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FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT, Classification of Direct Loans and Allowances of Loans (Details) - PEN (S/)
S/ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
[2]
Direct loans and allowances [Abstract]      
Gross S/ 143,483,254 S/ 147,190,269  
Less: Allowance for loan losses 8,277,916 [1] 7,872,402 [1],[2] S/ 8,477,308
Total, net 135,205,338 139,317,867  
Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 116,289,508 115,037,167  
Less: Allowance for loan losses 1,176,682 1,203,345  
Total, net 115,112,826 113,833,822  
Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 16,275,600 21,484,461  
Less: Allowance for loan losses 1,382,554 1,596,693  
Total, net 14,893,046 19,887,768  
Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 10,918,146 10,668,641  
Less: Allowance for loan losses 5,718,680 5,072,364  
Total, net 5,199,466 5,596,277  
Neither Past Due Nor Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 127,986,359 132,442,325  
Past Due but Not Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 4,578,748 4,079,303  
Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 10,918,147 10,668,641  
Commercial Loans [Member]      
Direct loans and allowances [Abstract]      
Gross 76,820,401 81,668,900  
Less: Allowance for loan losses 3,215,552 3,253,601  
Total, net 73,604,849 78,415,299  
Commercial Loans [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 65,950,398 67,689,627  
Less: Allowance for loan losses 489,706 503,651  
Total, net 65,460,692 67,185,976  
Commercial Loans [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 4,769,861 7,539,513  
Less: Allowance for loan losses 394,868 489,381  
Total, net 4,374,993 7,050,132  
Commercial Loans [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 6,100,142 6,439,760  
Less: Allowance for loan losses 2,330,978 2,260,569  
Total, net 3,769,164 4,179,191  
Commercial Loans [Member] | Neither Past Due Nor Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 69,089,455 73,733,770  
Commercial Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 65,012,678 66,885,472  
Commercial Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 4,076,777 6,848,298  
Commercial Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Commercial Loans [Member] | Past Due but Not Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 1,630,804 1,495,370  
Commercial Loans [Member] | Past Due but Not Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 937,720 804,155  
Commercial Loans [Member] | Past Due but Not Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 693,084 691,215  
Commercial Loans [Member] | Past Due but Not Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Commercial Loans [Member] | Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 6,100,142 6,439,760  
Commercial Loans [Member] | Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Commercial Loans [Member] | Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Commercial Loans [Member] | Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 6,100,142 6,439,760  
Residential Mortgage Loans [Member]      
Direct loans and allowances [Abstract]      
Gross 24,176,919 23,235,575  
Less: Allowance for loan losses 960,620 968,148  
Total, net 23,216,299 22,267,427  
Residential Mortgage Loans [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 19,150,071 18,640,433  
Less: Allowance for loan losses 54,102 83,536  
Total, net 19,095,969 18,556,897  
Residential Mortgage Loans [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 3,558,101 3,207,082  
Less: Allowance for loan losses 121,257 126,834  
Total, net 3,436,844 3,080,248  
Residential Mortgage Loans [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 1,468,747 1,388,060  
Less: Allowance for loan losses 785,261 757,778  
Total, net 683,486 630,282  
Residential Mortgage Loans [Member] | Neither Past Due Nor Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 21,543,102 20,961,268  
Residential Mortgage Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 18,590,194 18,213,711  
Residential Mortgage Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 2,952,908 2,747,557  
Residential Mortgage Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Residential Mortgage Loans [Member] | Past Due but Not Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 1,165,070 886,247  
Residential Mortgage Loans [Member] | Past Due but Not Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 559,877 426,722  
Residential Mortgage Loans [Member] | Past Due but Not Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 605,193 459,525  
Residential Mortgage Loans [Member] | Past Due but Not Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Residential Mortgage Loans [Member] | Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 1,468,747 1,388,060  
Residential Mortgage Loans [Member] | Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Residential Mortgage Loans [Member] | Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Residential Mortgage Loans [Member] | Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 1,468,747 1,388,060  
Micro-Business Loans [Member]      
Direct loans and allowances [Abstract]      
Gross 22,425,750 22,372,293  
Less: Allowance for loan losses 2,067,129 1,969,888  
Total, net 20,358,621 20,402,405  
Micro-Business Loans [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 15,992,994 13,364,592  
Less: Allowance for loan losses 347,783 315,837  
Total, net 15,645,211 13,048,755  
Micro-Business Loans [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 4,630,184 7,266,262  
Less: Allowance for loan losses 431,278 540,906  
Total, net 4,198,906 6,725,356  
Micro-Business Loans [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 1,802,572 1,741,439  
Less: Allowance for loan losses 1,288,068 1,113,145  
Total, net 514,504 628,294  
Micro-Business Loans [Member] | Neither Past Due Nor Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 19,591,376 19,581,178  
Micro-Business Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 15,728,517 13,128,339  
Micro-Business Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 3,862,859 6,452,839  
Micro-Business Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Micro-Business Loans [Member] | Past Due but Not Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 1,031,802 1,049,676  
Micro-Business Loans [Member] | Past Due but Not Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 264,477 236,253  
Micro-Business Loans [Member] | Past Due but Not Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 767,325 813,423  
Micro-Business Loans [Member] | Past Due but Not Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Micro-Business Loans [Member] | Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 1,802,572 1,741,439  
Micro-Business Loans [Member] | Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Micro-Business Loans [Member] | Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Micro-Business Loans [Member] | Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 1,802,572 1,741,439  
Consumer Loans [Member]      
Direct loans and allowances [Abstract]      
Gross 20,060,184 19,913,501  
Less: Allowance for loan losses 2,034,615 1,680,765  
Total, net 18,025,569 18,232,736  
Consumer Loans [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 15,196,045 15,342,515  
Less: Allowance for loan losses 285,091 300,321  
Total, net 14,910,954 15,042,194  
Consumer Loans [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 3,317,454 3,471,604  
Less: Allowance for loan losses 435,151 439,572  
Total, net 2,882,303 3,032,032  
Consumer Loans [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 1,546,685 1,099,382  
Less: Allowance for loan losses 1,314,373 940,872  
Total, net 232,312 158,510  
Consumer Loans [Member] | Neither Past Due Nor Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 17,762,427 18,166,109  
Consumer Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 14,934,631 15,136,571  
Consumer Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 2,827,796 3,029,538  
Consumer Loans [Member] | Neither Past Due Nor Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Consumer Loans [Member] | Past Due but Not Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 751,072 648,010  
Consumer Loans [Member] | Past Due but Not Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 261,414 205,944  
Consumer Loans [Member] | Past Due but Not Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 489,658 442,066  
Consumer Loans [Member] | Past Due but Not Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Consumer Loans [Member] | Impaired [Member]      
Direct loans and allowances [Abstract]      
Gross 1,546,685 1,099,382  
Consumer Loans [Member] | Impaired [Member] | Stage 1 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Consumer Loans [Member] | Impaired [Member] | Stage 2 [Member]      
Direct loans and allowances [Abstract]      
Gross 0 0  
Consumer Loans [Member] | Impaired [Member] | Stage 3 [Member]      
Direct loans and allowances [Abstract]      
Gross S/ 1,546,685 S/ 1,099,382  
[1] As of December 31, 2023, and 2022, the allowance for loan losses for direct loans, indirect loans and due from customers on banker’s acceptances, was determined under the expected credit loss model as established in IFRS 9. The movement in the allowance for loan losses is shown below for direct loans and indirect loans and due from customers on banker’s acceptances:
[2] See note 3(b).