(9) Deposits

Deposits, including accrued interest payable of $31,000 and $6,000 at December 31, 2015 and 2014, respectively, are summarized as follows (in thousands):


	December 31,
	2015					2014
	Amount		Weighted Average Cost			Amount		Weighted Average Cost
Non-interest-bearing accounts	$	337,143		—	%	$	279,944		—	%
Interest-bearing checking accounts		859,927		0.12			836,120		0.09
Money market deposit accounts		153,196		0.23			95,663		0.06
Savings accounts		310,989		0.03			301,190		0.03
Time deposits		255,423		1.39			207,218		1.45

Total deposits	$	1,916,678		0.26	%	$	1,720,135		0.23	%

Included in time deposits at December 31, 2015 and 2014, respectively, is $119.6 million and $64.4 million in deposits of $100,000 and over.

Time deposits at December 31, 2015 mature as follows (in thousands):


Year Ended December 31,
2016	$	138,427
2017		34,446
2018		23,779
2019		37,557
2020		20,216
Thereafter		998

	$	255,423

Interest expense on deposits for the years ended December 31, 2015, 2014 and 2013 is as follows (in thousands):


	Years Ended December 31,
	2015		2014		2013
Interest-bearing checking accounts	$	952	$	925	$	1,408
Money market deposit accounts		187		92		165
Savings accounts		102		112		187
Time deposits		3,060		2,974		2,949

	$	4,301	$	4,103	$	4,709