The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,853 21,963 SH   SOLE   20,835 0 1,128
ABBOTT LABS COM 002824100 3,046 25,784 SH   SOLE   25,784 0 0
ABBVIE INC COM 00287Y109 7,200 66,745 SH   SOLE   66,745 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 569 1,780 SH   SOLE   1,780 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 2,368 11,337 SH   SOLE   11,337 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,470 47,639 SH   SOLE   47,639 0 0
AIR PRODS & CHEMS INC COM 009158106 194 757 SH   SOLE   0 0 757
ALLIANT ENERGY CORP COM 018802108 650 11,614 SH   SOLE   11,614 0 0
ALLSTATE CORP COM 020002101 211 1,660 SH   SOLE   0 0 1,660
AMERICAN EXPRESS CO COM 025816109 4,290 25,607 SH   SOLE   25,607 0 0
AMERIPRISE FINL INC COM 03076C106 231 873 SH   SOLE   0 0 873
AMGEN INC COM 031162100 415 1,951 SH   SOLE   970 0 981
APPLE INC COM 037833100 6,974 49,284 SH   SOLE   49,284 0 0
APPLE INC COM 037833100 2,890,025 20,424,207 SH   DFND 01 02 0 20,424,207 0
ARES CAPITAL CORP COM 04010L103 4,593 225,900 SH   OTR   0 0 225,900
AT&T INC COM 00206R102 91 3,381 SH   SOLE   3,381 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 233 1,165 SH   SOLE   0 0 1,165
BANK NEW YORK MELLON CORP COM 064058100 187 3,600 SH   SOLE   3,600 0 0
BANK NEW YORK MELLON CORP COM 064058100 103,131 1,989,411 SH   DFND 01 02 0 1,989,411 0
BAXTER INTL INC COM 071813109 104 1,290 SH   SOLE   0 0 1,290
BECTON DICKINSON & CO COM 075887109 322 1,310 SH   SOLE   1,085 0 225
BEST BUY INC COM 086516101 211 1,994 SH   SOLE   0 0 1,994
BK OF AMERICA CORP COM 060505104 227 5,340 SH   SOLE   0 0 5,340
BK OF AMERICA CORP COM 060505104 965,797 22,751,400 SH   DFND 01 02 0 22,751,400 0
BLACKROCK CAP INVT CORP COM 092533108 1,707 443,493 SH   OTR   0 0 443,493
BLACKROCK INC COM 09247X101 219 261 SH   SOLE   0 0 261
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 119 1,500 SH   SOLE   0 0 1,500
BRISTOL-MYERS SQUIBB CO COM 110122108 5,767 97,471 SH   SOLE   93,950 0 3,521
BROADCOM INC COM 11135F101 2,948 6,079 SH   SOLE   5,590 0 489
CARDINAL HEALTH INC COM 14149Y108 204 4,125 SH   SOLE   0 0 4,125
CATERPILLAR INC COM 149123101 181 944 SH   SOLE   0 0 944
CHEVRON CORP NEW COM 166764100 5,541 54,615 SH   SOLE   54,615 0 0
CHURCH & DWIGHT INC COM 171340102 107 1,300 SH   SOLE   0 0 1,300
CISCO SYS INC COM 17275R102 10,275 188,770 SH   SOLE   182,284 0 6,486
CITIGROUP INC COM NEW 172967424 4,018 57,250 SH   SOLE   57,250 0 0
CMS ENERGY CORP COM 125896100 1,616 27,053 SH   SOLE   27,053 0 0
COCA COLA CO COM 191216100 5,240 99,861 SH   SOLE   95,715 0 4,146
COLGATE PALMOLIVE CO COM 194162103 210 2,779 SH   SOLE   0 0 2,779
CONAGRA BRANDS INC COM 205887102 98 2,900 SH   SOLE   0 0 2,900
CONOCOPHILLIPS COM 20825C104 2,885 42,571 SH   SOLE   42,571 0 0
COSTCO WHSL CORP NEW COM 22160K105 640 1,425 SH   SOLE   1,425 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 6,947 40,084 SH   SOLE   40,084 0 0
CUMMINS INC COM 231021106 196 875 SH   SOLE   0 0 875
CVS HEALTH CORP COM 126650100 1,785 21,031 SH   SOLE   21,031 0 0
DARDEN RESTAURANTS INC COM 237194105 7,814 51,589 SH   SOLE   51,589 0 0
DEERE & CO COM 244199105 168 500 SH   SOLE   0 0 500
DIAGEO PLC SPON ADR NEW 25243Q205 43,956 227,750 SH   DFND 01 02 0 227,750 0
DISNEY WALT CO COM 254687106 2,315 13,686 SH   SOLE   13,686 0 0
DOLLAR TREE INC COM 256746108 833 8,700 SH   SOLE   8,700 0 0
DOMINION ENERGY INC COM 25746U109 3,372 46,180 SH   SOLE   44,930 0 1,250
DUKE ENERGY CORP NEW COM NEW 26441C204 4,400 45,090 SH   SOLE   45,090 0 0
EBAY INC. COM 278642103 3,179 45,625 SH   SOLE   45,625 0 0
EMERSON ELEC CO COM 291011104 7,666 81,375 SH   SOLE   81,375 0 0
ENBRIDGE INC COM 29250N105 69 1,724 SH   SOLE   0 0 1,724
ENTERGY CORP NEW COM 29364G103 3,534 35,585 SH   SOLE   35,585 0 0
EOG RES INC COM 26875P101 2,264 28,200 SH   SOLE   28,200 0 0
EXXON MOBIL CORP COM 30231G102 279 4,740 SH   SOLE   4,740 0 0
FRANCO NEV CORP COM 351858105 753 5,800 SH   SOLE   5,800 0 0
GENERAL DYNAMICS CORP COM 369550108 237 1,209 SH   SOLE   0 0 1,209
GENERAL MLS INC COM 370334104 4,633 77,450 SH   SOLE   77,450 0 0
GILEAD SCIENCES INC COM 375558103 245 3,509 SH   SOLE   0 0 3,509
GLOBAL PMTS INC COM 37940X102 1,530 9,707 SH   SOLE   9,707 0 0
GOLUB CAP BDC INC COM 38173M102 3,682 232,876 SH   OTR   0 0 232,876
HILTON WORLDWIDE HLDGS INC COM 43300A203 1,097 8,300 SH   SOLE   8,300 0 0
HOME DEPOT INC COM 437076102 1,654 5,039 SH   SOLE   4,315 0 724
HONEYWELL INTL INC COM 438516106 271 1,275 SH   SOLE   575 0 700
HP INC COM 40434L105 210 7,676 SH   SOLE   0 0 7,676
ILLINOIS TOOL WKS INC COM 452308109 203 982 SH   SOLE   0 0 982
INTEL CORP COM 458140100 311 5,829 SH   SOLE   1,800 0 4,029
INTERNATIONAL BUSINESS MACHS COM 459200101 3,887 27,980 SH   SOLE   27,980 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 207 1,550 SH   SOLE   1,550 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 285 12,900 SH   SOLE   0 0 12,900
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 390 2,600 SH   SOLE   0 0 2,600
ISHARES GOLD TR ISHARES NEW 464285204 1,380 41,300 SH   SOLE   41,300 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,207 100,500 SH   OTR   0 0 100,500
ISHARES INC CORE MSCI EMKT 46434G103 7,769 125,800 SH   SOLE   15,000 0 110,800
ISHARES TR CORE HIGH DV ETF 46429B663 11,688 124,000 SH   SOLE   116,000 0 8,000
ISHARES TR CORE MSCI EAFE 46432F842 7,499 101,000 SH   OTR   0 0 101,000
ISHARES TR CORE MSCI EAFE 46432F842 3,868 52,100 SH   SOLE   0 0 52,100
ISHARES TR CORE MSCI EURO 46434V738 7,792 139,000 SH   OTR   0 0 139,000
ISHARES TR CORE MSCI EURO 46434V738 17,382 310,045 SH   SOLE   33,100 0 276,945
ISHARES TR CORE S&P MCP ETF 464287507 3,554 13,509 SH   SOLE   0 0 13,509
ISHARES TR CORE S&P SCP ETF 464287804 8,292 75,937 SH   SOLE   0 0 75,937
ISHARES TR CORE S&P500 ETF 464287200 51,091 118,591 SH   SOLE   17,390 0 101,201
ISHARES TR IBOXX HI YD ETF 464288513 1,889 21,590 SH   SOLE   0 0 21,590
ISHARES TR IBOXX INV CP ETF 464287242 3,326 25,000 SH   SOLE   0 0 25,000
ISHARES TR MSCI EAFE ETF 464287465 1,110 14,228 SH   SOLE   0 0 14,228
ISHARES TR RUSSELL 2000 ETF 464287655 2,771 12,665 SH   SOLE   5,000 0 7,665
ISHARES TR S&P 100 ETF 464287101 3,850 19,500 SH   SOLE   19,500 0 0
ISHARES TR SELECT DIVID ETF 464287168 19,475 169,759 SH   SOLE   38,664 0 131,095
ISHARES TR SELECT DIVID ETF 464287168 324 2,825 SH   OTR   0 0 2,825
JOHNSON & JOHNSON COM 478160104 5,582 34,561 SH   SOLE   33,177 0 1,384
JOHNSON CTLS INTL PLC SHS G51502105 2,043 30,012 SH   SOLE   30,012 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,685 92,750 SH   OTR   0 0 92,750
JPMORGAN CHASE & CO COM 46625H100 15,019 91,752 SH   SOLE   90,372 0 1,380
KIMBERLY-CLARK CORP COM 494368103 299 2,263 SH   SOLE   500 0 1,763
KINDER MORGAN INC DEL COM 49456B101 2,743 163,935 SH   SOLE   163,935 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 764 17,200 SH   SOLE   17,200 0 0
LEIDOS HOLDINGS INC COM 525327102 87 900 SH   SOLE   0 0 900
LILLY ELI & CO COM 532457108 9,095 39,364 SH   SOLE   38,209 0 1,155
LOCKHEED MARTIN CORP COM 539830109 5,802 16,811 SH   SOLE   15,945 0 866
M & T BK CORP COM 55261F104 185 1,241 SH   SOLE   0 0 1,241
MARKEL CORP COM 570535104 179 150 SH   SOLE   150 0 0
MARRIOTT INTL INC NEW CL A 571903202 170 1,150 SH   SOLE   1,150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 85 1,050 SH   SOLE   0 0 1,050
MCDONALDS CORP COM 580135101 8,280 34,342 SH   SOLE   33,360 0 982
MEDTRONIC PLC SHS G5960L103 2,813 22,444 SH   SOLE   22,444 0 0
MERCK & CO INC COM 58933Y105 6,697 89,165 SH   SOLE   88,015 0 1,150
MICROSOFT CORP COM 594918104 17,347 61,531 SH   SOLE   61,531 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 4,612 99,430 SH   SOLE   99,430 0 0
MONDELEZ INTL INC CL A 609207105 1,525 26,204 SH   SOLE   22,585 0 3,619
NETSCOUT SYS INC COM 64115T104 106 3,916 SH   SOLE   3,916 0 0
NEWMONT CORP COM 651639106 1,939 35,702 SH   SOLE   35,702 0 0
NORTHERN TR CORP COM 665859104 275 2,550 SH   SOLE   2,550 0 0
NORTHROP GRUMMAN CORP COM 666807102 113 315 SH   SOLE   0 0 315
NOVARTIS AG SPONSORED ADR 66987V109 184 2,250 SH   SOLE   2,250 0 0
OGE ENERGY CORP COM 670837103 97 2,930 SH   SOLE   0 0 2,930
ORACLE CORP COM 68389X105 241 2,770 SH   SOLE   2,770 0 0
ORGANON & CO COMMON STOCK 68622V106 4 115 SH   SOLE   0 0 115
PARKER-HANNIFIN CORP COM 701094104 140 500 SH   SOLE   0 0 500
PAYCHEX INC COM 704326107 417 3,709 SH   SOLE   0 0 3,709
PAYPAL HLDGS INC COM 70450Y103 5,778 22,204 SH   SOLE   22,204 0 0
PEPSICO INC COM 713448108 6,132 40,769 SH   SOLE   38,542 0 2,227
PFIZER INC COM 717081103 7,266 168,930 SH   SOLE   162,977 0 5,953
PHILIP MORRIS INTL INC COM 718172109 224 2,368 SH   SOLE   0 0 2,368
PINNACLE WEST CAP CORP COM 723484101 3,675 50,785 SH   SOLE   50,785 0 0
PNC FINL SVCS GROUP INC COM 693475105 229 1,170 SH   SOLE   0 0 1,170
PPL CORP COM 69351T106 2,648 94,970 SH   SOLE   94,970 0 0
PROCTER AND GAMBLE CO COM 742718109 9,588 68,585 SH   SOLE   66,860 0 1,725
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 4,352 71,460 SH   SOLE   71,460 0 0
QUALCOMM INC COM 747525103 1,308 10,141 SH   SOLE   8,430 0 1,711
RAYTHEON TECHNOLOGIES CORP COM 75513E101 292 3,394 SH   SOLE   0 0 3,394
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,529 56,745 SH   SOLE   55,530 0 1,215
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 879 10,650 SH   SOLE   10,650 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 785 15,075 SH   SOLE   1,075 0 14,000
SOUTHERN CO COM 842587107 5,825 93,995 SH   SOLE   93,495 0 500
SOUTHWEST AIRLS CO COM 844741108 1,183 23,000 SH   SOLE   23,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,930 11,752 SH   SOLE   11,752 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 2,298 20,810 SH   SOLE   0 0 20,810
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 2,639 23,890 SH   OTR   2,290 0 21,600
SPDR S&P 500 ETF TR TR UNIT 78462F103 108,027 251,730 SH   SOLE   21,471 0 230,259
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,987 4,630 SH   OTR   0 0 4,630
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 6,004 12,485 SH   SOLE   0 0 12,485
SPDR SER TR BLOOMBERG BRCLYS 78468R622 3,328 30,430 SH   SOLE   0 0 30,430
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,400 48,582 SH   SOLE   0 0 48,582
SPDR SER TR PORTFOLIO LN COR 78464A367 94 3,000 SH   SOLE   0 0 3,000
SPDR SER TR PORTFOLIO SHORT 78464A474 2,989 95,650 SH   SOLE   0 0 95,650
SPDR SER TR S&P DIVID ETF 78464A763 2,979 25,339 SH   SOLE   0 0 25,339
STARBUCKS CORP COM 855244109 938 8,500 SH   SOLE   8,500 0 0
STRYKER CORPORATION COM 863667101 1,793 6,800 SH   SOLE   6,800 0 0
SYSCO CORP COM 871829107 6,205 79,050 SH   SOLE   79,050 0 0
TARGET CORP COM 87612E106 5,545 24,239 SH   SOLE   24,239 0 0
TEXAS INSTRS INC COM 882508104 233 1,212 SH   SOLE   0 0 1,212
TJX COS INC NEW COM 872540109 996 15,100 SH   SOLE   15,100 0 0
T-MOBILE US INC COM 872590104 933 7,300 SH   SOLE   7,300 0 0
TRUIST FINL CORP COM 89832Q109 847 14,440 SH   SOLE   14,440 0 0
TYSON FOODS INC CL A 902494103 226 2,861 SH   SOLE   0 0 2,861
UNION PAC CORP COM 907818108 2,356 12,018 SH   SOLE   11,000 0 1,018
UNITED PARCEL SERVICE INC CL B 911312106 549 3,014 SH   SOLE   1,940 0 1,074
UNITEDHEALTH GROUP INC COM 91324P102 469 1,200 SH   SOLE   1,200 0 0
US BANCORP DEL COM NEW 902973304 1,047,835 17,628,443 SH   DFND 01 02 0 17,628,443 0
US BANCORP DEL COM NEW 902973304 4,894 82,328 SH   SOLE   82,328 0 0
V F CORP COM 918204108 192 2,870 SH   SOLE   0 0 2,870
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,444 17,140 SH   SOLE   0 0 17,140
VANGUARD INDEX FDS MID CAP ETF 922908629 4,283 18,090 SH   SOLE   0 0 18,090
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,209 5,600 SH   SOLE   0 0 5,600
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,438 20,295 SH   SOLE   0 0 20,295
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,833 66,800 SH   SOLE   56,000 0 10,800
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 656 10,000 SH   SOLE   0 0 10,000
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,322 16,319 SH   SOLE   0 0 16,319
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,317 70,795 SH   SOLE   47,400 0 23,395
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,132 32,275 SH   SOLE   0 0 32,275
VERISK ANALYTICS INC COM 92345Y106 5,808 29,000 SH   OTR   29,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,300 79,616 SH   SOLE   79,616 0 0
VIATRIS INC COM 92556V106 39 2,843 SH   SOLE   2,843 0 0
VISA INC COM CL A 92826C839 1,659 7,450 SH   SOLE   6,950 0 500
WALMART INC COM 931142103 6,645 47,675 SH   SOLE   47,675 0 0
WASTE MGMT INC DEL COM 94106L109 299 2,000 SH   SOLE   2,000 0 0
WELLS FARGO CO NEW COM 949746101 7,367 158,747 SH   SOLE   158,747 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 821 10,796 SH   SOLE   10,796 0 0
YUM CHINA HLDGS INC COM 98850P109 1,156 19,900 SH   SOLE   19,900 0 0
ZOETIS INC CL A 98978V103 78 400 SH   SOLE   0 0 400