FREE WRITING PROSPECTUS

FILED PURSUANT TO RULE 433

REGISTRATION FILE NO.: 333-226082-06

Sent:  Thursday, January 16, 2020 1:22:42 PM
Subject:  GSMS 2020-GC45 -- IO (XA/XB) Pricing Spots (external)

GSMS 2020-GC45 -- IO (XA/XB) Pricing Spots (external)

7yr:    100-03

10yr:  99-14

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