Exhibit 23

We hereby consent to the incorporation by reference in the Registration Statements on Forms S-8 (Nos. 333-118517, 333-94659, 333-64428, 033-61355, 333-31143, 333-31141, and 333-02261) of 21st Century Insurance Group of our report dated February 16, 2005, relating to the consolidated financial statements, financial statement schedule, management's assessment of the effectiveness of internal control over financial reporting and the effectiveness of internal control over financial reporting, which appears in this Form 10-K.