RIGHT-OF-USE ASSETS,NET AND LEASE OLIGATIONS

12 Months Ended

Dec. 31, 2022

RIGHT-OF-USE ASSETS, NET AND LEASE OBLIGATIONS [Abstract]

RIGHT-OF-USE ASSETS AND LEASE LIABILITES

12 RIGHT-OF-USE ASSETS, NET AND LEASE OBLIGATIONS

a) Right-of-use

The Group has leased agreements according to the following composition:

	Property: Agencies and offices			Servers and technology platforms			Transport units			Other leases		2022			2021			2020
	S/(000)			S/(000)			S/(000)			S/(000)		S/(000)			S/(000)			S/(000)
Cost -
Balance as of January 1,		769,181			151,135			2,731			46,308		969,355			990,148			997,817
Additions		93,867			786			802			18,493		113,948			110,005			194,501
Disposal and others		(55,626	)		(558	)		(228	)		–		(56,412	)		(130,798	)		(202,170	)
Balance as of December 31		807,422			151,363			3,305			64,801		1,026,891			969,355			990,148
Accumulated depreciation -
Balance as of January 1,		324,244			43,950			1,652			13,092		382,938			287,220			175,977
Depreciation of the period		112,307			28,116			618			10,294		151,335			161,287			172,005
Disposal and others		(50,443	)		(554	)		(218	)		–		(51,215	)		(65,569	)		(60,762	)
Balance as of December 31		386,108			71,512			2,052			23,386		483,058			382,938			287,220
Net carrying amount		421,314			79,851			1,253			41,415		543,833			586,417			702,928

b) Lease Liabilities

The Group maintains contracts, with certain renewal options and for which the Group has reasonable certainty that this option will be exercised. In those cases, the period of lease used to measure the liability and assets corresponds to an estimation of future renovations.