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INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES, Components of the Movement (Details) - PEN (S/)
S/ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Components of the Movement [abstract]    
Balances at the beginning of the period S/ 9,567,014 S/ 8,595,335
Changes in the consolidated statement of income [Abstract]    
Changes in estimates that adjust the CSM (5,689) (7,095)
Changes in estimates that result in losses and recoveries for contract losses onerous (9,630) (11,974)
Initial recognition contracts 30,894 20,513
Changes related to future services 15,575 1,444
CSM recognized for services provided (125,610) (128,639)
Changes in the risk adjustment recognized for the expired risk (20,039) (22,759)
Experience adjustments 829,682 871,424
Changes related to current services 684,033 720,026
Adjustments to liabilities for incurred claims (703,341) (754,697)
Result of the insurance service (3,733) (33,227)
Net financial expenses for insurance contracts 613,487  
Net financial expenses for reinsurance contracts   1,188,204
Total changes in the consolidated income statement 609,754 1,154,977
Other changes 56,013 (125,495)
Cash flow [Abstract]    
Premiums collected 1,500,797 1,091,817
Benefits and expenses paid (1,077,186) (1,085,630)
Acquisition fees paid (80,588) (63,990)
Net cash flow 343,023 (57,803)
Balances at the end of the period 10,575,804 9,567,014
Contractual service margin of insurance contracts under fair value approach 794,900  
Insurance Contract Liabilities Measured Under General Model [Member]    
Cash flow [Abstract]    
Insurance contract liabilities 9,536,800 8,696,900
Insurance Contract Liabilities Measured Under Variable Fee Approach [Member]    
Cash flow [Abstract]    
Insurance contract liabilities 1,039,000 870,100
Present Value of Fulfillment Cash Flows [Member]    
Components of the Movement [abstract]    
Balances at the beginning of the period 8,220,567 7,186,948
Changes in the consolidated statement of income [Abstract]    
Changes in estimates that adjust the CSM (19,665) 50,644
Changes in estimates that result in losses and recoveries for contract losses onerous (8,949) 4,483
Initial recognition contracts (102,195) (94,546)
Changes related to future services (130,809) (39,419)
CSM recognized for services provided 0 0
Changes in the risk adjustment recognized for the expired risk 0 0
Experience adjustments 829,682 871,245
Changes related to current services 829,682 871,245
Adjustments to liabilities for incurred claims (713,268) (764,140)
Result of the insurance service (14,395) 67,686
Net financial expenses for insurance contracts 564,473  
Net financial expenses for reinsurance contracts   1,140,937
Total changes in the consolidated income statement 550,078 1,208,623
Other changes 51,293 (100,717)
Cash flow [Abstract]    
Premiums collected 1,500,797 1,091,817
Benefits and expenses paid (1,077,186) (1,085,630)
Acquisition fees paid (80,588) (80,474)
Net cash flow 343,023 (74,287)
Balances at the end of the period 9,164,961 8,220,567
Risk Adjustment [Member]    
Components of the Movement [abstract]    
Balances at the beginning of the period 144,207 254,151
Changes in the consolidated statement of income [Abstract]    
Changes in estimates that adjust the CSM 4,441 (97,658)
Changes in estimates that result in losses and recoveries for contract losses onerous (681) (10,842)
Initial recognition contracts 9,628 8,226
Changes related to future services 13,388 (100,274)
CSM recognized for services provided 0 0
Changes in the risk adjustment recognized for the expired risk (20,039) (22,759)
Experience adjustments 0 5
Changes related to current services (20,039) (22,754)
Adjustments to liabilities for incurred claims 9,927 9,443
Result of the insurance service 3,276 (113,585)
Net financial expenses for insurance contracts 3,896  
Net financial expenses for reinsurance contracts   7,125
Total changes in the consolidated income statement 7,172 (106,460)
Other changes 1,414 (3,484)
Cash flow [Abstract]    
Premiums collected 0 0
Benefits and expenses paid 0 0
Acquisition fees paid 0 0
Net cash flow 0 0
Balances at the end of the period 152,793 144,207
Contractual Service Margin (CSM) [Member]    
Components of the Movement [abstract]    
Balances at the beginning of the period 1,202,240 1,154,236
Changes in the consolidated statement of income [Abstract]    
Changes in estimates that adjust the CSM 9,535 39,919
Changes in estimates that result in losses and recoveries for contract losses onerous 0 (5,615)
Initial recognition contracts 123,461 106,833
Changes related to future services 132,996 141,137
CSM recognized for services provided (125,610) (128,639)
Changes in the risk adjustment recognized for the expired risk 0 0
Experience adjustments 0 174
Changes related to current services (125,610) (128,465)
Adjustments to liabilities for incurred claims 0 0
Result of the insurance service 7,386 12,672
Net financial expenses for insurance contracts 45,118  
Net financial expenses for reinsurance contracts   40,142
Total changes in the consolidated income statement 52,504 52,814
Other changes 3,306 (21,294)
Cash flow [Abstract]    
Premiums collected 0 0
Benefits and expenses paid 0 0
Acquisition fees paid 0 16,484
Net cash flow 0 16,484
Balances at the end of the period S/ 1,258,050 S/ 1,202,240