The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,874 26,004 SH   SOLE   22,560 0 3,444
ABBOTT LABS COM 002824100 2,647 27,364 SH   SOLE   26,884 0 480
ABBVIE INC COM 00287Y109 6,132 45,695 SH   SOLE   43,495 0 2,200
ADVANCE AUTO PARTS INC COM 00751Y106 1,851 11,837 SH   SOLE   11,837 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,075 49,139 SH   SOLE   49,139 0 0
AIR PRODS & CHEMS INC COM 009158106 112 482 SH   SOLE   0 0 482
ALLIANT ENERGY CORP COM 018802108 626 11,814 SH   SOLE   11,814 0 0
AMERICAN EXPRESS CO COM 025816109 3,603 26,707 SH   SOLE   26,707 0 0
AMERICAN TOWER CORP NEW COM 03027X100 90 417 SH   SOLE   0 0 417
AMERISOURCEBERGEN CORP COM 03073E105 123 907 SH   SOLE   0 0 907
AMGEN INC COM 031162100 113 501 SH   SOLE   0 0 501
APPLE INC COM 037833100 2,822,625 20,424,207 SH   DFND 01 02 0 20,424,207 0
APPLE INC COM 037833100 5,794 41,922 SH   SOLE   39,584 0 2,338
ARES CAPITAL CORP COM 04010L103 3,813 225,900 SH   OTR N/A 0 0 225,900
BANK NEW YORK MELLON CORP COM 064058100 11,712 304,056 SH   DFND 01 02 0 304,056 0
BAXTER INTL INC COM 071813109 49 910 SH   SOLE   0 0 910
BECTON DICKINSON & CO COM 075887109 132 592 SH   SOLE   0 0 592
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 11,067 9,435 SH   OTR N/A 0 0 9,435
BK OF AMERICA CORP COM 060505104 687,092 22,751,400 SH   DFND 01 02 0 22,751,400 0
BLACKROCK CAP INVT CORP COM 092533108 1,503 443,493 SH   OTR N/A 0 0 443,493
BOEING CO COM 097023105 6 50 SH   SOLE   0 0 50
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 95 1,025 SH   SOLE   0 0 1,025
BRISTOL-MYERS SQUIBB CO COM 110122108 6,149 86,496 SH   SOLE   82,275 0 4,221
BROADCOM INC COM 11135F101 6,827 15,375 SH   SOLE   14,905 0 470
CARRIER GLOBAL CORPORATION COM 14448C104 16 453 SH   SOLE   0 0 453
CATERPILLAR INC COM 149123101 200 1,221 SH   SOLE   0 0 1,221
CHEMOURS CO COM 163851108 8 314 SH   SOLE   0 0 314
CHEVRON CORP NEW COM 166764100 628,987 4,378,000 SH   DFND 01 02 0 4,378,000 0
CHEVRON CORP NEW COM 166764100 8,902 61,965 SH   SOLE   59,965 0 2,000
CHEWY INC CL A 16679L109 50 1,629 SH   SOLE   0 0 1,629
CHURCH & DWIGHT CO INC COM 171340102 70 975 SH   SOLE   0 0 975
CISCO SYS INC COM 17275R102 8,734 218,350 SH   SOLE   206,934 0 11,416
CITIGROUP INC COM NEW 172967424 3,089 74,150 SH   SOLE   71,550 0 2,600
CITIGROUP INC COM NEW 172967424 3,709 89,000 SH   DFND 01 02 0 89,000 0
CMS ENERGY CORP COM 125896100 1,685 28,926 SH   SOLE   27,553 0 1,373
COCA COLA CO COM 191216100 5,815 103,806 SH   SOLE   95,790 0 8,016
CONAGRA BRANDS INC COM 205887102 65 2,000 SH   SOLE   0 0 2,000
CONOCOPHILLIPS COM 20825C104 4,551 44,471 SH   SOLE   44,471 0 0
CROWN CASTLE INC COM 22822V101 6,727 46,536 SH   SOLE   43,609 0 2,927
CVS HEALTH CORP COM 126650100 1,888 19,796 SH   SOLE   19,046 0 750
DARDEN RESTAURANTS INC COM 237194105 7,777 61,564 SH   SOLE   58,564 0 3,000
DEERE & CO COM 244199105 125 375 SH   SOLE   0 0 375
DIAGEO PLC SPON ADR NEW 25243Q205 38,674 227,750 SH   DFND 01 02 0 227,750 0
DISNEY WALT CO COM 254687106 1,430 15,154 SH   SOLE   14,286 0 868
DOLLAR TREE INC COM 256746108 1,239 9,100 SH   SOLE   9,100 0 0
DOMINION ENERGY INC COM 25746U109 21 300 SH   SOLE   0 0 300
DOW INC COM 260557103 21 476 SH   SOLE   0 0 476
DUKE ENERGY CORP NEW COM NEW 26441C204 5,347 57,483 SH   SOLE   54,040 0 3,443
DUPONT DE NEMOURS INC COM 26614N102 24 476 SH   SOLE   0 0 476
EBAY INC. COM 278642103 1,760 47,825 SH   SOLE   47,825 0 0
EMBECTA CORP COMMON STOCK 29082K105 3 107 SH   SOLE   0 0 107
EMERSON ELEC CO COM 291011104 7,018 95,850 SH   SOLE   91,750 0 4,100
ENBRIDGE INC COM 29250N105 16 434 SH   SOLE   0 0 434
ENTERGY CORP NEW COM 29364G103 4,710 46,810 SH   SOLE   44,610 0 2,200
EOG RES INC COM 26875P101 3,285 29,400 SH   SOLE   29,400 0 0
EVERSOURCE ENERGY COM 30040W108 64 817 SH   SOLE   0 0 817
FEDEX CORP COM 31428X106 69 467 SH   SOLE   0 0 467
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 44 1,150 SH   SOLE   0 0 1,150
FRANCO NEV CORP COM 351858105 693 5,800 SH   SOLE   5,800 0 0
FREEPORT-MCMORAN INC CL B 35671D857 42 1,550 SH   SOLE   0 0 1,550
GENERAL MLS INC COM 370334104 5,883 76,800 SH   SOLE   73,100 0 3,700
GLOBAL PMTS INC COM 37940X102 1,223 11,319 SH   SOLE   11,319 0 0
GOLUB CAP BDC INC COM 38173M102 2,885 232,876 SH   OTR N/A 0 0 232,876
HILTON WORLDWIDE HLDGS INC COM 43300A203 1,037 8,600 SH   SOLE   8,600 0 0
HOME DEPOT INC COM 437076102 3,986 14,444 SH   SOLE   13,325 0 1,119
HONEYWELL INTL INC COM 438516106 82 490 SH   SOLE   0 0 490
HP INC COM 40434L105 410,601 16,476,783 SH   DFND 01 02 0 16,476,783 0
ILLINOIS TOOL WKS INC COM 452308109 76 418 SH   SOLE   0 0 418
INTEL CORP COM 458140100 37 1,417 SH   SOLE   0 0 1,417
INTERCONTINENTAL EXCHANGE IN COM 45866F104 48 526 SH   SOLE   0 0 526
INTERNATIONAL BUSINESS MACHS COM 459200101 4,373 36,805 SH   SOLE   35,005 0 1,800
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 331 2,600 SH   SOLE   0 0 2,600
ISHARES GOLD TR ISHARES NEW 464285204 1,375 43,600 SH   SOLE   43,600 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,467 197,000 SH   SOLE   2,300 0 194,700
ISHARES TR 0-5 YR TIPS ETF 46429B747 609 6,337 SH   SOLE   0 0 6,337
ISHARES TR BROAD USD HIGH 46435U853 5,043 150,000 SH   SOLE   0 0 150,000
ISHARES TR CORE 1 5 YR USD 46432F859 303 6,583 SH   SOLE   0 0 6,583
ISHARES TR CORE HIGH DV ETF 46429B663 10,590 116,000 SH   SOLE   116,000 0 0
ISHARES TR CORE MSCI EAFE 46432F842 8,064 153,100 SH   SOLE   0 0 153,100
ISHARES TR CORE MSCI EURO 46434V738 18,129 458,490 SH   SOLE   34,800 0 423,690
ISHARES TR CORE S&P MCP ETF 464287507 2,962 13,509 SH   SOLE   0 0 13,509
ISHARES TR CORE S&P SCP ETF 464287804 1,900 21,788 SH   SOLE   0 0 21,788
ISHARES TR CORE S&P500 ETF 464287200 31,845 88,790 SH   SOLE   19,640 0 69,150
ISHARES TR IBOXX HI YD ETF 464288513 3,234 45,295 SH   SOLE   0 0 45,295
ISHARES TR IBOXX INV CP ETF 464287242 2,561 25,000 SH   SOLE   0 0 25,000
ISHARES TR ISHS 1-5YR INVS 464288646 304 6,164 SH   SOLE   0 0 6,164
ISHARES TR MSCI EAFE ETF 464287465 327 5,838 SH   SOLE   0 0 5,838
ISHARES TR MSCI EMG MKT ETF 464287234 76 2,192 SH   SOLE   0 0 2,192
ISHARES TR PFD AND INCM SEC 464288687 158 5,000 SH   SOLE   0 0 5,000
ISHARES TR RUSSELL 2000 ETF 464287655 2,542 15,416 SH   SOLE   5,300 0 10,116
ISHARES TR S&P 100 ETF 464287101 3,169 19,500 SH   SOLE   19,500 0 0
ISHARES TR SELECT DIVID ETF 464287168 16,080 149,975 SH   SOLE   35,200 0 114,775
ISHARES TR SELECT DIVID ETF 464287168 303 2,825 SH   OTR N/A 0 0 2,825
JOHNSON & JOHNSON COM 478160104 6,475 39,636 SH   SOLE   35,977 0 3,659
JOHNSON CTLS INTL PLC SHS G51502105 1,554 31,567 SH   SOLE   31,567 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,861 92,750 SH   OTR N/A 0 0 92,750
JPMORGAN CHASE & CO COM 46625H100 11,161 106,801 SH   SOLE   101,472 0 5,329
KIMBERLY-CLARK CORP COM 494368103 56 500 SH   SOLE   500 0 0
KINDER MORGAN INC DEL COM 49456B101 3,216 193,260 SH   SOLE   183,060 0 10,200
KINGSTONE COS INC COM 496719105 398 149,672 SH   SOLE   0 0 149,672
L3HARRIS TECHNOLOGIES INC COM 502431109 222 1,068 SH   SOLE   0 0 1,068
LEIDOS HOLDINGS INC COM 525327102 63 715 SH   SOLE   0 0 715
LILLY ELI & CO COM 532457108 6,763 20,914 SH   SOLE   19,959 0 955
LINDE PLC SHS G5494J103 106 394 SH   SOLE   0 0 394
LOCKHEED MARTIN CORP COM 539830109 8,113 21,002 SH   SOLE   19,895 0 1,107
LOWES COS INC COM 548661107 48 255 SH   SOLE   0 0 255
M & T BK CORP COM 55261F104 95 537 SH   SOLE   0 0 537
MARKEL CORP COM 570535104 4,391 4,050 SH   DFND 01 02 0 4,050 0
MARRIOTT INTL INC NEW CL A 571903202 189 1,350 SH   SOLE   1,350 0 0
MCCORMICK & CO INC COM NON VTG 579780206 41 575 SH   SOLE   0 0 575
MCDONALDS CORP COM 580135101 7,429 32,196 SH   SOLE   29,485 0 2,711
MEDTRONIC PLC SHS G5960L103 1,925 23,840 SH   SOLE   21,944 0 1,896
MERCK & CO INC COM 58933Y105 6,914 80,285 SH   SOLE   71,715 0 8,570
METLIFE INC COM 59156R108 63 1,035 SH   SOLE   0 0 1,035
MICROSOFT CORP COM 594918104 12,982 55,743 SH   SOLE   53,621 0 2,122
MOLSON COORS BEVERAGE CO CL B 60871R209 5,890 122,730 SH   SOLE   117,130 0 5,600
MONDELEZ INTL INC CL A 609207105 1,431 26,084 SH   SOLE   23,685 0 2,399
NEWMONT CORP COM 651639106 1,569 37,328 SH   SOLE   37,328 0 0
NEXTERA ENERGY INC COM 65339F101 87 1,109 SH   SOLE   0 0 1,109
NIKE INC CL B 654106103 65 786 SH   SOLE   0 0 786
NUVEEN AMT FREE QLTY MUN INC COM 670657105 81 7,630 SH   SOLE   0 0 7,630
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 92 8,084 SH   SOLE   0 0 8,084
NVIDIA CORPORATION COM 67066G104 370 3,050 SH   SOLE   3,050 0 0
OGE ENERGY CORP COM 670837103 27 735 SH   SOLE   0 0 735
ORACLE CORP COM 68389X105 59 960 SH   SOLE   0 0 960
ORGANON & CO COMMON STOCK 68622V106 5 229 SH   SOLE   0 0 229
OTIS WORLDWIDE CORP COM 68902V107 14 226 SH   SOLE   0 0 226
PARKER-HANNIFIN CORP COM 701094104 90 370 SH   SOLE   0 0 370
PAYCHEX INC COM 704326107 114 1,020 SH   SOLE   0 0 1,020
PAYPAL HLDGS INC COM 70450Y103 2,057 23,904 SH   SOLE   23,904 0 0
PEPSICO INC COM 713448108 6,636 40,647 SH   SOLE   37,862 0 2,785
PFIZER INC COM 717081103 8,223 187,908 SH   SOLE   175,977 0 11,931
PINNACLE WEST CAP CORP COM 723484101 71 1,100 SH   SOLE   1,100 0 0
PPG INDS INC COM 693506107 32 288 SH   SOLE   0 0 288
PROCTER AND GAMBLE CO COM 742718109 7,905 62,613 SH   SOLE   58,660 0 3,953
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 4,624 82,235 SH   SOLE   78,235 0 4,000
QUALCOMM INC COM 747525103 4,141 36,651 SH   SOLE   34,840 0 1,811
RAYTHEON TECHNOLOGIES CORP COM 75513E101 54 662 SH   SOLE   0 0 662
REALTY INCOME CORP COM 756109104 20 344 SH   SOLE   0 0 344
S&P GLOBAL INC COM 78409V104 46 150 SH   SOLE   0 0 150
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 3,245 60,950 SH   SOLE   57,950 0 3,000
SELECT SECTOR SPDR TR ENERGY 81369Y506 934 12,975 SH   SOLE   1,075 0 11,900
SHELL PLC SPON ADS 780259305 2,801 56,285 SH   SOLE   53,380 0 2,905
SKYWORKS SOLUTIONS INC COM 83088M102 2,692 31,575 SH   SOLE   29,975 0 1,600
SOUTHERN CO COM 842587107 7,244 106,537 SH   SOLE   101,595 0 4,942
SOUTHWEST AIRLS CO COM 844741108 111 3,600 SH   SOLE   3,600 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,771 11,452 SH   SOLE   11,452 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 4,106 58,000 SH   SOLE   5,490 0 52,510
SPDR S&P 500 ETF TR TR UNIT 78462F103 86,646 242,584 SH   SOLE   24,985 0 217,599
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 231 576 SH   SOLE   0 0 576
SPDR SER TR BLOOMBERG HIGH Y 78468R622 2,944 33,515 SH   SOLE   0 0 33,515
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2,239 48,582 SH   SOLE   0 0 48,582
SPDR SER TR PORTFOLIO LN COR 78464A367 65 3,000 SH   SOLE   0 0 3,000
SPDR SER TR PORTFOLIO SHORT 78464A474 2,795 95,650 SH   SOLE   0 0 95,650
STARBUCKS CORP COM 855244109 750 8,900 SH   SOLE   8,900 0 0
STRYKER CORPORATION COM 863667101 1,438 7,100 SH   SOLE   7,100 0 0
SYSCO CORP COM 871829107 7,032 99,450 SH   SOLE   94,550 0 4,900
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,994 43,675 SH   SOLE   40,275 0 3,400
TARGET CORP COM 87612E106 3,485 23,486 SH   SOLE   22,739 0 747
TEXAS INSTRS INC COM 882508104 6,215 40,152 SH   SOLE   38,440 0 1,712
TJX COS INC NEW COM 872540109 981 15,800 SH   SOLE   15,800 0 0
T-MOBILE US INC COM 872590104 1,020 7,600 SH   SOLE   7,600 0 0
TRAVELERS COMPANIES INC COM 89417E109 130 847 SH   SOLE   0 0 847
UNION PAC CORP COM 907818108 2,240 11,500 SH   SOLE   11,500 0 0
UNITED PARCEL SERVICE INC CL B 911312106 154 956 SH   SOLE   0 0 956
US BANCORP DEL COM NEW 902973304 4,492 111,403 SH   SOLE   107,603 0 3,800
US BANCORP DEL COM NEW 902973304 663,959 16,467,243 SH   DFND 01 02 0 16,467,243 0
V F CORP COM 918204108 67 2,255 SH   SOLE   0 0 2,255
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,803 17,140 SH   SOLE   0 0 17,140
VANGUARD INDEX FDS MID CAP ETF 922908629 3,401 18,090 SH   SOLE   0 0 18,090
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 101 1,256 SH   SOLE   0 0 1,256
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,664 8,116 SH   SOLE   0 0 8,116
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,800 22,235 SH   SOLE   0 0 22,235
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,731 59,790 SH   SOLE   48,565 0 11,225
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 462 10,000 SH   SOLE   0 0 10,000
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,906 62,245 SH   SOLE   38,850 0 23,395
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,680 32,275 SH   SOLE   0 0 32,275
VANGUARD WORLD FDS INF TECH ETF 92204A702 81 265 SH   SOLE   0 0 265
VERISK ANALYTICS INC COM 92345Y106 4,945 29,000 SH   OTR N/A 29,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,198 110,571 SH   SOLE   97,116 0 13,455
VIATRIS INC COM 92556V106 7 781 SH   SOLE   189 0 592
VISA INC COM CL A 92826C839 530 2,986 SH   SOLE   2,100 0 886
WALMART INC COM 931142103 7,682 59,229 SH   SOLE   53,750 0 5,479
WELLS FARGO CO NEW COM 949746101 6,834 169,922 SH   SOLE   164,422 0 5,500
WELLS FARGO CO NEW PERP PFD CNV A 949746804 15,983 13,275 SH   OTR N/A 0 0 13,275
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 597 9,596 SH   SOLE   9,596 0 0
WRAP TECHNOLOGIES INC COM 98212N107 5 3,000 SH   SOLE   0 0 3,000
YUM CHINA HLDGS INC COM 98850P109 989 20,900 SH   SOLE   20,900 0 0
ZOETIS INC CL A 98978V103 74 500 SH   SOLE   0 0 500