OTHER ASSETS (Tables)

12 Months Ended

Dec. 31, 2019

OTHER ASSETS [Abstract]

Schedule of Other Assets

	At		At
	December 31,		December 31,
(in thousands)	2019		2018
Other assets:
Real estate owned	$	8,397	$	3,769
Debt issue costs		2,675		─
Derivative assets		597		5,797
Accrued interest receivable		853		854
Other assets		462		520
Total other assets	$	12,984	$	10,940

Schedule Of Real Estate Owned, Held For Use

	At		At
	December 31,		December 31,
(in thousands)	2019		2018
Land improvements	$	5,778	$	1,150
Land		2,619		2,619
Total	$	8,397	$	3,769