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Consolidated Statements Of Cash Flows (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash flows from operating activities:  
Net income$ 15,282$ 14,594
Adjustments to reconcile net income to net cash provided by operating activities:  
Depreciation and amortization of premises and equipment1,8381,604
Allocation of ESOP stock340306
Stock awards779781
Amortization of servicing asset1,4171,500
Net premium amortization in excess of discount accretion on securities1,5841,101
Net amortization of deferred costs and discounts on loans651690
Provision for loan losses5,7506,000
Net loss (gain) on sale of real estate owned189(77)
Net gain on sales of loans(2,066)(2,215)
Other-than-temporary impairment losses on investment securities148 
Proceeds from sales of mortgage loans held for sale96,500101,911
Mortgage loans originated for sale(91,539)(98,770)
Increase in value of Bank Owned Life Insurance(848)(624)
Decrease (increase) in interest and dividends receivable42(1,026)
(Increase) decrease in other assets(589)1,057
(Decrease) increase in other liabilities(12,762)3,738
Total adjustments1,43415,976
Net cash provided by operating activities16,71630,570
Cash flows from investing activities:  
Net decrease (increase) in loans receivable64,256(44,048)
Proceeds from sale of investment securities available for sale 1,300
Purchase of investment securities available for sale(63,260)(26,663)
Purchase of mortgage-backed securities available for sale(55,624)(203,481)
Principal repayments on mortgage-backed securities available for sale54,97541,376
(Increase) decrease in Federal Home Loan Bank of New York stock(1,233)2,009
Proceeds from sales of real estate owned2,9291,093
Purchases of premises and equipment(1,814)(1,359)
Net cash provided by (used in) investing activities229(229,773)
Cash flows from financing activities:  
Increase in deposits23,938259,317
Increase (decrease) in short-term borrowings3,881(100,699)
Proceeds from Federal Home Loan Bank advances55,000139,000
Repayments of Federal Home Loan Bank advances(54,000)(85,000)
(Decrease) increase in advances by borrowers for taxes and insurance(241)329
Exercise of stock options377
Dividends paid - common stock(6,590)(6,572)
Redemption of warrants (431)
Tax benefit (expense) of stock plans32(23)
Expenses of common stock offering (109)
Net cash provided by financing activities22,057205,819
Net increase in cash and due from banks39,0026,616
Cash and due from banks at beginning of period31,45523,016
Cash and due from banks at end of period70,45729,632
Supplemental Disclosure of Cash Flow Information:  
Interest14,17118,458
Income taxes16,3817,753
Non-cash activities:  
Transfer of loans receivable to real estate owned$ 2,016$ 645