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FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT, Estimates of Accumulated Claims Incurred (Details) - PEN (S/)
Dec. 31, 2024
Dec. 31, 2023
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year S/ 14,958,064,000 S/ 14,584,486,000
1 year later 1,167,744,000 1,134,245,000
2 years later 492,958,000 496,461,000
3 years later 208,944,000 228,226,000
4 years later 112,491,000 86,872,000
5 years later 42,671,000 35,422,000
6 years later 53,930,000 19,272,000
7 years later 12,620,000 19,563,000
8 years later 6,816,000 14,442,000
9 years later 3,952,000 2,033,000
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 17,060,190,000 16,621,022,000
Liabilities / Gross Obligations accumulated by claims 2,970,074,000 2,761,562,000
Discount event (189,917,000) (193,602,000)
Effect of Risk Adjustment for non-financial risk 28,729,000 21,590,000
Gross LIC of the Temporary Regime and Definitive Regime 39,082,000 41,451,000
Gross provision for incurred claims 2,847,968,000 2,631,001,000
2014/2015 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,637,838,000 1,397,461,000
1 year later 2,458,000 1,027,000
2 years later 2,052,000 129,000
3 years later 3,390,000 0
4 years later 0 0
5 years later 0 0
6 years later 0 0
7 years later 0 0
8 years later 0 0
9 years later 0 0
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,645,738,000 1,398,617,000
Liabilities / Gross Obligations accumulated by claims 8,317,000 3,672,000
Discount event (1,614,000) (527,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 6,703,000 3,145,000
2015/2016 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,047,428,000 963,490,000
1 year later 1,999,000 3,453,000
2 years later 164,000 577,000
3 years later 82,000 53,000
4 years later 1,533,000 0
5 years later 0 0
6 years later 0 0
7 years later 0 0
8 years later 0 0
9 years later 0 0
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,051,206,000 967,573,000
Liabilities / Gross Obligations accumulated by claims 6,919,000 6,335,000
Discount event (1,021,000) (775,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 5,898,000 5,560,000
2016/2017 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,602,775,000 1,039,516,000
1 year later 2,917,000 3,475,000
2 years later 1,889,000 3,441,000
3 years later 92,000 505,000
4 years later 46,000 81,000
5 years later 843,000 0
6 years later 0 0
7 years later 0 0
8 years later 0 0
9 years later 0 0
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,608,562,000 1,047,018,000
Liabilities / Gross Obligations accumulated by claims 7,909,000 8,955,000
Discount event (1,015,000) (1,207,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 6,894,000 7,748,000
2017/2018 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,152,556,000 1,628,377,000
1 year later 5,830,000 1,693,000
2 years later 3,469,000 4,265,000
3 years later 2,122,000 3,902,000
4 years later 90,000 278,000
5 years later 75,000 28,000
6 years later 811,000 0
7 years later 0 0
8 years later 0 0
9 years later 0 0
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,164,953,000 1,638,543,000
Liabilities / Gross Obligations accumulated by claims 18,380,000 13,396,000
Discount event (1,900,000) (1,687,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 16,480,000 11,709,000
2018/2019 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,426,087,000 1,154,065,000
1 year later 15,447,000 6,872,000
2 years later 4,180,000 8,398,000
3 years later 2,880,000 4,665,000
4 years later 2,389,000 3,148,000
5 years later 144,000 262,000
6 years later 81,000 40,000
7 years later 1,419,000 0
8 years later 0 0
9 years later 0 0
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,452,627,000 1,177,450,000
Liabilities / Gross Obligations accumulated by claims 30,226,000 30,289,000
Discount event (2,849,000) (2,890,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 27,377,000 27,399,000
2019/2020 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,548,529,000 1,450,470,000
1 year later 21,123,000 9,523,000
2 years later 11,051,000 5,701,000
3 years later 3,500,000 2,263,000
4 years later 4,431,000 4,684,000
5 years later 3,446,000 4,008,000
6 years later 111,000 438,000
7 years later 30,000 93,000
8 years later 1,028,000 0
9 years later 0 0
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,593,249,000 1,477,180,000
Liabilities / Gross Obligations accumulated by claims 56,998,000 34,361,000
Discount event (4,729,000) (3,597,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 52,269,000 30,764,000
2020/2021 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 2,106,530,000 1,538,564,000
1 year later 107,965,000 38,655,000
2 years later 39,861,000 13,276,000
3 years later 11,137,000 5,093,000
4 years later 4,203,000 2,712,000
5 years later 6,419,000 5,379,000
6 years later 5,158,000 4,331,000
7 years later 30,000 358,000
8 years later 46,000 42,000
9 years later 297,000 0
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 2,281,646,000 1,608,410,000
Liabilities / Gross Obligations accumulated by claims 222,417,000 81,747,000
Discount event (15,369,000) (7,361,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 207,048,000 74,386,000
2021/2022 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,379,742,000 2,000,372,000
1 year later 167,943,000 137,774,000
2 years later 127,303,000 71,537,000
3 years later 31,737,000 22,757,000
4 years later 9,776,000 7,511,000
5 years later 4,076,000 2,762,000
6 years later 4,783,000 7,395,000
7 years later 2,316,000 5,953,000
8 years later 92,000 66,000
9 years later 854,000 29,000
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,728,622,000 2,256,156,000
Liabilities / Gross Obligations accumulated by claims 466,484,000 321,842,000
Discount event (34,248,000) (27,666,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 432,236,000 294,176,000
2022/2023 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,564,601,000 1,687,397,000
1 year later 172,015,000 317,513,000
2 years later 85,383,000 197,750,000
3 years later 59,927,000 89,213,000
4 years later 22,453,000 24,184,000
5 years later 9,912,000 7,492,000
6 years later 4,248,000 2,405,000
7 years later 3,339,000 6,962,000
8 years later 2,328,000 4,639,000
9 years later 244,000 356,000
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 1,924,450,000 2,337,911,000
Liabilities / Gross Obligations accumulated by claims 454,110,000 839,516,000
Discount event (34,104,000) (64,783,000)
Effect of Risk Adjustment for non-financial risk 0 0
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims 420,006,000 774,733,000
2023/2024 [Member]    
Gross estimates of the undiscounted amount of the claims [Abstract]    
At the end of the claim year 1,491,978,000 1,724,774,000
1 year later 670,047,000 614,260,000
2 years later 217,606,000 191,387,000
3 years later 94,077,000 99,775,000
4 years later 67,570,000 44,274,000
5 years later 17,756,000 15,491,000
6 years later 38,738,000 4,663,000
7 years later 5,486,000 6,197,000
8 years later 3,322,000 9,695,000
9 years later 2,557,000 1,648,000
Accumulated gross claims and other directly attributable expenses paid for the year of occurrence 2,609,137,000 2,712,164,000
Liabilities / Gross Obligations accumulated by claims 1,698,314,000 1,421,449,000
Discount event (93,068,000) (83,109,000)
Effect of Risk Adjustment for non-financial risk 28,729,000 21,590,000
Gross LIC of the Temporary Regime and Definitive Regime 0 0
Gross provision for incurred claims S/ 1,633,975,000 S/ 1,359,930,000