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ADMINISTRATIVE EXPENSES (Details) - PEN (S/)
S/ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Administrative Expenses [Abstract]      
IT expenses and systems outsourcing S/ 1,080,001 S/ 908,339 S/ 741,429
Publicity and loyalty programs 720,718 652,587 486,885
Audit, consulting and professional fees 336,715 333,325 312,978
Taxes and contributions 264,326 280,171 289,484
Transport and communications 226,860 225,491 208,244
Repair and maintenance 157,127 136,105 123,232
Outsourcing 144,534 113,211 99,440
Sundry supplies 118,510 87,844 57,093
Commissions by agents 115,120 106,356 104,700
Short term, low value and variable income lease 108,357 91,680 86,417
Security and protection 64,432 64,480 63,500
Subscriptions and quotes 61,945 55,914 55,331
Electricity and water 56,359 50,566 48,886
Insurance 56,324 62,994 62,142
Electronic processing 39,764 35,896 39,528
Cleaning 22,677 20,435 20,105
Others 229,434 188,671 154,323
Total S/ 3,803,203 S/ 3,414,065 S/ 2,953,717