DEPOSITS AND OBLIGATIONS (Tables)

12 Months Ended

Dec. 31, 2024

DEPOSITS AND OBLIGATIONS [Abstract]

Schedule of Detailed Information of Deposits and Obligations

a) This item consists of the following:

	2024		2023
	S/(000)		S/(000)
Saving deposits		59,757,825		52,375,813
Demand deposits		52,590,952		48,229,323
Time deposits (c)		44,116,438		41,290,011
Severance indemnity deposits		2,996,020		3,185,603
Bank’s negotiable certificates		1,101,347		1,194,653
Total		160,562,582		146,275,403
Interest payable		1,279,484		1,429,591
Total		161,842,066		147,704,994

Schedule of Detailed Information of Non-interest Bearing and Interest-bearing Deposits and Obligations

b) The amounts of non-interest-bearing and interest-bearing deposits and obligations without consider accrued interest are presented below:

	2024		2023
	S/(000)		S/(000)
Non-interest-bearing -
In Peru		42,057,905		37,627,288
In other countries		5,102,286		4,607,210
		47,160,191		42,234,498
Interest-bearing -
In Peru		104,085,586		94,452,833
In other countries		9,316,805		9,588,072
		113,402,391		104,040,905
Total		160,562,582		146,275,403

Schedule of Detailed Information of Balances of time Deposits by Maturity

c) The balance of time deposits classified by maturity is as follows:

	2024		2023
	S/(000)		S/(000)
Up to 3 months		27,772,950		23,975,997
From 3 months to 1 year		10,886,485		11,420,212
From 1 to 3 years		1,754,547		2,472,740
From 3 to 5 years		478,235		327,136
More than 5 years		3,224,221		3,093,926
Total		44,116,438		41,290,011