholders and policyholders are expected to surrender their contracts, make withdrawals from their contracts and make additional deposits to their contracts. Assumptions about earned and credited interest rates are the primary factors used to project interest margins, while assumptions about equity and bond market performance are the primary factors used to project client asset value growth rates, and

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RiverSource Life Insurance Co. of New York

assumptions about surrenders, withdrawals and deposits comprise projected persistency rates. Management must also make assumptions to project maintenance expenses associated with servicing its annuity and insurance businesses during the DAC amortization period.

The client asset value growth rates are the rates at which variable annuity and variable universal life (“VUL”) insurance contract values invested in separate accounts are assumed to appreciate in the future. The rates used vary by equity and fixed income investments. Management reviews and, where appropriate, adjusts its assumptions with respect to client asset value growth rates on a regular basis. The Company typically uses a five-year mean reversion process as a guideline in setting near-term equity fund growth rates based on a long-term view of financial market performance as well as recent actual performance. The suggested near-term equity fund growth rate is reviewed quarterly to ensure consistency with management’s assessment of anticipated equity market performance. DAC amortization expense recorded in a period when client asset value growth rates exceed management’s near-term estimate will typically be less than in a period when growth rates fall short of management’s near-term estimate.

The Company monitors other principal DAC amortization assumptions, such as persistency, mortality, morbidity, interest margin, variable annuity benefit utilization and maintenance expense levels each quarter and, when assessed independently, each could impact the Company’s DAC balances.

The analysis of DAC balances and the corresponding amortization is a dynamic process that considers all relevant factors and assumptions described previously. Unless the Company’s management identifies a significant deviation over the course of the quarterly monitoring, management reviews and updates these DAC amortization assumptions annually in the third quarter of each year.

Deferred Sales Inducement Costs

Sales inducement costs consist of bonus interest credits and premium credits added to certain annuity contract and insurance policy values. These benefits are capitalized to the extent they are incremental to amounts that would be credited on similar contracts without the applicable feature. The amounts capitalized are amortized using the same methodology and assumptions used to amortize DAC. DSIC is recorded in other assets and amortization of DSIC is recorded in benefits, claims, losses and settlement expenses.

Separate Account Assets and Liabilities

Separate account assets and liabilities are primarily funds held for the exclusive benefit of variable annuity contractholders and variable life insurance policyholders, who assume the related investment risk. Income and losses on separate account assets accrue directly to the contractholder or policyholder and are not reported in the Company’s Statements of Income. Separate account assets are recorded at fair value. Changes in the fair value of separate account assets are offset by changes in the related separate account liabilities.

Policyholder Account Balances, Future Policy Benefits and Claims

Fixed Annuities and Variable Annuity Guarantees

Fixed annuities and variable annuity guarantees include amounts for fixed account values on fixed and variable deferred annuities, guaranteed benefits associated with variable annuities and fixed annuities in a payout status.

Liabilities for fixed account values on fixed and variable deferred annuities are equal to accumulation values, which are the cumulative gross deposits and credited interest less withdrawals and various charges.

The majority of the variable annuity contracts offered by the Company contain GMDB provisions. When market values of the customer’s accounts decline, the death benefit payable on a contract with a GMDB may exceed the contract accumulation value. The Company also offers contracts containing GMWB and GMAB provisions, and until May 2007, the Company offered contracts containing guaranteed minimum income benefit (“GMIB”) provisions.

In determining the liabilities for GMDB, GMIB and the life contingent benefits associated with GMWB, the Company projects these benefits and contract assessments using actuarial models to simulate various equity market scenarios. Significant assumptions made in projecting future benefits and assessments relate to customer asset value growth rates, mortality, persistency, benefit utilization and investment margins and are consistent with those used for DAC valuation for the same contracts. As with DAC, management reviews and, where appropriate, adjusts its assumptions each quarter. Unless management identifies a material deviation over the course of quarterly monitoring, management reviews and updates these assumptions annually in the third quarter of each year.

The GMDB liability is determined by estimating the expected value of death benefits in excess of the projected contract accumulation value and recognizing the excess over the estimated life based on expected assessments (e.g., mortality and expense fees, contractual administrative charges and similar fees).

If elected by the contract owner and after a stipulated waiting period from contract issuance, a GMIB guarantees a minimum lifetime annuity based on a specified rate of contract accumulation value growth and predetermined annuity purchase rates.

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RiverSource Life Insurance Co. of New York

The GMIB liability is determined each period by estimating the expected value of annuitization benefits in excess of the projected contract accumulation value at the date of annuitization and recognizing the excess over the estimated life based on expected assessments.

The liability for the life contingent benefits associated with GMWB provisions is determined by estimating the expected value of benefits that are contingent upon survival after the account value is equal to zero and recognizing the benefits over the estimated life based on expected assessments (e.g., mortality and expense fees, contractual administrative charges and similar fees).

The fair value of embedded derivatives related to GMAB and the non-life contingent benefits associated with GMWB provisions fluctuates based on equity, interest rate and credit markets which can cause these embedded derivatives to be either an asset or a liability. See Note 11 for information regarding the fair value measurement of embedded derivatives.

Liabilities for fixed annuities in a benefit or payout status are based on future estimated payments using established industry mortality tables and interest rates.

Life, Disability Income and Long Term Care Insurance

Life, DI and LTC insurance includes liabilities for fixed account values on fixed and variable universal life policies, liabilities for indexed accounts of IUL products, liabilities for unpaid amounts on reported claims, estimates of benefits payable on claims incurred but not yet reported and estimates of benefits that will become payable on term life, whole life, DI and LTC policies as claims are incurred in the future.

Liabilities for fixed account values on fixed and variable universal life insurance are equal to accumulation values. Accumulation values are the cumulative gross deposits and credited interest less various contractual expense and mortality charges and less amounts withdrawn by policyholders.

Liabilities for indexed accounts of IUL products are equal to the accumulation of host contract values covering guaranteed benefits and the fair value of embedded equity options.

A portion of the Company’s fixed and variable universal life policies have product features that result in profits followed by losses from the insurance component of the contract. These profits followed by losses can be generated by the cost structure of the product or secondary guarantees in the contract. The secondary guarantee ensures that, subject to specified conditions, the policy will not terminate and will continue to provide a death benefit even if there is insufficient policy value to cover the monthly deductions and charges.

In determining the liability for contracts with profits followed by losses, the Company projects benefits and contract assessments using actuarial models. Significant assumptions made in projecting future benefits and assessments relate to customer asset value growth rates, mortality, persistency and investment margins and are consistent with those used for DAC valuation for the same contracts. As with DAC, management reviews, and where appropriate, adjusts its assumptions each quarter. Unless management identifies a material deviation over the course of quarterly monitoring, management reviews and updates these assumptions annually in the third quarter of each year.

The liability for these future losses is determined by estimating the death benefits in excess of account value and recognizing the excess over the estimated life based on expected assessments (e.g. cost of insurance charges, contractual administrative charges, similar fees and investment margin). See Note 9 for information regarding the liability for contracts with secondary guarantees.

Liabilities for unpaid amounts on reported life insurance claims are equal to the death benefits payable under the policies. Liabilities for unpaid amounts on reported DI and LTC claims include any periodic or other benefit amounts due and accrued, along with estimates of the present value of obligations for continuing benefit payments. These amounts are calculated based on claim continuance tables which estimate the likelihood an individual will continue to be eligible for benefits. Present values are calculated at interest rates established when claims are incurred. Anticipated claim continuance rates are based on established industry tables, adjusted as appropriate for the Company’s experience.

Liabilities for estimated benefits payable on claims that have been incurred but not yet reported are based on periodic analysis of the actual time lag between when a claim occurs and when it is reported.

Liabilities for estimates of benefits that will become payable on future claims on term life, whole life, DI and LTC policies are based on the net level premium method, using anticipated premium payments, mortality and morbidity rates, policy persistency and interest rates earned on assets supporting the liability. Anticipated mortality and morbidity rates are based on established industry mortality and morbidity tables, with modifications based on the Company’s experience. Anticipated premium payments and persistency rates vary by policy form, issue age, policy duration and certain other pricing factors.

For term life, whole life, DI and LTC polices, the Company utilizes best estimate assumptions as of the date the policy is issued with provisions for the risk of adverse deviation, as appropriate. After the liabilities are initially established, management performs premium deficiency tests annually in the third quarter of each year using best estimate assumptions without provisions for adverse deviation. If the liabilities determined based on these best estimate assumptions are greater than the net reserves (i.e., GAAP reserves net of any DAC balance), the existing net reserves are adjusted by first reducing the DAC balance by the

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RiverSource Life Insurance Co. of New York

amount of the deficiency or to zero through a change to current period earnings. If the deficiency is more than the DAC balance, then the net reserves are increased by the excess through a charge to current period earnings. If a premium deficiency is recognized, the assumptions are locked in and used in subsequent valuations.

Changes in policyholder account balances, future policy benefits and claims are reflected in earnings in the period adjustments are made.

Where applicable, benefit amounts expected to be recoverable from reinsurance companies who share in the risk are separately recorded as reinsurance recoverables.

Unearned Revenue Liability

The Company’s fixed and variable universal life policies require payment of fees or other policyholder assessments in advance for services to be provided in future periods. These charges are deferred as unearned revenue and amortized using estimated gross profits, similar to DAC. The unearned revenue liability is recorded in other liabilities and the amortization is recorded in policy and contract charges.

Income Taxes

The Company qualifies as a life insurance company for federal income tax purposes. As such, the Company is subject to the Internal Revenue Code provisions applicable to life insurance companies.

The taxable income of the Company and its parent, RiverSource Life, is included in the consolidated federal income tax return of Ameriprise Financial. Ameriprise Financial provides for income taxes on a separate return basis, except that, under an agreement between Ameriprise Financial and the Company, tax benefits are recognized for losses to the extent they can be used in the consolidated return. It is the policy of Ameriprise Financial that it will reimburse its subsidiaries for any tax benefits recorded.

The Company’s provision for income taxes represents the net amount of income taxes that the Company expects to pay or to receive from various taxing jurisdictions in connection with its operations. The Company provides for income taxes based on amounts that the Company believes it will ultimately owe taking into account the recognition and measurement for uncertain tax positions. Inherent in the provision for income taxes are estimates and judgments regarding the tax treatment of certain items.

In connection with the provision for income taxes, the financial statements reflect certain amounts related to deferred tax assets and liabilities, which result from temporary differences between the assets and liabilities measured for financial statement purposes versus the assets and liabilities measured for tax return purposes.

The Company is required to establish a valuation allowance for any portion of its deferred tax assets that management believes will not be realized. Significant judgment is required in determining if a valuation allowance should be established and the amount of such allowance if required. Factors used in making this determination include estimates relating to the performance of the business. Consideration is given to, among other things in making this determination: (i) future taxable income exclusive of reversing temporary differences and carryforwards; (ii) future reversals of existing taxable temporary differences; (iii) taxable income in prior carryback years; and (iv) tax planning strategies. Management may need to identify and implement appropriate planning strategies to ensure its ability to realize deferred tax assets and reduce the likelihood of the establishment of a valuation allowance with respect to such assets. See Note 17 for additional information on the Company’s valuation allowance.

Sources of Revenue

Premiums

Premiums include premiums on traditional life, DI and LTC insurance products and immediate annuities with a life contingent feature. Premiums are reported net of reinsurance ceded and are recognized as revenue when due.

Net Investment Income

Net investment income primarily includes interest income on fixed maturity securities, commercial mortgage loans, policy loans and cash and cash equivalents; the changes in fair value of certain derivatives; and the pro-rata share of net income or loss on equity method investments. Interest income is accrued as earned using the effective interest method, which makes an adjustment of the yield for security premiums and discounts on all performing fixed maturity securities so that the related security or loan recognizes a constant rate of return on the outstanding balance throughout its term.

Policy and Contract Charges

Policy and contract charges include mortality and expense risk fees and certain other charges assessed on annuities and fixed and variable universal life insurance, which consist of cost of insurance charges (net of reinsurance premiums and cost of reinsurance for universal life insurance products), and administrative and surrender charges. Mortality and expense risk fees include risk, management and administration fees, which are generated directly and indirectly based on a percentage of the fair value of assets held in the Company’s separate accounts. Cost of insurance charges on fixed and variable universal life insurance and contract charges and surrender charges on annuities and fixed and variable universal life insurance are recognized as revenue when assessed.

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RiverSource Life Insurance Co. of New York

Net Realized Investment Gains (Losses)

Net realized investment gains (losses) primarily include realized gains and losses on the sale of securities and charges for the other-than-temporary impairments of investments related to credit losses. Realized gains and losses on the sale of securities are recognized using the specific identification method, on a trade date basis.

Other Revenues

Other revenues primarily include fees received under marketing support arrangements which are calculated as a percentage of the Company’s separate account assets.

Other Insurance and Operating Expenses

Other insurance and operating expenses include expenses allocated to the Company from Ameriprise Financial and RiverSource Life for the Company’s share of compensation, professional and consultant fees and expenses associated with information technology and communications, facilities and equipment, advertising and promotion and legal and regulatory costs. Also included are commissions, sales and marketing expenses and other operating expenses. These expenses are presented net of acquisition cost deferrals.

3. RECENT ACCOUNTING PRONOUNCEMENTS

Adoption of New Accounting Standards

Income Taxes

In July 2013, the Financial Accounting Standards Board (“FASB”) updated the accounting standard for income taxes. The update provides guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. The standard is effective for interim and annual periods beginning after December 15, 2013 and should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. The Company adopted the standard in 2014. The adoption of the standard did not have any effect on the Company’s financial condition and results of operations.

Accounting for Costs Associated with Acquiring or Renewing Insurance Contracts

In October 2010, the FASB updated the accounting standard for DAC. Under this new standard, only the following costs incurred in the acquisition of new and renewal insurance contracts are capitalizable as DAC: (i) incremental direct costs of a successful contract acquisition, (ii) portions of employees’ compensation and benefits directly related to time spent performing acquisition activities (that is, underwriting, policy issuance and processing, medical and inspection, and contract selling) for a contract that has been acquired, (iii) other costs related to acquisition activities that would not have been incurred had the acquisition of the contract not occurred, and (iv) advertising costs that meet the capitalization criteria in other GAAP guidance for certain direct-response marketing. All other acquisition related costs are expensed as incurred. The Company retrospectively adopted the new standard on January 1, 2012. The cumulative effect of the adoption reduced retained earnings by $65.9 million after-tax and increased AOCI by $6.8 million after-tax, totaling to a $59.1 million after-tax reduction in total equity at January 1, 2012.

Future Adoption of New Accounting Standards

Presentation of Financial Statements — Going Concern

In August 2014, the FASB updated the accounting standard related to an entity’s assessment of its ability to continue as a going concern. The standard requires that management evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date that the financial statements are issued. In situations where there is substantial doubt about an entity’s ability to continue as a going concern, disclosure should be made so that a reader can understand the conditions that raise substantial doubt, management’s assessment of those conditions and any plan management has to mitigate those conditions. The standard is effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early adoption is permitted. The adoption of the standard is not expected to have a material impact on the Company’s financial condition and results of operations.

Transfers and Servicing

In June 2014, the FASB updated the accounting standards related to transfers and servicing. The update requires repurchase-to-maturity transactions and linked repurchase financings to be accounted for as secured borrowings consistent with the accounting for other repurchase agreements. The standard requires disclosures related to transfers of financial assets accounted for as sales in transactions that are similar to repurchase agreements. The standard also requires disclosures on the remaining contractual maturity of the agreements, disaggregation of the gross obligation by class of collateral pledged and potential risks associated with the agreements and the related collateral pledged in repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings. The standard is effective for interim and annual periods beginning after December 15, 2014, except for the disclosure requirements for repurchase-to-maturity transactions accounted for as secured borrowings which are effective for interim periods beginning after March 15, 2015. Early adoption of the standard is prohibited. The standard requires entities to present changes in accounting for transactions outstanding at the effective date as a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. As the Company does not have

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RiverSource Life Insurance Co. of New York

repurchase-to-maturity transactions, the adoption of the standard is not expected to have a material impact on the Company’s financial condition and results of operations.

Revenue from Contracts with Customers

In May 2014, the FASB updated the accounting standards for revenue from contracts with customers. The update provides a five step revenue recognition model for all revenue arising from contracts with customers and affects all entities that enter into contracts to provide goods or services to their customers (unless the contracts are in the scope of other standards). The standard also updates the accounting for certain costs associated with obtaining and fulfilling a customer contract. In addition, the standard requires disclosure of quantitative and qualitative information that enables users of financial statements to understand the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The standard is effective for interim and annual periods beginning after December 15, 2016 and early adoption is prohibited. The standard may be applied retrospectively for all periods presented or retrospectively with a cumulative-effect adjustment at the date of adoption. The Company is currently evaluating the impact of the standard on its financial condition and results of operations.

4. INVESTMENTS

Available-for-Sale securities distributed by type were as follows:


	December 31, 2014
Description of Securities (in thousands)	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value		Noncredit OTTI⁽¹⁾
Fixed maturities:
Corporate debt securities	$	1,168,401	$	104,810	$	(5,730	)	$	1,267,481	$	192
Residential mortgage backed securities		220,406		8,599		(1,551	)		227,454		(357	)
Commercial mortgage backed securities		158,031		5,326		(1,024	)		162,333		—
State and municipal obligations		83,192		20,096		(4	)		103,284		—
Asset backed securities		73,769		3,305		(40	)		77,034		—
Foreign government bonds and obligations		2,733		375		—			3,108		—
U.S. government and agencies obligations		1,467		73		—			1,540		—
Total	$	1,707,999	$	142,584	$	(8,349	)	$	1,842,234	$	(165	)

	December 31, 2013
Description of Securities (in thousands)	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value		Noncredit OTTI⁽¹⁾
Fixed maturities:
Corporate debt securities	$	1,148,895	$	97,267	$	(9,693	)	$	1,236,469	$	172
Residential mortgage backed securities		195,756		6,149		(4,885	)		197,020		(448	)
Commercial mortgage backed securities		154,518		5,476		(2,146	)		157,848		—
State and municipal obligations		83,186		8,635		(238	)		91,583		—
Asset backed securities		65,781		3,042		(319	)		68,504		—
Foreign government bonds and obligations		2,842		370		(81	)		3,131		—
U.S. government and agencies obligations		2,800		114		—			2,914		—
Total	$	1,653,778	$	121,053	$	(17,362	)	$	1,757,469	$	(276	)

⁽¹⁾	Represents the amount of other-than-temporary impairment (“OTTI”) losses in AOCI. Amount includes unrealized gains and losses on impaired securities subsequent to the initial impairment measurement date. These amounts are included in gross unrealized gains and losses as of the end of the period.

As of December 31, 2014 and 2013, investment securities with a fair value of $32.5 million and $68.2 million, respectively, were pledged to meet contractual obligations under derivative contracts.

At December 31, 2014 and 2013, fixed maturity securities comprised approximately 91% and 90%, respectively, of the Company’s total investments. Rating agency designations are based on the availability of ratings from Nationally Recognized Statistical Rating Organizations (“NRSROs”), including Moody’s Investors Service (“Moody’s”), Standard & Poor’s Ratings Services (“S&P”) and Fitch Ratings Ltd. (“Fitch”). The Company uses the median of available ratings from Moody’s, S&P and Fitch, or if fewer than three ratings are available, the lower rating is used. When ratings from Moody’s, S&P and Fitch are unavailable, the Company may utilize ratings from other NRSROs or rate the securities internally. At December 31, 2014 and 2013, approximately $140.0 million and $103.1 million, respectively, of securities were internally rated by Columbia Management Investment Advisers, LLC (“CMIA”), an affiliate of the Company, using criteria similar to those used by NRSROs.

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RiverSource Life Insurance Co. of New York

A summary of fixed maturity securities by rating was as follows:


	December 31, 2014							December 31, 2013
Ratings (in thousands, except percentages)	Amortized Cost		Fair Value		Percent of Total Fair Value			Amortized Cost		Fair Value		Percent of Total Fair Value
AAA	$	374,584	$	391,684		21	%	$	348,703	$	356,761		20	%
AA		74,538		95,024		5			81,393		93,163		5
A		335,236		373,669		20			339,433		363,207		21
BBB		814,316		872,112		48			775,835		834,404		48
Below investment grade		109,325		109,745		6			108,414		109,934		6
Total fixed maturities	$	1,707,999	$	1,842,234		100	%	$	1,653,778	$	1,757,469		100	%

At December 31, 2014 and 2013, approximately 51% and 44%, respectively, of the securities rated AAA were GNMA, FNMA and FHLMC mortgage backed securities. At December 31, 2014, the Company had holdings of $43.6 million in Kinder Morgan, Inc., which are greater than 10% of total equity. There were no other holdings of any other issuer greater than 10% of total equity at December 31, 2014 and 2013.

The following tables provide information about Available-for-Sale securities with gross unrealized losses and the length of time that individual securities have been in a continuous unrealized loss position:


	December 31, 2014
(in thousands, except number of securities)	Less than 12 months							12 months or more							Total
Description of Securities	Number of Securities		Fair Value		Unrealized Losses			Number of Securities		Fair Value		Unrealized Losses			Number of Securities		Fair Value		Unrealized Losses
Corporate debt securities		73	$	181,943	$	(3,764	)		26	$	97,615	$	(1,966	)		99	$	279,558	$	(5,730	)
Residential mortgage backed securities		4		28,908		(50	)		15		34,542		(1,501	)		19		63,450		(1,551	)
Commercial mortgage backed securities		8		22,085		(35	)		3		22,126		(989	)		11		44,211		(1,024	)
State and municipal obligations		1		996		(4	)		—		—		—			1		996		(4	)
Asset backed securities		1		1,953		(13	)		1		4,139		(27	)		2		6,092		(40	)
Total		87	$	235,885	$	(3,866	)		45	$	158,422	$	(4,483	)		132	$	394,307	$	(8,349	)

	December 31, 2013
(in thousands, except number of securities)	Less than 12 months							12 months or more							Total
Description of Securities	Number of Securities		Fair Value		Unrealized Losses			Number of Securities		Fair Value		Unrealized Losses			Number of Securities		Fair Value		Unrealized Losses
Corporate debt securities		87	$	229,712	$	(8,411	)		7	$	18,426	$	(1,282	)		94	$	248,138	$	(9,693	)
Residential mortgage backed securities		14		88,690		(4,045	)		14		12,682		(840	)		28		101,372		(4,885	)
Commercial mortgage backed securities		9		40,538		(1,588	)		1		6,594		(558	)		10		47,132		(2,146	)
State and municipal obligations		2		3,820		(238	)		—		—		—			2		3,820		(238	)
Asset backed securities		5		8,213		(164	)		1		4,198		(155	)		6		12,411		(319	)
Foreign government bonds and obligations		2		948		(81	)		—		—		—			2		948		(81	)
Total		119	$	371,921	$	(14,527	)		23	$	41,900	$	(2,835	)		142	$	413,821	$	(17,362	)

As part of the Company’s ongoing monitoring process, management determined that a majority of the change in gross unrealized losses on its Available-for-Sale securities is attributable to movement in interest rates.

The following table presents a rollforward of the cumulative amounts recognized in the Statements of Income for other-than-temporary impairments related to credit losses on Available-for-Sale securities for which a portion of the securities’ total other-than-temporary impairments was recognized in other comprehensive income:


	Years Ended December 31,
(in thousands)	2014		2013		2012
Beginning balance	$	1,416	$	1,299	$	2,727
Credit losses for which an other-than-temporary impairment was not previously recognized		15		—		36
Credit losses for which an other-than-temporary impairment was previously recognized		21		117		407
Reductions for securities sold during the period (realized)		—		—		(1,871	)
Ending balance	$	1,452	$	1,416	$	1,299

The change in net unrealized securities gains (losses) in other comprehensive income includes three components, net of tax: (i) unrealized gains (losses) that arose from changes in the market value of securities that were held during the period; (ii) (gains) losses that were previously unrealized, but have been recognized in current period net income due to sales of Available-for-Sale

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RiverSource Life Insurance Co. of New York

securities and due to the reclassification of noncredit other-than-temporary impairment losses to credit losses; and (iii) other adjustments primarily consisting of changes in insurance and annuity asset and liability balances, such as DAC, DSIC, unearned revenue, benefit reserves and reinsurance recoverables, to reflect the expected impact on their carrying values had the unrealized gains (losses) been realized as of the respective balance sheet dates.

The following table presents a rollforward of the net unrealized securities gains on Available-for-Sale securities included in AOCI:


(in thousands)	Net Unrealized Securities Gains (Loss)			Deferred Income Tax			AOCI Related to Net Unrealized Securities Gains
Balances at January 1, 2012	$	100,184		$	(35,065	)	$	65,119
Net unrealized securities gains arising during the period⁽¹⁾		50,065			(17,523	)		32,542
Reclassification of net securities gains included in net income		(463	)		162			(301	)
Impact of other adjustments		(13,256	)		4,640			(8,616	)
Balances at December 31, 2012		136,530			(47,786	)		88,744	⁽²⁾
Net unrealized securities losses arising during the period⁽¹⁾		(97,748	)		34,212			(63,536	)
Reclassification of net securities gains included in net income		(1,135	)		397			(738	)
Impact of other adjustments		29,090			(10,181	)		18,909
Balances at December 31, 2013		66,737			(23,358	)		43,379	⁽²⁾
Net unrealized securities gains arising during the period⁽¹⁾		32,568			(11,398	)		21,170
Reclassification of net securities gains included in net income		(2,024	)		708			(1,316	)
Impact of other adjustments		(11,813	)		4,134			(7,679	)
Balances at December 31, 2014	$	85,468		$	(29,914	)	$	55,554	⁽²⁾

⁽¹⁾	Includes other-than-temporary impairment losses on Available-for-Sale securities related to factors other than credit that were recognized in other comprehensive income during the period.

⁽²⁾	Includes $94 thousand, $157 thousand and $544 thousand, respectively, of noncredit related impairments on securities and net unrealized securities losses on previously impaired securities at December 31, 2014, 2013 and 2012, respectively.

Net realized gains and losses on Available-for-Sale securities, determined using the specific identification method, recognized in net realized investment gains were as follows:


	Years Ended December 31,
(in thousands)	2014			2013			2012
Gross realized investment gains	$	2,543		$	1,263		$	1,086
Gross realized investment losses		(175	)		(11	)		(180	)
Other-than-temporary impairments		(344	)		(117	)		(443	)
Total	$	2,024		$	1,135		$	463

Other-than-temporary impairments for the year ended December 31, 2014 primarily related to credit losses on non-agency residential mortgage backed securities and corporate debt securities. Other-than-temporary impairments for the years ended December 31, 2013 and 2012 primarily related to credit losses on non-agency residential mortgage backed securities.

Available-for-Sale securities by contractual maturity at December 31, 2014 were as follows:


(in thousands)	Amortized Cost		Fair Value
Due within one year	$	81,017	$	82,162
Due after one year through five years		555,354		595,677
Due after five years through 10 years		379,453		388,478
Due after 10 years		239,969		309,096
		1,255,793		1,375,413
Residential mortgage backed securities		220,406		227,454
Commercial mortgage backed securities		158,031		162,333
Asset backed securities		73,769		77,034
Total	$	1,707,999	$	1,842,234

Actual maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Residential mortgage backed securities, commercial mortgage backed securities and asset backed securities are not due at a single maturity date. As such, these securities were not included in the maturities distribution.

F-17

RiverSource Life Insurance Co. of New York

Net investment income is summarized as follows:


	Years Ended December 31,
(in thousands)	2014		2013		2012
Fixed maturities	$	79,039	$	82,640	$	88,409
Commercial mortgage loans		8,247		8,578		8,972
Policy loans and other investments		2,039		1,959		2,120
		89,325		93,177		99,501
Less: investment expenses		2,065		2,194		2,034
Total	$	87,260	$	90,983	$	97,467

5. FINANCING RECEIVABLES

The Company’s financing receivables include commercial mortgage loans and policy loans. See Note 2 for information regarding the Company’s accounting policies related to loans and the allowance for loan losses.

Allowance for Loan Losses

The following table presents a rollforward of the allowance for loan losses for the years ended and the ending balance of the allowance for loan losses by impairment method:


	December 31,
Commercial Mortgage Loans (in thousands)	2014		2013		2012
Beginning balance	$	2,038	$	2,038	$	2,038
Charge-offs		—		—		—
Ending balance	$	2,038	$	2,038	$	2,038

Collectively evaluated for impairment	$	2,038	$	2,038	$	2,038

The recorded investment in financing receivables by impairment method for commercial mortgage loans was as follows:


	December 31,
(in thousands)	2014		2013
Individually evaluated for impairment	$	—	$	1,523
Collectively evaluated for impairment		146,652		150,467
Total	$	146,652	$	151,990

As of December 31, 2014 and 2013, the Company’s recorded investment in financing receivables individually evaluated for impairment for which there was no related allowance for loan losses was nil and $1.5 million, respectively.

Credit Quality Information

Nonperforming loans, which are generally loans 90 days or more past due, were nil as of both December 31, 2014 and 2013. All loans were considered to be performing.

Commercial Mortgage Loans

The Company reviews the credit worthiness of the borrower and the performance of the underlying properties in order to determine the risk of loss on commercial mortgage loans. Based on this review, the commercial mortgage loans are assigned an internal risk rating, which management updates as necessary. Commercial mortgage loans which management has assigned its highest risk rating were nil and 1% of total commercial mortgage loans at December 31, 2014 and 2013, respectively. Loans with the highest risk rating represent distressed loans which the Company has identified as impaired or expects to become delinquent or enter into foreclosure within the next six months. In addition, the Company reviews the concentrations of credit risk by region and property type.

F-18

RiverSource Life Insurance Co. of New York

Concentrations of credit risk of commercial mortgage loans by U.S. region were as follows:


	Loans				Percentage
	December 31, 2014		December 31, 2013		December 31, 2014			December 31, 2013
	(in thousands)
South Atlantic	$	38,607	$	42,985		26	%		28	%
Pacific		27,929		21,385		19			14
Middle Atlantic		19,781		18,578		13			12
East North Central		15,851		15,614		11			10
Mountain		15,432		18,874		11			13
West North Central		12,480		10,111		9			7
New England		9,652		11,927		7			8
East South Central		5,022		10,519		3			7
West South Central		1,898		1,997		1			1

		146,652		151,990		100	%		100	%

Less: allowance for loan losses		2,038		2,038

Total	$	144,614	$	149,952

Concentrations of credit risk of commercial mortgage loans by property type were as follows:


	Loans				Percentage
	December 31, 2014		December 31, 2013		December 31, 2014			December 31, 2013
	(in thousands)
Retail	$	36,815	$	40,992		25	%		27	%
Industrial		33,815		34,344		23			22
Office		30,761		33,029		21			22
Apartments		29,544		28,770		20			19
Mixed use		5,403		4,217		4			3
Hotel		—		1,523		—			1
Other		10,314		9,115		7			6

		146,652		151,990		100	%		100	%

Less: allowance for loan losses		2,038		2,038

Total	$	144,614	$	149,952

6. DEFERRED ACQUISITION COSTS AND DEFERRED SALES INDUCEMENT COSTS

In the third quarter of the year, management conducts its annual review of insurance and annuity valuation assumptions relative to current experience and management expectations. To the extent that expectations change as a result of this review, management updates valuation assumptions. The impact for the year ended December 31, 2014 primarily reflected the difference between the Company’s previously assumed interest rates versus the continued low interest rate environment, offset by favorable persistency and mortality experience and a benefit from updating the Company’s variable annuity living benefit withdrawal utilization assumption. The impact for the year ended December 31, 2013 primarily reflected the impact of assumed interest rates and changes in assumed policyholder behavior. The impact for the year ended December 31, 2012 primarily reflected the low interest rate environment and the assumption of continued low interest rates over the near-term.

The balances of and changes in DAC were as follows:


(in thousands)	2014			2013			2012
Balance at January 1	$	146,765		$	127,704		$	133,032
Capitalization of acquisition costs		18,557			19,195			17,111
Amortization, excluding the impact of valuation assumptions review		(13,859	)		(13,498	)		(18,337	)
Amortization, impact of valuation assumptions review		700			5,400			(1,200	)
Impact of change in net unrealized securities losses (gains)		(1,400	)		7,964			(2,902	)
Balance at December 31	$	150,763		$	146,765		$	127,704

F-19

RiverSource Life Insurance Co. of New York

The balances of and changes in DSIC, which is included in other assets, were as follows:


(in thousands)	2014			2013			2012
Balance at January 1	$	18,954		$	18,242		$	21,222
Capitalization of sales inducement costs		273			285			523
Amortization, excluding the impact of valuation assumptions review		(2,351	)		(1,964	)		(2,262	)
Amortization, impact of valuation assumptions review		200			1,000			(800	)
Impact of change in net unrealized securities losses (gains)		(106	)		1,391			(441	)
Balance at December 31	$	16,970		$	18,954		$	18,242

7. REINSURANCE

For most new life insurance policies, the Company reinsures 90% of the death benefit liability. The Company began reinsuring risks at this level in 2002 for term life insurance and 2003 for individual fixed and variable universal life insurance. Policies issued prior to these dates are not subject to these same reinsurance levels.

However, for IUL policies issued after September 1, 2013 and VUL policies issued after January 1, 2014, the Company generally reinsures 50% of the death benefit liability.

The maximum amount of life insurance risk the Company will retain is $10 million on a single life and $10 million on any flexible premium survivorship life policy; however, reinsurance agreements are in place such that retaining more than $1.5 million of insurance risk on a single life or a flexible premium survivorship life policy is very unusual. Risk on fixed and variable universal life policies is reinsured on a yearly renewable term basis. Risk on most term life policies starting in 2002 is reinsured on a coinsurance basis, a type of reinsurance in which the reinsurer participates proportionally in all material risks and premiums associated with a policy.

The Company also has life insurance risk previously assumed under a reinsurance arrangement with an unaffiliated insurance company.

For existing LTC policies, the Company has continued ceding 50% of the risk on a coinsurance basis to Genworth Life Insurance Company of New York (“Genworth”) and retained the remaining risk. This reinsurance arrangement applies for 1996 and later issues only.

Generally, the Company retains at most $5,000 per month of risk per life on DI policies sold on policy forms introduced in 2010 and reinsures the remainder of the risk on a coinsurance basis with unaffiliated reinsurance companies. The Company retains all risk for new claims on DI contracts sold on other policy forms. The Company also retains all risk on accidental death benefit claims and substantially all risk associated with waiver of premium provisions.

At December 31, 2014 and 2013, traditional life and UL insurance in force aggregated $11.3 billion and $11.1 billion, respectively, of which $7.8 billion and $7.6 billion were reinsured at the respective year ends. Life insurance in force is reported on a statutory basis.

The effect of reinsurance on premiums was as follows:


	Years Ended December 31,
(in thousands)	2014			2013			2012
Direct premiums	$	36,205		$	35,607		$	35,602
Reinsurance ceded		(11,721	)		(11,323	)		(11,087	)
Net premiums	$	24,484		$	24,284		$	24,515

Policy and contract charges are presented on the Statements of Income net of $5.0 million, $4.3 million and $4.5 million of reinsurance ceded for the years ended December 31, 2014, 2013 and 2012, respectively.

Reinsurance recovered from reinsurers was $11.9 million, $8.5 million and $7.5 million for the years ended December 31, 2014, 2013 and 2012, respectively. Reinsurance contracts do not relieve the Company from its primary obligation to policyholders.

Reinsurance recoverables include approximately $86.3 million and $78.9 million related to LTC risk ceded to Genworth as of December 31, 2014 and 2013, respectively. Included in policyholder account balances, future policy benefits and claims is $2.7 million and $3.0 million related to a previously assumed reinsurance arrangement as of December 31, 2014 and 2013, respectively.

F-20

RiverSource Life Insurance Co. of New York

8. POLICYHOLDER ACCOUNT BALANCES, FUTURE POLICY BENEFITS AND CLAIMS AND SEPARATE ACCOUNT LIABILITIES

Policyholder account balances, future policy benefits and claims consisted of the following:


	December 31,
(in thousands)	2014			2013
Policyholder account balances
Fixed annuities	$	1,011,775		$	1,033,712
Variable annuity fixed sub-accounts		247,746			250,599
VUL/UL insurance		183,810			179,924
IUL insurance		22,674			10,650
Other life insurance		38,117			39,598
Total policyholder account balances		1,504,122			1,514,483
Future policy benefits
Variable annuity GMWB		27,840			(29,203	)⁽¹⁾
Variable annuity GMAB		(3,944	)⁽²⁾		(6,133	)⁽²⁾
Other annuity liabilities		7,700			5,590
Fixed annuities life contingent liabilities		91,227			91,092
Life, DI and LTC insurance		318,893			298,398
VUL/UL and other life insurance additional liabilities		27,364			20,735
Total future policy benefits		469,080			380,479
Policy claims and other policyholder’ funds		7,129			9,188
Total policyholder account balances, future policy benefits and claims	$	1,980,331		$	1,904,150

⁽¹⁾	Includes the value of GMWB embedded derivatives that was a net asset at December 31, 2013 reported as a contra liability.

⁽²⁾	Includes the value of GMAB embedded derivatives that was a net asset at both December 31, 2014 and 2013 reported as a contra liability.

Separate account liabilities consisted of the following:


	December 31,
(in thousands)	2014		2013
Variable annuity	$	4,073,573	$	3,897,764
VUL insurance		406,303		395,588
Other insurance		801		1,103
Total	$	4,480,677	$	4,294,455

Fixed Annuities

Fixed annuities include both deferred and payout contracts. Deferred contracts offer a guaranteed minimum rate of interest and security of the principal invested. Payout contracts guarantee a fixed income payment for life or the term of the contract. The Company generally invests the proceeds from the annuity contracts in fixed rate securities.

Variable Annuities

Purchasers of variable annuities can select from a variety of investment options and can elect to allocate a portion to a fixed account. A vast majority of the premiums received for variable annuity contracts are held in separate accounts where the assets are held for the exclusive benefit of those contractholders.

Most of the variable annuity contracts currently issued by the Company contain one or more guaranteed benefits, including GMWB, GMAB and GMDB provisions. The Company previously offered contracts with GMIB provisions. See Note 2 and Note 9 for additional information regarding the Company’s variable annuity guarantees. The Company does not currently hedge its risk under the GMDB and GMIB provisions. See Note 11 and Note 15 for additional information regarding the Company’s derivative instruments used to hedge risks related to GMWB and GMAB provisions.

Insurance Liabilities

VUL/UL is the largest group of insurance policies written by the Company. Purchasers of VUL can select from a variety of investment options and can elect to allocate a portion to a fixed account or a separate account. A vast majority of the premiums received for VUL policies are held in separate accounts where the assets are held for the exclusive benefit of those policyholders.

IUL insurance is similar to UL in many regards, although the rate of credited interest above the minimum guarantee for funds allocated to the indexed account is linked to the performance of the S&P 500 Index (subject to a cap and floor). The policyholder may allocate all or a portion of the policy value to a fixed or indexed account.

The Company also offers term insurance as well as disability products. The Company no longer offers standalone LTC products but has in force policies from prior years. Insurance liabilities include accumulation values, unpaid reported claims, incurred but not reported claims and obligations for anticipated future claims.

F-21

RiverSource Life Insurance Co. of New York

Portions of the Company’s fixed and variable universal life policies have product features that result in profits followed by losses from the insurance component of the policy. These profits followed by losses can be generated by the cost structure of the product or secondary guarantees in the policy. The secondary guarantee ensures that, subject to specified conditions, the policy will not terminate and will continue to provide a death benefit even if there is insufficient policy value to cover the monthly deductions and charges.

9. VARIABLE ANNUITY AND INSURANCE GUARANTEES

The majority of the variable annuity contracts offered by the Company contain GMDB provisions. The Company also offers variable annuities with GMWB and GMAB provisions. The Company previously offered contracts containing GMIB provisions. See Note 2 and Note 8 for additional information regarding the Company’s variable annuity guarantees.

The GMDB provisions provide a specified minimum return upon death of the contractholder. The death benefit payable is the greater of (i) the contract value less any purchase payment credits subject to recapture and less a pro-rata portion of any rider fees, or (ii) the GMDB provisions specified in the contract. The Company has the following primary GMDB provisions:

•

Return of premium — provides purchase payments minus adjusted partial surrenders.

•

Reset — provides that the value resets to the account value every sixth contract anniversary minus adjusted partial surrenders. This provision was often provided in combination with the return of premium provision and is no longer offered.

•

Ratchet — provides that the value ratchets up to the maximum account value at specified anniversary intervals, plus subsequent purchase payments less adjusted partial surrenders.

The variable annuity contracts with GMWB riders typically have account values that are based on an underlying portfolio of mutual funds, the values of which fluctuate based on fund performance. At issue, the guaranteed amount is equal to the amount deposited but the guarantee may be increased annually to the account value (a “step-up”) in the case of favorable market performance or by a benefit credit if the contract includes this provision.

The Company has GMWB riders in force, which contain one or more of the following provisions:

•

Withdrawals at a specified rate per year until the amount withdrawn is equal to the guaranteed amount.

•

Withdrawals at a specified rate per year for the life of the contractholder (“GMWB for life”).

•

Withdrawals at a specified rate per year for joint contractholders while either is alive.

•

Withdrawals based on performance of the contract.

•

Withdrawals based on the age withdrawals begin.

•

Once withdrawals begin, the contractholder’s funds are moved to one of the three least aggressive asset allocation models.

•

Credits are applied annually for a specified number of years to increase the guaranteed amount as long as withdrawals have not been taken.

Variable annuity contractholders age 79 or younger at contract issue can also obtain a principal-back guarantee by purchasing the optional GMAB rider for an additional charge. The GMAB rider guarantees that, regardless of market performance at the end of the 10-year waiting period, the contract value will be no less than the original investment or a specified percentage of the highest anniversary value, adjusted for withdrawals. If the contract value is less than the guarantee at the end of the 10-year period, a lump sum will be added to the contract value to make the contract value equal to the guarantee value.

Variable annuity and insurance products offer separate account investment options. In addition, many of these products offer a fixed account option that is part of the Company’s “general account”. Under the separate account options, contractholders and policyholders bear the investment risk. The Company’s Portfolio Navigator (traditional asset allocation) funds are separate account investment options available under the Company’s variable universal life insurance products and its variable annuities, but as of April 2012, are no longer available for sale with a living benefit rider. Portfolio Navigator funds allow clients to allocate their contract value to one of five funds of funds, each of which invests in various underlying funds. Portfolio Navigator funds are designed to allow a contract purchaser to select investment options based on the purchaser’s investment time horizon, risk tolerance and investment goals. As of April 2012, clients who purchase a GMWB or GMAB rider are invested in one or more of four Portfolio Stabilizer (managed volatility) funds within the separate accounts designed to pursue total return while seeking to mitigate exposure to market volatility.

Certain UL policies offered by the Company provide secondary guarantee benefits. The secondary guarantee ensures that, subject to specified conditions, the policy will not terminate and will continue to provide a death benefit even if there is insufficient policy value to cover the monthly deductions and charges.

F-22

RiverSource Life Insurance Co. of New York

The following table provides information related to variable annuity guarantees for which the Company has established additional liabilities:


	December 31, 2014								December 31, 2013
Variable Annuity Guarantees by Benefit Type⁽¹⁾ (in thousands, except age)	Total Contract Value		Contract Value in Separate Accounts		Net Amount at Risk		Weighted Average Attained Age		Total Contract Value		Contract Value in Separate Accounts		Net Amount at Risk		Weighted Average Attained Age
GMDB:
Return of premium	$	2,924,873	$	2,842,871	$	1,057		64	$	2,707,746	$	2,623,523	$	1,251		63
Five/six-year reset		571,861		425,897		1,919		64		610,893		465,907		2,829		64
One-year ratchet		552,092		537,908		1,550		65		552,355		535,168		1,151		65
Five-year ratchet		222,112		216,465		247		63		220,521		215,495		263		62
Total — GMDB	$	4,270,938	$	4,023,141	$	4,773		64	$	4,091,515	$	3,840,093	$	5,494		63
GMIB	$	16,805	$	15,811	$	72		65	$	19,568	$	18,579	$	61		64
GMWB:
GMWB	$	227,961	$	227,149	$	10		68	$	239,913	$	238,959	$	11		67
GMWB for life		2,062,524		2,052,018		86		65		1,866,258		1,849,756		92		65
Total — GMWB	$	2,290,485	$	2,279,167	$	96		65	$	2,106,171	$	2,088,715	$	103		65
GMAB	$	309,247	$	308,156	$	82		57	$	298,673	$	297,293	$	74		56

⁽¹⁾	Individual variable annuity contracts may have more than one guarantee and therefore may be included in more than one benefit type. Variable annuity contracts for which the death benefit equals the account value are not shown in this table.

The net amount at risk for GMDB and GMAB guarantees is defined as the current guaranteed benefit amount in excess of the current contract value. The net amount at risk for GMIB and GMWB guarantees is defined as the greater of the present value of the minimum guaranteed withdrawal payments less the current contract value or zero. The present value is calculated using a discount rate that is consistent with assumptions embedded in the Company’s annuity pricing models.

The following table provides information related to insurance guarantees for which the Company has established additional liabilities:


	December 31, 2014				December 31, 2013
(in thousands, except age)	Net Amount at Risk		Weighted Average Attained Age		Net Amount at Risk		Weighted Average Attained Age
UL secondary guarantees	$	405		63	$	394		62

The net amount at risk for UL secondary guarantees is defined as the current guaranteed death benefit amount in excess of the current policyholder value.

Changes in additional liabilities (contra liabilities) for variable annuity and insurance guarantees were as follows:


(in thousands)	GMDB			GMIB			GMWB⁽¹⁾			GMAB⁽¹⁾			UL
Balance at January 1, 2012	$	189		$	479		$	66,621		$	13,632		$	9,083
Incurred claims		656			13			(30,561	)		(7,720	)		4,351
Paid claims		(525	)		—			—			—			(1,150	)
Balance at December 31, 2012		320			492			36,060			5,912			12,284
Incurred claims		87			(132	)		(65,263	)		(12,045	)		3,965
Paid claims		(48	)		—			—			—			(1,124	)
Balance at December 31, 2013		359			360			(29,203	)		(6,133	)		15,125
Incurred claims		446			21			57,043			2,189			6,076
Paid claims		(205	)		—			—			—			(2,043	)
Balance at December 31, 2014	$	600		$	381		$	27,840		$	(3,944	)	$	19,158

⁽¹⁾	The incurred claims for GMWB and GMAB represent the total change in the liabilities (contra liabilities).

The liabilities for guaranteed benefits are supported by general account assets.

F-23

RiverSource Life Insurance Co. of New York

The following table summarizes the distribution of separate account balances by asset type for variable annuity contracts providing guaranteed benefits:


	December 31,
(in thousands)	2014		2013
Mutual funds:
Equity	$	2,288,087	$	2,136,649
Bond		1,463,515		1,482,603
Other		258,080		216,828
Total mutual funds	$	4,009,682	$	3,836,080

No gains or losses were recognized on assets transferred to separate accounts for the years ended December 31, 2014, 2013 and 2012.

10. LINE OF CREDIT

The Company has available a committed line of credit with Ameriprise Financial aggregating the lesser of $25 million or 5% of the Company’s statutory admitted assets (excluding separate account balances) as of the prior year end. The interest rate for any borrowing is established by reference to LIBOR plus 90 basis points, subject to adjustment based on debt ratings of the senior unsecured debt of Ameriprise Financial. This line of credit is renewed annually on August 1st with Ameriprise Financial and filed with the New York Department. There were no amounts outstanding on this line of credit at December 31, 2014 and 2013.

11. FAIR VALUES OF ASSETS AND LIABILITIES

GAAP defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date; that is, an exit price. The exit price assumes the asset or liability is not exchanged subject to a forced liquidation or distressed sale.

Valuation Hierarchy

The Company categorizes its fair value measurements according to a three-level hierarchy. The hierarchy prioritizes the inputs used by the Company’s valuation techniques. A level is assigned to each fair value measurement based on the lowest level input that is significant to the fair value measurement in its entirety. The three levels of the fair value hierarchy are defined as follows:

Level 1

Unadjusted quoted prices for identical assets or liabilities in active markets that are accessible at the measurement date.

Level 2

Prices or valuations based on observable inputs other than quoted prices in active markets for identical assets and liabilities.

Level 3

Prices or valuations that require inputs that are both significant to the fair value measurement and unobservable.

F-24

RiverSource Life Insurance Co. of New York

The following tables present the balances of assets and liabilities measured at fair value on a recurring basis:


	December 31, 2014
(in thousands)	Level 1		Level 2		Level 3		Total
Assets
Available-for-Sale securities: Fixed maturities:
Corporate debt securities	$	—	$	1,116,512	$	150,969	$	1,267,481
Residential mortgage backed securities		—		226,646		808		227,454
Commercial mortgage backed securities		—		162,333		—		162,333
State and municipal obligations		—		103,284		—		103,284
Asset backed securities		—		73,643		3,391		77,034
Foreign government bonds and obligations		—		3,108		—		3,108
U.S. government and agencies obligations		273		1,267		—		1,540
Total Available-for-Sale securities: Fixed maturities		273		1,686,793		155,168		1,842,234
Cash equivalents		—		23,799		—		23,799
Other assets:
Interest rate derivative contracts		—		58,855		—		58,855
Equity derivative contracts		10,430		43,405		—		53,835
Foreign exchange derivative contracts		—		1,237		—		1,237
Total other assets		10,430		103,497		—		113,927
Separate account assets		—		4,480,677		—		4,480,677
Total assets at fair value	$	10,703	$	6,294,766	$	155,168	$	6,460,637

Liabilities
Policyholder account balances, future policy benefits and claims:
IUL embedded derivatives	$	—	$	—	$	9,754	$	9,754
GMWB and GMAB embedded derivatives		—		—		19,338		19,338	⁽²⁾
Total policyholder account balances, future policy benefits and claims		—		—		29,092		29,092	⁽¹⁾
Other liabilities:
Interest rate derivative contracts		—		13,836		—		13,836
Equity derivative contracts		6,893		58,086		—		64,979
Foreign exchange derivative contracts		—		171		—		171
Total other liabilities		6,893		72,093		—		78,986
Total liabilities at fair value	$	6,893	$	72,093	$	29,092	$	108,078

⁽¹⁾	The Company’s adjustment for nonperformance risk resulted in a $15.9 million cumulative decrease to the embedded derivatives.

⁽²⁾	The fair value of the GMWB and GMAB embedded derivatives included $34.6 million of individual contracts in a liability position and $15.3 million of individual contracts in an asset position.

F-25

RiverSource Life Insurance Co. of New York


	December 31, 2013
(in thousands)	Level 1		Level 2		Level 3			Total
Assets
Available-for-Sale securities: Fixed maturities:
Corporate debt securities	$	—	$	1,108,016	$	128,453		$	1,236,469
Residential mortgage backed securities		—		197,020		—			197,020
Commercial mortgage backed securities		—		157,848		—			157,848
State and municipal obligations		—		91,583		—			91,583
Asset backed securities		—		54,816		13,688			68,504
Foreign government bonds and obligations		—		3,131		—			3,131
U.S. government and agencies obligations		1,306		1,608		—			2,914
Total Available-for-Sale securities: Fixed maturities		1,306		1,614,022		142,141			1,757,469
Cash equivalents		—		51,999		—			51,999
Other assets:
Interest rate derivative contracts		—		21,710		—			21,710
Equity derivative contracts		—		33,026		—			33,026
Total other assets		—		54,736		—			54,736
Separate account assets		—		4,294,455		—			4,294,455
Total assets at fair value	$	1,306	$	6,015,212	$	142,141		$	6,158,659

Liabilities
Policyholder account balances, future policy benefits and claims:
IUL embedded derivatives	$	—	$	—	$	3,293		$	3,293
GMWB and GMAB embedded derivatives		—		—		(38,357	)		(38,357	)⁽²⁾
Total policyholder account balances, future policy benefits and claims		—		—		(35,064	)		(35,064	)⁽¹⁾
Other liabilities:
Interest rate derivative contracts		—		37,278		—			37,278
Equity derivative contracts		8,669		40,280		—			48,949
Total other liabilities		8,669		77,558		—			86,227
Total liabilities at fair value	$	8,669	$	77,558	$	(35,064	)	$	51,163

⁽¹⁾	The Company’s adjustment for nonperformance risk resulted in a $6.9 million cumulative decrease to the embedded derivatives.

⁽²⁾	The fair value of the GMWB and GMAB embedded derivatives was reported as a contra liability, including $45.8 million of individual contracts in an asset position and $7.4 million of individual contracts in a liability position.

F-26

RiverSource Life Insurance Co. of New York

The following tables provide a summary of changes in Level 3 assets and liabilities measured at fair value on a recurring basis:


	Available-for-Sale Securities: Fixed Maturities															Policyholder Account Balances, Future Policy Benefits and Claims
(in thousands)	Corporate Debt Securities			Residential Mortgage Backed Securities			Commercial Mortgage Backed Securities			Asset Backed Securities			Total			IUL Embedded Derivatives			GMWB and GMAB Embedded Derivatives			Total
Balance, January 1, 2014	$	128,453		$	—		$	—		$	13,688		$	142,141		$	(3,293	)	$	38,357		$	35,064
Total gains (losses) included in:
Net income		(227	)		(4	)		—			(1	)		(232	)⁽¹⁾		(1,326	)⁽²⁾		(43,753	)⁽³⁾		(45,079	)
Other comprehensive income		398			(3	)		—			137			532			—			—			—
Purchases		41,303			1,011			18,137			—			60,451			—			—			—
Issues		—			—			—			—			—			(5,209	)		(14,681	)		(19,890	)
Settlements		(18,958	)		(196	)		—			(46	)		(19,200	)		74			739			813
Transfers out of Level 3		—			—			(18,137	)		(10,387	)		(28,524	)		—			—			—
Balance, December 31, 2014	$	150,969		$	808		$	—		$	3,391		$	155,168		$	(9,754	)	$	(19,338	)	$	(29,092	)
Changes in unrealized gains (losses) relating to assets and liabilities held at December 31, 2014 included in:
Net investment income	$	(162	)	$	(4	)	$	—		$	(1	)	$	(167	)	$	—		$	—		$	—
Benefits, claims, losses and settlement expenses		—			—			—			—			—			—			(43,616	)		(43,616	)
Interest credited to fixed accounts		—			—			—			—			—			(1,326	)		—			(1,326	)

⁽¹⁾	Included in net investment income in the Statements of Income.

⁽²⁾	Included in interest credited to fixed accounts in the Statements of Income.

⁽³⁾	Included in benefits, claims, losses and settlement expenses in the Statements of Income.


	Available-for-Sale Securities: Fixed Maturities												Policyholder Account Balances, Future Policy Benefits and Claims
(in thousands)	Corporate Debt Securities			Commercial Mortgage Backed Securities			Asset Backed Securities			Total			IUL Embedded Derivatives			GMWB and GMAB Embedded Derivatives			Total
Balance, January 1, 2013	$	130,454		$	12,740		$	10,563		$	153,757		$	(998	)	$	(39,934	)	$	(40,932	)
Total gains (losses) included in:
Net income		(260	)		45			165			(50	)⁽¹⁾		723	⁽²⁾		90,168	⁽³⁾		90,891
Other comprehensive income		(3,018	)		(403	)		1,211			(2,210	)		—			—			—
Purchases		15,103			—			1,763			16,866			—			—			—
Issues		—			—			—			—			(3,049	)		(13,087	)		(16,136	)
Settlements		(13,826	)		(7	)		(14	)		(13,847	)		31			1,210			1,241
Transfers out of Level 3		—			(12,375	)		—			(12,375	)		—			—			—
Balance, December 31, 2013	$	128,453		$	—		$	13,688		$	142,141		$	(3,293	)	$	38,357		$	35,064
Changes in unrealized gains (losses) relating to assets and liabilities held at December 31, 2013 included in:
Net investment income	$	(260	)	$	—		$	165		$	(95	)	$	—		$	—		$	—
Benefits, claims, losses and settlement expenses		—			—			—			—			—			89,267			89,267
Interest credited to fixed accounts		—			—			—			—			723			—			723

⁽¹⁾	Included in net investment income in the Statements of Income.

⁽²⁾	Included in interest credited to fixed accounts in the Statements of Income.

⁽³⁾	Included in benefits, claims, losses and settlement expenses in the Statements of Income.

F-27

RiverSource Life Insurance Co. of New York


	Available-for-Sale Securities: Fixed Maturities															Policyholder Account Balances, Future Policy Benefits and Claims
(in thousands)	Corporate Debt Securities			Residential Mortgage Backed Securities			Commercial Mortgage Backed Securities			Asset Backed Securities			Total			IUL Embedded Derivatives			GMWB and GMAB Embedded Derivatives			Total
Balance, January 1, 2012	$	81,587		$	3,414		$	36		$	10,550		$	95,587		$	—		$	(79,451	)	$	(79,451	)
Total gains (losses) included in:
Net income		(186	)		(218	)		137			114			(153	)⁽¹⁾		48	⁽²⁾		50,808	⁽³⁾		50,856
Other comprehensive loss		413			654			438			(101	)		1,404			—			—			—
Purchases		55,096			—			—			—			55,096			—			—			—
Issues		—			—			—			—			—			(1,048	)		(10,750	)		(11,798	)
Settlements		(6,456	)		(278	)		(25	)		—			(6,759	)		2			(541	)		(539	)
Transfers into Level 3		—			—			12,154			—			12,154			—			—			—
Transfers out of Level 3		—			(3,572	)		—			—			(3,572	)		—			—			—
Balance, December 31, 2012	$	130,454		$	—		$	12,740		$	10,563		$	153,757		$	(998	)	$	(39,934	)	$	(40,932	)
Changes in unrealized gains (losses) relating to assets and liabilities held at December 31, 2012 included in:
Net investment income	$	(186	)	$	—		$	137		$	114		$	65		$	—		$	—		$	—
Benefits, claims, losses and settlement expenses		—			—			—			—			—			—			49,074			49,074
Interest credited to fixed accounts		—			—			—			—			—			48			—			48

⁽¹⁾	Represents a $65 thousand gain included in net investment income and a $218 thousand loss included in net realized investment gains in the Statements of Income.

⁽²⁾	Included in interest credited to fixed accounts in the Statements of Income.

⁽³⁾	Included in benefits, claims, losses and settlement expenses in the Statements of Income.

The increase (decrease) to pretax income of the Company’s adjustment for nonperformance risk on the fair value of its embedded derivatives was $7.0 million, $(9.2) million and $(3.7) million, net of DAC, DSIC, unearned revenue amortization and the reinsurance accrual, for the years ended December 31, 2014, 2013 and 2012, respectively.

During the year ended December 31, 2012, transfers from Level 3 included certain non-agency residential mortgage backed securities with a fair value of approximately $3.6 million. The transfers reflect improved pricing transparency of these securities, a continuing trend of increased activity in the non-agency residential mortgage backed securities market and observability of significant inputs to the valuation methodology. All other securities transferred from Level 3 represent securities with fair values that are now obtained from a third party pricing service with observable inputs. Securities transferred to Level 3 represent securities with fair values that are now based on a single non-binding broker quote. The Company recognizes transfers between levels of the fair value hierarchy as of the beginning of the quarter in which each transfer occurred. For assets and liabilities held at the end of the reporting periods that are measured at fair value on a recurring basis, there were no transfers between Level 1 and Level 2.

The following tables provide a summary of the significant unobservable inputs used in the fair value measurements developed by the Company or reasonably available to the Company of Level 3 assets and liabilities:


	December 31, 2014
	Fair Value		Valuation Technique	Unobservable Input	Range						Weighted Average
	(in thousands)
Corporate debt securities (private placements)	$	150,751	Discounted cash flow	Yield/spread to U.S. Treasuries		1.0	%	–	3.9	%		1.5	%
IUL embedded derivatives	$	9,754	Discounted cash flow	Nonperformance risk⁽¹⁾		65			bps
GMWB and GMAB embedded derivatives	$	19,338	Discounted cash flow	Utilization of guaranteed withdrawals⁽²⁾		0.0	%	–	51.1	%
				Surrender rate		0.0	%	–	44.5	%
				Market volatility⁽³⁾		5.2	%	–	20.9	%
				Nonperformance risk⁽¹⁾		65			bps
				Elective contractholder strategy allocations⁽⁴⁾		0.0	%	–	3.0	%

F-28

RiverSource Life Insurance Co. of New York


	December 31, 2013
	Fair Value			Valuation Technique	Unobservable Input	Range						Weighted Average
	(in thousands)
Corporate debt securities (private placements)	$	128,112		Discounted cash flow	Yield/spread to U.S. Treasuries		0.9	%	–	4.5	%		1.6	%
IUL embedded derivatives	$	3,293		Discounted cash flow	Nonperformance risk⁽¹⁾		74			bps
GMWB and GMAB embedded derivatives	$	(38,357	)	Discounted cash flow	Utilization of guaranteed withdrawals⁽²⁾		0.0	%	–	51.1	%
					Surrender rate		0.1	%	–	42.2	%
					Market volatility⁽³⁾		4.9	%	–	18.8	%
					Nonperformance risk⁽¹⁾		74			bps
					Elective contractholder strategy allocations⁽⁴⁾		0.0	%	–	50.0	%

⁽¹⁾	The nonperformance risk is the spread added to the observable interest rates used in the valuation of the embedded derivatives.

⁽²⁾	The utilization of guaranteed withdrawals represents the percentage of contractholders that will begin withdrawing in any given year.

⁽³⁾	Market volatility is implied volatility of fund of funds and managed volatility funds.

⁽⁴⁾	The elective allocation represents the percentage of contractholders that are assumed to electively switch their investment allocation to a different allocation model.

Level 3 measurements not included in the table above are obtained from non-binding broker quotes where unobservable inputs are not reasonably available to the Company.

Sensitivity of Fair Value Measurements to Changes in Unobservable Inputs

Significant increases (decreases) in the yield/spread to U.S. Treasuries used in the fair value measurement of Level 3 corporate debt securities in isolation would result in a significantly lower (higher) fair value measurement.

Significant increases (decreases) in nonperformance risk used in the fair value measurement of the IUL embedded derivatives in isolation would result in a significantly lower (higher) fair value measurement.

Significant increases (decreases) in utilization and volatility used in the fair value measurement of the GMWB and GMAB embedded derivatives in isolation would result in a significantly higher (lower) liability value. Significant increases (decreases) in nonperformance risk, surrender rate and elective investment allocation model used in the fair value measurement of the GMWB and GMAB embedded derivatives in isolation would result in a significantly lower (higher) liability value. Utilization of guaranteed withdrawals and surrender rates vary with the type of rider, the duration of the policy, the age of the contractholder, the distribution system and whether the value of the guaranteed benefit exceeds the contract accumulation value.

Determination of Fair Value

The Company uses valuation techniques consistent with the market and income approaches to measure the fair value of its assets and liabilities. The Company’s market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities. The Company’s income approach uses valuation techniques to convert future projected cash flows to a single discounted present value amount. When applying either approach, the Company maximizes the use of observable inputs and minimizes the use of unobservable inputs.

The following is a description of the valuation techniques used to measure fair value and the general classification of these instruments pursuant to the fair value hierarchy.

Assets

Cash Equivalents

Cash equivalents include highly liquid investments with original maturities of 90 days or less. Cash equivalents are classified as Level 2 and measured at amortized cost, which is a reasonable estimate of fair value because of the short time between the purchase of the instrument and its expected realization.

Available-for-Sale Securities

When available, the fair value of securities is based on quoted prices in active markets. If quoted prices are not available, fair values are obtained from third party pricing services, non-binding broker quotes, or other model-based valuation techniques. Level 1 securities include U.S. Treasuries. Level 2 securities include corporate bonds, residential mortgage backed securities, commercial mortgage backed securities, state and municipal obligations, asset backed securities and U.S. agency and foreign government securities. The fair value of these Level 2 securities is based on a market approach with prices obtained from third party pricing services. Observable inputs used to value these securities can include, but are not limited to, reported trades, benchmark yields, issuer spreads and non-binding broker quotes. Level 3 securities primarily include certain corporate bonds, non-agency residential mortgage backed securities, commercial mortgage backed securities and asset backed securities. The fair value of corporate bonds, non-agency residential mortgage backed securities, commercial mortgage backed securities and certain asset backed securities classified as Level 3 is typically based on a single non-binding broker quote. The underlying inputs used for some of the non-binding broker quotes are not readily available to the Company. The Company’s privately placed corporate bonds are typically based on a single non-binding broker quote. In addition to the general pricing controls, the Company reviews

F-29

RiverSource Life Insurance Co. of New York

the broker prices to ensure that the broker quotes are reasonable and, when available, compares prices of privately issued securities to public issues from the same issuer to ensure that the implicit illiquidity premium applied to the privately placed investment is reasonable considering investment characteristics, maturity, and average life of the investment.

In consideration of the above, management is responsible for the fair values recorded on the financial statements. Prices received from third party pricing services are subjected to exception reporting that identifies investments with significant daily price movements as well as no movements. The Company reviews the exception reporting and resolves the exceptions through reaffirmation of the price or recording an appropriate fair value estimate. The Company also performs subsequent transaction testing. The Company performs annual due diligence of third party pricing services. The Company’s due diligence procedures include assessing the vendor’s valuation qualifications, control environment, analysis of asset-class specific valuation methodologies, and understanding of sources of market observable assumptions and unobservable assumptions, if any, employed in the valuation methodology. The Company also considers the results of its exception reporting controls and any resulting price challenges that arise.

Separate Account Assets

The fair value of assets held by separate accounts is determined by the net asset value (“NAV”) of the funds in which those separate accounts are invested. The NAV represents the exit price for the separate account. Separate account assets are classified as Level 2 as they are traded in principal-to-principal markets with little publicly released pricing information.

Other Assets

Derivatives that are measured using quoted prices in active markets, such as derivatives that are exchange-traded, are classified as Level 1 measurements. The fair value of derivatives that are traded in less active over-the-counter (“OTC”) markets is generally measured using pricing models with market observable inputs such as interest rates and equity index levels. These measurements are classified as Level 2 within the fair value hierarchy and include swaps and the majority of options. The counterparties’ nonperformance risk associated with uncollateralized derivative assets was immaterial at December 31, 2014 and 2013. See Note 14 and Note 15 for further information on the credit risk of derivative instruments and related collateral.

Liabilities

Policyholder Account Balances, Future Policy Benefits and Claims

The Company values the embedded derivatives attributable to the provisions of certain variable annuity riders using internal valuation models. These models calculate fair value by discounting expected cash flows from benefits plus margins for profit, risk and expenses less embedded derivative fees. The projected cash flows used by these models include observable capital market assumptions and incorporate significant unobservable inputs related to contractholder behavior assumptions, implied volatility, and margins for risk, profit and expenses that the Company believes an exit market participant would expect. The fair value also reflects a current estimate of the Company’s nonperformance risk specific to these embedded derivatives. Given the significant unobservable inputs to this valuation, these measurements are classified as Level 3. The embedded derivatives attributable to these provisions are recorded in policyholder account balances, future policy benefits and claims.

The Company uses various Black-Scholes calculations to determine the fair value of the embedded derivatives associated with the provisions of its IUL products. The fair value of the IUL embedded derivatives includes significant observable interest rates, volatilities and equity index levels and the significant unobservable estimate of the Company’s nonperformance risk. Given the significance of the nonperformance risk assumption to the fair value, the IUL embedded derivatives are classified as Level 3. The embedded derivatives attributable to these provisions are recorded in policyholder account balances, future policy benefits and claims.

The Company’s Corporate Actuarial Department calculates the fair value of the embedded derivatives on a monthly basis. During this process, control checks are performed to validate the completeness of the data. Actuarial management approves various components of the valuation along with the final results. The change in the fair value of the embedded derivatives is reviewed monthly with senior management. The Level 3 inputs into the valuation are consistent with the pricing assumptions and updated as experience develops. Significant unobservable inputs that reflect policyholder behavior are reviewed quarterly along with other valuation assumptions.

Other Liabilities

Derivatives that are measured using quoted prices in active markets, such as derivatives that are exchanged-traded are classified as Level 1 measurements. The fair value of derivatives that are traded in less active OTC markets are generally measured using pricing models with market observable inputs such as interest rates and equity index levels. These measurements are classified as Level 2 within the fair value hierarchy and include swaps and the majority of options. The Company’s nonperformance risk associated with uncollateralized derivative liabilities was immaterial at December 31, 2014 and 2013. See Note 14 and Note 15 for further information on the credit risk of derivative instruments and related collateral.

During the reporting periods, there were no material assets or liabilities measured at fair value on a nonrecurring basis.

F-30

RiverSource Life Insurance Co. of New York

The following tables provide the carrying value and the estimated fair value of financial instruments that are not reported at fair value. All other financial instruments that are reported at fair value have been included above in the tables with balances of assets and liabilities measured at fair value on a recurring basis.


	December 31, 2014
	Carrying Value		Fair Value
(in thousands)	Carrying Value		Level 1		Level 2		Level 3		Total
Financial Assets
Commercial mortgage loans, net	$	144,614	$	—	$	—	$	152,281	$	152,281
Policy loans		45,112		—		—		45,239		45,239

Financial Liabilities
Policyholder account balances, future policy benefits and claims	$	1,015,155	$	—	$	—	$	1,129,359	$	1,129,359
Separate account liabilities		6,200		—		6,200		—		6,200

	December 31, 2013
	Carrying Value		Fair Value
(in thousands)	Carrying Value		Level 1		Level 2		Level 3		Total
Financial Assets
Commercial mortgage loans, net	$	149,952	$	—	$	—	$	153,679	$	153,679
Policy loans		41,099		—		—		41,397		41,397

Financial Liabilities
Policyholder account balances, future policy benefits and claims	$	1,036,540	$	—	$	—	$	1,095,459	$	1,095,459
Separate account liabilities		6,202		—		6,202		—		6,202

Commercial Mortgage Loans, Net

The fair value of commercial mortgage loans, except those with significant credit deterioration, is determined by discounting contractual cash flows using discount rates that reflect current pricing for loans with similar remaining maturities, liquidity and characteristics including loan-to-value ratio, occupancy rate, refinance risk, debt-service coverage, location, and property condition. For commercial mortgage loans with significant credit deterioration, fair value is determined using the same adjustments as above with an additional adjustment for the Company’s estimate of the amount recoverable on the loan. Given the significant unobservable inputs to this valuation, these measurements are classified as Level 3.

Policy Loans

Policy loans represent loans made against the cash surrender value of the underlying life insurance or annuity product. These loans and the related interest are usually realized at death of the policyholder or contractholder or at surrender of the contract and are not transferable without the underlying insurance or annuity contract. The fair value of policy loans is determined by estimating expected cash flows discounted at rates based on the U.S. Treasury curve. Policy loans are classified as Level 3 as the discount rate used may be adjusted for the underlying performance of individual policies.

Policyholder Account Balances, Future Policy Benefits and Claims

The fair value of fixed annuities, in deferral status, is determined by discounting cash flows using a risk neutral discount rate with adjustments for profit margin, expense margin, early policy surrender behavior, a provision for adverse deviation from estimated early policy surrender behavior and the Company’s nonperformance risk specific to these liabilities. The fair value of non-life contingent fixed annuities in payout status and the fixed portion of a small number of variable annuity contracts classified as investment contracts is determined in a similar manner. Given the use of significant unobservable inputs to these valuations, the measurements are classified as Level 3.

Separate Account Liabilities

Certain separate account liabilities are classified as investment contracts and are carried at an amount equal to the related separate account assets. The NAV of the related separate account assets represents the exit price for the separate account liabilities. Separate account liabilities are classified as Level 2 as they are traded in principal-to-principal markets with little publicly released pricing information. A nonperformance adjustment is not included as the related separate account assets act as collateral for these liabilities and minimize nonperformance risk.

12. RELATED PARTY TRANSACTIONS

CMIA is the investment manager for the proprietary mutual funds used as investment options by the Company’s variable annuity contractholders and variable life insurance policyholders. The Company provides all fund management services, other than investment management, and is compensated for the administrative services it provides. For the years ended December 31, 2014, 2013 and 2012, the Company received $16.4 million, $14.6 million and $13.0 million, respectively, from CMIA for these services.

F-31

RiverSource Life Insurance Co. of New York

Charges by Ameriprise Financial and affiliated companies to the Company for use of joint facilities, technology support, marketing services and other services aggregated $28.2 million, $29.1 million and $27.6 million for the years ended December 31, 2014, 2013 and 2012, respectively. Certain of these costs are included in DAC. Expenses allocated to the Company may not be reflective of expenses that would have been incurred by the Company on a stand-alone basis.

During 2014, 2013 and 2012, the Company paid cash dividends of $24.0 million, $25.0 million and $50.0 million, respectively, to RiverSource Life. Prior to paying these dividends, the Company provided notification to the New York Department and received a response indicating that they did not object to the payments.

The taxable income of the Company and its parent, RiverSource Life, is included in the consolidated federal income tax return of Ameriprise Financial. At December 31, 2014 and 2013, the Company had an amount due from Ameriprise Financial for federal income taxes of $34.7 million and $12.1 million, respectively.

13. STATUTORY ACCOUNTING PRINCIPLES AND REQUIREMENTS

The National Association of Insurance Commissioners (“NAIC”) defines Risk-Based Capital (“RBC”) requirements for insurance companies. The RBC requirements are used by the NAIC and state insurance regulators to identify companies that merit regulatory actions designed to protect policyholders. These requirements apply to the Company. The Company has met its minimum RBC requirements.

Insurance companies are required to prepare statutory financial statements in accordance with the accounting practices prescribed or permitted by the insurance departments of their respective states of domicile, which vary materially from GAAP. Prescribed statutory accounting practices include publications of the NAIC, as well as state laws, regulations and general administrative rules. The more significant differences from GAAP include charging policy acquisition costs to expense as incurred, establishing annuity and insurance reserves using different actuarial methods and assumptions, valuing investments on a different basis and excluding certain assets from the balance sheet by charging them directly to surplus, such as a portion of the net deferred income tax assets.

State insurance statutes contain limitations as to the amount of dividends that insurers may make without providing prior notification to state regulators. For the Company, dividends which exceed the lesser of 10% of statutory surplus as of the immediately preceding year-end or statutory net gain (loss) from operations for the immediately preceding calendar year would require pre-notification to the New York Department and are subject to potential disapproval. Statutory net gain from operations was $52.8 million, $111.4 million and $93.2 million for the years ended December 31, 2014, 2013 and 2012, respectively.

At December 31, 2014 and 2013, bonds carried at $273 thousand and $289 thousand, respectively, were on deposit with the State of New York as required by law.

Reconciliations of net income and shareholder’s equity, as shown in the accompanying GAAP financial statements, to that determined using statutory accounting principles prescribed by the State of New York (“SAP”) are as follows:

Net Income


	Years Ended December 31,
(in thousands)	2014			2013			2012
Net income, per accompanying GAAP financial statements	$	52,209		$	54,389		$	37,818
Capitalization/amortization of DAC, net (GAAP item)		(5,398	)		(11,097	)		2,426
Capitalization/amortization of DSIC, net (GAAP item)		1,878			679			2,539
Change in deferred income taxes^{(1) (2)}		13,346			1,140			1,077
Current income tax expense⁽¹⁾		798			324			1,801
Change in future policy benefits⁽¹⁾		26,848			(29,614	)		(5,403	)
Change in separate account liability adjustment (SAP item)		(1,848	)		4,368			(617	)
Derivatives^{(1) (2)}		(45,588	)		68,116			40,461
Other, net		385			2,136			2,314
Net income (loss), SAP basis⁽³⁾	$	42,630		$	90,441		$	82,416

⁽¹⁾	Represents valuation differences between GAAP and SAP income statement amounts.

⁽²⁾	Represents amounts which are recorded directly to surplus for statutory reporting purposes.

⁽³⁾	Results are significantly impacted by changes in reserves for variable annuity guaranteed benefits, however, these impacts are substantially offset by unrealized gains (losses) on derivatives which are not included in statutory income but are recorded directly to surplus.

F-32

RiverSource Life Insurance Co. of New York

Shareholder’s Equity


	December 31,
(in thousands)	2014			2013
Shareholder’s equity, per accompanying GAAP financial statements	$	421,248		$	380,809
DAC (GAAP item)		(150,763	)		(146,765	)
Net unrealized gains and losses on Available-for-Sale investments (GAAP item)		(134,235	)		(103,691	)
DSIC (GAAP item)		(16,970	)		(18,954	)
Future policy benefits⁽¹⁾		5,410			(27,080	)
Deferred income taxes, net⁽¹⁾		48,259			50,269
Separate account liability adjustment (SAP item)		157,234			158,297
Non-admitted assets (SAP item)		(13,125	)		(32,036	)
Asset valuation reserve (SAP item)		(14,324	)		(243	)
Interest maintenance reserve (SAP item)		(6,718	)		(6,917	)
Other, net		1,616			(3,371	)
Capital and surplus, SAP basis⁽²⁾	$	297,632		$	250,318

⁽¹⁾	Represents valuation differences between GAAP and SAP balance sheet amounts.

⁽²⁾	Includes unassigned surplus of $188.7 million and $141.5 million at December 31, 2014 and 2013, respectively.

14. OFFSETTING ASSETS AND LIABILITIES

Certain financial instruments and derivative instruments are eligible for offset in the Balance Sheets. The Company’s derivative instruments are subject to master netting arrangements and collateral arrangements and qualify for offset. A master netting arrangement with a counterparty creates a right of offset for amounts due to and from that same counterparty that is enforceable in the event of a default or bankruptcy. The Company’s policy is to recognize amounts subject to master netting arrangements on a gross basis in the Balance Sheets.

The following tables present the gross and net information about the Company’s assets subject to master netting arrangements:


	December 31, 2014
	Gross Amounts of Recognized Assets		Gross Amounts Offset in the Balance Sheets		Amounts of Assets Presented in the Balance Sheets		Gross Amounts Not Offset in the Balance Sheets									Net Amount
(in thousands)	Gross Amounts of Recognized Assets		Gross Amounts Offset in the Balance Sheets		Amounts of Assets Presented in the Balance Sheets		Financial Instruments⁽¹⁾			Cash Collateral			Securities Collateral			Net Amount

Derivatives:
OTC	$	92,522	$	—	$	92,522	$	(59,450	)	$	(3,413	)	$	(24,449	)	$	5,210
OTC cleared		17,523		—		17,523		(10,563	)		(6,960	)		—			—
Exchange-traded		3,882		—		3,882		—			—			—			3,882
Total derivatives	$	113,927	$	—	$	113,927	$	(70,013	)	$	(10,373	)	$	(24,449	)	$	9,092

	December 31, 2013
	Gross Amounts of Recognized Assets		Gross Amounts Offset in the Balance Sheets		Amounts of Assets Presented in the Balance Sheets		Gross Amounts Not Offset in the Balance Sheets									Net Amount
(in thousands)	Gross Amounts of Recognized Assets		Gross Amounts Offset in the Balance Sheets		Amounts of Assets Presented in the Balance Sheets		Financial Instruments⁽¹⁾			Cash Collateral			Securities Collateral			Net Amount

Derivatives:
OTC	$	53,971	$	—	$	53,971	$	(33,403	)	$	(3,490	)	$	(15,480	)	$	1,598
OTC cleared		765		—		765		(765	)		—			—			—
Total derivatives	$	54,736	$	—	$	54,736	$	(34,168	)	$	(3,490	)	$	(15,480	)	$	1,598

⁽¹⁾	Represents the amount of assets that could be offset by liabilities with the same counterparty under master netting or similar arrangements that management elects not to offset on the Balance Sheets.

F-33

RiverSource Life Insurance Co. of New York

The following tables present the gross and net information about the Company’s liabilities subject to master netting arrangements:


	December 31, 2014
	Gross Amounts of Recognized Liabilities		Gross Amounts Offset in the Balance Sheets		Amounts of Liabilities Presented in the Balance Sheets		Gross Amounts Not Offset in the Balance Sheets									Net Amount
(in thousands)	Gross Amounts of Recognized Liabilities		Gross Amounts Offset in the Balance Sheets		Amounts of Liabilities Presented in the Balance Sheets		Financial Instruments⁽¹⁾			Cash Collateral			Securities Collateral			Net Amount
OTC derivatives	$	68,423	$	—	$	68,423	$	(59,450	)	$	—		$	(8,973	)	$	—
OTC cleared derivatives		10,563		—		10,563		(10,563	)		—			—			—
Total	$	78,986	$	—	$	78,986	$	(70,013	)	$	—		$	(8,973	)	$	—

	December 31, 2013
	Gross Amounts of Recognized Liabilities		Gross Amounts Offset in the Balance Sheets		Amounts of Liabilities Presented in the Balance Sheets		Gross Amounts Not Offset in the Balance Sheets									Net Amount
(in thousands)	Gross Amounts of Recognized Liabilities		Gross Amounts Offset in the Balance Sheets		Amounts of Liabilities Presented in the Balance Sheets		Financial Instruments⁽¹⁾			Cash Collateral			Securities Collateral			Net Amount
OTC derivatives	$	83,565	$	—	$	83,565	$	(33,403	)	$	—		$	(50,162	)	$	—
OTC cleared derivatives		2,662		—		2,662		(765	)		(1,855	)		—			42
Total	$	86,227	$	—	$	86,227	$	(34,168	)	$	(1,855	)	$	(50,162	)	$	42

⁽¹⁾	Represents the amount of liabilities that could be offset by assets with the same counterparty under master netting or similar arrangements that management elects not to offset on the Balance Sheets.

In the tables above, the amounts of assets or liabilities presented in the Balance Sheets are offset first by financial instruments that have the right of offset under master netting or similar arrangements, then any remaining amount is reduced by the amount of cash and securities collateral. The actual collateral may be greater than amounts presented in the tables.

The Company’s freestanding derivative instruments are reflected in other assets and other liabilities. See Note 15 for additional disclosures related to the Company’s derivative instruments.

15. DERIVATIVES AND HEDGING ACTIVITIES

Derivative instruments enable the Company to manage its exposure to various market risks. The value of such instruments is derived from an underlying variable or multiple variables, including equity and interest rate indices or prices. The Company primarily enters into derivative agreements for risk management purposes related to the Company’s products and operations.

The Company’s freestanding derivatives are recorded at fair value and are reflected in other assets or other liabilities. The Company’s freestanding derivative instruments are all subject to master netting arrangements. The Company’s policy on the recognition of derivatives on the Balance Sheets is to not offset fair value amounts recognized for derivatives and collateral arrangements executed with the same counterparty under the same master netting arrangement. See Note 14 for additional information regarding the estimated fair value of the Company’s freestanding derivatives after considering the effect of master netting arrangements and collateral.

F-34

RiverSource Life Insurance Co. of New York

The Company currently uses derivatives as economic hedges. The following table presents the balance sheet location and the gross fair value of derivative instruments, including embedded derivatives:


Derivatives not designated as hedging instruments	Balance Sheet Location	Asset				Balance Sheet Location	Liability
		December 31,					December 31,
		2014		2013			2014		2013
		(in thousands)					(in thousands)
GMWB and GMAB
Interest rate contracts	Other assets	$	58,855	$	21,710	Other liabilities	$	13,836	$	37,278
Equity contracts	Other assets		52,223		32,407	Other liabilities		64,489		48,737
Foreign exchange contracts	Other assets		1,237		—	Other liabilities		171		—
Embedded derivatives⁽¹⁾	N/A		—		—	Policyholder account balances, future policy benefits and claims⁽²⁾		19,338		(38,357	)

Total GMWB and GMAB			112,315		54,117			97,834		47,658

Other derivatives:
Equity
IUL	Other assets		1,612		619	Other liabilities		490		212
IUL embedded derivatives	N/A		—		—	Policyholder account balances, future policy benefits and claims		9,754		3,293

Total other			1,612		619			10,244		3,505

Total derivatives		$	113,927	$	54,736		$	108,078	$	51,163

N/A Not applicable.

⁽¹⁾	The fair values of GMWB and GMAB embedded derivatives fluctuate based on changes in equity, interest rate and credit markets.

⁽²⁾

The fair value of the GMWB and GMAB embedded derivatives at December 31, 2014 included $34.6 million of individual contracts in a liability position and $15.3 million of individual contracts in an asset position. The fair value of the GMWB and GMAB embedded derivatives was a net asset at December 31, 2013 reported as a contra liability, including $45.8 million of individual contracts in an asset position and $7.4 million of individual contracts in a liability position.

See Note 11 for additional information regarding the Company’s fair value measurement of derivative instruments.

The following table presents a summary of the impact of derivatives not designated as hedging instruments on the Statements of Income:


Derivatives not designated as hedging instruments	Location of Gain (Loss) on Derivatives Recognized in Income	Amount of Gain (Loss) on Derivatives Recognized in Income
		Years Ended December 31,
		2014			2013			2012
		(in thousands)
GMWB and GMAB
Interest rate contracts	Benefits, claims, losses and settlement expenses	$	61,137		$	(40,944	)	$	14,356
Equity contracts	Benefits, claims, losses and settlement expenses		(22,958	)		(49,169	)		(62,257	)
Foreign exchange contracts	Benefits, claims, losses and settlement expenses		2,200			1,247			1,443
Embedded derivatives⁽¹⁾	Benefits, claims, losses and settlement expenses		(57,965	)		78,292			39,517
Total GMWB and GMAB			(17,586	)		(10,574	)		(6,941	)

Other derivatives:
Equity
IUL	Interest credited to fixed accounts		595			299			(8	)
IUL embedded derivatives	Interest credited to fixed accounts		(1,252	)		(411	)		52
Total other			(657	)		(112	)		44
Total derivatives		$	(18,243	)	$	(10,686	)	$	(6,897	)

⁽¹⁾	The fair values of GMWB and GMAB embedded derivatives fluctuate based on changes in equity, interest rate and credit markets.

The Company holds derivative instruments that either do not qualify or are not designated for hedge accounting treatment. These derivative instruments are used as economic hedges of equity, interest rate, credit and foreign currency exchange rate risk related to various products and transactions of the Company.

Certain annuity contracts contain GMWB or GMAB provisions, which guarantee the right to make limited partial withdrawals each contract year regardless of the volatility inherent in the underlying investments or guarantee a minimum accumulation value of consideration received at the beginning of the contract period, after a specified holding period, respectively. The Company

F-35

RiverSource Life Insurance Co. of New York

economically hedges the exposure related to non-life contingent GMWB and GMAB provisions primarily using various futures, options, interest rate swaptions and interest rate swaps. At December 31, 2014 and 2013, the gross notional amount of derivative contracts for the Company’s GMWB and GMAB provisions was $3.9 billion and $2.4 billion, respectively.

The deferred premium associated with certain of the above options is paid or received semi-annually over the life of the option contract or at maturity. The following is a summary of the payments the Company is scheduled to make and receive for these options:


(in thousands)	Premiums Payable		Premiums Receivable
2015	$	14,185	$	—
2016		12,789		—
2017		10,015		—
2018		8,715		5,259
2019		6,675		—
2020-2025		7,086		—
Total	$	59,465	$	5,259

Actual timing and payment amounts may differ due to future contract settlements, modifications or exercises of options prior to the full premium being paid or received.

IUL products have returns tied to the performance of equity markets. As a result of fluctuations in equity markets, the obligation incurred by the Company related to IUL products will positively or negatively impact earnings over the life of these products. As a means of economically hedging its obligations under the provisions of these products, the Company enters into index options. The gross notional amount of IUL derivative contracts was $37.9 million and $12.6 million at December 31, 2014 and 2013, respectively.

Embedded Derivatives

Certain annuities contain GMAB and non-life contingent GMWB provisions, which are considered embedded derivatives. In addition, the equity components of the IUL product obligations are also considered embedded derivatives. These embedded derivatives are bifurcated from their host contracts for valuation purposes and reported on the Balance Sheets at fair value with changes in fair value reported in earnings. As discussed above, the Company uses derivatives to mitigate the financial statement impact of these embedded derivatives.

Credit Risk

Credit risk associated with the Company’s derivatives is the risk that a derivative counterparty will not perform in accordance with the terms of the applicable derivative contract. To mitigate such risk, the Company has established guidelines and oversight of credit risk through a comprehensive enterprise risk management program that includes members of senior management. Key components of this program are to require preapproval of counterparties and the use of master netting arrangements and collateral arrangements whenever practical. See Note 14 for additional information on the Company’s credit exposure related to derivative assets.

Certain of the Company’s derivative contracts contain provisions that adjust the level of collateral the Company is required to post based on the Company’s financial strength rating (or based on the debt rating of RiverSource Life’s parent, Ameriprise Financial). Additionally, certain of the Company’s derivative contracts contain provisions that allow the counterparty to terminate the contract if the Company does not maintain a specific financial strength rating or Ameriprise Financial’s debt does not maintain a specific credit rating (generally an investment grade rating). If these termination provisions were to be triggered, the Company’s counterparty could require immediate settlement of any net liability position. At December 31, 2014 and 2013, the aggregate fair value of derivative contracts in a net liability position containing such credit contingent provisions was $9.0 million and $50.2 million, respectively. The aggregate fair value of assets posted as collateral for such instruments as of December 31, 2014 and 2013 was $9.0 million and $50.2 million, respectively. If the credit contingent provisions of derivative contracts in a net liability position at both December 31, 2014 and 2013 were triggered, the aggregate fair value of additional assets that would be required to be posted as collateral or needed to settle the instruments immediately would have been nil.

16. SHAREHOLDER’S EQUITY

The following table provides information related to amounts reclassified from AOCI:


		Years Ended December 31,
AOCI Reclassification	Location of Gain Recognized in Income	2014			2013
		(in thousands)
Net unrealized gains on Available-for-Sale securities	Net realized investment gains	$	(2,024	)	$	(1,135	)
Tax expense	Income tax provision		708			397
Net of tax		$	(1,316	)	$	(738	)

F-36

RiverSource Life Insurance Co. of New York

See Note 4 for additional information related to the impact of DAC, DSIC, unearned revenue, benefit reserves and reinsurance recoverable on net unrealized securities gains/losses included in AOCI.

17. INCOME TAXES

The components of income tax provision were as follows:


	Years Ended December 31,
(in thousands)	2014		2013		2012
Current income tax
Federal	$	2,086	$	20,332	$	13,781
State		9		318		(8	)
Total current income tax		2,095		20,650		13,773
Deferred federal income tax		13,346		1,140		1,077
Total income tax provision	$	15,441	$	21,790	$	14,850

The principal reasons that the aggregate income tax provision is different from that computed by using the U.S. statutory rate of 35% are as follows:


	Years Ended December 31,
	2014			2013			2012
Tax at U.S. statutory rate		35.0	%		35.0	%		35.0	%
Changes in taxes resulting from:
Dividends received deduction		(10.6	)		(7.2	)		(7.5	)
Other		(1.6	)		0.8			0.7
Income tax provision		22.8	%		28.6	%		28.2	%

The effective tax rates are lower than the statutory rate as a result of tax preferred items including the dividends received deduction.

In December 2014, the Company received Internal Revenue Service (“IRS”) approval for a change in accounting method related to variable annuity hedging. Accordingly, the Company began using the approved method of accounting in the fourth quarter of 2014. The change to the approved method increased deferred tax expense and current tax receivables with a corresponding decrease to current tax expense and deferred tax assets of approximately $15.0 million.

Deferred income tax assets and liabilities result from temporary differences between the assets and liabilities measured for GAAP reporting versus income tax return purposes. The significant components of the Company’s deferred income tax assets and liabilities, which are included net within other assets and other liabilities on the Balance Sheets, were as follows:


	December 31,
(in thousands)	2014			2013
Deferred income tax assets
Liabilities for policyholder account balances, future policy benefits and claims	$	73,812		$	49,050
Investment related		—			20,295
Other		3,044			2,297
Gross deferred income tax assets		76,856			71,642
Deferred income tax liabilities
Deferred acquisition costs		36,915			35,468
Net unrealized gains on Available-for Sale securities		29,914			23,358
Investment related		18,148			—
DSIC		5,939			6,634
Other		657			996
Gross deferred income tax liabilities		91,573			66,456
Net deferred income tax assets (liabilities)	$	(14,717	)	$	5,186

Based on analysis of the Company’s tax position, management believes it is more likely than not that the results of future operations and implementation of tax planning strategies will generate sufficient taxable income to enable the Company to utilize all of its deferred tax assets. Accordingly, no valuation allowance has been established as of December 31, 2014 and 2013.

F-37

RiverSource Life Insurance Co. of New York

A reconciliation of the beginning and ending amount of gross unrecognized tax benefits is as follows:


(in thousands)	2014			2013		2012
Balance at January 1	$	7,562		$	4,210	$	6,424
Additions based on tax positions related to the current year		524			625		—
Additions for tax positions of prior years		59			2,727		904
Reductions for tax positions of prior years		(896	)		—		(2,509	)
Settlements		—			—		(609	)
Balance at December 31	$	7,249		$	7,562	$	4,210

If recognized, approximately $67 thousand, $904 thousand and $110 thousand, net of federal tax benefits, of unrecognized tax benefits as of December 31, 2014, 2013 and 2012, respectively, would affect the effective tax rate.

It is reasonably possible that the total amounts of unrecognized tax benefits will change in the next 12 months. Based on the current audit position of the Company, it is estimated that the total amount of gross unrecognized tax benefits may decrease by $7.2 million in the next 12 months due to resolution of IRS examinations.

The Company recognizes interest and penalties related to unrecognized tax benefits as a component of the income tax provision. The Company recognized a net increase of $119 thousand, $60 thousand and $205 thousand in interest and penalties for the years ended December 31, 2014, 2013 and 2012, respectively. At December 31, 2014 and 2013, the Company had a payable of $2.4 million and $2.3 million, respectively, related to accrued interest and penalties.

The Company files income tax returns as part of its inclusion in the consolidated federal income tax returns of Ameriprise Financial in the U.S. federal jurisdiction and various state jurisdictions. The IRS had previously completed its field examination of the 1997 through 2011 tax returns in recent years. However, for federal income tax purposes, these years except for 2007, continue to remain open as a consequence of certain unagreed-upon issues. The IRS is currently auditing the Company’s U.S. income tax returns for 2012 and 2013. The Company’s or certain of its subsidiaries’ state income tax returns are currently under examination by various jurisdictions for years ranging from 1997 through 2012 and remain open for the years after 2012.

The items comprising other comprehensive income are presented net of the following income tax provision (benefit) amounts:


	Years Ended December 31,
(in thousands)	2014		2013			2012
Net unrealized securities gains (losses)	$	6,556	$	(24,428	)	$	12,721

18. COMMITMENTS, GUARANTEES AND CONTINGENCIES

Commitments

At December 31, 2014 and 2013, the Company’s funding commitments for commercial mortgage loan commitments was $1.5 million and nil, respectively.

Guarantees

The Company’s annuity and life products all have minimum interest rate guarantees in their fixed accounts. As of December 31, 2014, these guarantees range up to 5.0%.

The Company is required by law to be a member of the guaranty fund association in the State of New York. In the event of insolvency of one or more unaffiliated insurance companies, the Company could be adversely affected by the requirement to pay assessments to the guaranty fund association.

The Company projects its cost of future guaranty fund assessments based on estimates of insurance company insolvencies provided by the National Organization of Life and Health Insurance Guaranty Associations (“NOLHGA”) and the amount of its premiums written relative to the industry-wide premium in each state. The Company accrues the estimated cost of future guaranty fund assessments when it is considered probable that an assessment will be imposed, the event obligating the Company to pay the assessment has occurred and the amount of the assessment can be reasonably estimated.

The Company has a liability for estimated guaranty fund assessments and a related premium tax asset associated with Executive Life Insurance Company of New York (“ELNY”). At December 31, 2014 and 2013, the estimated liability was $1.1 million and $1.7 million, respectively, and the related premium tax asset was $893 thousand and $1.4 million, respectively. The Company has recently paid assessments related to ELNY from the state guaranty fund association, however, the expected period over which guaranty fund assessments will be made and the related tax credits recovered is not known.

Contingencies

Insurance companies have been the subject of increasing regulatory, legislative and judicial scrutiny. Numerous state and federal regulatory agencies have commenced examinations and other inquiries of insurance companies regarding sales and marketing practices (including sales to older consumers and disclosure practices), claims handling, and unclaimed property and escheatment

F-38

RiverSource Life Insurance Co. of New York

practices and procedures. The Company has cooperated and will continue to cooperate with the applicable regulators regarding their inquiries.

The Company is involved in the normal course of business in a number of other legal and arbitration proceedings concerning matters arising in connection with the conduct of its business activities. The Company believes that it is not a party to, nor are any of its properties the subject of, any pending legal, arbitration or regulatory investigation, examination or proceeding that is likely to have a material adverse effect on its financial condition, results of operations or liquidity. Notwithstanding the foregoing, it is possible that the outcome of any current or future legal, arbitration or regulatory proceeding could have a material impact on results of operations in any particular reporting period as the proceedings are resolved.

Uncertain economic conditions, heightened and sustained volatility in the financial markets and significant financial reform legislation may increase the likelihood that clients and other persons or regulators may present or threaten legal claims or that regulators increase the scope or frequency of examinations of the Company or the insurance industry generally.

F-39

LOGO

RiverSource Life Insurance Co. of New York

20 Madison Avenue Extension

Albany, NY 12205-0555

1-800-504-0469

RiverSource Distributors, Inc. (Distributor), Member FINRA.

Issued by RiverSource Life Insurance Co. of New York, Albany, NY.

273480 V (5/15)