XML 118 R93.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS, NET, Movement of Gross Balance of Credit Portfolio by Stages (Details) - PEN (S/)
S/ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Gross balance of loan portfolio [Roll Forward]    
Beginning balance S/ 163,947,270  
Ending balance 166,986,750 S/ 163,947,270
Stage 1 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 134,378,762 133,643,477
Transfer to stage 2 (26,832,665) (28,651,226)
Transfer to stage 3 (645,942) (1,138,112)
Transfer from stage 2 13,995,296 17,561,997
Transfer from stage 3 709,479 266,030
New loans, liquidation and write-offs, net 17,300,502 13,718,565
Transfers between classes of loans 0 0
Sale of loan portfolio 0 0
Exchange differences and others 455,068 (1,021,969)
Ending balance 139,360,500 134,378,762
Stage 2 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 17,443,067 22,795,322
Transfer to stage 1 (13,995,296) (17,561,997)
Transfer to stage 3 (5,702,910) (6,439,879)
Transfer from stage 1 26,832,665 28,651,226
Transfer from stage 3 794,562 429,853
New loans, liquidation and write-offs, net (8,399,808) (10,442,523)
Transfers between classes of loans 0 0
Sale of loan portfolio 0 0
Exchange differences and others (9,369) 11,065
Ending balance 16,962,911 17,443,067
Stage 3 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 12,125,441 12,379,203
Transfer to stage 1 (709,479) (266,030)
Transfer to stage 2 (794,562) (429,853)
Transfer from stage 1 645,942 1,138,112
Transfer from stage 2 5,702,910 6,439,879
New loans, liquidation and write-offs, net (6,164,898) (6,568,596)
Transfers between classes of loans 0 0
Sale of loan portfolio (174,311) (489,987)
Exchange differences and others 32,296 (77,287)
Ending balance 10,663,339 12,125,441
Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 163,947,270 168,818,002
Written off and forgivens (3,887,584) (3,324,667)
Transfers between classes of loans 0 0
New loans and liquidation, net 6,623,380 32,113
Sale of loan portfolio (174,311) (489,987)
Exchange differences and others 477,995 (1,088,191)
Ending balance 166,986,750 163,947,270
Commercial Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 83,928,787 86,190,457
Transfer to stage 2 (6,375,422) (7,735,234)
Transfer to stage 3 (321,490) (390,080)
Transfer from stage 2 5,170,908 6,837,244
Transfer from stage 3 557,795 113,232
New loans, liquidation and write-offs, net 4,212,548 (957,315)
Transfers between classes of loans 1,471,769 865,954
Sale of loan portfolio 0 0
Exchange differences and others 460,706 (995,471)
Ending balance 89,105,601 83,928,787
Commercial Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 5,937,197 8,850,173
Transfer to stage 1 (5,170,908) (6,837,244)
Transfer to stage 3 (1,523,412) (1,901,832)
Transfer from stage 1 6,375,422 7,735,234
Transfer from stage 3 517,832 149,554
New loans, liquidation and write-offs, net (1,763,989) (2,566,703)
Transfers between classes of loans 134,410 505,667
Sale of loan portfolio 0 0
Exchange differences and others 1,594 2,348
Ending balance 4,508,146 5,937,197
Commercial Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 7,307,176 8,150,200
Transfer to stage 1 (557,795) (113,232)
Transfer to stage 2 (517,832) (149,554)
Transfer from stage 1 321,490 390,080
Transfer from stage 2 1,523,412 1,901,832
New loans, liquidation and write-offs, net (1,843,891) (2,325,958)
Transfers between classes of loans (265,854) (86,176)
Sale of loan portfolio (110,550) (377,652)
Exchange differences and others 17,264 (82,364)
Ending balance 5,873,420 7,307,176
Commercial Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 97,173,160 103,190,830
Written off and forgivens (594,478) (369,307)
Transfers between classes of loans 1,340,325 1,285,445
New loans and liquidation, net 1,199,146 (5,480,669)
Sale of loan portfolio (110,550) (377,652)
Exchange differences and others 479,564 (1,075,487)
Ending balance 99,487,167 97,173,160
Residential Mortgage Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 19,150,069 18,640,432
Transfer to stage 2 (4,867,259) (3,890,376)
Transfer to stage 3 (78,840) (87,230)
Transfer from stage 2 2,949,592 2,834,608
Transfer from stage 3 22,355 68,812
New loans, liquidation and write-offs, net 1,727,613 1,680,893
Transfers between classes of loans 2,186 0
Sale of loan portfolio 0 0
Exchange differences and others 50,813 (97,070)
Ending balance 18,956,529 19,150,069
Residential Mortgage Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 3,558,102 3,207,081
Transfer to stage 1 (2,949,592) (2,834,608)
Transfer to stage 3 (493,788) (498,299)
Transfer from stage 1 4,867,259 3,890,376
Transfer from stage 3 52,741 109,625
New loans, liquidation and write-offs, net (548,555) (301,840)
Transfers between classes of loans 0 0
Sale of loan portfolio 0 0
Exchange differences and others 6,158 (14,233)
Ending balance 4,492,325 3,558,102
Residential Mortgage Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 1,468,748 1,388,061
Transfer to stage 1 (22,355) (68,812)
Transfer to stage 2 (52,741) (109,625)
Transfer from stage 1 78,840 87,230
Transfer from stage 2 493,788 498,299
New loans, liquidation and write-offs, net (284,913) (248,110)
Transfers between classes of loans 871 0
Sale of loan portfolio (44,749) (69,258)
Exchange differences and others 5,689 (9,037)
Ending balance 1,643,178 1,468,748
Residential Mortgage Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 24,176,919 23,235,574
Written off and forgivens (20,162) (25,205)
Transfers between classes of loans 3,057 0
New loans and liquidation, net 914,307 1,156,148
Sale of loan portfolio (44,749) (69,258)
Exchange differences and others 62,660 (120,340)
Ending balance 25,092,032 24,176,919
Small Business Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 16,065,846 13,425,653
Transfer to stage 2 (9,240,619) (10,427,681)
Transfer to stage 3 (115,321) (193,852)
Transfer from stage 2 3,329,738 4,537,627
Transfer from stage 3 44,315 15,883
New loans, liquidation and write-offs, net 8,378,279 9,439,846
Transfers between classes of loans (1,471,769) (865,954)
Sale of loan portfolio 0 0
Exchange differences and others (84,640) 134,324
Ending balance 16,905,829 16,065,846
Small Business Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 4,630,314 7,266,464
Transfer to stage 1 (3,329,738) (4,537,627)
Transfer to stage 3 (1,907,961) (2,151,478)
Transfer from stage 1 9,240,619 10,427,681
Transfer from stage 3 118,948 104,183
New loans, liquidation and write-offs, net (4,355,869) (6,021,879)
Transfers between classes of loans (134,410) (505,667)
Sale of loan portfolio 0 0
Exchange differences and others (18,318) 48,637
Ending balance 4,243,585 4,630,314
Small Business Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 1,802,830 1,741,559
Transfer to stage 1 (44,315) (15,883)
Transfer to stage 2 (118,948) (104,183)
Transfer from stage 1 115,321 193,852
Transfer from stage 2 1,907,961 2,151,478
New loans, liquidation and write-offs, net (2,237,017) (2,231,402)
Transfers between classes of loans 265,854 86,176
Sale of loan portfolio (7,081) (21,388)
Exchange differences and others 3,098 2,621
Ending balance 1,687,703 1,802,830
Small Business Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 22,498,990 22,433,676
Written off and forgivens (1,746,105) (1,519,522)
Transfers between classes of loans (1,340,325) (1,285,445)
New loans and liquidation, net 3,531,498 2,706,087
Sale of loan portfolio (7,081) (21,388)
Exchange differences and others (99,860) 185,582
Ending balance 22,837,117 22,498,990
Consumer Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 15,234,060 15,386,935
Transfer to stage 2 (6,349,365) (6,597,935)
Transfer to stage 3 (130,291) (466,950)
Transfer from stage 2 2,545,058 3,352,518
Transfer from stage 3 85,014 68,103
New loans, liquidation and write-offs, net 2,982,062 3,555,141
Transfers between classes of loans (2,186) 0
Sale of loan portfolio 0 0
Exchange differences and others 28,189 (63,752)
Ending balance 14,392,541 15,234,060
Consumer Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 3,317,454 3,471,604
Transfer to stage 1 (2,545,058) (3,352,518)
Transfer to stage 3 (1,777,749) (1,888,270)
Transfer from stage 1 6,349,365 6,597,935
Transfer from stage 3 105,041 66,491
New loans, liquidation and write-offs, net (1,731,395) (1,552,101)
Transfers between classes of loans 0 0
Sale of loan portfolio 0 0
Exchange differences and others 1,197 (25,687)
Ending balance 3,718,855 3,317,454
Consumer Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 1,546,687 1,099,383
Transfer to stage 1 (85,014) (68,103)
Transfer to stage 2 (105,041) (66,491)
Transfer from stage 1 130,291 466,950
Transfer from stage 2 1,777,749 1,888,270
New loans, liquidation and write-offs, net (1,799,077) (1,763,126)
Transfers between classes of loans (871) 0
Sale of loan portfolio (11,931) (21,689)
Exchange differences and others 6,245 11,493
Ending balance 1,459,038 1,546,687
Consumer Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member]    
Gross balance of loan portfolio [Roll Forward]    
Beginning balance 20,098,201 19,957,922
Written off and forgivens (1,526,839) (1,410,633)
Transfers between classes of loans (3,057) 0
New loans and liquidation, net 978,429 1,650,547
Sale of loan portfolio (11,931) (21,689)
Exchange differences and others 35,631 (77,946)
Ending balance S/ 19,570,434 S/ 20,098,201