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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Cash flows from operating activities:      
Net income $ 20,322 $ 19,920 $ 16,330
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization of premises and equipment 3,335 2,916 2,832
Allocation of ESOP stock 603 570 538
Stock awards 1,300 928 671
Amortization of core deposit intangible 21    
Amortization of servicing asset 245 1,016 1,385
Net premium amortization in excess of discount accretion on securities 1,991 2,816 3,667
Net premium amortization of deferred fees and discounts on loans 55 63 501
Provision for loan losses 1,275 2,630 2,800
Provision for repurchased loans and loss sharing obligations     975
Deferred tax provision (benefit) 1,441 82 (1,750)
Net (gain) loss on sales of other real estate owned (269) (46) 105
Net gain on sales of loans (822) (772) (2,138)
Net gain on sales of investment securities available for sale   (1,031) (46)
Proceeds from sale of mortgage servicing rights 192 3,155  
Net gain on sale of loan servicing (111) (408)  
Proceeds from sales of mortgage loans held-for-sale 49,436 39,641 106,719
Mortgage loans originated for sale (47,110) (42,571) (99,614)
Increase in value of Bank Owned Life Insurance (1,501) (1,477) (1,404)
Decrease (increase) in interest and dividends receivable 68 (126) 596
Decrease in other assets 1,670 151 2,031
(Decrease) increase in other liabilities (3,690) 124 1,260
Total adjustments 8,129 7,661 19,128
Net cash provided by operating activities 28,451 27,581 35,458
Cash flows from investing activities:      
Net increase in loans receivable (146,646) (152,852) (24,917)
Purchase of loans receivable (22,054) (20,574)  
Proceeds from sale of non-performing loans   19,058  
Proceeds from sales of investment securities available-for-sale   8,439 1,244
Purchase of investment securities available-for-sale (9,972) (20,547) (28,292)
Purchase of investment securities held-to-maturity (16,349) (5,003) (847)
Purchase of mortgage-backed securities available-for-sale     (127,582)
Purchase of mortgage-backed securities held-to-maturity (10,312) (35,203)  
Proceeds from maturities of investment securities available-for-sale   35,005 45,395
Proceeds from maturities of investment securities held-to-maturity 46,292 7,711 3,725
Principal repayments on mortgage-backed securities available-for-sale     75,460
Principal repayments on mortgage-backed securities held-to-maturity 61,081 57,199 24,017
(Increase) decrease in Federal Home Loan Bank of New York stock (494) (4,652) 2,543
Net proceeds from sale and acquisition of other real estate owned 3,342 4,016 2,116
Purchases of premises and equipment (3,891) (3,970) (4,283)
Cash received, net of cash consideration paid for acquisition 3,703    
Net cash (used in) provided by investing activities (95,300) (111,373) (31,421)
Cash flows from financing activities:      
Increase (decrease) in deposits 73,197 (26,628) 27,092
(Decrease) increase in short-term borrowings (27,740) 24,746 112,513
Proceeds from Federal Home Loan Bank advances 55,000 215,000 70,000
Repayments of Federal Home Loan Bank advances (6,853) (110,000) (225,000)
Repayments of other borrowings (5,000)    
Increase (decrease) in advances by borrowers for taxes and insurance 798 (148) (915)
Exercise of stock options 396 349 65
Purchase of treasury stock (6,459) (9,178) (8,108)
Dividends paid (8,693) (8,241) (8,239)
Tax benefit (expense) of stock plans 32 51 (31)
Net cash provided by (used in) financing activities 74,678 85,951 (32,623)
Net increase (decrease) in cash and due from banks 7,829 2,159 (28,586)
Cash and due from banks at beginning of year 36,117 33,958 62,544
Cash and due from banks at end of year 43,946 36,117 33,958
Supplemental disclosure of cash flow information:      
Interest 8,928 7,243 9,969
Income taxes 10,562 11,801 8,136
Non-cash investing activities:      
Reclassification of securities available-for-sale to held-to-maturity     536,010
Accretion of unrealized loss on securities reclassified to held-to-maturity 1,375 1,218 206
Loans charged-off, net 870 7,243 2,380
Transfer of loans receivable to other real estate owned 6,979 $ 4,289 $ 3,356
Non-cash assets acquired:      
Securities 6,758    
Federal Home Loan Bank of New York stock 314    
Loans 121,466    
Other real estate owned 257    
Deferred tax asset 3,227    
Other assets 8,279    
Goodwill and other intangible assets, net 2,099    
Total non-cash assets acquired 142,400    
Liabilities assumed:      
Deposits 123,346    
Federal Home Loan Bank advances 6,800    
Other liabilities 309    
Total liabilities assumed 130,455    
Total consideration for acquisition $ 11,945