The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 4,059 20,435 SH   SOLE   20,435 0 0
ABBOTT LABS COM 002824100 2,989 25,784 SH   SOLE   25,784 0 0
ABBVIE INC COM 00287Y109 7,214 64,045 SH   SOLE   64,045 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 525 1,780 SH   SOLE   1,780 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 2,326 11,337 SH   SOLE   11,337 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,880 47,639 SH   SOLE   47,639 0 0
ALLIANT ENERGY CORP COM 018802108 648 11,614 SH   SOLE   11,614 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 253 11,928 SH   SOLE   11,928 0 0
AMERICAN EXPRESS CO COM 025816109 4,231 25,607 SH   SOLE   25,607 0 0
AMGEN INC COM 031162100 236 970 SH   SOLE   970 0 0
APPLE INC COM 037833100 6,750 49,284 SH   SOLE   49,284 0 0
APPLE INC COM 037833100 2,797,299 20,424,207 SH   DFND 01 02 0 20,424,207 0
ARES CAPITAL CORP COM 04010L103 4,425 225,900 SH   OTR N/A 0 0 225,900
AT&T INC COM 00206R102 365 12,686 SH   SOLE   12,686 0 0
BANK NEW YORK MELLON CORP COM 064058100 101,918 1,989,411 SH   DFND 01 02 0 1,989,411 0
BANK NEW YORK MELLON CORP COM 064058100 184 3,600 SH   SOLE   3,600 0 0
BAXTER INTL INC COM 071813109 104 1,290 SH   SOLE   0 0 1,290
BECTON DICKINSON & CO COM 075887109 319 1,310 SH   SOLE   1,085 0 225
BK OF AMERICA CORP COM 060505104 938,040 22,751,400 SH   DFND 01 02 0 22,751,400 0
BLACKROCK CAP INVT CORP COM 092533108 1,743 443,493 SH   OTR N/A 0 0 443,493
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 128 1,500 SH   SOLE   0 0 1,500
BRISTOL-MYERS SQUIBB CO COM 110122108 4,574 68,450 SH   SOLE   68,450 0 0
BROADCOM INC COM 11135F101 2,666 5,590 SH   SOLE   5,590 0 0
CHEVRON CORP NEW COM 166764100 5,871 56,056 SH   SOLE   56,056 0 0
CHURCH & DWIGHT INC COM 171340102 111 1,300 SH   SOLE   0 0 1,300
CISCO SYS INC COM 17275R102 9,387 177,114 SH   SOLE   174,984 0 2,130
CITIGROUP INC COM NEW 172967424 3,902 55,150 SH   SOLE   55,150 0 0
CMS ENERGY CORP COM 125896100 1,598 27,053 SH   SOLE   27,053 0 0
COCA COLA CO COM 191216100 4,982 92,065 SH   SOLE   92,065 0 0
CONAGRA BRANDS INC COM 205887102 106 2,900 SH   SOLE   0 0 2,900
CONOCOPHILLIPS COM 20825C104 2,593 42,571 SH   SOLE   42,571 0 0
COSTCO WHSL CORP NEW COM 22160K105 564 1,425 SH   SOLE   1,425 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 7,606 38,984 SH   SOLE   38,984 0 0
CVS HEALTH CORP COM 126650100 1,755 21,031 SH   SOLE   21,031 0 0
DARDEN RESTAURANTS INC COM 237194105 7,225 49,489 SH   SOLE   49,489 0 0
DEERE & CO COM 244199105 176 500 SH   SOLE   0 0 500
DIAGEO PLC SPON ADR NEW 25243Q205 43,657 227,750 SH   DFND 01 02 0 227,750 0
DISNEY WALT CO COM 254687106 2,406 13,686 SH   SOLE   13,686 0 0
DOLLAR TREE INC COM 256746108 866 8,700 SH   SOLE   8,700 0 0
DOMINION ENERGY INC COM 25746U109 3,250 44,180 SH   SOLE   42,930 0 1,250
DUKE ENERGY CORP NEW COM NEW 26441C204 4,283 43,390 SH   SOLE   43,390 0 0
EBAY INC. COM 278642103 3,203 45,625 SH   SOLE   45,625 0 0
EMERSON ELEC CO COM 291011104 7,543 78,375 SH   SOLE   78,375 0 0
ENBRIDGE INC COM 29250N105 69 1,724 SH   SOLE   0 0 1,724
ENTERGY CORP NEW COM 29364G103 3,398 34,085 SH   SOLE   34,085 0 0
EOG RES INC COM 26875P101 2,353 28,200 SH   SOLE   28,200 0 0
EXXON MOBIL CORP COM 30231G102 299 4,740 SH   SOLE   4,740 0 0
FRANCO NEV CORP COM 351858105 841 5,800 SH   SOLE   5,800 0 0
GENERAL MLS INC COM 370334104 4,353 71,450 SH   SOLE   71,450 0 0
GLOBAL PMTS INC COM 37940X102 1,820 9,707 SH   SOLE   9,707 0 0
GOLUB CAP BDC INC COM 38173M102 3,591 232,876 SH   OTR N/A 0 0 232,876
HILTON WORLDWIDE HLDGS INC COM 43300A203 1,001 8,300 SH   SOLE   8,300 0 0
HOME DEPOT INC COM 437076102 1,376 4,315 SH   SOLE   4,315 0 0
HONEYWELL INTL INC COM 438516106 280 1,275 SH   SOLE   575 0 700
INTEL CORP COM 458140100 101 1,800 SH   SOLE   1,800 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,955 26,980 SH   SOLE   26,980 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 232 1,550 SH   SOLE   1,550 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 286 12,900 SH   SOLE   0 0 12,900
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 392 2,600 SH   SOLE   0 0 2,600
ISHARES GOLD TR ISHARES NEW 464285204 1,392 41,300 SH   SOLE   41,300 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,152 76,900 SH   OTR N/A 0 0 76,900
ISHARES INC CORE MSCI EMKT 46434G103 8,427 125,800 SH   SOLE   15,000 0 110,800
ISHARES TR CORE HIGH DV ETF 46429B663 11,969 124,000 SH   SOLE   116,000 0 8,000
ISHARES TR CORE MSCI EAFE 46432F842 3,638 48,600 SH   SOLE   0 0 48,600
ISHARES TR CORE MSCI EAFE 46432F842 7,561 101,000 SH   OTR N/A 0 0 101,000
ISHARES TR CORE MSCI EURO 46434V738 7,962 139,000 SH   OTR N/A 0 0 139,000
ISHARES TR CORE MSCI EURO 46434V738 17,759 310,045 SH   SOLE   33,100 0 276,945
ISHARES TR CORE S&P MCP ETF 464287507 3,630 13,509 SH   SOLE   0 0 13,509
ISHARES TR CORE S&P SCP ETF 464287804 1,894 16,763 SH   SOLE   0 0 16,763
ISHARES TR CORE S&P SCP ETF 464287804 1,613 14,281 SH   OTR N/A 0 0 14,281
ISHARES TR CORE S&P500 ETF 464287200 33,448 77,800 SH   SOLE   18,000 0 59,800
ISHARES TR IBOXX HI YD ETF 464288513 1,877 21,320 SH   SOLE   0 0 21,320
ISHARES TR IBOXX INV CP ETF 464287242 3,359 25,000 SH   SOLE   0 0 25,000
ISHARES TR RUSSELL 2000 ETF 464287655 4,648 20,265 SH   SOLE   5,000 0 15,265
ISHARES TR S&P 100 ETF 464287101 3,826 19,500 SH   SOLE   19,500 0 0
ISHARES TR SELECT DIVID ETF 464287168 329 2,825 SH   OTR N/A 0 0 2,825
ISHARES TR SELECT DIVID ETF 464287168 19,599 168,059 SH   SOLE   36,964 0 131,095
JOHNSON & JOHNSON COM 478160104 5,194 31,527 SH   SOLE 01 02 31,527 0 0
JOHNSON CTLS INTL PLC SHS G51502105 2,060 30,012 SH   SOLE   30,012 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,823 92,750 SH   OTR N/A 0 0 92,750
JPMORGAN CHASE & CO COM 46625H100 13,613 87,522 SH   SOLE   87,522 0 0
KIMBERLY-CLARK CORP COM 494368103 67 500 SH   SOLE   500 0 0
KINDER MORGAN INC DEL COM 49456B101 2,876 157,785 SH   SOLE   157,785 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 855 17,200 SH   SOLE   17,200 0 0
LEIDOS HOLDINGS INC COM 525327102 91 900 SH   SOLE   0 0 900
LILLY ELI & CO COM 532457108 8,207 35,759 SH   SOLE   35,759 0 0
LOCKHEED MARTIN CORP COM 539830109 5,888 15,561 SH   SOLE   15,295 0 266
MARKEL CORP COM 570535104 178 150 SH   SOLE   150 0 0
MARRIOTT INTL INC NEW CL A 571903202 157 1,150 SH   SOLE   1,150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 93 1,050 SH   SOLE   0 0 1,050
MCDONALDS CORP COM 580135101 7,498 32,460 SH   SOLE   32,460 0 0
MEDTRONIC PLC SHS G5960L103 2,786 22,444 SH   SOLE   22,444 0 0
MERCK & CO INC COM 58933Y105 5,394 69,365 SH   SOLE   68,215 0 1,150
MICROSOFT CORP COM 594918104 16,384 60,481 SH   SOLE   60,481 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 5,252 97,830 SH   SOLE   97,830 0 0
MONDELEZ INTL INC CL A 609207105 1,410 22,585 SH   SOLE   22,585 0 0
NETSCOUT SYS INC COM 64115T104 112 3,916 SH   SOLE   3,916 0 0
NEWMONT CORP COM 651639106 2,263 35,702 SH   SOLE   35,702 0 0
NORTHERN TR CORP COM 665859104 295 2,550 SH   SOLE   2,550 0 0
NORTHROP GRUMMAN CORP COM 666807102 114 315 SH   SOLE   0 0 315
NOVARTIS AG SPONSORED ADR 66987V109 205 2,250 SH   SOLE   2,250 0 0
OGE ENERGY CORP COM 670837103 99 2,930 SH   SOLE   0 0 2,930
ORACLE CORP COM 68389X105 216 2,770 SH   SOLE   2,770 0 0
ORGANON & CO COMMON STOCK 68622V106 209 6,936 SH   SOLE   6,821 0 115
OUTFRONT MEDIA INC COM 69007J106 2,973 123,710 SH   SOLE   123,710 0 0
PARKER-HANNIFIN CORP COM 701094104 154 500 SH   SOLE   0 0 500
PAYCHEX INC COM 704326107 155 1,440 SH   SOLE   0 0 1,440
PAYPAL HLDGS INC COM 70450Y103 6,472 22,204 SH   SOLE   22,204 0 0
PEPSICO INC COM 713448108 5,574 37,617 SH   SOLE   36,942 0 675
PFIZER INC COM 717081103 6,202 158,377 SH   SOLE   158,377 0 0
PINNACLE WEST CAP CORP COM 723484101 3,966 48,385 SH   SOLE   48,385 0 0
PPL CORP COM 69351T106 2,511 89,770 SH   SOLE   89,770 0 0
PROCTER AND GAMBLE CO COM 742718109 8,630 63,960 SH   SOLE   63,960 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 4,084 68,360 SH   SOLE   68,360 0 0
QUALCOMM INC COM 747525103 1,205 8,430 SH   SOLE   8,430 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 70 819 SH   SOLE   0 0 819
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,195 54,345 SH   SOLE   53,130 0 1,215
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 936 10,650 SH   SOLE   10,650 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 812 15,075 SH   SOLE   1,075 0 14,000
SOUTHERN CO COM 842587107 5,542 91,595 SH   SOLE   91,095 0 500
SOUTHWEST AIRLS CO COM 844741108 1,221 23,000 SH   SOLE   23,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,946 11,752 SH   SOLE   11,752 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,705 41,361 SH   OTR N/A 0 0 41,361
SPDR S&P 500 ETF TR TR UNIT 78462F103 91,245 213,159 SH   SOLE   21,471 0 191,688
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 6,130 12,485 SH   OTR N/A 0 0 12,485
SPDR SER TR BLOOMBERG BRCLYS 78468R622 3,322 30,210 SH   SOLE   0 0 30,210
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,408 48,582 SH   SOLE   0 0 48,582
SPDR SER TR PORTFOLIO LN COR 78464A367 95 3,000 SH   SOLE   0 0 3,000
SPDR SER TR PORTFOLIO SHORT 78464A474 2,994 95,650 SH   SOLE   0 0 95,650
STARBUCKS CORP COM 855244109 950 8,500 SH   SOLE   8,500 0 0
STRYKER CORPORATION COM 863667101 1,766 6,800 SH   SOLE   6,800 0 0
SYSCO CORP COM 871829107 5,913 76,050 SH   SOLE   76,050 0 0
TARGET CORP COM 87612E106 5,860 24,239 SH   SOLE   24,239 0 0
TJX COS INC NEW COM 872540109 1,018 15,100 SH   SOLE   15,100 0 0
T-MOBILE US INC COM 872590104 1,057 7,300 SH   SOLE   7,300 0 0
TRUIST FINL CORP COM 89832Q109 801 14,440 SH   SOLE   14,440 0 0
UNION PAC CORP COM 907818108 2,419 11,000 SH   SOLE   11,000 0 0
UNITED PARCEL SERVICE INC CL B 911312106 403 1,940 SH   SOLE   1,940 0 0
UNITEDHEALTH GROUP INC COM 91324P102 481 1,200 SH   SOLE   1,200 0 0
US BANCORP DEL COM NEW 902973304 4,582 80,428 SH   SOLE 01 02 80,428 0 0
US BANCORP DEL COM NEW 902973304 1,004,292 17,628,443 SH   DFND 01 02 0 17,628,443 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,441 17,140 SH   SOLE   0 0 17,140
VANGUARD INDEX FDS MID CAP ETF 922908629 4,294 18,090 SH   SOLE   0 0 18,090
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,424 37,395 SH   SOLE   0 0 37,395
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,884 66,800 SH   SOLE   56,000 0 10,800
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,343 16,319 SH   OTR N/A 0 0 16,319
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,527 71,845 SH   SOLE   47,400 0 24,445
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,480 21,775 SH   SOLE   0 0 21,775
VERISK ANALYTICS INC COM 92345Y106 5,067 29,000 SH   OTR N/A 29,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,198 74,916 SH   SOLE   74,916 0 0
VIATRIS INC COM 92556V106 41 2,843 SH   SOLE   2,843 0 0
VISA INC COM CL A 92826C839 1,742 7,450 SH   SOLE   6,950 0 500
WALMART INC COM 931142103 6,427 45,575 SH   SOLE   45,575 0 0
WASTE MGMT INC DEL COM 94106L109 280 2,000 SH   SOLE   2,000 0 0
WELLS FARGO CO NEW COM 949746101 6,999 154,547 SH   SOLE 01 02 154,547 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 823 10,796 SH   SOLE   10,796 0 0
YUM CHINA HLDGS INC COM 98850P109 1,318 19,900 SH   SOLE   19,900 0 0
ZOETIS INC CL A 98978V103 75 400 SH   SOLE   0 0 400