XML 185 R167.htm IDEA: XBRL DOCUMENT v3.8.0.1
FINANCIAL RISK MANAGEMENT (Details 1) - PEN (S/)
S/ in Thousands
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
[1]
Dec. 31, 2014
Disclosure of financial risks management [Line Items]        
Allowance for loan losses S/ 4,943,008 [1] S/ 4,416,692 [1] S/ 4,032,219 S/ 3,102,096
Financial assets impaired [member]        
Disclosure of financial risks management [Line Items]        
Impaired loans 4,575,646 4,211,406    
Fair value of collateral 2,580,115 2,344,795    
Allowance for loan losses 2,469,767 2,404,929    
Commercial loans [Member]        
Disclosure of financial risks management [Line Items]        
Allowance for loan losses 1,680,126 [1] 1,235,970 [1] 1,197,713 556,270
Commercial loans [Member] | Financial assets impaired [member]        
Disclosure of financial risks management [Line Items]        
Impaired loans 1,572,579 1,413,268    
Fair value of collateral 1,692,544 1,542,874    
Allowance for loan losses 835,786 813,844    
Mortgages [member] | Financial assets impaired [member]        
Disclosure of financial risks management [Line Items]        
Impaired loans 865,610 761,647    
Fair value of collateral 734,397 639,186    
Allowance for loan losses 119,945 116,796    
Micro business loans [Member] | Financial assets impaired [member]        
Disclosure of financial risks management [Line Items]        
Impaired loans 1,259,635 1,162,295    
Fair value of collateral 34,702 69,503    
Allowance for loan losses 1,045,694 1,018,242    
Consumer loans [member]        
Disclosure of financial risks management [Line Items]        
Allowance for loan losses 1,558,017 [1] 1,634,169 [1] S/ 1,288,528 S/ 1,256,616
Consumer loans [member] | Financial assets impaired [member]        
Disclosure of financial risks management [Line Items]        
Impaired loans 877,822 874,196    
Fair value of collateral 118,472 93,232    
Allowance for loan losses S/ 468,342 S/ 456,047    
[1] The movement in the allowance for loan losses includes the allowance for direct and indirect loans for approximately S/4,500.5 million and S/442.5 million, respectively, at December 31, 2017 (approximately S/4,207.1 million and S/209.6 million, respectively, at December 31, 2016 and approximately S/3,840.3 million and S/191.9 million, respectively, at December 31, 2015). The allowance for indirect loan losses is included in “Other liabilities” of the consolidated statement of financial position, Note 12(a). In Management’s opinion, the allowance for loan losses recorded as of December 31, 2017, 2016 and 2015 has been established in accordance with IAS 39 and is sufficient to cover incurred losses on the loan portfolio.