Note 7. Deposits

The major types of deposits at September 30, 2016 and December 31, 2015 were as follows (in thousands):


Type of Account	September 30, 2016		December 31, 2015
Non-interest-bearing	$	512,957	$	337,143
Interest-bearing checking		1,451,083		859,927
Money market deposit		400,054		153,196
Savings		489,173		310,989
Time deposits		471,414		255,423

Total deposits	$	3,324,681	$	1,916,678

Included in time deposits at September 30, 2016 and December 31, 2015, is $199.4 million and $119.6 million, respectively, in deposits of $100,000 and over.