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DUE TO BANKS AND CORRESPONDENTS, International funds and others (Details)
S/ in Thousands, $ in Millions
12 Months Ended
Nov. 30, 2022
Bank
Dec. 31, 2024
PEN (S/)
Dec. 31, 2023
PEN (S/)
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   S/ 5,821,219 S/ 7,362,734    
Nominal amount   S/ 99,017,564 S/ 65,749,481    
Minimum [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
Maturity date   January 2025 January 2024    
Maximum [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
Maturity date   April 2035 April 2035    
Soles Currency [Member] | Minimum [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
Interest rate   5.03% 2.23% 5.03% 2.23%
Soles Currency [Member] | Maximum [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
Interest rate   7.86% 9.33% 7.86% 9.33%
Cross Currency Swap Contract [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
Nominal amount   S/ 225,800 S/ 222,500 $ 60.0 $ 60.0
Sumitomo Mitsui Banking Corporation [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   752,800 426,535    
Caixabank [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others [1]   590,948 370,900    
International Finance Corporation (IFC) [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others [1]   570,540 567,240    
Bank of America N.A. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   564,600 1,019,975    
Standard Chartered Bank Hong Kong LTD [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others [2]   564,600 483,654    
State Bank of India [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   564,600 0    
Banco De La Nacion [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   400,000 355,000    
Citibank N.A. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   376,401 185,450    
Commerzbank AG [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   376,400 370,900    
Bank of New York Mellon [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   188,200 593,440    
Corporacion Financiera de Desarrollo (COFIDE) [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   115,760 409,890    
Banco BBVA Peru [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   110,000 60,000    
Bancoldex [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   108,035 45,292    
Banco Bice [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   104,425 0    
ICBC Peru Bank S.A. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   60,000 50,000    
Notional amount   74,200   20.0  
Banco Nacional de Bolivia S.A. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   54,986 50,994    
Banco Bisa S.A. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   52,133 51,364    
Banco Internacional [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   49,947 0    
Banco Security [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   47,710 0    
JP Morgan Chase & Co. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others [3]   45,365 0    
Banco de Occidente [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   34,162 47,463    
Bancolombia S.A. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   25,013 58,171    
Club Deal Loan [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others [2]   0 923,965    
Wells Fargo Bank N.A. [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   0 898,275    
Zurcher Kantonalbank [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   0 185,450    
Bradesco Bac Florida Bank [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   0 92,725    
Banco Internacional del Peru S.A.A. (Interbank) [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   0 50,933    
Others [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
International funds and others   S/ 64,594 65,118    
Wells Fargo Bank NY-Agent Administrative, Standard Chartered Bank, JP Morgan Chase Bank N.A., HSBC Bank and Bank of America [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
Borrowing term   25 months      
Number of foreign banks in cancelled Club Deal Loan | Bank 5        
Wells Fargo Bank NY-Agent Administrative, Standard Chartered Bank, JP Morgan Chase Bank N.A., HSBC Bank and Bank of America [Member] | Interest Rate Swap [Member]          
DUE TO BANKS AND CORRESPONDENTS [Abstract]          
Notional amount   S/ 941,000 S/ 924,000 $ 250.0 $ 250.0
Borrowings basis spread on variable rate, term   3 months      
Borrowings basis spread on variable rate   0.015      
[1] As of December 31, 2024, the Group maintain cross currency swaps (CCS) that were designated as cash flow hedges of certain repo operations in U.S dollars for a nominal amount of US$60.0 million, equivalent to S/225.8 million (US$60.0 million, equivalent to S/222.5 million as of December 31, 2023), see Note 12(c).
[2] In December 2024, a 25-month Club Deal Loan format loan for US$250.0 million, equivalent to S/941.0 million, agreed in November 2022 with five foreign banks was canceled: Wells Fargo Bank NY (Administrative Agent), Standard Chartered Bank, JP Morgan Chase Bank N.A., HSBC Bank and Bank of America (as of December 31, 2023, the balance was US$250.0 million equivalent to S/924.0 million).In April 2023, JP Morgan Chase Bank carried out a partial transfer of its collection rights in favor of ICBC Perú Bank S.A. for US$20.0 million or S/74.2 million. The loan accrued interest at a 3-month SOFR variable rate plus a spread of 1.5 percent. Likewise, the expenses related to said transaction were deferred and accrued proportionally during the term of the loan.
[3] Promotional credit lines represent loans granted by Corporación Financiera de Desarrollo and Fondo de Cooperación para el Desarrollo Social (COFIDE and FONCODES for their Spanish acronyms, respectively) to promote the development of Peru, they mature between January 2025 and January 2032 and bear annual interest in soles at rates that fluctuate between 6.00 percent and 7.60 percent and interest in foreign currency at 7.75 percent as of December 31, 2024 (between January 2024 and January 2032 and with annual interest in soles at rates that fluctuate between 3.50 percent and 7.60 percent and interest in foreign currency between 7.75 percent as of December 31, 2023). These lines of credit are guaranteed with a portfolio of Fondo Mi Vivienda mortgage loans amounting S/4,550.6 million and S/4,389.4 million, as of December 31, 2024, and 2023 respectively.