(8) Deposits

Deposits, including accrued interest payable of $6,000 and $9,000 at December 31, 2014 and 2013, respectively, are summarized as follows (in thousands):


	December 31,
	2014					2013
	Amount		Weighted Average Cost			Amount		Weighted Average Cost
Non-interest-bearing accounts	$	279,944		—	%	$	207,608		—	%
Interest-bearing checking accounts		836,120		0.09			913,753		0.12
Money market deposit accounts		95,663		0.06			116,947		0.12
Savings accounts		301,190		0.03			290,512		0.05
Time deposits		207,218		1.45			217,943		1.37

	$	1,720,135		0.23	%	$	1,746,763		0.25	%

Included in time deposits at December 31, 2014 and 2013, respectively, is $64,416,000 and $64,380,000 in deposits of $100,000 and over.

Time deposits at December 31, 2014 mature as follows (in thousands):


Year Ended December 31,
2015	$	109,445
2016		33,614
2017		18,084
2018		15,427
2019		28,960
Thereafter		1,688

	$	207,218

Interest expense on deposits for the years ended December 31, 2014, 2013 and 2012 is as follows (in thousands):


	Years Ended December 31,
	2014		2013		2012
Interest-bearing checking accounts	$	925	$	1,408	$	2,878
Money market deposit accounts		92		165		361
Savings accounts		112		187		359
Time deposits		2,974		2,949		3,949

	$	4,103	$	4,709	$	7,547