Deposits

12 Months Ended

Dec. 31, 2019

Deposits, including accrued interest payable of $238,000 at December 31, 2019 and $430,000 at December 31, 2018, are summarized as follows (in thousands):



	December 31,
	2019				2018
	Amount		Weighted Average Cost		Amount		Weighted Average Cost
Non-interest-bearing accounts	$	1,377,396	—	%	$	1,151,362	—	%
Interest-bearing checking accounts	2,539,428		0.68		2,350,106		0.51
Money market deposit accounts	578,147		0.68		569,680		0.66
Savings accounts	898,174		0.13		877,177		0.12
Time deposits	935,632		1.82		866,244		1.50
Total deposits	$	6,328,777	0.62	%	$	5,814,569	0.51	%

Included in time deposits at December 31, 2019 and 2018, were $150.6 million and $124.3 million, respectively, in deposits of $250,000 and over.

Time deposits at December 31, 2019 mature as follows (in thousands):



For the Year Ended December 31,	Time Deposit Maturities
2020	$	522,246
2021	257,040
2022	104,241
2023	34,341
2024	16,902
Thereafter	862
Total	$	935,632

Interest expense on deposits for the years ended December 31, 2019, 2018 and 2017 is as follows (in thousands):



	For the Year Ended December 31,
	2019		2018		2017
Interest-bearing checking accounts	$	16,820	$	9,219	$	4,533
Money market deposit accounts	4,919		2,818		1,213
Savings accounts	1,195		990		345
Time deposits	15,498		9,551		6,245
Total interest expense on deposits	$	38,432	$	22,578	$	12,336