Exhibit 12.1

Statement of Ratios of Earnings to Fixed Charges

		Six Months ended June 30,				Year ended December 31,
		2016		2015		2015		2014		2013		2012		2011
						(dollars in thousands)
	Earnings:
1)	Income before income taxes	$	12,246	$	15,918	$	31,205	$	30,531	$	24,943	$	30,947	$	32,214
2)	Plus: Interest expense		5,641		4,179		9,034		7,505		9,628		14,103		18,060
3)	Earnings including interest on deposits		17,887		20,097		40,239		38,036		34,571		45,050		50,274
4)	Less: interest on deposits		3,042		1,922		4,301		4,103		4,709		7,547		10,401
5)	Earnings excluding interest on deposits	$	14,845	$	18,175	$	35,938	$	33,933	$	29,862	$	37,503	$	39,873
	Fixed charges:
6)	Interest expense (line 2)		5,641		4,179		9,034		7,505		9,628		14,103		18,060
7)	Less: interest expense on deposits (line 4)		3,042		1,922		4,301		4,103		4,709		7,547		10,401
8)	Excluding interest on deposits	$	2,599	$	2,257	$	4,733	$	3,402	$	4,919	$	6,556	$	7,659
	Ratio of Earnings to Fixed Charges:
	Including interest on deposits (item 3/item 6)		3.17		4.81		4.45		5.07		3.59		3.19		2.78
	Excluding interest on deposits (item 5/item 8)		5.71		8.05		7.59		9.97		6.07		5.72		5.21