CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest income:
Loans	$ 18,716	$ 20,357	$ 57,642	$ 62,546
Mortgage-backed securities	2,065	2,500	6,618	7,730
Investment securities and other	733	586	2,166	1,696
Total interest income	21,514	23,443	66,426	71,972
Interest expense:
Deposits	1,907	2,502	5,960	8,104
Borrowed funds	1,607	1,869	4,971	5,813
Total interest expense	3,514	4,371	10,931	13,917
Net interest income	18,000	19,072	55,495	58,055
Provision for loan losses	1,400	1,850	4,800	5,750
Net interest income after provision for loan losses	16,600	17,222	50,695	52,305
Other income:
Loan servicing income	130	96	409	292
Fees and service charges	3,113	2,847	9,038	8,507
Net gain on sales of and other than temporary impairment loss on investment securities available for sale		(148)	226	(148)
Net gain on sales of loans available for sale	1,218	697	3,136	2,066
Net gain (loss) from other real estate owned	40	(80)	(57)	(482)
Income from Bank Owned Life Insurance	376	317	977	848
Other	1	2	5	4
Total other income	4,878	3,731	13,734	11,087
Operating expenses:
Compensation and employee benefits	7,347	7,137	20,978	21,293
Occupancy	1,279	1,279	3,897	3,778
Equipment	662	511	1,892	1,803
Marketing	451	456	1,231	1,212
Federal deposit insurance	533	563	1,587	2,027
Data processing	914	886	2,738	2,672
Legal	301	207	726	634
Check card processing	425	320	1,061	924
Accounting and audit	128	129	448	442
Other operating expense	1,799	1,643	5,088	4,859
Total operating expenses	13,839	13,131	39,646	39,644
Income before provision for income taxes	7,639	7,822	24,783	23,748
Provision for income taxes	2,680	2,748	8,804	8,466
Net income	$ 4,959	$ 5,074	$ 15,979	$ 15,282
Basic earnings per share	$ 0.28	$ 0.28	$ 0.90	$ 0.84
Diluted earnings per share	$ 0.28	$ 0.28	$ 0.89	$ 0.84
Average basic shares outstanding	17,561	18,227	17,837	18,190
Average diluted shares outstanding	17,621	18,276	17,896	18,239