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OPERATING SEGMENTS (Tables)
 12 Months Ended
Dec. 31, 2024
OPERATING SEGMENTS [Abstract]  
Breakdown of Assets Corresponding to Group's Reportable Segments and Distribution of Total Revenue, Operating Revenue and Non-current Assets from Segment
  (i)
The following table presents information recorded in the results and for certain items of the assets corresponding to the Group’s reportable segments (in millions of soles) as of December 31, 2024, 2023 and 2022:

   
Income (*)
                                                        
2024
  
External
    
From other
segments
(**)
    
Net interest,
similar
income and
expenses
    
Other
income, net
(***)
    
Provision
for credit
losses on
loan
portfolio
    
Depreciation and
amortization and
right-in-use
    
Income tax
    
Net profit
(loss)
    
Additions of
fixed asset,
intangibles
and
goodwill
    
Total
assets
    
Total
liabilities
  
Universal Banking
                                                                  
Banco de Crédito del Perú
    
19,176
      
647
      
10,815
      
4,831
      
(2,831
)
    
(492
)
    
(1,767
)
    
5,003
      
722
      
194,921
      
171,451
  
Banco de Crédito de Bolivia
    
924
      
25
      
353
      
254
      
(84
)
    
(30
)
    
(73
)
    
94
      
84
      
12,996
      
12,954
  
      20,100       672       11,168       5,085       (2,915 )     (522 )     (1,840 )     5,097       806       207,917       184,405  
Insurance and Pension funds
                                                                                        
Pacífico Seguros and subsidiaries
    
1,769
      
541
      
299
      
935
      
–
      
(2
)
    
(44
)
    
770
      
122
      
17,777
      
14,355
  
Prima AFP
    
385
      
6
      
2
      
379
      
–
      
(27
)
    
(55
)
    
133
      
12
      
658
      
182
  
      2,154       547       301       1,314       –       (29 )     (99 )     903       134       18,435       14,537  
Microfinance
                                                                                        
MiBanco
    
3,195
      
146
      
2,243
      
125
      
(851
)
    
(93
)
    
(85
)
    
308
      
85
      
16,979
      
14,279
  
MiBanco Colombia
    
574
      
1
      
326
      
60
      
(118
)
    
(19
)
    
(1
)
    
(10
)
    
10
      
2,323
      
1,900
  
      3,769       147       2,569       185       (969 )     (112 )     (86 )     298       95       19,302       16,179  
                                                                                         
Investment Management and Advisory
    
1,317
      
527
      
36
      
945
      
(30
)
    
(43
)
    
(69
)
    
196
      
36
      
8,466
      
6,907
  
Other segments
    
388
      
132
      
41
      
174
      
(29
)
    
(7
)
    
(83
)
    
(869
)
    
40
      
6,341
      
3,286
  
Eliminations
    
(256
)
    
–
      
–
      
(100
)
    
–
      
–
      
(24
)
    
(2
)
    
–
      
(4,372
)
    
(4,202
)
Total consolidated
    
27,472
      
2,025
      
14,115
      
7,603
      
(3,943
)
    
(713
)
    
(2,201
)
    
5,623
      
1,111
      
256,089
      
221,112
  


(*)
Corresponds to total interest and similar income, other income and the result of the insurance and reinsurance service.

(**)
Corresponds to income derived from transactions with other segments, which were eliminated in the consolidated statement of income.

(***)
Corresponds to other income (include income and expenses for commissions) and result of the insurance and reinsurance service.

   
Income (*)
                                                        
2023
  
External
    
From other
segments
(**)
    
Net interest,
similar
income and
expenses
    
Other
income, net
(***)
    
Provision
for credit
losses on
loan
portfolio
    
Depreciation and
amortization
and
right-in-use
    
Income tax
    
Net profit
(loss)
    
Additions of
fixed asset,
intangibles
and
goodwill
    
Total assets
    
Total
liabilities
  
Universal Banking
                                                                  
Banco de Crédito del Perú
    
17,802
      
686
      
9,818
      
4,315
      
(2,846
)
    
(460
)
    
(1,498
)
    
4,379
      
894
      
178,053
      
155,908
  
Banco de Crédito de Bolivia
    
820
      
19
      
332
      
110
      
(50
)
    
(28
)
    
(62
)
    
3
      
16
      
12,631
      
12,593
  
      18,622       705       10,150       4,425       (2,896 )     (488 )     (1,560 )     4,382       910       190,684       168,501  
Insurance and Pension funds
                                                                                        
Pacífico Seguros and subsidiaries
    
1,730
      
528
      
285
      
952
      
–
      
(4
)
    
(40
)
    
819
      
79
      
16,586
      
13,435
  
Prima AFP
    
386
      
7
      
4
      
379
      
–
      
(25
)
    
(57
)
    
150
      
17
      
741
      
240
  
      2,116       535       289       1,331       –       (29 )     (97 )     969       96       17,327       13,675  
Microfinance
                                                                                        
MiBanco
    
3,236
      
187
      
2,165
      
155
      
(923
)
    
(87
)
    
(47
)
    
202
      
129
      
16,931
      
13,902
  
MiBanco Colombia
    
489
      
1
      
255
      
45
      
(125
)
    
(15
)
    
26
      
(145
)
    
44
      
2,164
      
1,892
  
      3,725       188       2,420       200       (1,048 )     (102 )     (21 )     57       173       19,095       15,794  

                                                                                       
Investment Management and Advisory
   
1,210
      
518
      
82
      
809
      
–
      
(50
)
    
(31
)
    
161
      
16
      
10,104
      
8,394
  
Other segments
    
278
      
105
      
(3
)
    
216
      
(13
)
    
10
      
(179
)
    
(609
)
    
19
      
4,947
      
2,670
  
Eliminations
    
(286
)
    
–
      
–
      
(114
)
    
–
      
–
      
–
      
–
      
–
      
(3,317
)
    
(3,301
)
Total consolidated
    
25,665
      
2,051
      
12,938
      
6,867
      
(3,957
)
    
(659
)
    
(1,888
)
    
4,960
      
1,214
      
238,840
      
205,733
  


(*)
Corresponds to total interest and similar income, other income and the result of the insurance and reinsurance service.

(**)
Corresponds to income derived from transactions with other segments, which were eliminated in the consolidated statement of income.

(***)
Corresponds to other income (include income and expenses for commissions and insurance and the result of the insurance and reinsurance service.

 
  
Income (*)
                                                        
2022
  
External
    
From other
segments
(**)
    
Net interest,
similar
income and
expenses
    
Other
income, net
(***)
    
Provision
for credit
losses on
loan
portfolio
    
Depreciation and
amortization
and
right-in-use
    
Income tax
   
Net profit
(loss)
    
Additions of
fixed asset,
intangibles
and
goodwill
    
Total assets
    
Total
liabilities
  
Universal Banking
                                                                  
Banco de Crédito del Perú
    
13,510
      
518
      
7,828
      
3,139
      
(1,448
)
    
(452
)
    
(1,625
)
    
4,258
      
590
      
177,907
      
157,485
  
Banco de Crédito de Bolivia
    
865
      
9
      
325
      
167
      
(69
)
    
(24
)
    
(112
)
    
68
      
15
      
12,698
      
11,838
  
 
     14,375       527       8,153       3,306       (1,517 )     (476 )     (1,737 )     4,326       605       190,605       169,323  
Insurance and Pension funds
                                                                                       
Pacífico Seguros and subsidiaries
    
1,689
      
63
      
301
      
758
      
–
      
(3
)
    
(12
)
    
467
      
80
      
14,565
      
12,149
  
Prima AFP
    
354
      
4
      
–
      
354
      
–
      
(23
)
    
(48
)
    
110
      
29
      
735
      
238
  
 
     2,043       67       301       1,112       –       (26 )     (60 )     577       109       15,300       12,387  
Microfinance
                                                                                        
MiBanco
    
2,750
      
–
      
2,139
      
31
      
(597
)
    
(76
)
    
(165
)
    
425
      
96
      
17,226
      
14,444
  
MiBanco Colombia
    
375
      
–
      
236
      
45
      
(45
)
    
(13
)
    
(7
)
    
14
      
8
      
1,530
      
1,290
  
 
     3,125       –       2,375       76       (642 )     (89 )     (172 )     439       104       18,756       15,734  
                                                                                         
Investment Management and Advisory
    
923
      
90
      
98
      
666
      
–
      
(41
)
    
(15
)
    
21
      
41
      
14,051
      
10,670
  
Other segments
    
453
      
41
      
165
      
748
      
–
      
(4
)
    
(127
)
    
(603
)
    
61
      
3,476
      
2,606
  
Eliminations
    
–
      
–
      
–
      
–
      
–
      
–
      
–
      
–
      
–
      
(6,774
)
    
(4,901
)
Total consolidated
    
20,919
      
725
      
11,092
      
5,908
      
(2,159
)
    
(636
)
    
(2,111
)
    
4,760
      
920
      
235,414
      
205,819
  


(*)
Corresponds to total interest and similar income, other income and the result of the insurance and reinsurance service.

(**)
Corresponds to income derived from transactions with other segments, which were eliminated in the consolidated statement of income.

(***)
Corresponds to other income (include income and expenses for commissions and insurance and the result of the insurance and reinsurance service.

  (ii)
The following table presents (in millions of soles) the distribution of the total revenue, operating revenue and non-current assets of the Group; all assigned based on the location of the clients and assets, respectively, as of December 31, 2024, 2023 and 2022:

   
2024
    
2023
    
2022
  
   
Total
income (*)
    
Operating
income (**)
    
Total non
current
assets (***)
    
Total
liabilities
    
Total
income (*)
    
Operating
income (**)
    
Total non
current
assets (***)
    
Total
liabilities
    
Total
income (*)
    
Operating
income (**)
    
Total non
current
assets (***)
    
Total
liabilities
  
Peru
    
24,573
      
13,358
      
4,459
      
196,497
      
22,588
      
11,922
      
4,648
      
180,268
      
14,053
      
10,430
      
4,325
      
179,855
  
Bermuda
    
(767
)
    
(636
)
    
5
      
1,917
      
150
      
(45
)
    
–
      
2,086
      
5,151
      
(28
)
    
134
      
2,123
  
Panama
    
356
      
129
      
29
      
4,758
      
384
      
174
      
31
      
5,580
      
295
      
105
      
3
      
8,384
  
Cayman Islands    
734
      
662
      
–
      
268
      
503
      
358
      
–
      
154
      
72
      
72
      
–
      
139
  
Bolivia
    
1,065
      
346
      
201
      
13,121
      
1,028
      
328
      
122
      
12,784
      
960
      
377
      
113
      
11,885
  
Colombia
    
1,265
      
240
      
339
      
3,402
      
854
      
199
      
193
      
4,060
      
193
      
132
      
22
      
2,283
  
United States of America
   
38
      
–
      
9
      
17
      
29
      
–
      
14
      
19
      
8
      
–
      
5
      
15
  
Chile
    
208
      
16
      
88
      
1,132
      
129
      
2
      
75
      
778
      
187
      
4
      
119
      
1,132
  
Others
     –       –       –       –       –       –       –       4       –       –       3       3  
Total consolidated
    
27,472
      
14,115
      
5,130
      
221,112
      
25,665
      
12,938
      
5,083
      
205,733
      
20,919
      
11,092
      
4,724
      
205,819
  


(*)
Including total interest and similar income, other income and the result of the insurance and reinsurance service.

(**)
Operating income includes the income from interest and similar expenses from banking activities and the result of the insurance and reinsurance service.

(***)
Non-current assets consist of property, furniture and equipment, intangible and goodwill and right-of-use assets, net.