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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
Assets    
Cash and due from banks $ 43,946 $ 36,117
Securities available-for-sale (encumbered $29,902 at December 31, 2015 and $9,915 at December 31, 2014) (notes 4, 9 and 10) 29,902 19,804
Securities held-to-maturity, net (estimated fair value of $397,763 at December 31, 2015 and $474,215 at December 31, 2014) (encumbered $371,270 at December 31, 2015 and $421,427 at December 31, 2014) (notes 4, 9 and 10) 394,813 469,417
Federal Home Loan Bank of New York stock, at cost (note 10) 19,978 19,170
Loans receivable, net (notes 5, 10 and 14) 1,970,703 1,688,846
Mortgage loans held-for-sale 2,697 4,201
Interest and dividends receivable (note 7) 5,860 5,506
Other real estate owned 8,827 4,664
Premises and equipment, net (note 8) 28,419 24,738
Servicing asset (note 6) 589 701
Bank Owned Life Insurance 57,549 56,048
Deferred tax asset (note 11) 16,807 15,619
Other assets 10,900 11,883
Core deposit intangible (note 3) 256  
Goodwill (note 3) 1,822  
Total assets 2,593,068 2,356,714
Liabilities and Stockholders' Equity    
Deposits (notes 4 and 9) 1,916,678 1,720,135
Securities sold under agreements to repurchase with retail customers (notes 4 and 10) 75,872 67,812
Federal Home Loan Bank advances (note 10) 324,385 305,238
Other borrowings (note 10) 22,500 27,500
Advances by borrowers for taxes and insurance 7,121 6,323
Other liabilities (note 15) 8,066 11,447
Total liabilities $ 2,354,622 $ 2,138,455
Commitments and contingencies (note 14)
Stockholders' equity: (notes 2, 11, 12 and 13)    
Preferred stock, $.01 par value, $1,000 liquidation preference, 5,000,000 shares authorized, no shares issued
Common stock, $.01 par value, 55,000,000 shares authorized, 33,566,772 shares issued and 17,286,557 and 16,901,653 shares outstanding at December 31, 2015 and December 31, 2014, respectively $ 336 $ 336
Additional paid-in capital 269,757 265,260
Retained earnings 229,140 217,714
Accumulated other comprehensive loss (6,241) (7,109)
Less: Unallocated common stock held by Employee Stock Ownership Plan (3,045) (3,330)
Treasury stock, 16,280,215 and 16,665,119 shares at December 31, 2015 and December 31, 2014, respectively (251,501) (254,612)
Common stock acquired by Deferred Compensation Plan (314) (304)
Deferred Compensation Plan Liability 314 304
Total stockholders' equity 238,446 218,259
Total liabilities and stockholders' equity $ 2,593,068 $ 2,356,714