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ADMINISTRATIVE EXPENSES
12 Months Ended
Dec. 31, 2024
ADMINISTRATIVE EXPENSES [Abstract]  
ADMINISTRATIVE EXPENSES
24
ADMINISTRATIVE EXPENSES

This item consists of the following:

   
2024
   
2023
   
2022
 
     
S/(000)

   
S/(000)

   
S/(000)

                         
Systems expenses
    1,251,424       1,080,001       908,339  
Publicity
   
770,965
     
720,718
     
652,587
 
Consulting and professional fees
   
407,508
     
336,715
     
333,325
 
Taxes and contributions
   
382,711
     
264,326
     
280,171
 
Transport and communications
    244,255       226,860       225,491  
Repair and maintenance
   
154,533
     
157,127
     
136,105
 
Lease     124,781       108,357       91,680  
Comissions by agents    
118,156
     
115,120
     
106,356
 
Outsourcing
   
107,274
     
144,534
     
113,211
 
Sundry supplies
   
91,769
     
118,510
     
87,844
 
Subscriptions and quotes
   
74,002
     
61,945
     
55,914
 
Security and protection
    65,970       64,432       64,480  
Insurance
    55,150       56,324       62,994  
Electricity and water
   
52,260
     
56,359
     
50,566
 
Electronic processing
   
29,466
     
39,764
     
35,896
 
Cleaning
   
25,549
     
22,677
     
20,435
 
Others
    228,002       229,434       188,671  
Total
   
4,183,775
     
3,803,203
     
3,414,065